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Let's play guess the repair cost
Eff-1
03-24-2025, 09:29 PM
I got hit by a delivery van pulling into traffic just as I drove past.
Let's play a game to guess the total cost of repairs.
I'll get an estimate in a day or two and post the answer.
Winner is the person who gets closest, without going over. The lucky RS member gets a thanks on their post from all the other contestants. :fullofwin:
I realize the photo isn't great but if you have questions specifically, I can answer them.
Car is a 2020 Audi A3.
A few other details:
Tire isn't damaged
A few scuffs/scratches on the rim
Car still drives straight, I don't suspect alignment issues, but TBD
Parking sensors still seems to work fine
https://i.postimg.cc/WpfB9qLW/IMG-4136.jpg
danned
03-24-2025, 09:42 PM
2515
supafamous
03-24-2025, 09:46 PM
3000
snowball
03-24-2025, 09:59 PM
1650
Traum
03-24-2025, 10:17 PM
wheel re-finish -- $300
quarter panel + bumper repair + re-finish + repaint -- $900
So total = $1200
If there are alignment issues, then it's a whole different guessing game, depending on what got nudged out of tolerence.
red kryptonite
03-24-2025, 10:48 PM
out of pocket at a random shop: $2000
icbc claim at a certified shop: $8000
!Kodamu
03-25-2025, 02:55 AM
Rim repair
Rear quarter will need fix. 3-4hour
Re and re rear bumper and possible side marker damage.
Blend rear door
4 wheel alignment
8.5 body labour and 6-7 paint labour
$6575
whitev70r
03-25-2025, 06:26 AM
$2701.00 ... do it the Price is Right way.
supafamous
03-25-2025, 06:51 AM
out of pocket at a random shop: $2000
icbc claim at a certified shop: $8000
This is causing memories of VIP Auto to come up (the auto body dude who drove someone's car around, got caught due to the camera, then tried to deny it). Whose car was it again? This was in 2015 or 2016 I think.
trollface
03-25-2025, 06:55 AM
Where is the photo?
4600
RabidRat
03-25-2025, 06:56 AM
$2500!
bcrdukes
03-25-2025, 07:13 AM
Ouch, sorry to hear. Hope you are okay.
I want to say somewhere in the $6500 range, assuming no issues with suspension.
FatalCloud
03-25-2025, 07:43 AM
This is causing memories of VIP Auto to come up (the auto body dude who drove someone's car around, got caught due to the camera, then tried to deny it). Whose car was it again? This was in 2015 or 2016 I think.
meme405
https://www.revscene.net/forums/705726-vip-autobody.html
VRYALT3R3D
03-25-2025, 07:57 AM
1337
AstulzerRZD
03-25-2025, 08:09 AM
Rear QP repair / replacement : $1300
Paint + blend: $1k
Rear bumper refinish: $400
Wheel refinish: $250
R&I trim: $250
Trailing arm or control arm: $400
Shop Supplies: $200
Pre-tax: 3900 cash rate, 4950 insurance estimate
JDMDreams
03-25-2025, 08:45 AM
I'll guess around $4800, jk write off :troll:
AstulzerRZD
03-25-2025, 08:59 AM
looks fucked, part out
EvoFire
03-25-2025, 09:02 AM
It highly depends on which shop you send it to. Also do you have PPF?
I'd say blend door bumper, plus the dent pull and repair, you are probably looking at $4500
Add 1200 if you have PPF.
Qmx323
03-25-2025, 09:42 AM
Fuck, sorry to hear this happened to you man.
QP damage is PRICEY.
Bumper will be replaced.
I'm guesstimating a repair of $5800
mikemhg
03-25-2025, 09:44 AM
$3500
pastarocket
03-25-2025, 09:52 AM
$6000
underscore
03-25-2025, 11:07 AM
These things always end up costing way more than I expect, so I'll say $8350.
BIC_BAWS
03-25-2025, 11:08 AM
meme405
https://www.revscene.net/forums/705726-vip-autobody.html
This is a wild read
Eff-1
03-25-2025, 11:40 AM
Where is the photo?
4600
Is it not showing for you? Or do you mean the location where it was taken?
Lynn Valley. North Van.
Eff-1
03-25-2025, 11:41 AM
Ouch, sorry to hear. Hope you are okay.
I want to say somewhere in the $6500 range, assuming no issues with suspension.
Thanks pal. Yeah just a light tap, no big deal.
Eff-1
03-25-2025, 11:43 AM
oops duplicate post
Eff-1
03-25-2025, 11:44 AM
It highly depends on which shop you send it to. Also do you have PPF?
I'd say blend door bumper, plus the dent pull and repair, you are probably looking at $4500
Add 1200 if you have PPF.
No PPF.
I'm taking it to an Audi recommended shop, it will be an ICBC claim so they'll use ICBC rates found here.
https://partners.icbc.com/assets/c2M...allowances.pdf
tegra7
03-25-2025, 12:17 PM
I’ll play. 2021 Telsa 3. Was pulling out of a parking spot and forgot I was parked next to a long ass curb. My first at fault incident in 17 years.
https://i.ibb.co/TBCvxbgm/IMG-2737.jpg (https://ibb.co/hRq7JZmD)
Eff-1
03-25-2025, 12:37 PM
^ yo wait your turn! i'll have my estimate done tomorrow.
trollface
03-25-2025, 01:30 PM
3k
I ran over someone this morning, guess the lawsuit.
https://i.imgur.com/rwwlO7G.jpeg
just di whyyyyyy
tegra7
03-25-2025, 03:25 PM
^ yo wait your turn! i'll have my estimate done tomorrow.
Mines Friday. You got time. :h5:
68style
03-25-2025, 04:12 PM
$3850
RabidRat
03-25-2025, 04:14 PM
I’ll play. 2021 Telsa 3. Was pulling out of a parking spot and forgot I was parked next to a long ass curb. My first at fault incident in 17 years.
https://i.ibb.co/TBCvxbgm/IMG-2737.jpg (https://ibb.co/hRq7JZmD)
Wouldn't have happened if you had rock sliders!!
https://rcimetalworks.com/wp-content/uploads/2023/02/22-Tundra-Slider-NOTP-BK-2-1024x1024.jpg
red kryptonite
03-25-2025, 05:58 PM
This is causing memories of VIP Auto to come up (the auto body dude who drove someone's car around, got caught due to the camera, then tried to deny it). Whose car was it again? This was in 2015 or 2016 I think.
This is why I leave a AirTag in the car when I drop it off for servicing or repairs.
Most shops are super respectful.
TypeRNammer
03-26-2025, 12:50 AM
https://i.imgur.com/VG5NQl1.jpeg
https://i.imgur.com/gemczJk.jpeg
https://i.imgur.com/NsT4chI.jpeg
https://www.youtube.com/watch?v=qcEt0RHfqX8
Alright I want in on this too :lawl:
Damage on the car was my front fender, bumper, right head light, two wheels with rashes
Front end does have PPF
Mechanical wise, alignment was out of whack after this hit
Take a guess on the final bill
EDIT:
Forgot to mention that the car was a 2015 BMW X1 M Sport
RabidRat
03-26-2025, 06:07 AM
I thought we were supposed to wait for Eff-1 to announce the winner!
