BIC_BAWS Adventure Thread [Archive] - Page 2

sonick

11-07-2024, 05:09 AM

Random 3:45am thought..

I wonder if 655 and the pressure of being the best there kinda fucked me up. The feeling of never being good enough, needing to be the best of the best, needing absolute perfection, and if you're not the best then you're shit and a waste of life. I wonder if all that as a HS kid, caused more issues than I actually know.. ..

I mean I wasn't complaining back then, but there's a chance it explains the extremely high desire to be perfect and the self worth issues as a result of it.

Sent from my SM-G781W using Tapatalk

That feeling is not unique to you, I think that's pretty much the feelings most kids of first gen immigrants feel. It won't be helpful if you try to externalize the reason for the position you are in now.

underscore

11-07-2024, 06:37 AM

Those developmental highschool years are hard enough on people to begin with. Adding all that on top is going to have a big impact during that time and it's going to be lasting.

Traum

11-07-2024, 09:26 AM

I had a similar mindset back in HS, and I was doing quite well academically back then too, so it reinforced the the concept and the belief that I was among the smartest. Fast forward to university, and I was served a very big slice of humble pie in the big pond. Every subject was tough. Everyone around me seemed like they were so smart, so aware of what they want, so driven, and that just blew me away. And then when the first midterm came, I failed it miserably -- it was a mid 40's score out of 100, although to be fair, the median mark was right aroudn there too LOL~

I've wisened up a bit since then. But later on when I transferred to Ontario for school, it was another mind-blowing moment as most people around me seemed to be at least 2x as smart, and work 3x as hard as what I was used to see at SFU. That was really humbling.

Ironically, having heavily immersed myself in autox was yet another humbling and massive learning experience. It made me realize no matter how good I was, mistakes will always be made, and perfection is nearly impossible to achieve even though it always seems to be within reach. And then when you screw up -- there is no turning back, and all you can do is to keep looking forward, and make the best out of the rest of the journey. To me at least, that last point was a really valuable life lesson.
I wonder if 655 and the pressure of being the best there kinda fucked me up. The feeling of never being good enough, needing to be the best of the best, needing absolute perfection, and if you're not the best then you're shit and a waste of life. I wonder if all that as a HS kid, caused more issues than I actually know.. ..

I mean I wasn't complaining back then, but there's a chance it explains the extremely high desire to be perfect and the self worth issues as a result of it.

JDMDreams

11-07-2024, 09:29 AM

If Donald Trump can be president x2, you're also a special snowflake :accepted:

badgerx3

11-07-2024, 11:44 AM

Unsure if this has already been said by another poster but I am offering my 2c.

Perfectionism and Imposter Syndrome correlate, and it seems you are experiencing it.

https://www.bil.ac.uk/about-us/news/perfectionism-and-imposter-syndrome/

Speaking from personal experience, I've gone through it and I believe everyone does, to a certain extent.

Another recommendation I would have is to seek a mentor. Doesn't matter if this person is someone you aspire to be or just someone who can be a sounding board for you. I found it helpful in my 20s to have someone like this as I believe it helped me become more introspective and self-aware. Feel free to DM me if you wanna chat.

SkinnyPupp

11-07-2024, 12:42 PM

That feeling is not unique to you, I think that's pretty much the feelings most kids of first gen immigrants feel. It won't be helpful if you try to externalize the reason for the position you are in now.
Yup. Trust me; having parents who gave zero shits about your education is no better at setting you up for an anxiety free young adulthood.

We get fucked either way, just from different angles

BIC_BAWS

11-07-2024, 02:45 PM

I think dark0821 is tryna sell me into an underwater loan
https://uploads.tapatalk-cdn.com/20241107/b2755c4560249251074c74d280bd44b4.jpg

Sent from my SM-G781W using Tapatalk

Badhobz

11-07-2024, 02:52 PM

JDMDreams

11-07-2024, 06:01 PM

I heard salesmen at Hyundai be balling, buying rolexes and looking at rwd beetles. Maybe you should look into that.

teggy604

11-07-2024, 06:16 PM

most sales people that work at a dealership always have expensive cars. I remember back in the day when I worked at a dealership. The new fancy cars all belong to sales dept. The old beaters always belong to techs. ahaha.

underscore

11-08-2024, 05:21 AM

Yah you see! That’s the mark of a great salesman. Now he just needs a BUS ad instead of those bitch ass realtors, and he would be golden. I honestly don’t know why only realtors take out billboards and bus ads. None of them make me wanna buy a house. But if you put up darks face next to a Hyundai N, at least I’ll be like huh… that’s interesting.

It's purely ego. A buddy of mine asked a bunch of realtors once if they actually get any clients from those billboards and they said no, they just like seeing their face up there lol.

Badhobz

11-08-2024, 06:30 AM

Most of them looks stupid to me. Some of these guys / girls don’t have a face for billboards / buses. Didn’t anyone tell them that ? Especially on the bus where they occasionally have a wire / cable sticking out of their portrait.

68style

11-08-2024, 06:33 AM

It's purely ego. A buddy of mine asked a bunch of realtors once if they actually get any clients from those billboards and they said no, they just like seeing their face up there lol.

If you guys are ever in Calgary and go to the airport to leave, driving in this fuckin guy here Justin Havre he looks like a giant mini-me and he has like 10 billboards just on your way to the terminal including the entire side of a parkade like probably 100 feet high. It's insane.

I asked my realtor who the fuck is this clown and he said he doesn't even actually sell houses he just runs a pyramid scheme of realtors where he takes % from everything all the ones underneath him sell.

Yah this is your last view as you leave Calgary lol:
https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcTpdK7PycrNGjN1oZWhuN5MKiqOx5axw X1zKw&s

JDMDreams

11-08-2024, 07:19 AM

They never look like their pictures or the pics were taken like 20 years ago after seeing them in person

underscore

11-08-2024, 08:06 AM

I'm pretty sure I've seen that face walking through the airport, I figured anyone with that many ads has to be dodgy lol.

In Kelowna they're mostly billboards on the westside before you cross the bridge. Most are horror shows of too much makeup or wack plastic surgery.

Gerbs

11-08-2024, 10:19 AM

Random 3:45am thought..
if you're not the best then you're shit and a waste of life. I wonder if all that as a HS kid, caused more issues than I actually know.. ..

I mean I wasn't complaining back then, but there's a chance it explains the extremely high desire to be perfect and the self worth issues as a result of it.

That's how my mind operates for most things I do. If you're not the best then you're a POS and you're wasting life. I get really disappointed if I am not above average at things.

How I cope with that is I'll only put 110% effort and set goals that fall into the top 1-10% for things that I know I have a good chance to achieve. Only these things I'll prioritize and cause me to minor stress. It's nice to have goals to build onto everyday in a mundane day to day.

After finishing CPA / Buying own place by / Buying dream car by 24, I entered a period of no goals and no stress but after 6-12 months my mind didn't feel good not having anything to work towards so these goals make me feel more at ease than cause stress these days.

- Making money, try to get into top 1% 25-29 after tax $105K (https://www12.statcan.gc.ca/census-recensement/2021/dp-pd/dv-vd/income-revenu/index-en.html)
- Try to make it to 5.0+ Pickleball / 3.5+ Tennis
- Break 90 in Golf 2025
- Continue to grind Poker and make $50,000 over 1,000 hours (Already logged over 8,000 study/playtime over a decade)
- Hit FIRE by 40 while maximizing travel, hobbies, and entertainment via churning (Need to join US game)

Everything else I do like Vball, running, video games, I treat it like leisure activity like an arcade. I don't bash myself if I don't have the highest vertical, fastest pace, or challenger in league anymore.

Gerbs

11-08-2024, 10:27 AM

. The feeling of never being good enough, needing to be the best of the best, needing absolute perfection, and if you're not the best then you're shit and a waste of life.

https://youtube.com/shorts/ONoEZe8BLGA?si=pZEoNf0T4pk7MeAM

I saw this last night before bed and it really resonates with the conversations that I had where friends feel like they need to be similar to those around them (top 1-10%) and had crazy expectations and standards. Everybody wants what feels good, to be carefree, happy and easy life, to fall in love and have amazing sex and relationships, be popular and well-respected and a total baller. But their actions never reflect the journey they must take to seek the reward. The video above suggests that you should seek to adjust your expectations and dreams to your current situation, potential outlook and what you're actually doing.

So for example, if you're making $60K, you can't look back in life and be emo that you're not making $150K+ like your peers. Nor should you set a goal of making $150K and finding a career you enjoy, in 3-5 years to match your friends. You should seek to become average first before you seek for perfection.

That means figure out how to hit $80K to be above average, given your education, experience, network, etc. and not stressing that you're not making $150K+ like all your peers. You might find out that the guys making $150K+ had to sacrifice through lots of hard work and delayed gratification that you don't want to do. I WANT MY GT4 and I WANT IT NOWWWWWWWW

"You must teach yourself to want what you can get" is a lesson in the art of contentment and realistic ambition. In life, we often find ourselves longing for things that are beyond our reach—whether it’s a certain lifestyle, career achievement, or personal goal. This constant yearning can lead to frustration and dissatisfaction. Instead, the phrase suggests we should train ourselves to desire what is already attainable. It’s not about lowering standards or giving up on dreams, but about adjusting our expectations to match reality. By doing so, we can find joy and fulfillment in the things we are capable of achieving, rather than constantly striving for something out of reach. This mindset not only reduces stress but also opens our eyes to the value in what we already have, fostering a deeper sense of gratitude and peace

JDMDreams

11-08-2024, 12:49 PM

I think you have to lay out your goals. Like ok great you own a house now. But what's next. When will you sell? So let's say it goes from $1.5 - $2m what's your cut? Is that enough for your next step? What are you gonna do with the cash? Buy a beetle? Move to Calgary? Would that get you out of your rut? Less taxes, cheaper gas?

Gerbs

11-08-2024, 01:24 PM

Sell house and buy the 911!

Traum

11-08-2024, 01:37 PM

I just had a look through Porsche Vancouver and Porsche Langley's CPO selection for 911, and it is wild that the cheapest 911 coupe they have available are asking for $187k and $194k, respectively.

bcrdukes

11-08-2024, 02:25 PM

You guys can afford it.

BIC_BAWS

11-08-2024, 05:26 PM

Holy fuck you sig'd it.

dark0821

11-09-2024, 08:12 AM

^ wait what? Nononononono

I expect almost every single each of you to purchase at least one car off my hands in your lifetimes.... once I make it to Porsche~~~

EvoFire

11-12-2024, 12:57 AM

GLOW

11-12-2024, 07:43 AM

Holy fuck you sig'd it.

there goes my quote...it was a good run FeelsBadMan

BIC_BAWS

11-12-2024, 08:15 AM

Holy shit it took me 3 days to get through this thread.

I think most of what needs to be said as already been said, but I'm holding you on that "never buying another car" BS cause let's be real you and I and everyone here know it's BS.

When I bought the M3 I knew there was another car on the horizon for me. I just didn't know what it is yet.Look at my sig. Aside from the E36 M3 that was pennies, nothing was actually purchased because I wanted to, it was a had to thing.

That's why, I'd only buy another car if it got written off. Or I guess if I actually sold the car which I'm coming to terms with alongside other changes I'm considering (moving out of BC/the country).

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EvoFire

11-12-2024, 08:31 AM

Look at my sig. Aside from the E36 M3 that was pennies, nothing was actually purchased because I wanted to, it was a had to thing.

That's why, I'd only buy another car if it got written off. Or I guess if I actually sold the car which I'm coming to terms with alongside other changes I'm considering (moving out of BC/the country).

Sent from my SM-G781W using Tapatalk

It's not gonna last 50 years is my point. Even if you don't get the itch of trading it in, you will need to replace it or find something else more reliable down the road. Cars will age, shit breaks. You will get to the same point as the 330 where it's just too expensive to fix and you'll go buy an EV.

AstulzerRZD

11-12-2024, 11:11 AM

Low key I went from an EV > X5 > Escalade > Mini Cooper last week - reminded me how simple is literally best sometimes.

