Bell network
 

So I guess my 2 year contract is almost up with Bell since they sent the following text message
Bell msg: Upgrade to the Samsung Galaxy S10 on Canada's best national network and get a $100 bill credit. With Bell SmartPay, get it for $0 down, 0% APR on eligible 2-yr. plans with no data overage charges. Taxes & fees apply at time of purchase. Visit a Bell store or The Source by Nov 17. Bill credit may take up to 3 billing periods. See bell.ca/newdevice to learn more. ( bell.ca/messagesettings )

I am not really sure what they mean with their Smartpay and the $100 credit. A new phone is great but I am looking to reduce my bill. Currently paying $85 plus tax for 10GB per month and unlimited Canada wide calling.

I hardly use over 2GB of data and talk about 30mins a month.

When looking at other provides it seems I can get something a lot cheaper without a phone but when I add a phone in the cost really goes up. I was thinking of getting the p30 lite. Going to shop around for a bit but does anyone know any good deals going on? Not really wanting to get a phone without a headphone jack unless I have no choice.