...I'm guessing $7k? Sorry that happened to you. Glad you had a dash cam!
whitev70r
03-26-2025, 06:30 AM
now it's getting confusing, we got 3 claims ongoing
BMW is totalled, salvage, rebuilt for sure.
AstulzerRZD
03-26-2025, 07:15 AM
New guesses:
1) Audi - 4950
2) BMW - 9100. Used value probably 25k so looking like it could be a writeoff.
JDMDreams
03-26-2025, 07:53 AM
You still have the x1? I thought you switched to Tesla
whitev70r
03-26-2025, 08:55 AM
New guesses:
1) Audi - 4950
2) BMW - 9100. Used value probably 25k so looking like it could be a writeoff.
I thought I was j/k on the BMW, you mean it could be on that?
bcrdukes
03-26-2025, 09:14 AM
I'm veering off topic but a friend of ours got rear ended in a Genesis (one of the SUVs, I don't remember which one) and despite more than a few air bags going off, I thought for sure they would write it off on the premise of cost to repair. Instead, ICBC decided to repair it full speed ahead. Car has been in the shop for 6 months+ :inoutugh: :pokerface:
AstulzerRZD
03-26-2025, 09:14 AM
Headlight didn't look too bad, i would probably refinish
Front bumper looks messed up tho and not sure can find M style bumper for X1
JDMDreams
03-26-2025, 09:35 AM
Do you get a courtesy car for 6 months?
bcrdukes
03-26-2025, 11:54 AM
Do you get a courtesy car for 6 months?
In our friend's case, they've had a rental since the accident. Coming on to 7 months with no end in sight for completion of repair.
Eff-1
03-26-2025, 03:20 PM
OK guys.
The actual retail price is...
$6093.52
No parts required. All labour and paint.
Mainly...
Remove/Reinstall:
Rear wheel
Rear windshield retainer
Rear door, door trim, door handle
Rear wheelhouse liner
Side skirt
Rear lamps x 2
Rear bumper cover and parking sensors
Repair the quarter panel (14 hrs repair of the quarter panel plus another 4 hrs to repair the inner wheel liner), bumper cover and alloy wheel, plus all the blending, painting, clear coat, taping etc...
Remount, balance the wheel
Recalibrate all the sensors, blind spot system, etc (sublet to Audi)
And a 4 wheel alignment
The winner is...
pastarocket who guessed $6000
let's all kindly give pastarocket a pat on the back by thanking his post here:
https://www.revscene.net/forums/717988-lets-play-guess-repair-cost.html#post9170539
Eff-1
03-26-2025, 03:26 PM
Alright I want in on this too :lawl:
Damage on the car was my front fender, bumper, right head light, two wheels with rashes
Front end does have PPF
Mechanical wise, alignment was out of whack after this hit
Take a guess on the final bill
EDIT:
Forgot to mention that the car was a 2015 BMW X1 M Sport
ICBC claim right?
Question: Did they replace the headlamp unit entirely? Or could they buff out those scratch marks?
And does your final total include the rental car? I excluded that in my case.
TypeRNammer
03-26-2025, 03:52 PM
now it's getting confusing, we got 3 claims ongoing
BMW is totalled, salvage, rebuilt for sure.
New guesses:
1) Audi - 4950
2) BMW - 9100. Used value probably 25k so looking like it could be a writeoff.
You still have the x1? I thought you switched to Tesla
Headlight didn't look too bad, i would probably refinish
Front bumper looks messed up tho and not sure can find M style bumper for X1
ICBC claim right?
Question: Did they replace the headlamp unit entirely? Or could they buff out those scratch marks?
And does your final total include the rental car? I excluded that in my case.
AstulzerRZD is the closet guess regarding the claim.
It was $10,000 grand total, $5,000 of it just being on labour alone
Eff-1 yes it was an ICBC claim as the other party was at fault, courtesy car was provided by the shop
Bumper, and head light was replace, PPF was also replaced also.
JDMdreams after the repairs, I sold the BMW X1 shortly, it never drove the same afterwards. I replaced it with the Tesla Model Y
AstulzerRZD
03-26-2025, 04:04 PM
AstulzerRZD is the closet guess regarding the claim.
lfg
68style
03-26-2025, 06:49 PM
$6k is a pretty absurd hit to get stuck with on your vehicle history for that little damage lol
pastarocket
03-26-2025, 07:00 PM
OK guys.
The actual retail price is...
$6093.52
No parts required. All labour and paint.
Mainly...
Remove/Reinstall:
Rear wheel
Rear windshield retainer
Rear door, door trim, door handle
Rear wheelhouse liner
Side skirt
Rear lamps x 2
Rear bumper cover and parking sensors
Repair the quarter panel (14 hrs repair of the quarter panel plus another 4 hrs to repair the inner wheel liner), bumper cover and alloy wheel, plus all the blending, painting, clear coat, taping etc...
Remount, balance the wheel
Recalibrate all the sensors, blind spot system, etc (sublet to Audi)
And a 4 wheel alignment
The winner is...
pastarocket who guessed $6000
let's all kindly give pastarocket a pat on the back by thanking his post here:
https://www.revscene.net/forums/717988-lets-play-guess-repair-cost.html#post9170539
Wow! My guess is correct??!
Thank you for the thanks! LUL
Sent from my iPhone using Tapatalk
red kryptonite
03-26-2025, 10:10 PM
$6k is a pretty absurd hit to get stuck with on your vehicle history for that little damage lol
my tundra had $10k over 3 claims for very minor hit and runs.:okay:
Eff-1
03-27-2025, 12:59 PM
$6k is a pretty absurd hit to get stuck with on your vehicle history for that little damage lol
I know it's insane. I was thinking $3500 in my head.
Especially with no parts! All labour.
tegra7
04-17-2025, 02:45 PM
I’ll play. 2021 Telsa 3. Was pulling out of a parking spot and forgot I was parked next to a long ass curb. My first at fault incident in 17 years.
https://i.ibb.co/TBCvxbgm/IMG-2737.jpg (https://ibb.co/hRq7JZmD)
26k to repair lol. They want to write it off.
whitev70r
04-17-2025, 02:52 PM
How is that $26K ??!! Did it tear into the battery?
Works in your favour actually ... here's your chance to get rid of the Tesla.
JDMDreams
04-17-2025, 03:24 PM
That part is metal isn't it? Cuz it's one piece that wraps up the c pillar rear quarter. Time to get cyber truck or new y
Gumby
04-17-2025, 03:38 PM
My turn - guess the make, model, and cost to repair.
https://i.ibb.co/WWLGLgfY/car-damage.jpg
G20
Estimate was just under $1600, all labour no parts required.
Paid $1400 cash, not on record.
UBC student scraped my car while they were parking. Luckily they were honest about it and left their contact info. I offered to let her pay me back in 3 instalments.
Qmx323
04-17-2025, 04:29 PM
$2800 dollars, no idea what car.
tegra7
04-17-2025, 05:59 PM
How is that $26K ??!! Did it tear into the battery?
Works in your favour actually ... here's your chance to get rid of the Tesla.
Battery seems fine, been driving around with the damage with no issues. Body shop snapped some pics in the parking lot, didn't inspect the underneath. I think I’ll get a second opinion from another shop.
underscore
04-17-2025, 06:56 PM
Does anyone make aftermarket sideskirts that cover that area? For 26k you might be better off just painting it so it doesn't rust and then covering it like that.