I'm happiest in the little Cooper S ripping launch control at every stop light

SkinnyPupp

11-12-2024, 02:23 PM

Cooper S is fun. Borrowed my sister's convertible one summer, and it was gay as shit but still fun to drive

Hondaracer

11-12-2024, 02:36 PM

As I’ve said before, go blow your load in Vegas. Spend a few G’s driving every one of your dream cars.

There will never be another car you can reasonably purchase that will ever come close to that experience, and odds are, you’ll be let down by the vehicles worth 5, 10, 20 times what you could possibly afford, so you’ll avoid the let down and chase of pursuing a vehicle lol.

100% that’s what happened to me. I’m still a huge car guy and love cars, but after ripping through gears in Aventador, 458, GTR, and ultimately driving some super cars locally (GT2 RS, etc.) I couldn’t even buy a corvette really and be like oh yea.. this hits the spot

teggy604

11-12-2024, 03:17 PM

It's not gonna last 50 years is my point. Even if you don't get the itch of trading it in, you will need to replace it or find something else more reliable down the road. Cars will age, shit breaks. You will get to the same point as the 330 where it's just too expensive to fix and you'll go buy an EV.

we will all be Seniors at that time. Taking the bus, or robotaxis. lol.

GLOW

11-12-2024, 03:31 PM

As I’ve said before, go blow your load in Vegas. Spend a few G’s driving every one of your dream cars.

he'll do what you say separately Kappa :troll: :ifyouknow:

Badhobz

11-12-2024, 03:42 PM

supafamous

11-12-2024, 03:56 PM

I’ve always said that the Porsche car rental program is a fantastic deal for your fair weather enthusiasts. Like from Oct to March my cars are in hibernation anyways so a program like that makes a lot of sense to me.

Rent a month of stupid beetle or a month of Cayman and go nuts. Drive the shit out of it. You’ll still be ahead of owning one of these, and you’ll actually drive it the way they were engineered to be driven.

https://www.porschedrive.ca/en-CA/vancouver/vehicle/f663cb4e-9c5a-4843-a5ad-b188eb76c694/911-carrera-gts

$4900/mo for a 911 GTS that includes 2500km and insurance. Nice spec too - green with a chalk interior. It's a "bargain" if you can swing it. Book 2 weeks off when you have it and cruise down the coast or do a road trip into the interior.

Badhobz

11-12-2024, 04:00 PM

It is a bargain ! Because after about a month of ownership, the fad wears off and you’ll be left with a useless beetle that you barely drive or just occasionally take it to the grocery store.

This is the best of both worlds. You get the experience, none of the headaches of ownership and you literally are gonna drive the tires off it.

EvoFire

11-12-2024, 05:46 PM

Now you guys are digging the hole for baws to fall deeper into.

westopher

11-12-2024, 05:56 PM

Lol goes from "here's how to be fiscally responsible" to go to Vegas to rent supercars, or rent a Porsche for 5k monthly.

Hondaracer

11-12-2024, 06:07 PM

Hey it’s like any addict, you can steer them away from it, but if the addiction is bad enough maybe you can find some lesser evils :lol

GLOW

11-12-2024, 07:03 PM

we have to cover all angles and all scenarios Kappa

JDMDreams

11-12-2024, 07:11 PM

He just has to go to Vegas double down and win it back

RabidRat

11-12-2024, 10:10 PM

Holy shit it took me 3 days to get through this thread.

Lolol yeah things really escalated while you were out.

Gerbs

11-13-2024, 08:02 AM

Thinking about splitting the 2x GTS amongst 4 guys for a bro-trip down PCH.

That's insane value for $5K/2,500KM or splitting it 3-4 ways for the summer!

Traum

11-13-2024, 09:29 AM

With the Porsche Drive program, I believe each rental allows for 2 drivers to be registered to drive the car.

So Bic Baws really just need to find a partner in crime, and he'd be all set for a 911 or something.

Gerbs

11-13-2024, 09:35 AM

How'd we go from $1,500 mortgage being expensive to spending $2,500 a month on a 911 rental!

supafamous

11-13-2024, 09:38 AM

AstulzerRZD

11-13-2024, 09:44 AM

Considering a new 911GTS goes for over $300k after tax the Porsche Drive program is a steal (if you have the money and time). Would I rather rent a 911 once a month each year or buy a used ND Miata for $30k and keep it for 6 years? Since I don't really need a second car year round it seems like the 911 is a great deal.

I would go GTS to scratch that itch and see if it's really what you want; you been talking about a targa for years

458/Performante ended up being more my cup of tea after driving em, gotta set my sights higher now

Gerbs

11-13-2024, 10:40 AM

I still want a 458

dark0821

11-13-2024, 11:21 AM

^^^^ LOL who doesnt want a 458... the people who doesnt want it probably already have one... or have a LFA

And the Porsche Rental program have insurance built into the payment, so your only expense is gas... if you dont hit anything ofc

supafamous

11-13-2024, 12:04 PM

I would go GTS to scratch that itch and see if it's really what you want; you been talking about a targa for years

458/Performante ended up being more my cup of tea after driving em, gotta set my sights higher now

Man, I'm only lower case rich, not upper case RICH. A 458 is nothing more than a poster fantasy for me.

underscore

11-13-2024, 12:31 PM

Thinking about splitting the 2x GTS amongst 4 guys for a bro-trip down PCH.

That's insane value for $5K/2,500KM or splitting it 3-4 ways for the summer!

That'd be a great way to do it. Depending on what the overage fee is like you'd need 2 months to get the mileage to do it, but split with a buddy it'd be ~$4200 each to do it in a 911 or ~$2700 for a Cayman instead of your own vehicle which isn't too bad. It's certainly cheaper than the normal way of getting to do that drive with a Porsche and having to buy it lol.

Gerbs

11-13-2024, 12:37 PM

Day rentals are probably already $1-2K!

underscore

11-13-2024, 12:57 PM

If you figure 2 weeks to do the trip you're spending $2-300/day to have the Porsche so it's a bargain by comparison lol.

Hondaracer

11-13-2024, 01:11 PM

I doubt that Porsche rental supports multiple drivers no?

donk.

11-13-2024, 01:23 PM

I still want a 458

If only you put your condo for sale........ stonk returns might get you a 20k return, but you cant drive stonk returns

You know what to do.

supafamous

11-13-2024, 01:24 PM

I doubt that Porsche rental supports multiple drivers no?

Rentals allow 2 drivers too - they offered to put my wife on the car when I had a 992 a few years ago.

Day rentals are probably already $1-2K!

$680/day (incl taxes) for a 911 and I think I paid about $400/day for the Boxster GTS.

I can't recall what the charge is for going on mileage but I don't remember it being too high - I didn't worry about the cost of going over.

The lesson here for BIC is to sell his CTR and his house then go rent a 911 once a year.

JDMDreams

11-13-2024, 01:27 PM

No the lesson is go to the gym with hobs then get picked up by the Ferrari girl. ??? Free Ferrari :accepted: stonk returns are for the poor

Badhobz

11-13-2024, 02:34 PM

I refused her one too many times so last few interactions she brought food to the gym for me to test.

What kind of a stupid fat fuck do people think I am that I have to eat at the god damn gym ?!

Here you go fatty, enjoy my 5 spice pork belly with rice ! Right before you do a 40 minute run. Other dudes at the gym look at me like I’m a fucking weirdo

Manic!

11-14-2024, 01:57 AM

https://turo.com/ca/en/car-rental/canada/laval-qc/porsche/911/2575732

Traum

11-14-2024, 08:23 AM

I thought Turo has a vehicle MSRP limit of something that isn't too high -- like $70k or $80k max?

westopher

11-14-2024, 08:59 AM

That would definitely be new. I've looked up renting GT3s or Ferraris on trips before. Never done it, but they were there. That would pretty much limit turo to model 3s and civics these days.

Manic!

11-14-2024, 09:58 AM

I thought Turo has a vehicle MSRP limit of something that isn't too high -- like $70k or $80k max?

Looks like it's 150K in Canada. No idea how that Dakar got posted but it looks like that user is a super host.

https://help.turo.com/en_us/meeting-vehicle-requirements-or-canada-ryYjTRW8c

Vehicle age and condition

Be no more than 12 years old, with exceptions for “specialty” or “classic” vehicles
Have fewer than 200,000 kilometres
You must maintain your vehicle and continue to meet our maintenance and safety standards as your vehicle ages
Once listed, vehicles that reach or exceed 200,000 km may remain listed if they’re in excellent condition and continue to meet all legal, safety, and mechanical standards
Have a fair market value of up to $150,000
Turo provides coverage for the actual cash value (ACV) of the vehicle, up to $150,000
Turo uses a third-party vendor to determine vehicle value at the time of listing
Read more about vehicle coverage limits
Have a clean (e.g., not a “branded” or “salvage”) title
You’re responsible for knowing your vehicle’s title history
If you don’t, get a vehicle history report from Carfax before listing on Turo
Has never been declared a total loss

Badhobz

11-14-2024, 10:08 AM

pretty sure that stupid beetle is worth more than 150k. also pretty sure you cant even buy a base model beetle nowadays for less than 150k.

stupid trash ass beetles

twitchyzero

11-14-2024, 04:34 PM

https://www.youtube.com/watch?v=sjHtHh9D8jI

Badhobz

11-14-2024, 04:47 PM

i derailed the shit out of the thread. sorry bic baws.

you stick to your guns young man.

If you want some 30-40 year old lady with money to blow your cock, come to my gym in richmond. She seems to want a project or an idiot... or a pet of some sort to take care of.

JDMDreams

11-14-2024, 10:27 PM

And get you out of debt :accepted:

Gumby

11-14-2024, 11:27 PM

If you want some 30-40 year old lady with money to blow your cock, come to my gym in richmond. She seems to want a project or an idiot... or a pet of some sort to take care of.
Is this offer open to RS members as well? Asking for a friend!

just kidding, I am happily married :)

BIC_BAWS

11-22-2024, 12:20 PM

bcrdukes

11-22-2024, 01:03 PM

From personal experience, a big emphasis on "it depends."

It's worth trying out to gauge the landscape, but that also boils down to luck and opportunity. If you can network, help grow a business or at least get some leads, then yes, it's worth it. But if there's an economic downturn, or you know that key influencers never show up, then there really is no value. Sometimes, it can be a complete circle jerk, but on the other hand, these things can be a complete gold mine. Your job is to sell.

For example, if you have a group of PMP-certified project managers who meet regularly and their desire is to network and get new leads to jobs opportunities, but you have no companies involved and everyone is out of a job, there may be no value in the membership, so you have to create the value to them. You'll have a lot of new graduates who are keeners and think it's prestigious to be part of an exclusive club, if you will, so you can target these clowns easily.

On a personal level, I'm at a point in my career and life where I don't feel I need to be a part of any professional associations anymore, so I stopped renewing my membership and became a recluse. I didn't feel I got any value out of it early on in my career, but that was the market in Vancouver, and attitudes have changed over the past decade or so.

Badhobz

11-22-2024, 01:06 PM

im on a bunch of these organizations and its all a waste of time. frankly they just hold events to spend money and promote their own farts.

yearly get-together to drink and discuss how self-important everyone is.

bcrdukes

11-22-2024, 01:31 PM

Not everyone is a shipping mogul, okay? (But this is why Badhobz is rich, and the rest of us are poor.) :okay:

yray

11-22-2024, 02:10 PM

my work is part of an association for the PNW...

the joke is it shows you're still in business as everyone knows each other already :lol

Traum

11-22-2024, 02:29 PM

My wife is in this sort of professional association -- 2 different ones serving different purposes actually.

One of them functions more like a union, and is the body that issues their licence to work. Since you can't work without a licence, everyone is in it. They are supposed to advocate for the rights of their members, but I feel like they actually have very little bargaining power with the government. In that sense, it is really unfortunate.

The other professional association is not mandatory, but is a very useful B2B type of thing. One of their primary functions is to act as an intermediate / negotiator between suppliers and the association members. In that role, the professional association can leverage their numbers to get some meaningful discounts on products for their members. They also provide resource and seminars to help with different aspects of business operations, so that's useful too.

p.s. Good for you to get on top of job hunting! Hopefully it'll get you a nice raise?

Badhobz

11-22-2024, 02:38 PM

so one year we had this casino night for the Canadian Shipping Federation. They held it at the Pacific Rim Hotel, in this huge conference room and a large lavish feast full of seafood and unlimited drinks.

I was just sitting there thinking WTF, you know who pays for this shit? THE CUSTOMERs. Everyone here takes a cut per teu (twenty-foot equivalent unit). Everyone and anyone in the business was invited. You got freight forwards, railroad, carriers, etc. Everyone and anyone in the biz.

Of course they couldn't do real gambling so they hired this team of professional casino vendors to simulate the experience. Like a real roulette wheel, blackjack table and even brought in some slots but all played with these inhouse tokkens. The winner of the evening would win "prizes" like ipads, mac's, etc.

Well I had no intention of staying for long, I rather go home and sit with my chihuahuas while listening to smooth jazz. So I took my initial seed money of 50k and bet it all on 1 number in roulette (thinking that ill lose this shit, say I'm busted out and then I get to go home). OF COURSE I HIT THE FUCKING NUMBER. and now I'm up like 1.75 million dollars.

I had to sit there waiting for the rest of these jackasses to either bust or overtake me (none succeded) all the way till 2am in the god damn morning before they handed out prizes. Longest iPad wait of my life (I didn't want a mac at that time... is should have gotten the mac instead). Me being the cheap chinamen, I ain't going to leave a fucking iPad on the table that I won fair and square. But I had to talk to soooo many idiots that night, I wanted to die.

Does this sound fun to you? if so, then professional organizations are for you!!!! if not, don't bother joining these jackasses.

Often there are groups of old men who treat this like a frat and run around showing off their latest acquisitions. AH HERE's my 23 year old wife (he's 65). Ah look at this shinny new rolex I got last winter in Dubai. etc etc. Valet parking is so full of stupid exotics that they moved my camry so far off in the peasant lot that it took 20 minutes to get my car back

pastarocket

11-22-2024, 03:01 PM

Wow, that's an epic story, Hobz.

As a federal government worker, I don't have a choice of not joining a association because I am part of a labor union.

Nothing ever exciting happens within a public sector labour union at the federal government level.

Hobz, at least you had the experience of playing at a "casino" and winning prizes.

Public sector labour union members don't get jack. It wouldn't be good optics for the federal public servants to have a big office party dinner or lunch thanks to tax payer funding.

You'll get the occasional ice cream or a Timmy Ho's muffin from the health and safety committee or mental health committee at work. It's about work/life balance. LUL

National Public Service Week (NPSW) in June of every year is when federal public servants get some free time during each work day for one week to get some free pizza, breakfast bakery items, or ice cream. A celebration of work to serve Canadians.

The funding for NPSW is so little that federal employees have to be very creative with "fun" games for employees.

How little is the funding for NPSW? Six bloody dollars per person per day during that week for celebration events including food. :lawl:

The "fun" event for one day during NPSW this year was a paper airplane contest hahaha. :facepalm:

Federal employees get to use some office paper to fold paper airplanes and fly them in an office area to win some gift cards hahaha.

Badhobz

11-22-2024, 03:04 PM

yeah you guys get it bad. You're real government workers. we are only quasi-government as we are responsible for our profit/losses while the fed/prov only takes a portion of our income

Yikes. Ive heard that you cant even get coffee or tea covered.. cheap ass government bs.

GLOW

11-22-2024, 03:24 PM

if you need it for a job, eg an architect stamping designs, then ya, you need your prof designation...

if not, then it's just letters behind your name in your emails to make yourself sound more credable or for ego. i was thinking of writing tests and getting several more letters behind my name, but didn't want to deal with membership dues, continuing education etc... at this point in my life/career, i'm long and grey in the tooth. i don't need to show off how much i know to ppl... they'll know when they start pissing me off.

i don't network, i'm old and crusty.

that being said, if you're looking to apply for jobs, then ya they could have requirements & nice to haves and that may separate you from being short listed...

Gerbs

11-22-2024, 04:37 PM

Badhobz

11-22-2024, 05:08 PM

I’m sure my company pays those dues too. I mean we got a seat at the royal yacht club and the Vancouver club(not so much here). You wanna see where snooty old white people go to get away from ze Asians ? Dems hiding out in their oak rooms with cigars and epstine like encounters.

underscore

11-22-2024, 08:27 PM

One of them functions more like a union, and is the body that issues their licence to work. Since you can't work without a licence, everyone is in it. They are supposed to advocate for the rights of their members, but I feel like they actually have very little bargaining power with the government. In that sense, it is really unfortunate.

I'm in something similar, it's not required to be able to work but supposedly you'll have a harder time finding a job without it. I don't think it ever comes up in interviews but the extra letters after my name probably don't hurt. Apart from that I don't think it does much for me. I look forward to when I retire and I no longer have to do any more continuing education nonsense just to keep my membership valid.

Tapioca

11-23-2024, 05:24 AM

Larger ones can be valuable, particularly if they actually have the ear of government. That's the main value proposition for members - the associations are effective at lobbying for change that serves their industry.

I prefer participating in pan-business organizations, like chambers of commerce. I like to network and over the years, I've gotten some value from participating in these types of organizations, rather than industry specific associations.

68style

11-23-2024, 07:06 AM

Wow, that's an epic story, Hobz.

As a federal government worker, I don't have a choice of not joining a association because I am part of a labor union.

Nothing ever exciting happens within a public sector labour union at the federal government level.

I didn't know you were with the feds! I was too... 14 years RCMP and 7 DFO. Currently on LWOP lol

PeanutButter

11-25-2024, 02:26 PM

I'm part of four professional associations. They are all mandatory in my health field, so I don't have a choice.

The insurance association is really good. What I like about them is they have this mini course once a year that if you complete it you save like $75 off your membership, it's pretty much you just watching a video. the course is actually pretty good too. They go through actual examples they get throughout the year. Insurance fraud, patient accused you of this, you didn't get consent, you missed this on your documentation. It's all practical things that could happen to you because you get complacent at your position.

For our national association, what they need to do is provide campaigns to increase revenue, simple. Awareness and education is great, but lets be real, I want to see objective growth in my business. It's all about the numbers. Can you give me SEO tips, are there marketing campaigns with materials you can provide me, what can you do to help get people in the door. All the association does right now is buy some radio ads, newspaper ads to promote the profession, but I feel like it would be a lot better for me if you provided us with actual campaigns to supplement the advertising we already do.

Eff-1

11-25-2024, 03:04 PM

Are you guys part of any professional associations? If you are a business owner or manager, is your organization part of any associations?

If so, is it worth it? If not, what changes would you like to see (benefits/events/etc)?

I'm interviewing for a role next week in member relations for a B2B professional association, so I want to come up with a few tactics to increase membership or suggest the creation of programs. I have some ideas already, but I wanted to fact check this on a wider scale.

From my experience, member relations is essentially a sales role. The goal of every B2B business association, say from the Vancouver Board of Trade all the way down to the your local Crackerjacks Association, is to generate membership dues and maintain renewals.

Something to keep in mind that selling these memberships isn't easy. The dues can be high, and in a bad economy (like now) this is very much a discretionary business expense that is at the top of the list of something to cut (unless the business is paying the dues for politcal reasons, etc).

Badhobz

11-25-2024, 03:12 PM

I'm part of four professional associations.

is one of them the association of interrogating your customers to spill personal information? :badpokerface:

PeanutButter

11-25-2024, 04:38 PM

is one of them the association of interrogating your customers to spill personal information? :badpokerface:

You know Badhobz, for $34.50 you can have full access to my online course. It's called, "Mastering the spill technique" =D

Badhobz

11-25-2024, 06:14 PM

Rich dad. Broke dad. Interrogation dad.

BIC_BAWS

11-25-2024, 07:07 PM

Thanks for the feedback everyone. I'm hopeful that I can drive some meaningful change to this particular professional association after some tenure. It seems like a pretty small team and fully government funded. From my understanding, they don't create standards nut they advise on federal legislature (with industry feedback) so they have some political influence / lobbying.

I may have jumped the gun as they didn't really provide me with much information until I asked for roles and responsibilities, which they said that the meeting is primarily an intro meeting to see if our expectations align. I'm not sure how they would align if I know nothing about what this job entails but ok... guess I'll find out in 10 hours LOL

From my experience, member relations is essentially a sales role. The goal of every B2B business association, say from the Vancouver Board of Trade all the way down to the your local Crackerjacks Association, is to generate membership dues and maintain renewals.

Something to keep in mind that selling these memberships isn't easy. The dues can be high, and in a bad economy (like now) this is very much a discretionary business expense that is at the top of the list of something to cut (unless the business is paying the dues for politcal reasons, etc).

The (rough - it's not a posted job and it looks like it's from their notes) roles are responsibilities are:

- onboard new members
- follow up with existing members
- familiarize yourself with the online member directory + assist in the development
- organize activities - sometimes online - between members and potential buyers, by identifying members or other relevant ecosystem players
- work to list universities active in [industry] and onboard their faculties, research Centers or research Chairs
- report to [company] management

I'm feeling relatively confident with this role.. as I have quite a bit of experience in making connections (ie. entrepreneur needs start up accounting, capital funding, marketing, I have made all of those connects). However this is a completely brand new industry to me so I foresee needing quite a bit of time to learn the industry.

In regards to the sales component of it, the ultimate goal is to convince other businesses to join this professional association for the global access to customers. Big fingers crossed as I'm excited to travel across Canada to various conferences (not necessarily in industry) to grow member value.

Traum

11-25-2024, 11:06 PM

bcrdukes

11-26-2024, 04:51 AM

PeanutButter sounds like a serial scammer. :suspicious:

Badhobz

11-26-2024, 07:08 AM

thats how he's rich. he scams old ladies to give up their ATM pin's and add his name to their life insurance policy

PeanutButter

11-26-2024, 12:29 PM

PeanutButter sounds like a serial scammer. :suspicious:

Yikes, that's offensive. I hope I don't convey that.

80% of the people I see are from referrals, so I hope I provide a level of service that warrants a personal referral.

PeanutButter

11-26-2024, 12:37 PM

thats how he's rich. he scams old ladies to give up their ATM pin's and add his name to their life insurance policy

Interestingly, an old lady I see regularly needed help accepting an e-transfer and she legit had her TD account information and password on a piece of paper in her wallet and got me to log into her account for her to accept it on her phone.

she did have the two factor phone SMS thing on her phone, so I guess that should prevent unwanted logins, but damn, some people just don't care.

Badhobz

11-26-2024, 02:34 PM

you should have just jacked her money. people who are that stupid don't deserve to have any money in the bank.

bcrdukes

11-26-2024, 03:01 PM

Yikes, that's offensive. I hope I don't convey that.

80% of the people I see are from referrals, so I hope I provide a level of service that warrants a personal referral.

This reads like a pyramid scheme. :inoutugh:

BIC_BAWS

11-26-2024, 07:22 PM

Good luck with the interview, Bic Baws.

If you do get the job, don't get your hopes up in the association's ability to have some political influence / lobbying. Whether the association has that sway heavily depends on how valuable the government views that sector as. In my wife's case, her sector was obviously deemed to be pretty unimportant as the provincial gov has not increased their fees for 10+ years. And when they finally did somewhat recently, it was something like an extra 25¢ per eligible client.

I think the first call went really well. I briefly discussed some of the ideas that I had to add value to the organization and her face lit up LOL. The nice part was that I didn't really have to "tell her about myself" but instead tell her about the how I can maximize opportunities which is ultimately the cusp of what I do everyday. The total amount of interviews is two, with the next one likely being next week.

The only big red flag right now is that a lot of expenses are paid out of pocket to be reimbursed later. I don't really have the cash flow to do that. And that they haven't figured out a salary range yet. So I didn't give my expectations because I don't want to shoot myself in the foot. That said, I got a follow up email 4 hrs after the interview asking to schedule in a quick call for tmr around 6AM, likely to discuss salary range. I'm pretty concerned about being offered sub 60K since while I like the idea of this job, I won't be able to afford the pay cut.