JDMDreams
04-17-2025, 07:44 PM
How does it work if it's at fault? I mean if you get a new car out of it. How much will your insurance go up?
tegra7
06-28-2025, 10:50 AM
26k to repair lol. They want to write it off.
Forgot about this thread. My tesla app showed that it was in Saskatoon before I removed it. https://bidexport.com/vehicle/12299518/2021-tesla-model-3-5yj3e1ea1mf989312
RabidRat
06-28-2025, 07:42 PM
Estimated repair cost:$1,134 USD
That seems more like it :D.
trollface
06-29-2025, 04:57 PM
Body shops are such a scam.
26k yeah ok bro
RabidRat
08-22-2025, 12:21 PM
Ejecto headlight!
https://live.staticflickr.com/65535/54733791764_b1f3569ba3_z.jpg
[...]
Dumb bitch thinks it's clear to drive through the stop sign going northbound as their view is probably blocked by a SUV making a right off Slocan onto 22nd. So Audi T bones the bitch. Need a replacement suv now cuz it's probably a total loss, just waiting for icbc to tell me.
Starting the bidding at 15k & not a write-off!
EvoFire
08-22-2025, 12:49 PM
Coming from the other thread, I was thinking it won't be write off but god damn it's only worth 20k.
SSM_DC5
08-23-2025, 08:42 AM
Here's 3 more pics
https://live.staticflickr.com/65535/54738601717_b0563c4d1a_z.jpg
https://live.staticflickr.com/65535/54739659783_a7f919260f_z.jpg
https://live.staticflickr.com/65535/54739660973_19850937d4_z.jpg
trollface
08-23-2025, 09:12 AM
6900
EvoFire
08-23-2025, 04:09 PM
12-15k, depending on shop. Close to write off value depending on where Blackbook puts the car at and what year the car is.
roastpuff
08-23-2025, 04:59 PM
I'll take the 13333
Badhobz
08-23-2025, 06:20 PM
I say written off.
bcrdukes
08-23-2025, 07:39 PM
1. Not a write off
2. $8950
68style
08-23-2025, 09:12 PM
Can you open the hood for pics? If the frame rail on the front right is pushed in or the inside engine bay is buckled up that’s gonna be a writeoff.
JDMDreams
08-23-2025, 10:04 PM
What's the black book? I guess $12696, headlights are easy few thousand these days, tariffs? So you can't really source from the US anymore.
SSM_DC5
08-24-2025, 07:42 AM
Can you open the hood for pics? If the frame rail on the front right is pushed in or the inside engine bay is buckled up that’s gonna be a writeoff.
Too lazy to take more pics, but hood opens and latches like nothing happened
bcrdukes
08-24-2025, 07:59 AM
68style is a shark. He already wants to buy it for himself.
SSM_DC5
08-24-2025, 08:07 AM
Interior is actually in really good shape for 15 yr old car. And exterior panels are half decent.... Was going to run it to the ground and do the least amount of maintenance to it but the dumb bitch changed that.
bcrdukes
08-24-2025, 08:23 AM
How many miles on it?
I'm curious whether you would be okay having the car repaired or simply have ICBC write it off?
SSM_DC5
08-24-2025, 08:32 AM
Just under 190k kms. 50:50 on wanting it written off. Used car market for SUV has been really tough especially if my budget isn't $20k+. If it's written off, I feel like I'll need to spend more money to find a replacement vehicle and I don't want to spend more at this time.
bcrdukes
08-24-2025, 08:40 AM
Oh man, that sucks. I share a similar sentiment. Over a year ago, some lady smoked the Mini when my brother was stopped at a red light. She went crazy and tried to drive off. Luckily some Indian kid who barely spoke English, chased her in his Mustang and managed to stop her from fleeing the scene. The repair estimate was somewhere in the range of $1500 with parts and labour, but upon further inspection, some suspension parts needed to be replaced, including an alignment, ultimately landing somewhere in the $3000 mark.
ICBC chose not to write the car off, but we were secretly hoping they would. With the amount of mileage on the vehicle and the market for an R53 Mini, a write-off would have been the best possible outcome, but here we are.
I must admit that it's impressive this Audi lasted to 190K KM. Did you buy this from the original owner? They usually turn to trash after 100K KM if following the factory maintenance schedule. :p
(Flame suit on.) :D
JDMDreams
08-24-2025, 08:51 AM
190,000 kms is gonna be tough, though they didn't write off my old e39 with like 245k kms
:fulloffuck:
Badhobz
08-24-2025, 08:55 AM
im almost certain its written off. 190k, audi $$$ parts, and massive depreciation = write off city.
bcrdukes
08-24-2025, 08:58 AM
190,000 kms is gonna be tough, though they didn't write off my old e39 with like 245k kms
:fulloffuck:
im almost certain its written off. 190k, audi $$$ parts, and massive depreciation = write off city.
The Mini currently has 335K KM. I think ICBC gives zero shits about mileage now and likely raised the floor on depreciation thanks to COVID-related inflations. :badpokerface:
In my mind, the Mini is worth $5. Nobody can even steal is because thieves can't drive manual but ICBC thinks its still worth market value. Umm, yeah, no.
underscore
08-24-2025, 09:50 AM
Any vaguely interesting shitbox is $5k+ now. And being thief-proofed with a manual is gonna be a big plus to the insurance company lol.
Badhobz
08-24-2025, 11:17 AM
So this girl at the gym drove a 2015 bmw 328i. She got into a frontal similar to this, probably not even as bad because her headlights are still there. Icbc wrote it off. Gave her 14k..
Now she can’t even find a replacement bmw that’s around the same year and vintage without a shit loading accidents.
https://i.postimg.cc/zvBjFVtG/IMG-7325.jpg
https://i.postimg.cc/x8cvbB8k/trim-8-DEA7-A8-D-00-DE-46-AA-9247-BC5-ED4063305.gif
This is it. Not even much damage.
JDMDreams
08-24-2025, 11:42 AM
Went from Ferrari gym girl to BMW gym girl who can't even afford her BMW FeelsBadMan
trollface
08-24-2025, 06:28 PM
I could have fixed that for 2k
Badhobz
08-24-2025, 06:51 PM
Well ya didn’t. And icbc wouldn’t let her fix it. They gave her a cheque for 14k and told her to fuck off. No airbag deployment, nothing. I don’t get how they deemed this as a write off. That’s why I’m almost certain that q7 is gone.
bcrdukes
08-25-2025, 05:59 AM
Any vaguely interesting shitbox is $5k+ now. And being thief-proofed with a manual is gonna be a big plus to the insurance company lol.
Funny enough, there was a newsletter I received this morning highlighting the cost of used cars in Canada were most expensive in BC, and the further you drive out East, the cheaper it gets (marginally.)
With the return-to-office mandate, my wife and I were looking for an econobox to boot around in. We've come to discover that in Ontario, a shitbox is really a shitbox, and they are easily over $5K+. Insurance is easily over $2K a year too. #Ontario :badpokerface:
Might just have to buy a brand new Panamera GTS. :okay: :troll:
whitev70r
08-25-2025, 06:06 AM
I must admit that it's impressive this Audi lasted to 190K KM. Did you buy this from the original owner? They usually turn to trash after 100K KM if following the factory maintenance schedule. :p
(Flame suit on.) :D
:noyoudidnt:
:chop:
:mad:
sometimes the truth hurts!
bcrdukes
08-25-2025, 06:46 AM
:noyoudidnt:
:chop:
:mad:
sometimes the truth hurts!
whitev70r > :die: < bcrdukes
EvoFire
08-25-2025, 07:57 AM
whitev70r > :die: < bcrdukes
whiteva3etron > :die: < bcrdukes
Nowhere else is this more important, he's DEFENDING Audi!
Hondaracer
08-25-2025, 10:09 AM
It’s kind of the “scam” or whatever you want to call it with insurance that the payout is never equivalent to the cars value to you, unless you drive some shit box ready to blow up
RabidRat
08-25-2025, 10:19 AM
in Ontario, a shitbox is really a shitbox, and they are easily over $5K+. Insurance is easily over $2K a year too. #Ontario :badpokerface:
Wha? I think you need to shop around. Our '17 Highlander is only a little over $1k/year. We're with TD: you might want to try grabbing a quick quote off their online tool.
So this girl at the gym drove a 2015 bmw 328i. She got into a frontal similar to this, probably not even as bad because her headlights are still there. Icbc wrote it off. Gave her 14k..
Now she can’t even find a replacement bmw that’s around the same year and vintage without a shit loading accidents.
https://i.postimg.cc/zvBjFVtG/IMG-7325.jpg
https://i.postimg.cc/x8cvbB8k/trim-8-DEA7-A8-D-00-DE-46-AA-9247-BC5-ED4063305.gif
This is it. Not even much damage.
car's living like a DC villian
http://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcSYlNULBhrVipavVGKbxRIW1dJdtpaoW MVIurEe2f_xU3wSfNV9PZLKyrzVlluRVRtfDt8&usqp=CAU
RabidRat
08-25-2025, 11:29 AM
How come nobody just keeps driving their car when it's like that?
People would never think to fk with you!
Badhobz
08-25-2025, 12:08 PM
^if you parked that beat up piece of shit next to any car in richmond, they'll stay like half a stall away from you.
68style
08-25-2025, 12:15 PM
It’s kind of the “scam” or whatever you want to call it with insurance that the payout is never equivalent to the cars value to you, unless you drive some shit box ready to blow up
I don't think that's true at all? They base it on a huge database of sale and current classified ads for equivalent vehicles. You're geting market value.
There's always going to be outliers like a super mint older car that most of the examples are shitty and yours is super nice... not much you an do about that. I've had one car totalled when someone hit me head on and they gave me $5k more than I even paid for it
Go look up 2015 BMW 328's, I just did, they're all between $10k to $15k so she got on the higher end of that car's market value actually. SHe's just wanting sympathy from Hobz and maybe a pityfuck hahaha
68style
08-25-2025, 12:16 PM
How come nobody just keeps driving their car when it's like that?
People would never think to fk with you!
Come to Calgary, you won't be disappointed.
Private insurance = don't fix your car if you fuck up
^if you parked that beat up piece of shit next to any car in richmond, they'll stay like half a stall away from you.
i have to admit, when i see a car with damage on it, i stay a few car lengths away from you.
it's like someone with battle scars from fights, i don't want none of it!
dark0821
08-25-2025, 01:16 PM
if its not write off, the Audi will be $20K easy....
RabidRat
08-25-2025, 02:17 PM
i have to admit, when i see a car with damage on it, i stay a few car lengths away from you.
it's like someone with battle scars from fights, i don't want none of it!
I'm getting really excited about this.
Next time I get in a collision, I'm just going to leave the car like that. Custom plate: "IM CRAZY" or "BAD MAN" or something.
bcrdukes
08-25-2025, 07:13 PM
Wha? I think you need to shop around. Our '17 Highlander is only a little over $1k/year. We're with TD: you might want to try grabbing a quick quote off their online tool.
What are your premiums and is it used for commuting? And how many annual KMs?
RabidRat
08-25-2025, 07:30 PM
What do you mean what are our premiums? Isn't that the $1k/year? You mean the other car? The '20 i3 is $1329/year.
It's set to 10000-15000 km/year.
It's currently not used for commuting, but I went into my account just now and re-quoted it for commuting: it's only a $16/year increase.
bcrdukes
08-28-2025, 06:37 AM
Sorry, what I mean is what are your deductibles?
I use my car to commute, and we are headed back to five days in office starting next year, and I work in Brampton. Damn, I need to move out of Mississauga and find a new job.
RabidRat
08-28-2025, 07:38 AM
Yes but it quoted a $16 (sixteen!) dollar difference a year to make it for commuting though.
500 / 500 / 2 mil
edit: I re-quoted it now for not only commuting, but 15,000-20,000km & year 20-25km commute distance one-way:
$61 (sixty-one) dollar difference a year.
Just saying... next time you price out insurance, use the TD tool. There's a non-zero chance you're being had on your insurance.
bcrdukes
08-28-2025, 08:04 AM
Yes but it quoted a $16 (sixteen!) dollar difference a year to make it for commuting though.
500 / 500 / 2 mil
edit: I re-quoted it now for not only commuting, but 15,000-20,000km & year 20-25km commute distance one-way:
$61 (sixty-one) dollar difference a year.
Just saying... next time you price out insurance, use the TD tool. There's a non-zero chance you're being had on your insurance.
Just played with it.
TD ends up costing me $300 more per year.
RabidRat
08-28-2025, 11:40 AM
Ok, that's really odd that you're still getting $2000+ premiums on beaters.
Next time you're pricing out a beater, I'd be curious to plug it in myself and see what they quote me.
SSM_DC5
09-15-2025, 03:28 PM
Question for you peeps who may have gone through the process in the recent years now that more and more things are online based.
For the... "Vehicle ownership transfer agreement" that icbc asks you to E-sign.... It says
By clicking to sign the agreement, I agree that:
ICBC can tow the vehicle for me, and inspect it.
If ICBC determines that it is not economical to repair my vehicle, then:
I thereby transfer all rights in the vehicle to ICBC; and
ICBC may proceed to sell or dispose of the vehicle; and
ICBC will pay the amount to which I am entitled for the value of the vehicle.
If I sign this and they determine the car as total loss, then automatically, the car is ICBC's property and I don't need to physically sign the tax transfer form anymore? Or will I still need sign the tax transfer form?
JDMDreams
09-15-2025, 06:54 PM
Umm according to my co worker who crashed, once icbc has your car they pretty much can just take it. Once it was towed to the lot. I don't think he said he signed anything and it was all over the phone
just don't sign it unless its totally fucked
once you sign it, good luck negotiating
SSM_DC5
09-15-2025, 08:04 PM
just don't sign it unless its totally fucked
once you sign it, good luck negotiating
Myself and the bodyshop thinks it's totalled. Just waiting for icbc to confirm it.
Although it can be driven, it's in a state that it's a ticket able offence, so technically it's undrivable?
The car is still in my possession, so I feel I have zero leverage in all this and refusing to sign anything just hurts me if they drag on the evaluation process while I drive around a busted car risking a ticket. (already got pulled over with a verbal warning).
By signing it, they say I'll be able to obtain a courtesy car while they decide if my car is totalled.... But when it actually comes to the point that it's deemed totalled. I foresee that I'd need to forfeit the courtesy car immediately, my car is now icbc's; however it's sitting on my property waiting for icbc to tow it away whenever they thinks it's convenient. Essentially I'm storing their car for free for who knows how long.