Aside from salary, everything else looks decent?

I still don't love the idea for banked hours instead of OT tho. While it's not expected, I should probably ask if it's banked at 1.5 or 1:1.

It's 3 weeks of vacation + 2 weeks christmas. Extended health (only at 50% coverage tho), 8 sick days (instead of the standard 5), federal gov stat days, and 35 hour work weeks.

I also don't love the idea of using my personal devices as work devices (ie. cell phone) but they pay $130/mo for home office expenses. Tbh I'd rather them provide me a laptop and a cell phone and I'd just write off home office expenses instead.

Travel comp is per federally standards - accom at < $200/night, per diem, mileage at CRA rates.

Other expenses to meet clients or what not is reimbursed every month + one week, but I don't have the cash flow for this LOL. Would be nice to churn some cards tho.

6793026

11-26-2024, 09:50 PM

from board of trade and local chapters... been to a lot of them.
I attended using company's money but that's it...

Eff-1

11-27-2024, 11:37 AM

The only big red flag right now is that a lot of expenses are paid out of pocket to be reimbursed later. I don't really have the cash flow to do that. And that they haven't figured out a salary range yet. So I didn't give my expectations because I don't want to shoot myself in the foot. That said, I got a follow up email 4 hrs after the interview asking to schedule in a quick call for tmr around 6AM, likely to discuss salary range. I'm pretty concerned about being offered sub 60K since while I like the idea of this job, I won't be able to afford the pay cut.

Aside from salary, everything else looks decent?

I still don't love the idea for banked hours instead of OT tho. While it's not expected, I should probably ask if it's banked at 1.5 or 1:1.

It's 3 weeks of vacation + 2 weeks christmas. Extended health (only at 50% coverage tho), 8 sick days (instead of the standard 5), federal gov stat days, and 35 hour work weeks.

I also don't love the idea of using my personal devices as work devices (ie. cell phone) but they pay $130/mo for home office expenses. Tbh I'd rather them provide me a laptop and a cell phone and I'd just write off home office expenses instead.

Travel comp is per federally standards - accom at < $200/night, per diem, mileage at CRA rates.

Other expenses to meet clients or what not is reimbursed every month + one week, but I don't have the cash flow for this LOL. Would be nice to churn some cards tho.

Here's my take, for what it's worth.

Paying up front and expensing later is very standard/common.

For employess that have cash flow issues, you can sometimes request a cash advance prior to accruing expenses if finance dept allows it.

Your only other option is asking them to provide you with a company card that they pay directly, but you don't see very often because of the liability risk.

Based on your description, my guess for a salary range is $70k - $90k? As you are new to the industry, you're probably going to land in the lower half of that. If you wanted to negotiate, you could conside asking for a variable/bonus component based on hitting certain metrics. Less risk for them, they may be more amicable to it.

This sounds like a job with lots of travel required with working events and client entertaining, so I think asking or negotiating around OT and banked hours is a turnoff. Either you're ready to work the hours required, or I'd hire someone else who isn't going to ask for stuff like that. It's not a union role, it's salaried corporate work. Instead I'd ask them what their policies are around work life balance and see what they say.

Personally I prefer using my own devices and I think $130/mo is super generous. That's just me though. You can still write off anything above that.

Here is the federal gov't schedule for travel expenses. https://www.canada.ca/en/revenue-agency/corporate/about-canada-revenue-agency-cra/travel-directive/travel-directive-appendix.html#toc2

Gerbs

11-28-2024, 10:54 AM

Based on your description, my guess for a salary range is $70k - $90k? As you are new to the industry, you're probably going to land in the lower half of that. If you wanted to negotiate, you could conside asking for a variable/bonus component based on hitting certain metrics. Less risk for them, they may be more amicable to it.

Based on what's posted, my guess is $48-60K, with extremes of $45K being bottom end.

Governments and non-profits just don't make moola.

bcrdukes

11-28-2024, 11:03 AM

:troll: If non-profits made money, they can't be considered a non-profit, would they? :troll:

HonestTea

11-28-2024, 12:00 PM

Based on what's posted, my guess is $48-60K, with extremes of $45K being bottom end.

Governments and non-profits just don't make moola.

That's my guess as well.

Dbone

11-28-2024, 12:29 PM

Sounds like they want to set him up as a contractor rather than employee.

My wife worked like this for a few years. All the downsides of being an employee, with all the downsides of being a contractor. Good times.

Gerbs

11-29-2024, 11:01 AM

Work 2-3 jobs, make director money!

bcrdukes

11-29-2024, 11:06 AM

Work 2-3 jobs, make director money!

Some directors I know make $65K. :badpokerface:

I think BIC_BAWS wants to make more?????

GLOW

11-29-2024, 02:53 PM

Some directors I know make $65K. :badpokerface:

I think BIC_BAWS wants to make more?????

Reminds me of a shady realty “firm” where everyone on the website had the title of “VP” but looked like Kingsway used car salesman

Gerbs

11-30-2024, 11:34 AM

Some directors I know make $65K. :badpokerface:

I think BIC_BAWS wants to make more?????

You can make more than $65K from Uber :badpokerface:

RabidRat

12-27-2024, 01:15 PM

Merged BIC_BAWS's Professional Associations thread into this one at his request!

BIC_BAWS

12-27-2024, 03:55 PM

It's official. I resigned from my job today, effective immediately. I know that burning bridges isn't the ideal way to go, especially since I've worked with them for a total of 6 years (contracting + employee). While I find the work I do fulfilling and I'd like to see the processes that I've built continued, I really didn't want to go in and get harassed/berated for 40 hours being their emotional punching bag. As such, I feel like there's no point pretending I'll be there for Jan 2 to Jan 8, when I'm not. I was procrastinating on giving formal notice because I was so scared of the consequences (they'll probably try to call me, text me, show up at my house, etc), but I guess it has to be done.

I've been off weed for about two months now - basically since the beginning of this thread - and I've gotten some clarity/mental health is a lot better (weed helped make the frustration of the day go away). I've come to realize that a lot of the feelings of imposter syndrome/unworthiness comes from my job.

I'm responsible for a lot, yet my boss constantly questions the need for my role. This isn't an act of revenge to show him "how much I'm really needed" cause nothing comes from that. Hell, I quit. What I mean is, I had to leave the toxic environment of him constantly breathing down my neck or berating me with questions of things outside of my scope of work (ie. why doesn't the internet work).

We had Rogers come in to move the modem/access point and coax cables to the back of the WH. And somehow our server stopped working. The tech said it had smt to do with an IP modem passthrough or smt. I have no idea wtf that is. So because the tech couldn't explain it to him plain English, he decided to get at me for the answers... which idk wtf is going on either. This is just one example. Another one is his dealings with ICBC... as if I worked for ICBC. Or CIBC and why they have 2FA...

This also isn't a "this happens everyday at workplaces" or a "your generation is soft" situation. I've put up with this since 2018, enough is enough, I don't think generalizing generations should be a valid point in standing up for yourself and leaving a bad situation.

At most workplaces, HR isn't the owner of the company, who constantly treats everyone like a slave for a lack of better words. I get yelled at for needing to go to the washroom more than once a day. And no, I'm not using my phone in there I just had to shit. Plus, phones are supposed to be locked up in our desks, with random checks (they need to use our personal phones to call [harass] a customer).

At most workplaces, you aren't being berated to the point of having a panic attack and walking out for a break. This is a constant scenario for me and there are plenty of witnesses over the years to prove this too. Hell, I've tried to tell them that this isn't acceptable behavior. But their attitude towards this is that we're paying you, so you're gonna sit there and take it - we own you.

I did however offer to assist remotely, but I don't expect to get paid for it. They'll weasel their way out of that one too. I've seen it happen to contractors and vice versa that we use. Even when I was contracting them in the beginning, they would use anything to get a "20-40%" discount. I should have known better.

Anyway, I'm excited for new beginnings as the Head of Member Relations for Western Canada at the new place. I'm confident that I'll be able to learn quickly and do the work effectively, but I think undoing the trauma I've gotten from this past workplace is going to take a lot of work. I didn't realize that a lot of the things I've grown accustomed to .. isn't normal practice.

Also, I've finished my 2024 Expenses breakdown. Are you guys ready to lose your minds over my lack of financial literacy?

ssjGoku69

12-27-2024, 04:00 PM

You were always so knowledgeable when it comes to accounting and tax topics and you drive a Type R, so I always assumed you were making 6 figures because you should be. I’m glad things are on the up for you so go make that bread!

BIC_BAWS

12-27-2024, 04:07 PM

You know what's funny? I'm an Operations Manager. I went to this saying I don't want to do anything related to accounting, cause this job was my out from accounting. Yet somehow, I'm responsible for year end, coordinating with 3 external accountants (bc they can't take one person's advice) and implementing project based accounting.

I make suggestions like hey maybe we shouldn't try to write off your jet ski because it's RISKY and I get yelled at for several hours straight. And if I don't give my input, they get pissy about it too. There's no winning. Give my input and they try to forcefully change my opinion on it. Don't give me input and they relentlessly ask me for it despite us both well knowing it's not going to end well. It's like they're looking for a fight.

All I tried to do is present them with the risks that I know quite too well about... how would I know why the CRA would audit a certain account? I just know that they do from experience.

Or more recently, he wanted me to tell the external accountants our inventory value at a significantly devalued amount. I wouldn't do it and got berated. If you want to commit tax fraud, by all means do it with your email account and your signature. Keep my name out of it.

The pay as noted in the previous posts isn't much better than my current job. But I'm hoping that my responsibilities will reflect my pay or at least I'll be treated better.

Traum

12-27-2024, 04:22 PM

Leaving a toxic work place is always a win -- even if you have to take a slight pay cut.

Off to a good start for 2025!

radeonboy

12-27-2024, 04:29 PM

I'm glad you're making personal and professional changes to improve your situation. Most healthy and sustainable businesses do not exhibit those questionable practices you've shared, so staying there will only limit your potential and hinder your career goals.

One thing I'm sure you have from your last job is grit and problem-solving resourcefulness. Skills like that always come in handy regardless of what job you're at.

All the best for 2025!

red kryptonite

12-27-2024, 05:34 PM

Giving you a hard time for using the washroom sounds fucked up. How Chinese are these guys?? I’m glad you got out of there.
Best of luck for 2025!

BIC_BAWS

12-27-2024, 06:53 PM

How Chinese are these guys??

I worked for white people who picked up all the bad behaviors of Chinese people lol. To their credit, the entire team is coloured LOL

RevYouUp

12-27-2024, 09:37 PM

Grats man! Good on you for leaving. The phone thing is crazy, I had a boomer polish guy at my old place that always gave me the side eye when I get calls on my personal phone. I was traumatized to even check my messages during my whole shift. Some how I managed to stay at the place for 6+ years

BIC_BAWS

12-27-2024, 09:43 PM

EvoFire

12-27-2024, 09:45 PM

Leaving a toxic work place is always a win -- even if you have to take a slight pay cut.

Off to a good start for 2025!

That was me at my first full time job. It was toxic as hell.

The manager was useless.
The most senior member of the team was always trying usurp the manager. He was also trying to hold on to a ton of things that he didn't understand or can't operate just so he seemed important. We called him out for it and he had to let it go.
The rest of the team was equally as useless, but at least they were just useless and not ambitious AND useless.
The pay was terrible, I was barely making ends meet after I moved out

I bought my MS3 before I moved out because I thought I was going to be living at home. I regretted buying the car for the whole year I worked at that place.

I got a 67% raise jumping to my next job. I was respected. The team was happy instead of bickering all the time. I didn't have to commute to Richmond and back everyday.

It was probably one of my happiest years of my career.
The other happiest year was when I met the best manager I had and we formed, imo, the best 3 man team I've worked at.

Badhobz

12-28-2024, 04:30 AM

Guys. I'm absolutely terrified of getting the notification on my phone for the email response that I'm gonna get to this resignation. It's not supposed to be this anxiety inducing right?