Badhobz
09-15-2025, 08:21 PM
Let them write it off. Then you buy back your own salvage and get a shop to give it a bullshit fix and a savage title.
bcrdukes
09-15-2025, 08:43 PM
Do you have an estimate of how much it will cost to repair? I think earlier, you mentioend the cost to replace (given similar makes/models/values) are extremely rare.
EvoFire
09-15-2025, 08:57 PM
Myself and the bodyshop thinks it's totalled. Just waiting for icbc to confirm it.
Although it can be driven, it's in a state that it's a ticket able offence, so technically it's undrivable?
The car is still in my possession, so I feel I have zero leverage in all this and refusing to sign anything just hurts me if they drag on the evaluation process while I drive around a busted car risking a ticket. (already got pulled over with a verbal warning).
By signing it, they say I'll be able to obtain a courtesy car while they decide if my car is totalled.... But when it actually comes to the point that it's deemed totalled. I foresee that I'd need to forfeit the courtesy car immediately, my car is now icbc's; however it's sitting on my property waiting for icbc to tow it away whenever they thinks it's convenient. Essentially I'm storing their car for free for who knows how long.
You are right, the moment they deem it a total loss and you have signed it over, they will terminate your courtesy car. I would hold on to the forms and not sign until you've exhausted their patience.
What did the cop say about the car? I've seen cars driving around without headlights. But if your airbags blew I wouldn't drive it anyways.
JDMDreams
09-16-2025, 12:14 AM
I've driven around with broken headlight, bumper taped on icbc said it's fine and just give claim #
thats interesting, I thought they won't give you the "give up letter" unless they have the vehicle in their possession
thats what happened to me and my truck sat in coquitlam/ new west yard for 7months until I redacted my claim :lol
SSM_DC5
09-17-2025, 10:15 AM
It's official boys. ICBC deems it "not economical to repair".
let the suspense begin until I find more time to share details.
bcrdukes
09-17-2025, 10:47 AM
RIP
Badhobz
09-17-2025, 11:04 AM
I TOLD YOU TOYS!!! if that chick at the gym got her bimmer written off with such a pathetic ding, this thing is long dead.
bcrdukes
09-17-2025, 11:13 AM
haha in fairness to SSM DC5, his accident was a bit more than a pathetic ding
Whereas our Mini was bashed up the curb and they still fixed it. :suspicious:
RabidRat
09-18-2025, 03:41 AM
It's official boys. ICBC deems it "not economical to repair".
let the suspense begin until I find more time to share details.
So are you allowed to buy it out?!
JDMDreams
09-18-2025, 07:53 AM
I don't think you can just buy out as a regular person. I asked many years ago, I think you need a repair shop to buy it back for you and you still can get outbid.
68style
09-18-2025, 09:31 AM
It seems they rarely let people buy back anymore, not sure what changed... my MR2 Turbo got totaled before and I bought it back no issue, but that was back in 2007. I've known quite a few people since then that said they'd been refused.
SSM_DC5
11-05-2025, 03:31 PM
It's official boys. ICBC deems it "not economical to repair".
let the suspense begin until I find more time to share details.
Finally got some spare time to share how ICBC handles claims these days.
So after the accident, I went to the bodyshop and let them take photos.
After that I made a claim using icbc's website, once I got the claim number, I gave that to the bodyshop to then submit the photos + $12k estimate to icbc. Because the $12k estimate is above icbc's threshold for the repairing the car, it didn't get auto approved for repairs and needed to wait for icbc's own approval.
Time goes by and I follow up with the bodyshop, they say the computer still shows it's waiting for approval and says I should go call icbc to try and get a courtesy car while I wait. I call ICBC and they tell me, no courtesy car because I don't pay for that extra insurance coverage and to try my bodyshop for a car.
More time goes by, so I follow up again with ICBC and I get the most robotic response from the CSR, the computer says it's waiting for someone from icbc to look at the file, so they'll get to it whenever they get to it and they can't provide an estimated time.
I hated that CSR, so I tried again the next day. This time, the person was more helpful and tells me that icbc must be dragging their feet because it says your car is drivable........sure it's "drivable", but it's missing a fricking headlight and I already got pulled over by cops! He tells me that icbc will not be responsible for tickets I receive and that he's going to write it down in my file that I was made aware of this.
CSR was willing to change the status to undrivable in an attempt to speed up the process, but still unable to give me an estimated time on when the file will be looked at. CSR also emails me the "Vehicle ownership transfer agreement" because I'll need it for icbc to tow it away later.
Next day, the evaluator calls me and tells me it's totaled and he's called to tell me icbc is willing to give me $10k for the car. He sends me another "Vehicle ownership transfer agreement" because the link expires after a few days and the weekend was coming up.
During the last 2 phone calls, I have also asked
1) how long it takes ICBC to tow it away (answer was don't know, but they won't even start the process of towing unless I sign)
2) can I drop it off to icbc's lot in new west (answer was yes)
As an aside, I called my insurance broker to ask how the insurance works in all of this because if I sign the form, it's ICBC's car, but sitting on my property waiting for a tow, so who's responsible for it and can I just leave it parked on the street cuz it ICBC's car, not mine. (answer is I can't leave it on the street, because I need to follow city bylaws. If I cancel my insurance early, then I need to buy 1 day insurance for the day that the car sits on the tow truck.)
So I end up signing the form electronically. Another option is the evaluator reads you the contract over the phone, then you agree to it verbally. I let him read it and it wasn't even word for word the same as the what I got via email.
I also sign up for icbc direct deposit system, so they can pay me my $10k that way instead of dealing with canada post and their strike.
Since I had the email of the evaluator, I asked him a couple more questions
1) Can I buy back the car (generally no, but they will let me if it has a lot of mods on it)
2) Can I take things off (the salvage yard does a check when they receive it, so you can't do things like pull the engine or take the tires)
3) Can you show me the info you used to come up with my $10k valuation (they forwarded the report from Mitchell International, the third party company they use for valuation. In the document, I see the comparables they used and they even gave a value for the roof racks I had on)
I drove the car to their yard in new west, told the guy inside my claim number plus showed him my ID, he said it's all good and I left.
Not long after, the money is in my bank along with the insurance money when I cancelled the insurance which was back dated to the date of the accident even though the whole process took over a month.
JDMDreams
11-05-2025, 03:44 PM
So was $10000 a good offer? I thought the first one is always low-ball. And you should have pulled as much as you can from the car before you dropped it. Seems still like a bad deal cuz you had an undrivable car for a month? And you didn't get courtesy since the shop wasn't fixing it, unless you were still driving it around?
Badhobz
11-05-2025, 04:01 PM
I knew that thing was written off. It’s sooooo easy to write off German cars
LOL 10k?
they offered 5k for my truck
EvoFire
11-26-2025, 01:58 PM
It's official boys. ICBC deems it "not economical to repair".
let the suspense begin until I find more time to share details.
So how long from they day of accident until they gave you the final result?