Sent from my SM-G781W using Tapatalk

Don’t be. It’s all apart of growing up my man. Now that I’m a 40 year old geezer nothing phases me anymore.

I’m like that drake meme. I can nope almost everything.

You’ll get there too. Just start saying no a lot and it’ll get easier.

68style

12-28-2024, 08:44 AM

westopher

12-28-2024, 08:51 AM

They have no power over you anymore. What can they do, fire you? Who cares if they are pissed. You don't like them, so no need to concern yourself with the opinions of those you don't even like. They have nothing left to worry you with, so don't worry.https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcQq54lKvpAWsBklil5zwOovdx8PdWjJq VhOCw&s

Dbone

12-28-2024, 11:42 AM

Don’t be. It’s all apart of growing up my man. Now that I’m a 40 year old geezer nothing phases me anymore.

I’m like that drake meme. I can nope almost everything.

You’ll get there too. Just start saying no a lot and it’ll get easier.

Yeah, it's nice. Once you're not green and know you can do a job well the interviews don't even worry you any more. And if they drop me next month it doesn't matter. There's other work out there and plenty of people who are less skilled/right out of school/just moved from a place of dubious worker reputation.

Gerbs

12-29-2024, 12:04 AM

I would've trolled to see what the retention offer is despite never taking it.

You can use other coworkers for references anyways, although no one ever checks mine

HonestTea

12-29-2024, 12:47 AM

Dude once you resign, it's their problem now. Fuck them.

EvoFire

12-29-2024, 07:30 AM

^ What he said. They can pay you contractor rates for work. If they have a habit of not paying then ask them to pay upfront before you start any work, and only work until the allotted amount of time.

BIC_BAWS

12-30-2024, 12:41 PM

Now for the fun part.. there has to be some kind of masochism here. I'm used to being yelled at work, on track and here.

https://i.imgur.com/O6l4iGh.png

I'll be aiming to cut down on the following spending categories either due to circumstances changing (WFH) or it's absolutely retarded (meals):
- Automotive:Gas $4,113.37 (WFH now so hopefully cut by at least half)
- Banking:Bank Fees $388.33 (I'm not sure if I could cancel my bank account but keep a LOC with that bank)
- Charity: $372 (Auto charge... need to figure out how to cancel this lol)
- Fix FK8: $2900 (One-time occurrence)
- Meals $5,011.16 (wtf)
- Meals:Work BFast $668.07 (Usually a XL Tea + Bagel/English Muffin/BLT/Farmer's Wrap -> Most likely a transition to grocery exp.)
- Track Day $3,987.44

Since everyone loves to guesstimate track day expenses, here are the actual expenses for 6 track days (3 VIMC, 2 Mission, 1 Ridge).
- Admission $1,337.00
- AirBnb (Ridge) $ 94.13
- Entertainment (Ridge) $ 29.16
- Ferry $ 535.56
- Gas $ 571.59
- Maint. $1,311.30
- Meals (Ridge) $ 108.70

Vices shockingly was not as bad as I thought it was:
Nicotine - $765.52
Weed - $629.47

Badhobz

12-30-2024, 12:51 PM

Just from the diagram above you can see that you’re spend on automotive is matching your mortgage. Its too expensive.

supafamous

12-30-2024, 12:59 PM

Just from the diagram above you can see that you’re spend on automotive is matching your mortgage. Its too expensive.

It's more actually if you include all car related items:

- Automotive: 16,400
- Track days: 4,000
- Fix FK8: 2,900
Total: $23,300 (39% of his take home!!!!!!)

Also, what's up with the $3400 on life insurance? Are you paying for other people's policies? My wife and I carry over $2m of coverage and we pay less than that despite being in our 40s.

BIC_BAWS

12-30-2024, 01:43 PM

It's more actually if you include all car related items:

- Automotive: 16,400
- Track days: 4,000
- Fix FK8: 2,900
Total: $23,300 (39% of his take home!!!!!!)

Yeah I left that out because track days are out for 2025, Fix FK8 is one time cost that hopefully I don't encounter again.

Fixed costs in the auto category are:

Loan - $8,408.40
ICBC - $2,222.62

Also, what's up with the $3400 on life insurance? Are you paying for other people's policies? My wife and I carry over $2m of coverage and we pay less than that despite being in our 40s.

Is yours term? Mine's whole life. The one where you pay for 20 years and never pay it again. Being a smoker might be a cause for a premium here.

bcrdukes

12-30-2024, 02:07 PM

Just from the diagram above you can see that you’re spend on automotive is matching your mortgage. Its too expensive.

Bro this is a car forum

CivicBlues

12-30-2024, 02:13 PM

342 in bank fees? Cut that shit out.

noclue

12-30-2024, 03:14 PM

Like we've been saying from day 1, cars gotta go. Even more now that you're WFH.
Does he really need life insurance? Especially that expensive plan, made some Sunlife/manulife/MLM salesperson happy.

unit

12-30-2024, 03:21 PM

i have zero bank fees and i use cibc with no limits that i'm aware of?
keep a 6k balance and pay nothing.
i realize you could probably pay $15/mo in fees and take that 6k and invest it and potentially make more, but meh.

otherwise when i was with tangerine years ago other than few minor annoyances i was pretty happy with paying nothing. the minor annoyances were that i had to wait 3 business days for a bank draft to be mailed to me, and that basically i didn't have a relationship with anyone at the branch i could just call up any time for any reason. i think 99% of the time you don't need these things enough to warrant the fees, especially $342/year, that seems especially high.

EvoFire

12-30-2024, 03:30 PM

I've never had bank fees in my life. You need to cut that out and save the almost $400. The basic bank plans only require $2k in your account, and the premium plans require $5k. That premium account also includes a premium cc most of the time so it balances out. My premium bank account fee is $30/m which you are still pay more than.

If you can cut out the nicotine and weed that's another $1400.

Also do you not drink? It not kudos. I think I go through about $350 worth of alcohol a year.

My life insurance isn't that high and I'm significantly older. If you can kick the smoking habit, see if you can get it reassessed. I have both full life and also term insurance. Unless your full life is a very high amount.

Even if you eat well at home, it's still going to come down to being much cheaper than eating out. Healthier too. Alternative would be using services like fresh prep or whatever to cut down on time spent shopping, but your cost would likely to much closer to eating out, but probably healthier still.
Eating out is coming in at around at least $20 per meal if you aren't absolutely scraping the bottom of the barrel doing coupons at subway or whatever.
Fresh Prep - it's the best one out of the three we used, but also the most expensive. You are looking at around $15 a meal depending on promotions and bulk order discounts.
Buying your own and cooking would be around $10 a meal average, more or less dependant on how extravagant you are.

Are you making more or less with the new job?

I would not cut out trackdays completely. But instead of 5, do 2? I only do Mission once a year, of course I want to do more, but between time and financial commitments, 1 makes sense for me.

EvoFire

12-30-2024, 03:31 PM

Like we've been saying from day 1, cars gotta go. Even more now that you're WFH.
Does he really need life insurance? Especially that expensive plan, made some Sunlife/manulife/MLM salesperson happy.

What dukes said, this is a car forum, otherwise what are you here for?

underscore

12-30-2024, 03:42 PM

Since you have a mortgage, LOC and presumably a credit card you shouldn't have any banking fees. I have all my stuff with RBC and they charge me a monthly fee but then refund it.

Gas you should be able to look up the distance of your old commute and work out how much you'll save on gas being WFH but it's likely a lot of it.

If you cut those and trim down the meals as well you can likely free up a good 10% of your budget just from that.

Of course that's all easy to say here just looking at numbers. I just went through my apending for the past year and it's not exactly sunshine and rainbows either lol.

68style

12-30-2024, 03:51 PM

He’s probably not able to keep the minimum balance required for no fees… usually $5-6k

SSM_DC5

12-30-2024, 03:57 PM

What dukes said, this is a car forum, otherwise what are you here for?

Real estate, and politics thread

underscore

12-30-2024, 03:57 PM

I'm pretty sure mine doesn't have any minimum balance requirement because my balance is all over the place thanks to work. It'd be worth talking to the bank about at least.

edit: it's called a MultiProduct rebate. They charge me $11.95 every month and then immediately refund it.

unit

12-30-2024, 04:04 PM

if not able to keep a min balance then definitely just switch your bank to a credit union. easiest way to save $30 every month

BIC_BAWS

12-30-2024, 04:21 PM

If you can cut out the nicotine and weed that's another $1400. Also do you not drink? It not kudos. I think I go through about $350 worth of alcohol a year.

Nope, I don't drink. Well.. I make 2 exceptions/year but I don't pay for alcohol. A few years ago I got a stomach lining issue following the vax + binge drinking during lockdown, so alcohol had to be cut out completely.

Tho I am happy to report that I've been completely sober from weed for about two months and I feel a lot better mentally. It's nice to be able to think clearly. Kinda felt like a fenty zombie for a bit.

My life insurance isn't that high and I'm significantly older. If you can kick the smoking habit, see if you can get it reassessed. I have both full life and also term insurance. Unless your full life is a very high amount.

I wonder if it is the smoking that is resulting in this high of a life insurance premium. At the time, ten years ago, the difference wasn't that drastic, and my rate hasn't changed.

I hold two policies:

CanadaLife - $1014
Equitable - $2,266.04

I don't remember why I carry it.. aside from I've been paying it for the last ten years and it feels like a waste to cancel it now that im at 50% paid.

Eating out is coming in at around at least $20 per meal if you aren't absolutely scraping the bottom of the barrel doing coupons at subway or whatever.

I think I was coming close to $35-80/meal depending on where I was. I like appy + main lol. And then there's the opposite spectrum with AYCE.. but man that's gotten a lot more expensive than in the 2010s.

Part of it is also the smoking weed thing, which by not doing, I'm hoping will help with not overordering or wanting to go out and eat all the time. Tho I'm starting to realize this probably has smt to do with mental state of being as well.

Fresh Prep - it's the best one out of the three we used, but also the most expensive. You are looking at around $15 a meal depending on promotions and bulk order discounts.
Buying your own and cooking would be around $10 a meal average, more or less dependant on how extravagant you are.

In 2020, I was doing keto (which I'm tempted to do again), it was around $6.23/meal. Tho I was buying the cheapest of meats at Freshco.

Are you making more or less with the new job?

I should be making about $10K more after tax with the new job.

I would not cut out trackdays completely. But instead of 5, do 2?

I think a happy medium number would be 2-3, but at one track. Doing the track roulette isn't it. It takes me 1 full day to get reacquainted from prev year, so it makes more sense (and I find more fulfillment) in focusing on one track.

He’s probably not able to keep the minimum balance required for no fees… usually $5-6k

Yep, I don't have enough cash flow to keep the minimum balance required - I think for BMO it's 6K? I primarily bank with Simplii anyway, I had the BMO open for investments that I liquidated a few years ago and then they gave me a LOC. I'm not sure if I can retain the LOC, but cancel the bank account.

yray

12-30-2024, 04:44 PM

wait... you have life, why didn't you borrow from it to pay w.e. shit that started this thread

BIC_BAWS

12-30-2024, 04:46 PM

You can borrow against it early? I thought I'd have to finish the 20 years lol.

Tho borrowing against it isn't that much better than the LOC. It's still a debt.

Sent from my SM-G781W using Tapatalk

EvoFire

12-30-2024, 06:08 PM

You could borrow against it, but like you said it's still debt, and you pay interest. It just acts as a collateral. It's not a whole lot different than borrowing against your home.

bcrdukes

12-30-2024, 06:30 PM

Borrow against EvoFire's white BMW.

EvoFire

12-30-2024, 08:29 PM

Borrow against EvoFire's white BMW.

It's not worth much more than the FK8R

EvoFire

12-30-2024, 08:37 PM

Nope, I don't drink. Well.. I make 2 exceptions/year but I don't pay for alcohol. A few years ago I got a stomach lining issue following the vax + binge drinking during lockdown, so alcohol had to be cut out completely.

Tho I am happy to report that I've been completely sober from weed for about two months and I feel a lot better mentally. It's nice to be able to think clearly. Kinda felt like a fenty zombie for a bit.