EvoFire
11-26-2025, 02:09 PM
:okay: My turn.
https://scontent.fcxh2-1.fna.fbcdn.net/v/t39.30808-6/588725282_10161732990202032_8690075385058812440_n. jpg?_nc_cat=109&ccb=1-7&_nc_sid=f727a1&_nc_ohc=I3pYG9v3tlEQ7kNvwHLR_bq&_nc_oc=AdlsH-HJteUm2ilx86iQ5GY19L0ClvCaP1Un4Yn9iRCrpRv5d9UHFw9s Z8uqwP_IoO3wsk4haj5wyUzXkTKvzZ11&_nc_zt=23&_nc_ht=scontent.fcxh2-1.fna&_nc_gid=bvl_CE5xY4l5gaxGQe_KTQ&oh=00_AfjqkzDo9MnGI0okK_ieVy6YMgkU8zbqTCEnA1uJAjw-Uw&oe=692D50F0
https://scontent.fcxh2-1.fna.fbcdn.net/v/t39.30808-6/587779380_10161732990287032_3044401226932244266_n. jpg?_nc_cat=102&ccb=1-7&_nc_sid=f727a1&_nc_ohc=pPsV4HrY4soQ7kNvwG5yjM4&_nc_oc=Adlp2X5d5aFRrseouQNiQHOFZCp7KbcvAPxI-s09kJXwVL2IcT8eU0fnp6cKmGjkJadBXwtGFBrisKFSjAG6auF t&_nc_zt=23&_nc_ht=scontent.fcxh2-1.fna&_nc_gid=EiMekjsR3A013TBnhwG_Nw&oh=00_Afhj9l-8850DkT3DHqWRxMv-zqKhTkbUVj8FVMDb7WGdrg&oe=692D55DB
https://scontent.fcxh2-1.fna.fbcdn.net/v/t39.30808-6/588662779_10161732990207032_2223075551551928558_n. jpg?_nc_cat=106&ccb=1-7&_nc_sid=f727a1&_nc_ohc=KwS0L9BBxdEQ7kNvwFBBvDu&_nc_oc=AdmHLT3QLQb30tNQRwcfLepQAuDspfL9DBhDQloo0_i jQfOYGb1MZEBYjWl9mjl08mdOd_uZVqgfc7ic-XGNeA8K&_nc_zt=23&_nc_ht=scontent.fcxh2-1.fna&_nc_gid=Cj90vwIPiGXdhWHjZGXAoQ&oh=00_AfgOd18VEcvriQ8cY7kD8LIwW2awpbwqUbYFk2poR9Ce 8A&oe=692D6ACE
https://scontent.fcxh2-1.fna.fbcdn.net/v/t39.30808-6/588613314_10161732990187032_7713919610201894978_n. jpg?_nc_cat=106&ccb=1-7&_nc_sid=f727a1&_nc_ohc=q-5hXKDRR6UQ7kNvwFsx3u4&_nc_oc=Admp6u6EL3iKHJe31JB7mPKFQm97sBDZsupwJi3MNO-z3ijM2fMo7sjqrI-o5lgG0yKHytL-VKx8u2u86bq7kZ8a&_nc_zt=23&_nc_ht=scontent.fcxh2-1.fna&_nc_gid=fel8q6cohZWuXP-QjgvhgQ&oh=00_AfivhUaC6-ODmPDYs__ZhCfrBEo4Somt7S333udncJBabQ&oe=692D73D7
Traum
11-26-2025, 02:25 PM
Oh shxt... The air bag deployment means it is gonna be pretty expensive.
The more important question is -- how are you doing? and were you the only occupant in the vehicle at the time of the collision?
Badhobz
11-26-2025, 02:53 PM
Usually if air bag deployed then the car is written off. Frankly if it’s involved in this sort of an accident you probably want it written off as otherwise the resale value is in the toilet
bcrdukes
11-26-2025, 02:58 PM
Usually if air bag deployed then the car is written off. Frankly if it’s involved in this sort of an accident you probably want it written off as otherwise the resale value is in the toilet
RIP God's Chariot :ahwow:
hope everyone is okay and safe
SSM_DC5
11-26-2025, 03:08 PM
Part out? :concentrate: what size are the tires? Lol
$20985 is my guess.
Eff-1
11-26-2025, 03:22 PM
Sorry to hear this happened!
Random guesses:
$6k for the side airbag replacement
$8k for the front end damage.
Was there any damage to the left side of the car? Doors, panels etc?
radeonboy
11-26-2025, 03:35 PM
:okay: My turn.
I'm sorry to see that - hope you and your family are okay FeelsBadMan
That looks like a borderline write-off to me:
- those laser lights are like $10k a corner in parts alone
- the front bumper + cameras + sensors are at least another $10k in parts, paint, and labour
- I have no idea what body work would cost, but that kind of damage is too extensive to be cheap...
The very thin silver lining is that the X5 45e's are starting to drop in price on the used market with a few more on the market for you to choose from than last year...
donk.
11-26-2025, 04:45 PM
I'm sorry to see that - hope you and your family are okay FeelsBadMan
That looks like a borderline write-off to me:
- those laser lights are like $10k a corner in parts alone
- the front bumper + cameras + sensors are at least another $10k in parts, paint, and labour
- I have no idea what body work would cost, but that kind of damage is too extensive to be cheap...
The very thin silver lining is that the X5 45e's are starting to drop in price on the used market with a few more on the market for you to choose from than last year...
10k for a headlight? No way, unless the x5 has 40hrs to change a headlight
Badhobz
11-26-2025, 04:46 PM
^obviously you dont GERMAN do you!? HUH!? youre not a franz lover !!! youre a big ole doughboy fucker.
hes not wrong, its 10k for those laser lights. just in parts cost alone.
EvoFire
11-26-2025, 05:36 PM
10k for a headlight? No way, unless the x5 has 40hrs to change a headlight
That's cost of part alone.
https://shop.bmw.ca/p/Bmw_2021_X5-40i/Headlight--laser-light--right-ICON-LIGHT/94305913/63117933344.html
That's in USD.
RabidRat
11-26-2025, 05:38 PM
Oh shit... sorry to hear Evo, hope you and fam are ok.
That looks like $15k in damage :/.
Side note: did you happen to get a good look at those blue pieces in the headlight? Even possibly touch it? I always wondered what material those are made of.
AstulzerRZD
11-26-2025, 06:04 PM
I’d ballpark this at 42k:
Front clip, lighting, cooling: 25k in parts and 5k in labor.
Front bumper and reinforcement, hood, ADAS harnesses, fender liners, and brackets.
PHEV specific stuff like AC, PHEV harness, pyrofuse, cooling, fender, and the headlight probably don't have aftermarket versions.
Add paint and blend for all panels into both doors.
Interior looks like 8k in parts and 2k in labor.
Needs curtain airbag, seat side airbag, new seat covers and foams, pre-tensioners, and trims.
Add like 2k in ADAS, HV safety calibrations, and whatever else.
EvoFire
11-26-2025, 06:34 PM
I’d ballpark this at 42k:
Front clip, lighting, cooling: 25k in parts and 5k in labor.
Front bumper and reinforcement, hood, ADAS harnesses, fender liners, and brackets.
PHEV specific stuff like AC, PHEV harness, pyrofuse, cooling, fender, and the headlight probably don't have aftermarket versions.
Add paint and blend for all panels into both doors.
Interior looks like 8k in parts and 2k in labor.
Needs curtain airbag, seat side airbag, new seat covers and foams, pre-tensioners, and trims.
Add like 2k in ADAS, HV safety calibrations, and whatever else.