I wonder if it is the smoking that is resulting in this high of a life insurance premium. At the time, ten years ago, the difference wasn't that drastic, and my rate hasn't changed.

I hold two policies:

CanadaLife - $1014
Equitable - $2,266.04

I don't remember why I carry it.. aside from I've been paying it for the last ten years and it feels like a waste to cancel it now that im at 50% paid.

Smoking will definitely make your premiums higher as it's much higher risk. Ditto if you carry CI coverage

I think I was coming close to $35-80/meal depending on where I was. I like appy + main lol. And then there's the opposite spectrum with AYCE.. but man that's gotten a lot more expensive than in the 2010s.

Part of it is also the smoking weed thing, which by not doing, I'm hoping will help with not overordering or wanting to go out and eat all the time. Tho I'm starting to realize this probably has smt to do with mental state of being as well.

In 2020, I was doing keto (which I'm tempted to do again), it was around $6.23/meal. Tho I was buying the cheapest of meats at Freshco.

I still eat out like I do when I was in university most of the time. Get the main, don't get an appy most of the time. Only occasionally do I get a drink with it, usually cause we are doing something special do I do appy/main/drink

Chinese cafe drink included meals notwithstanding

Cheap crap but fresh meat is still better than canned meat any day.

I should be making about $10K more after tax with the new job.

After tax or before tax? Makes a huge difference.

I think a happy medium number would be 2-3, but at one track. Doing the track roulette isn't it. It takes me 1 full day to get reacquainted from prev year, so it makes more sense (and I find more fulfillment) in focusing on one track.

Then pick a track and budget it in. You'd be kicking yourself if your friends are hitting the track but you don't have budget for it.

Yep, I don't have enough cash flow to keep the minimum balance required - I think for BMO it's 6K? I primarily bank with Simplii anyway, I had the BMO open for investments that I liquidated a few years ago and then they gave me a LOC. I'm not sure if I can retain the LOC, but cancel the bank account.

Should make this your main priority and get the premium credit card that fits your needs, whether it's cash back or points that go towards something that matters. My cash back card + the fee savings easily makes about 15% or more of the $5k deposit I have.

Even if you subtract out the normal cash back value I'm still easily 10%.

I wouldn't care about BMO taking your LOC away as most banks will grant you an LOC if you ask, the question is the interest rate. If you have you mortgage with a major bank, they'll give you an LOC anyways.

JDMDreams

12-30-2024, 08:58 PM

Open a wealth simple account, so far you will still get 2.25% on your cash, no transaction limits. Anything you spend on debit you get 1% cash back and you can get cash back in crypto. ??? Profit. Banks won't close you loc if you close your chequing

donk.

12-31-2024, 12:12 AM

I hold two policies:

CanadaLife - $1014
Equitable - $2,266.04

Bro, your spending 3k a year on life insurance? :O

Who sold you this scam with no dependants

SkinnyPupp

12-31-2024, 02:59 AM

Everyone has that friend (or several) who will try to sell you on life insurance even if you are in your 20's with no dependents. Those aren't real friends btw.

JDMDreams

12-31-2024, 07:18 AM

How much should you spend on life insurance

bcrdukes

12-31-2024, 07:23 AM

Bro, your spending 3k a year on life insurance? :O

Who sold you this scam with no dependants

Oh boy, do I have a story for you at the next Stock & Noob meet. :pokerface:

supafamous

12-31-2024, 07:54 AM

How much should you spend on life insurance

No hard and fast rule but I've seen two common ways of approaching it:

- 7-10x your annual salary
- Enough to clear your debts and to leave your dependents several years of income (or to fund things that you would have funded like your child's education)

This generally only applies if you have dependents though - if you don't have dependents you don't generally need life insurance (if you're famous you may want insurance regardless)

For example, when I bought my first house with my wife we bought enough coverage to pay off the mortgage (20 years, $800k, $933/yr) and when we had a kid I bought another policy (10 years, $800k, $768/yr) to cover lost income. I technically should have bought more when we bought our latest house as the policies didn't cover lost income and the mortgage anymore but in the 3 years since our investments have grown enough to cover lost income - if I had died in the first year or two of owning our new house it would have been a financial PITA for my wife and kid though (beyond me dying).

Reference:
- https://www.ratehub.ca/blog/how-much-life-insurance-do-i-need/
- https://www.policyme.com/blog/how-much-life-insurance-do-i-need

supafamous

12-31-2024, 08:00 AM

I wonder if it is the smoking that is resulting in this high of a life insurance premium. At the time, ten years ago, the difference wasn't that drastic, and my rate hasn't changed.

I hold two policies:

CanadaLife - $1014
Equitable - $2,266.04

I don't remember why I carry it.. aside from I've been paying it for the last ten years and it feels like a waste to cancel it now that im at 50% paid.

It might be a huge waste to keep paying it as well and you may want to cut your losses now rather than keep paying. You're on the hook for another $33k - money that could go to something else whether it's paying off other bills, cheaper life insurance, or being invested with much higher returns. Whole life policies are generally bullshit and only suitable for people who need forced savings (and you do seem like you need to be forced to save).

You may be better off cancelling the policy, taking the money out and buying a term life policy (if you even need that since you don't have dependents). If the mortgage is the problem then get a 10 year policy that's just enough to pay it off your portion so your parents aren't on the hook - that would be a really cheap policy even though you're a smoker. You may even be able to convert your current policy to a term policy.

I'm not a professional (of course) so you'll need to talk to a professional to see how the numbers play out but I'm not sure keeping it is the right play here.

Badhobz

12-31-2024, 08:19 AM

You’re super young !! The hell do you need a life insurance policy for ?

My wife took one out on my ass just in case I kick the bucket or get sick. Makes sense considering I’m old and I love whores and doing stupid shit

JDMDreams

12-31-2024, 08:31 AM

bcrdukes

12-31-2024, 08:32 AM

Stop going to the gym, Badhobz :lol

BIC_BAWS

12-31-2024, 08:36 AM

I mean he does have liability. So his family won't be homeless incase something happens to him. Everyone says they will sell the house when they die, but probate can take years + look at the market conditions, do you really want to fire sell at -$500k and still be homeless. Type r payments still need to be paid when you die.

Pretty much this. Life insurance is to pay off the house if I die.

Tho, I've had life insurance since I was 18 and it definitely sounds like what Skinnypup described... my mom probably got conned LOL. It makes her happy if I keep my policy.

This is most likely how the poor stay poor.

JDMDreams

12-31-2024, 08:45 AM

Insurance is one of those things you're glad to have if shit hits the fan. Like imagine having no insurance if someone crashes into your m3:troll: also it does get more expensive the older you are cuz it's all age based.

lowside67

12-31-2024, 08:58 AM

It might be a huge waste to keep paying it as well and you may want to cut your losses now rather than keep paying. You're on the hook for another $33k - money that could go to something else whether it's paying off other bills, cheaper life insurance, or being invested with much higher returns. Whole life policies are generally bullshit and only suitable for people who need forced savings (and you do seem like you need to be forced to save).

You may be better off cancelling the policy, taking the money out and buying a term life policy (if you even need that since you don't have dependents). If the mortgage is the problem then get a 10 year policy that's just enough to pay it off your portion so your parents aren't on the hook - that would be a really cheap policy even though you're a smoker. You may even be able to convert your current policy to a term policy.

I'm not a professional (of course) so you'll need to talk to a professional to see how the numbers play out but I'm not sure keeping it is the right play here.
To add a bit of perspective - whole life insurance policies are definitely not "generally bullshit." They are in fact one of the most powerful tools available to move wealth between generations in a low risk and tax efficient way, and actually can produce very significant returns if you measure them against funds received by beneficiaries, net of all taxes.

However, they are also very profitable to sell, and therefore they have become the biggest square peg ever to be pounded into a round hole. There are a TON of good reasons to buy whole life insurance, but for a younger person who does not have a family, and does not have fully funded TFSA/RRSPs, I'd struggle to see the logic.

With that said, getting in early does provide for a significant upside in overall return and I have seen many clients later in life try to buy them once they have wealth and beneficiaries only to find they are being medically declined.

All this to say, I am not sure that buying one (or two) was the right choice, but now that you have them, I'd think long and hard before cancelling them as you have at least locked a low cost of insurance in.

-Mark

JDMDreams

12-31-2024, 09:07 AM

Also depends on what you bought, it's also good to have critical illness coverage. You get sick but can't work, last thing you want is to be dying and worry about money gonna be homeless. Just look at all the foreclosures on the re thread.

Gerbs

12-31-2024, 10:27 AM

Bro, your spending 3k a year on life insurance? :O

Who sold you this scam with no dependants

But let me keep getting scammed, they already swindled me for 10 years :fuckyea:

I mean he does have liability. So his family won't be homeless incase something happens to him. Everyone says they will sell the house when they die, but probate can take years + look at the market conditions, do you really want to fire sell at -$500k and still be homeless. Type r payments still need to be paid when you die.

The household has 4 working members and my mans contributing $1,500. A $1,500/mo deficit is a small dent on a SFH.

Probate will not take years, the surviving parents have title on home. You can sell in < 3-6 months

I struggle to see a financial liability

JDMDreams

12-31-2024, 10:46 AM

Funerals ain't cheap and his parents are old, I doubt they will want to work another 20+ years. Unless they dump him in the ganges I mean Fraser River.

Gerbs

12-31-2024, 01:55 PM

Funerals ain't cheap and his parents are old, I doubt they will want to work another 20+ years. Unless they dump him in the ganges I mean Fraser River.

We can get one done for $5-10K, I'll send him off into the Fraser River in a Honda and have every do a ricer flyby

mikemhg

12-31-2024, 04:01 PM

Everyone has that friend (or several) who will try to sell you on life insurance even if you are in your 20's with no dependents. Those aren't real friends btw.

Got a loser buddy that just recently joined one of those WFG-type companies.

It's like clockwork with these guys, suddenly they have "mentors" they're always hanging out with, then they're reaching out to you and other friends about money management. Now somehow you're some financial expert with no post-secondary? Fuck off :lol

Goodbye.

westopher

12-31-2024, 05:40 PM

I have a networking event bro. Just working some connects and we can circle back in the new year.
We all know these fucks. Same guys posting "loyal but dangerous" wolf memes and quotes with a picture of Tom hardy that he never fuckin said lol.
It's always the same dudes that think they are snorting free range GMO free coke and vaccines are poison.

Badhobz

12-31-2024, 06:04 PM

Did someone say coke ?!? Where ?!?

unit

12-31-2024, 07:05 PM

I got dragged to these pyramids twice. once when I was 17 and didn't know it was a pyramid. made zero dollars and didn't even understand there was a product to be sold. all the trainings were basically teaching you about compound interest and how rich you could be in 40 years which is like wtf... what does that have to do with this business? absolutely nothing but they can try to impress dumb people with no money sense with big dollar amounts to hype them up. I bet if you asked people there to explain exactly how the business makes money, 99% would not be able to explain it to you.

when I was 30 and more money smart and already knew I hated these MLM things, my dads customer got me to go to a meeting. I already knew it was a pyramid but because he was what I thought was an important client I just obliged him. it was full of dudes in douchey suits and douchey watches, and a bunch of poor fucks who tried to act rich and you knew they were driving home in their beat up chevy cavaliers after. it was actually kind of amusing when you already know that you're not gonna fall for it.

bcrdukes

12-31-2024, 07:25 PM

Well, since I'm in the worst coast (aka Toronto) I wanted to take the opportunity to say "thanks" to all of you on Revscene as this can be considered my final post of 2024, unless Badhobz tells us he got raped by the Ferrari gym girl. December marks my anniversary month on RS which I joined back in 2001. (I was previously on the E-Z Board forums for those of you who remember it.)

2024 has been an interesting journey on RS. I found myself posting the usual dumb garbage, making fun of and being sassy with Badhobz (i love you) and seeing my friends move away and/or get hitched (you know who you are!) But that didn't change our friendship in any way. I'm super grateful for all the friends I've made over the years on this forum. Let's not forget the Stock and Noob meets, and dark0821 gaining more weight than he lost. :D

I'm excited for 2025 as I head back to school while juggling my full-time job. I am by no means an arrogant baller like some of you jack asses, but I'll always be here for some laughs, boring stock cars, and the jabbing here and there. on to bigger and better things, Revscene. I hate you all, openly and without regret (IYKYK - Nintendo reference) but deep down inside, I love you all. I wish you all a happy new year. Thanks for an amazing year. :)

bcrdukes

12-31-2024, 07:52 PM

Ah fuck I posted in the wrong thread. Sorry, BIC_BAWS! :lol

Badhobz

12-31-2024, 09:11 PM

Posting on wrong thread…. Classic. Take that BAWS !!! That’shttps://media.tenor.com/gDsQwg28lg8AAAAM/dave-chappelle-chappelle-show.gif what duke thinks of your problems.

BIC_BAWS

01-01-2025, 05:38 AM

That's ok. 2024 or rather this thread has surprised me with all the thoughtful advice that can be gathered from this forum - thank you for all the support and for letting me treat this as a sounding board (lol).

They say forums are dead but evidently the community is still kicking. Hobz & Donk, have been doing a fantastic job at hosting in-person events for a "dying community". RS lives.

Sent from my SM-G781W using Tapatalk

Badhobz

01-01-2025, 05:54 AM

Not me ! That’s Dukes. He’s the guy who’s single handily carrying the torch and keeping this dying community alive. Donk too. He’s organized quite a few drives last year (squeamish, that maple bitch place where I met this white girl at a gas station and left her a google review…. )

If it wasn’t for these two I’d just wear my Costco getup….. to work / shopping / everywhere else.

bcrdukes

01-01-2025, 05:58 AM

Being mistaken for Badhobz is an honour!

68style

01-01-2025, 06:15 AM

You're his mini-me

Your Boxster is just a smaller soapbar to the SC430

Is it coming? Or is it going? I can't tell! It's the same damn shape from both ends!

bcrdukes

01-01-2025, 06:42 AM

BRB - placing Costco order for Kirkland brand sweater.

Badhobz

01-01-2025, 06:46 AM

You're his mini-me

Your Boxster is just a smaller soapbar to the SC430

Is it coming? Or is it going? I can't tell! It's the same damn shape from both ends!

How dare you besmirch my sc430 !!!! The greatest car of all time !!!

Dem be fighting words honky !!!!!

GS8

01-01-2025, 04:26 PM

Every time I see Dukes, he gives me a prize.

Definitely makes me more special than just special needs!

Gerbs

01-02-2025, 01:32 PM

Got a loser buddy that just recently joined one of those WFG-type companies.

It's like clockwork with these guys, suddenly they have "mentors" they're always hanging out with, then they're reaching out to you and other friends about money management. Now somehow you're some financial expert with no post-secondary? Fuck off :lol

Goodbye.

Me and and a good friend entertain their calls for fun during lunch.

We'll larp and show them fake $1.5M+ Portfolios and pretend like we're dumb CPAs lmao

Tell them we have 911's but all our friends have GT3's and we can't afford to upgrade :'(

Badhobz

01-02-2025, 01:42 PM

Tell them we have 911's but all our friends have GT3's and we can't afford to upgrade :'(

You make fun but for most of these modern day Porsche weenies this is a reality. They are all extremely self conscious about the badge behind their stupid beetles.

Cararra guy : Ohhh a S… I better park my non S away from this guy

C2S guy: Omg ! Thats a GTS !!!! Fuck this show off

GTS guy: Psssh look at this big dick with his GT3

GT3 guy: Man fuck this RS guy, think he’s all that what just cuz he’s got an RS ? Well I don’t want that kind of performance.

GT3 RS guy: that Dakar guy is weird.

Everyone else : another stupid beetle

noclue

01-02-2025, 05:18 PM

You make fun but for most of these modern day Porsche weenies this is a reality. They are all extremely self conscious about the badge behind their stupid beetles.

Cararra guy : Ohhh a S… I better park my non S away from this guy

C2S guy: Omg ! Thats a GTS !!!! Fuck this show off

GTS guy: Psssh look at this big dick with his GT3

GT3 guy: Man fuck this RS guy, think he’s all that what just cuz he’s got an RS ? Well I don’t want that kind of performance.

GT3 RS guy: that Dakar guy is weird.

Everyone else : another stupid beetle

When you trading in gti and lc500 for a beetle? :)

Badhobz

01-02-2025, 08:13 PM

on my deathbed.

plz throw my fat bloated corpse into whatever generation beetle and then set that shit on fire.

Gerbs

01-03-2025, 08:54 AM

dibz on the lc!

68style

01-03-2025, 09:29 AM

I want the ES

JDMDreams

01-03-2025, 09:39 AM

Fine I'll take the SC

Gumby

01-03-2025, 09:44 AM

I'll take the LEGO!

None of the fake stuff though.

bcrdukes

01-03-2025, 09:45 AM

You guys are vultures. Some friends you are! :inout:

Badhobz

01-03-2025, 09:51 AM

SOMEBODY TAKE MY WIFE PLEASE!!?!?!?

bcrdukes

01-03-2025, 09:55 AM

:inoutugh:

Badhobz

01-03-2025, 09:56 AM

YOU MOTHERFUCKERS!!!!

SSM_DC5

01-03-2025, 10:08 AM

I'll take the dog. Doggie gets your entire state right?:nyan:

Gumby

01-03-2025, 10:11 AM

Ok fine, Badhobz can have my GT3RS:

https://www.lego.com/cdn/cs/set/assets/blteec81dc55bc09803/42056.jpg?format=webply&fit=bounds&quality=75&width=400&height=400&dpr=1
It's discontinued, so it's worth a lot on the aftermarket!

Badhobz

01-03-2025, 10:16 AM

https://media.tenor.com/s4nuMhPvRZUAAAAM/zoolander-comedy.gif
what is this? a beetle for ants!? it needs to be at least 1.2x bigger

dark0821

01-03-2025, 03:53 PM

Come on guys, you are all after peanuts.... I will take the house HOBZ you hear me!?!?!?! THE HOUSE!

BIC_BAWS

01-03-2025, 08:29 PM

Why even acknowledge their response? They suck shit and you resigned... I'd just block them. Who needs to read any of their shit anymore?

Like breaking up with a terrible gf, block and move on. Don't need to fuck your mind up giving them power by acknowledging their words in any way or trying to make them feel better.

The saga continues.. I received a copy of leaked correspondence between my two bosses (owners) that they're gonna come to my house and harass me LOL

Typical. Throughout the last several years that I've worked with them, they have always felt the need to get "one up" or the last word on any situation with anyone.

JDMDreams

01-03-2025, 08:38 PM

Do you need an employment lawyer? lol

EvoFire

01-03-2025, 08:48 PM

westopher

01-03-2025, 09:17 PM

Tell them RS beat down crew will break their fuckin legs.

Badhobz

01-03-2025, 10:35 PM

Yah ! Fuck these wackos. We fight !!!!

68style

01-03-2025, 10:43 PM

Whatever you do don't answer the door when they come... might try to goad you into something if they're that psychotic.

Traum

01-04-2025, 01:30 AM

What do these 2 persons think they can achieve by coming to your house to harass you? A call to the 911? Police busting their a$$es? A restraining order put against their names to not come within 100m of where BIC_BAWS is?

SSM_DC5

01-04-2025, 08:13 AM

That sounds like grounds for lawyering up, and potentially a police complaint

Don't need rush into something that may or may not happen. Seeking a help from lawyers would be a waste of his money which is against all the suggestions made to help him manage his finances.

Maybe ex-bosses should lawyer up because ex-bosses just got threaten by the RS beat down crew. :concentrate:

CivicBlues

01-04-2025, 09:50 AM

My advice is invite them over with open arms but set up a series of increasingly intricate and deadly traps a la Home Alone.

https://media1.giphy.com/media/3ofT5TouUCNBrzFKFi/giphy.gif?cid=6c09b9528vs9to58yas1v8l5adrzt7m5t1nn 88nxvtnbxj30&ep=v1_internal_gif_by_id&rid=giphy.gif&ct=g

Gerbs

01-04-2025, 12:15 PM

send big mike or badhobz to answer the front door

Maybe ex-bosses should lawyer up because ex-bosses just got threaten by the RS beat down crew. :concentrate:

Is that a thing? I feel like nowadays, you can assault someone and nothing will happen as long as nothing broke/injured. Feels like everyone is getting away with everything

SSM_DC5

01-04-2025, 02:37 PM

Likely nothing will happen but a lawyer will gladly still take your money for the consult/advice

Mikoyan

01-04-2025, 11:05 PM

If they show up, only talk if your with Ring/Nest/eufy/anker/wyse doorbell camera/security camera is capturing video and audio.

BC is a one party consent needed for recording, so as long as you're present, and you consent, you don't need to notify anyone you're recording.

JDMDreams

01-05-2025, 06:21 PM

Bad hobz when they come disrespect your family :lawl:

https://www.reddit.com/media?url=https%3A%2F%2Fpreview.redd.it%2Fshots-fired-while-i-was-drinking-coffee-in-kitslano-v0-iosy8oidl8be1.jpg%3Fwidth%3D1080%26crop%3Dsmart%26 auto%3Dwebp%26s%3D2bde83771093552b1476ffeddfdf17a6 d210b56d

Badhobz

01-05-2025, 06:51 PM

You can disrespect my family all you want. They are trash.

You say shit about chicken lady or Costco or my remaining chihuahua and somebody’s gotta go!!!!

BIC_BAWS

01-11-2025, 05:00 PM

Week 1 is done. First day at my new job, my direct manager got fired. That was the only exciting thing. Now I know why people complain about government inefficiencies.

Day 1: Had 2 meetings back to back, totaling 2 hrs. Took a nap while waiting for access to info. Then did some research that created more things that I need access to.

Day 2: Still waiting for access. Wasn't all that productive. Went into a meeting. Still need access to processes.. or do I just build from scratch at this point. On one hand I want to send another follow up email for access cause I don't like being unproductive, but I don't want to come off as pushy. On the other hand, I could just build it from scratch even though there could be existing processes and systems. Kinda hard to do my job when there are so many roadblocks.

Is this what working for a normal company feels like? I've done fuck all, I'm bored, and I might just start looking for my next role LOL. I'm so used to hitting the ground running, working at 300% for 8 hrs straight, that this is so boring to me.

underscore

01-11-2025, 05:37 PM

Same deal when I started my current job. After 11 years of knowing exactly how everything worked, the first couple weeks somewhere new was super slow while everything got set up and I got access to various things.

EvoFire

01-11-2025, 06:40 PM

Badhobz

01-11-2025, 07:08 PM

You dumb ass kid ! Enjoy the lull. Ideally your entire job is like that and then you can fuck around on RS all day and dick off to Costco on company time. Doesn’t that sound good ?!?

bcrdukes

01-11-2025, 07:26 PM

That sounds like the perfect job and it will take some time to get used to.

Now you can take the FK8 and use it as a parts delivery vehicle on the side during work hours. :D

Many years ago, a bunch of people at work I knew would have a closed-circle contest on who could do the most personal things during work hours. There was a guy who ran his photography business for three years straight, doubling his salary, but eventually got fired after he got caught. He became an alcoholic and sometimes asks me to borrow money for booze. :lol

I was too chicken to take these risks as a visible minority, so I never partook in their antics. :okay: Badhobz is opposite of this. Be more like Badhobz. Ideally, he should be your idol and mentor.

Badhobz

01-11-2025, 08:11 PM

Yah but I’ve been doing this kinda horseshit for years….

I used to stop the train on the crosswalk at venebles to go get ice cream at that gelato place. Blocking all these super angry motherfuckers trying to get on Clarke or go viaduct to downtown.

Made me laugh every time.

Legally we are allowed to stop for any reason, no matter how mundane for 10 minutes !!!! And if I move the damn train two inches, it resets for another 10 minutes.

SSM_DC5

01-12-2025, 07:11 AM

Badhobz

01-12-2025, 09:22 AM

My ice cream was more important !!!

mikemhg

01-12-2025, 09:53 AM

The trick is keep your mouth shut.