Are you thinking in CAD or USD?
AstulzerRZD
11-26-2025, 06:37 PM
Thinking in CAD - that link u sent for the headlight said 9k CAD.
US insurance are super cheap on labor compared to ICBC & way more used parts - they’d probably quote 20-25k USD and wouldn’t total it.
EvoFire
11-26-2025, 06:54 PM
Here's my ballpark.
I don't know if ICBC gets discount on BMW parts, but most of the parts like you said can't get aftermarket.
Parts:
New curtains both sides - 10k
New drivers seat - 5k
New headlight - 9k
Bumper cover - 1k
Inner bumper and support - 1k
New fender - 800
Any other misc bits and bobs if we assume the cooling system is unaffected, we are close to 30k in just parts.
The front wheel looked like it was toed in when I was picking up our junk from the car today, looked like 3-5 degrees toed in. If it was a light thing it'll just be a tie rod. A friend said BMW procedure would be to replace the steering rack lol.
I wouldn't be surprised if it's gonna be 45-50k all said and done. Bodyshop friend and ICBC estimator I know both said most likely a write off.
Car market value is roughly 70k.
AstulzerRZD
11-26-2025, 06:57 PM
Yes any control arm or tie rod damage = new steering rack
We don’t carry any replacement insurance on the lightnings, hood, fender, cooling is all lightning specific so it’s impossible to be aftermarket
Badhobz
11-26-2025, 07:04 PM
Write off write off write off. Time for a v6 RX my friend !!!!
noclue
11-26-2025, 07:36 PM
so.... how'd it happen?
JDMDreams
11-26-2025, 08:01 PM
https://media.tenor.com/mTmzzcHR0nAAAAAM/omg-shocked.gif
JDMDreams
11-26-2025, 08:05 PM
Yea what happened hope you are ok, air bag hit is pretty bad. I thought anything with airbag is auto write off.
Time for a xm
roastpuff
11-26-2025, 09:00 PM
10k for a headlight? No way, unless the x5 has 40hrs to change a headlight
The laser/matrix headlights are dumb crazy priced. A5 Matrix LED = 7.5K per unit. BMW Laser headlights would be similarly priced.
Hope you're ok! And that everyone else in the car is ok.
EvoFire
11-26-2025, 09:21 PM
Yes any control arm or tie rod damage = new steering rack
We don’t carry any replacement insurance on the lightnings, hood, fender, cooling is all lightning specific so it’s impossible to be aftermarket
New rack pretty much guarantees a write off then, that adds another 5k lol.
so.... how'd it happen?
Wife didn't check the far lane of traffic when coming out of a side street, I don't think we can get away with it. She's a little bruised and a little shaken up. She was on her way to pick up the little one after work.
Spent today dealing with car seats and shit. Took our in law's car but still needed to buy a car seat and shift all the seats around between our cars.
red kryptonite
11-26-2025, 10:00 PM
damn that sucks! at least the kiddos werent in the car and with the airbags going off and your wife walking away with a couple bruises, id call it a win.
id say its a write off too, 30k+ damage fingers crossed they write it off.
Yea what happened hope you are ok, air bag hit is pretty bad. I thought anything with airbag is auto write off.
Time for a xm
he cant even stand a pig nose m3, i doubt he can stomach a xm haha
donk.
11-26-2025, 11:14 PM
That's cost of part alone.
https://shop.bmw.ca/p/Bmw_2021_X5-40i/Headlight--laser-light--right-ICON-LIGHT/94305913/63117933344.html
That's in USD.
Does this lens have a vietnamese hooker that sucks you off when your driving?
What in the world makes a bulb housing 10k, thats batshit insane
Gumby
11-27-2025, 09:01 AM
Damn, sucks to see another good-looking BMW bite the dust, but good thing your wife is ok!
SSM_DC5
11-27-2025, 09:05 AM
If rules didn't change with the no fault insurance change.... Icbc should be buying you brand new kid seats.
roastpuff
11-27-2025, 09:08 AM
Does this lens have a vietnamese hooker that sucks you off when your driving?
What in the world makes a bulb housing 10k, thats batshit insane
These things just come as a single module. No bulb. LED boards are soldered in. Housing is 100% sealed.
Traum
11-27-2025, 09:39 AM
Does this lens have a vietnamese hooker that sucks you off when your driving?
What in the world makes a bulb housing 10k, thats batshit insane
These things just come as a single module. No bulb. LED boards are soldered in. Housing is 100% sealed.
I think this is a pretty common practice nowadays on German vehicles with LED modules, isn't it?
As much as I want to replace the "M2" with something bigger and more modern, the costs of these things are scaring me away.
roastpuff
11-27-2025, 10:28 AM
I think this is a pretty common practice nowadays on German vehicles with LED modules, isn't it?
Pretty common for ALL vehicles with LED headlights these days.
Honda, Toyota, Acura, all the LED headlights are single sealed modules.
Traum
11-27-2025, 12:36 PM
Pretty common for ALL vehicles with LED headlights these days.
Times like this is why I prefer my $3 halogen bulb replacement LOL~
JDMDreams
11-27-2025, 12:49 PM
^ I'm trying to figure out what's broken in my factory hid, ballast, ignitor or bulb. Intermittent not turning on or turns off randomly
roastpuff
11-27-2025, 12:57 PM
Times like this is why I prefer my $3 halogen bulb replacement LOL~
Can't deny how bright the LEDs are though, and the Matrix versions are awesome when unlocked. Like magic!
SSM_DC5
11-27-2025, 01:31 PM
^ I'm trying to figure out what's broken in my factory hid, ballast, ignitor or bulb. Intermittent not turning on or turns off randomly
Gotta swap parts 1 by 1 left to right to find the broken one.
Can't deny how bright the LEDs are though, and the Matrix versions are awesome when unlocked. Like magic!
So bright that it's pretty common to get blinded by on coming traffic due to minimal elevation changes. Get blinded by so many tesla's and newer Honda's with the strip of LEDs even if they only have their lo-beams on.
roastpuff
11-27-2025, 01:44 PM
Gotta swap parts 1 by 1 left to right to find the broken one.
So bright that it's pretty common to get blinded by on coming traffic due to minimal elevation changes. Get blinded by so many tesla's and newer Honda's with the strip of LEDs even if they only have their lo-beams on.
That's poor factory calibration, with companies cheaping out on self-leveling features. Sadly the norm.
Eff-1
11-27-2025, 02:38 PM
$10k for a single headlight unit is everything that's wrong with the world today. That's insane.
TypeRNammer
11-27-2025, 02:58 PM
New rack pretty much guarantees a write off then, that adds another 5k lol.
Wife didn't check the far lane of traffic when coming out of a side street, I don't think we can get away with it. She's a little bruised and a little shaken up. She was on her way to pick up the little one after work.
Spent today dealing with car seats and shit. Took our in law's car but still needed to buy a car seat and shift all the seats around between our cars.