Don't tell your collogues where you're going, what you're doing, or anything they don't need to know.

They're not your friends -- if you're doing something on work hours that you shouldn't be, keep it to your damn self or someone will rat you out eventually.

People gossip, people get jealous, there is nothing to gain by telling too much.

68style

01-12-2025, 12:25 PM

^ This… I’m a total people pleaser and I can’t stand it when I think someone doesn’t like me… it took me way too long to learn that unless you’re homies with the person or persons outside of work as well, peope at work / work friends are only your friends as long as you’re useful to them to maintain their position or move up in it or make more $$$ and as soon as you’re not or they perceive you doing better than them in any way they’ll slit your throat and feed you to the lions to get square again or leapfrog you.

I never say shit to anyone I work with anymore after some horrid experiences and they ask questions about anything it’s 1 word answers until they prove they’re not just there for their own interests and even then I wouldn’t give anything up. Help out and be nice and cordial but don’t ever admit you got free time or what you’re away for, etc.

bcrdukes

01-12-2025, 06:51 PM

Remember that time when someone tried to stab you in the back? Good times. :lol

BIC_BAWS

01-16-2025, 03:02 PM

The saga continues.. I received a copy of leaked correspondence between my two bosses (owners) that they're gonna come to my house and harass me LOL

Typical. Throughout the last several years that I've worked with them, they have always felt the need to get "one up" or the last word on any situation with anyone.

LOL one of the owners called me with someone else's phone number because she needed "closure" and that she noticed her calls/texts weren't going through to me (I blocked them and had to pick up because I'm in a sales role now). She asked me if I had been getting her calls/texts and I said I was having issues with my phone.

I basically sat there on the phone for 40 minutes listening to her talk about how much of a shock it was to them - "it was like a kick in the tooth/slap in the face" (granted I did leave w/o notice) since we've "been like family for the past 6 years:, that she's been feeling all these negative emotions (anger, resentment, etc), how she saw it coming because I was so disconnected in December so the way I left must have been premeditated. Oh and that my resignation letter/email was unacceptable because it was so cold and I shouldn't have used chatgpt for it (lady do you really want to hear me ramble).

Now I gotta unblock her number and just dodge the calls instead. They have a few questions with applications that they don't understand so I asked her to email me a list. I did however mention to her that I have zero interest in talking to her husband who I know for a fact will just get angry, blow up on me and make me listen to him bitch for several hours. I do feel bad for her tho cause if her husband wasn't such of a POS, I would have given 6 months notice if I could and assisted in the hiring process to ensure that my projects/knowledge gets handed off smoothly.

It sucks cause I always find empathy and see the little bit of good in people and I know that deep down they mean well. They just suck shit at executing it.

tl;dr: If a company advertises a "family environment"... run.

JDMDreams

01-16-2025, 03:13 PM

Do you also get pizza and pop?

CivicBlues

01-16-2025, 03:13 PM

WTF man, just end it. Cut off all contact, block all their numbers, file a restraining order. You owe these people nothing. They paid you for your services, when you quit the employment contract is broken and null and void.

Would you entertain a crazy ex-GF the same way?

underscore

01-16-2025, 03:14 PM

Now I gotta unblock her number

No you don't

BIC_BAWS

01-16-2025, 03:25 PM

Do you also get pizza and pop?

Sometimes yes, but you would never hear the end of it.

WTF man, just end it. Cut off all contact, block all their numbers, file a restraining order. You owe these people nothing. They paid you for your services, when you quit the employment contract is broken and null and void.

Would you entertain a crazy ex-GF the same way?

I did block all of their numbers. They're just gonna find other ways to contact me, evidently. In this case an intern's phone, I assume.

Almost feels easier to give them what they want than to screen every single call that comes in.

Sent from my SM-G781W using Tapatalk

Gerbs

01-16-2025, 03:44 PM

Idk why you'd even help them with the list, maybe at $200-300/hour+ $10k deposit retainer, but even that seems cheap.

I'd feel like a dirty whore helping them for this but moneys money.

I'd email this and leave it at that
-------------------------------------------------------

Hi [Boss who wants free labour],

I hope this message finds you well!

As I transition out of my current role, I wanted to extend the option for retention services to ensure continuity and a smooth handover. I’m offering my expertise at $2-300/hour with a $10,000 retainer for 40 hours of consulting to begin, providing ongoing support as needed during this period. Unfortunately at this time I can only provide support with compensation as my new role is intensive and I value my time.

If this aligns with your needs, I’d be happy to tailor the arrangement to your requirements.

Best regards,
[Free Workhorse]

CivicBlues

01-16-2025, 03:51 PM

These people sound seriously deranged if they can find so many ways to harass you and supposedly run a business at the same time. They likely won't respond well to any tongue-in-cheek "consulting" fee letter.

Restraining Order. Now.

Hondaracer

01-16-2025, 04:21 PM

Bra.. you’re fucked man lol what are you doing :failed:

bcrdukes

01-16-2025, 04:47 PM

I am subscribing to this thread.

MarkyMark

01-16-2025, 06:06 PM

Honestly shouldn't even have said you were having trouble with your phone, admit you blocked them and say you would appreciate them not contacting you again and hang up.

These people made you miserable and anything they want from you is completely self serving don't forget that.

westopher

01-16-2025, 08:10 PM

Just speak to them. Tell them to leave you the fuck alone. You left cause you don't like it and that's the end of it. They are playing games. Be the bigger man and just say you want no fucking part of it.
Tell them to grow up and chalk it up as a lesson learned for everyone.
I'm gonna say it loud cause I know it's tough for you the way you spoke about it in this thread.
YOU DONT WORK FOR THEM ANYMORE AND THEY HAVE ZERO POWER OVER YOU.

GS8

01-16-2025, 08:28 PM

Sometimes yes, but you would never hear the end of it.

I did block all of their numbers. They're just gonna find other ways to contact me, evidently. In this case an intern's phone, I assume.

Almost feels easier to give them what they want than to screen every single call that comes in.

Sent from my SM-G781W using Tapatalk

It sounds like textbook harassment. You're allowed to contact the police if you're feeling unsafe but you're also allowed to draw your final boundary with them.

Sounds like that company needs to die. What kind of professionalism are they displaying? NONE

If you win, I will petition RS to change your name to BIG_BAWS

underscore

01-16-2025, 11:00 PM

^ it really does. cause this:

I did block all of their numbers. They're just gonna find other ways to contact me, evidently. In this case an intern's phone, I assume.

Almost feels easier to give them what they want than to screen every single call that comes in.

sounds an awful lot like:

Signs of Stalking/Criminal Harassment

If someone is:
...
• calling you over and over

or if you feel that:
...
• you need to change your lifestyle to avoid this
person

which is criminal harassment in BC https://www2.gov.bc.ca/assets/gov/law-crime-and-justice/criminal-justice/bc-criminal-justice-system/if-victim/publications/hsh-english-stalking.pdf

yray

01-16-2025, 11:12 PM

sounds like you need a boob meat at your ex work place

RevYouUp

01-16-2025, 11:37 PM

lol the “we’re family” mumbo jumbo, if we are, give me family pay and part ownership of the company

bcrdukes

01-17-2025, 07:08 AM

Are you at liberty to share the address of your former employer's business?

roastpuff

01-17-2025, 07:36 AM

lol the “we’re family” mumbo jumbo, if we are, give me family pay and part ownership of the company

Family pay might be worse than outsider pay :pokerface:

AstulzerRZD

01-17-2025, 07:42 AM

EvoFire

01-17-2025, 08:15 AM

^Make you own thread, don't hijack lol

AstulzerRZD

01-17-2025, 08:34 AM

BIC BAWS and I chatted on instagram about this, we cool

Mods, feel free to move it tho

BIC_BAWS

01-17-2025, 08:49 AM

Are you at liberty to share the address of your former employer's business?

I don't need to. I drive a bright red car, everyone knows where I work LOL

^ it really does. cause this:

sounds an awful lot like:

which is criminal harassment in BC https://www2.gov.bc.ca/assets/gov/law-crime-and-justice/criminal-justice/bc-criminal-justice-system/if-victim/publications/hsh-english-stalking.pdf

I read this whole doc.

Yes to avoiding certain places - haven't gone to that area of Richmond in like 3 weeks. I don't really want to drive into Richmond in case I bump into them.

I am concerned about harassment/libel against me with other people in Vancouver. Vancouver is small. But tbh this is the only way it could have happened.

I didn't want to be rude and admit I blocked them but it definitely sounds like I should have and asked them not to contact me. I find I always give in, in person or on the spot, because it's easier to deesclate than to increase the tension. But yes a restraining order sounds like a good idea.

YOU DONT WORK FOR THEM ANYMORE AND THEY HAVE ZERO POWER OVER YOU.

I've been trying to tread carefully because I found case law on an Employer vs Employee, where the employee is a critical part of the business who left with no notice. And the employer won in this case for damages. I wouldn't put it beyond them to do such a thing.

EvoFire

01-17-2025, 09:00 AM

I don't need to. I drive a bright red car, everyone knows where I work LOL

I read this whole doc.

Yes to avoiding certain places - haven't gone to that area of Richmond in like 3 weeks. I don't really want to drive into Richmond in case I bump into them.

I am concerned about harassment/libel against me with other people in Vancouver. Vancouver is small. But tbh this is the only way it could have happened.

I didn't want to be rude and admit I blocked them but it definitely sounds like I should have and asked them not to contact me. I find I always give in, in person or on the spot, because it's easier to deesclate than to increase the tension. But yes a restraining order sounds like a good idea.

If only BAWS was a hot girl. That drives a bright red FK8. And can't say no.

BIC_BAWS

01-17-2025, 09:02 AM

That would make it much easier to get a restraining order. It's kinda unmanly to get a restraining order against someone.

Sent from my SM-G781W using Tapatalk

supafamous

01-17-2025, 09:29 AM

I am also job hunting - Upper management didn't approve my promotion so I'm on the hunt.

I'm in my late 20s, looking to work at a company where I genuinely care about the customers (currently just software developers).
I have promising inbound opportunities but need to focus on landing roles I truly want.

Goals:
1) Learn from inspiring Product Managers for a couple of years.
2) Explore side projects/startup ideas to prepare for a startup accelerator.
3) Network to find potential technical cofounders.

Concerns:
1) Burnout if I don't connect with coworkers or customers.
2) Securing the right opportunities, experiences, and mentorship.
3) Improving cross-organization collaboration and communication.

Similar to BIC_BAWS request:
What was your personal experience choosing between pay and passion?
How could you see the following 3 jobs working for me in late 20s/early 30s?

I never cared much about pay or passion - I just chose to work at places where I could learn a lot and where I thought I'd like the people. The thing with pay is that it's so much anyways that an extra $50k isn't meaningful and the thing with passion is that there's so much BS that happens at work that it can really extinguish the excitement you have for your passion. I also didn't care much about the industry either - it's so much of the same shit, different container.

For my last few jobs I had a list of things I cared about learning and I sought jobs that gave me those things. For example, 2 jobs ago I decided that I needed to get more hands-on as a product leader - I had been managing big teams (15 directs) and had become more of an administrator and my craft was rusty. I looked for a job where my team would be smaller and that I would get to do some hands-on work so I could "sharpen my knife". I was also sick and tired of reporting to the CEO (or c-suite) so I looked for something that kept me a couple degrees removed from the CEO.

That all said, the two things I tell early career tech workers when thinking about their whole career is:

1. Go work at a place with a really high bar so you know what the standard can be. When you work at small places the bar is always lower b/c you work with inexperienced people and the processes are missing. Go work at a place where the talent bar for people and process is really high for a few years. You'll probably meet a few people that become future mentors or who you will always look up to (I worked with a Director of Eng at Amazon that was so capable and intelligent that I aspired to be just 10% as good as him). Too many people end up not working with the people of the highest tier in their lives and then get upset that their career is not progressing - well the problem is they aren't setting a high enough bar for themselves.

2. Go work at a small, scrappy place where you have to wear many hats and get to learn the whole business. Learn the value of relationship building, understand company financials, know how the sausage gets made across a company.