If you had baby/toddler car seats during the time of incident, you can claims those with ICBC and get a brand new replacement
EDIT: I've gone through an absurd amount ICBC claims for car seats
I started with an Evenflo Symphony Convertible car seat, took a cash claim and bought a Clek Fllo, I was involved in an accident, replaced it with another Clek Fllo, then accident again. Took a cash claim and bought two Diono Radian 3R. Another accident with the wife, claimed the seats and replaced it with another two Diono 3RXT, then someone decided to crash into the rear of my car. Took a cash ICBC claim and bought two Mifold Hifold booster seats (discontinued now in Canada)
All within an 8 year span
EvoFire
11-27-2025, 03:59 PM
We've replaced 2 Foonfs and a Britax Clicktight through ICBC. This would be the third Foonf and second Clicktight. My older one is only 6.
red kryptonite
11-27-2025, 10:34 PM
non parent here.... so u need to replace a child seat after an accident... hmmm learn something new everyday.
68style
11-27-2025, 10:53 PM
Fuck you gotta replace a car seat nowadays if you even look at it the wrong way, shit's ridiculous.
We went from no seatbelts in the backseat at all to "My child will most certainly perish if the plastic is more than 5 years old"
EvoFire
11-27-2025, 11:13 PM
non parent here.... so u need to replace a child seat after an accident... hmmm learn something new everyday.
Yep, we've replaced a bunch. If the adjuster is good they'll push you to replace them. Some just brushes it under the rug.
Fuck you gotta replace a car seat nowadays if you even look at it the wrong way, shit's ridiculous.
We went from no seatbelts in the backseat at all to "My child will most certainly perish if the plastic is more than 5 years old"
I was thinking of that the other night. What car seats? We rolled around in a Caravan with no headrests. Your neck is snapping off if you get rear ended. :lol
EvoFire
11-27-2025, 11:13 PM
Part out? :concentrate: what size are the tires? Lol
$20985 is my guess.
Will let you know about the tires if they want the original wheels back.
supafamous
11-28-2025, 06:29 AM
Fuck you gotta replace a car seat nowadays if you even look at it the wrong way, shit's ridiculous.
We went from no seatbelts in the backseat at all to "My child will most certainly perish if the plastic is more than 5 years old"
Fun Fact: Car seats didn't become mandatory in all 50 states till 1985 and in Canada there is no federal law mandating car seats as it's managed by the provinces. In BC, booster seats didn't become mandatory till 2008 (!!!!). Car seats didn't even exist till the 60s.
Here's a GlobalTV story on the evolution of car seats with quotes from people talking about unsecured 6 month old kids in cars.
https://globalnews.ca/news/4855352/child-car-seats-changed-decades-safety/
https://www.cbc.ca/news/canada/british-columbia/b-c-bolsters-child-car-seat-rules-1.682562
https://saferide4kids.com/wp-content/uploads/2015/07/090618history-of-car-seats.jpg
Badhobz
11-28-2025, 06:42 AM
what a scam! my 3 year old nephew needs one of these seats. i told my brother in law i aint putting one in my ratrolla, it'll scuff up the leather. So if that little shit wants a ride, hes going to do it old school way. That little shit is bugging the crap out of him hahahah.
radeonboy
11-28-2025, 08:22 AM
Part out? :concentrate: what size are the tires? Lol
Will let you know about the tires if they want the original wheels back.
The winters should be 275/45R20.
Not sure which set of wheels SSM wants, but I'm somewhat interested in Evo's summer wheels if they become available.
Badhobz
11-28-2025, 08:24 AM
SSM's such a guangdong hoarder
bcrdukes
11-28-2025, 08:26 AM
What a bunch of vultures! :lol
JDMDreams
11-28-2025, 10:01 AM
I'm too poor to have a car that runs 20s and rides like shit, also regarding baby seats, that's why you should anal :ifyouknow:
SSM_DC5
11-28-2025, 10:39 AM
What a bunch of vultures! :lol
You miss 100% of the shots you don't take.
I had almost brand new Farroad tires on when I handed the Q5 over to ICBC. It's not even worth the effort for mount + balance twice just to give them to you guys because they're cheap to begin with.
red kryptonite
11-28-2025, 11:46 AM
What a bunch of vultures! :lol
Ya guys! The corpse not even cold yet…
Dibs on all weather trunk mat if you have one.
Badhobz
11-28-2025, 11:58 AM
You miss 100% of the shots you don't take.
I had almost brand new Farroad tires on when I handed the Q5 over to ICBC. It's not even worth the effort for mount + balance twice just to give them to you guys because they're cheap to begin with.
thats probably why you crashed you cheap bastard. If you had CC2's you would have stopped in time.
EvoFire
11-28-2025, 12:58 PM
The winters should be 275/45R20.
Not sure which set of wheels SSM wants, but I'm somewhat interested in Evo's summer wheels if they become available.
I think he's right on the winters. It's OEM sized Bridgestone DM-V2 and some knock off 20" 741M LA wheels
We'll see what ICBC asks for. The 741M wheels are in the garage, almost new Pirellis with around 8-10k km on them. 3 of them have curb damage though :QQ:
Ya guys! The corpse not even cold yet…
Dibs on all weather trunk mat if you have one.
I should grab that when if they total the car. No guarantees the next X5 would have a trunk mat.
JDMDreams
11-29-2025, 11:01 AM
Was it towed to the icbc yard? Isn't the cars automatically theirs if you do that, so you can't take big things off. And you can't really negotiate since the car is already in their hands
RabidRat
11-29-2025, 11:21 AM
Fuck you gotta replace a car seat nowadays if you even look at it the wrong way, shit's ridiculous.
We went from no seatbelts in the backseat at all to "My child will most certainly perish if the plastic is more than 5 years old"
It's not the plastic. It's the EPS (or similar) foam used for crash certification. The foam's only intended for one hit, and it's a liability to presume it's "still good". Same reason you're (supposed to) replace your motorcycle helmet after a drop to the ground.
68style
11-29-2025, 11:50 PM
That doesn’t explain the 5 years with no hits tho…
It’s a ridiculous belief system no matter how you slice it, propagated very happily by car seat manufacturers.
Badhobz
11-30-2025, 05:50 AM
Doesn’t these huuumons outgrow the car seat within a few years anyways ? I thought you’re pretty much on a cycle to perpetually buy car seats until…… what age do they not need one ?
supafamous
11-30-2025, 07:09 AM
Fuck you gotta replace a car seat nowadays if you even look at it the wrong way, shit's ridiculous.
We went from no seatbelts in the backseat at all to "My child will most certainly perish if the plastic is more than 5 years old"
That doesn’t explain the 5 years with no hits tho…
It’s a ridiculous belief system no matter how you slice it, propagated very happily by car seat manufacturers.
I think when it's the parents choice to not strap the kid in (or at least no sets existed) then the blame is on the parents or it's written off as "that's life" whereas if the kid dies because your car seat failed then they blame the manufacturer.
There's probably few things worse for a company than being known as being baby killers (that's worse than killing puppies I think) and combined with how parents exercise so much caution with their children now I think it's understandable that car seat makers won't take any risks with this stuff (and probably take advantage of the situation to some extent).
EvoFire
11-30-2025, 07:53 AM
That doesn’t explain the 5 years with no hits tho…
It’s a ridiculous belief system no matter how you slice it, propagated very happily by car seat manufacturers.
Most seats are 8 -10 years. The seat lasts 1 kid for sure, and most families with 2 kids with a reasonable gap in between.
Our Clek is rated for 9 years.
Badhobz
11-30-2025, 08:45 AM
There's probably few things worse for a company than being known as being baby killers (that's worse than killing puppies I think)
what ? noooo, huuumons are trash. id kill a million babies before hurting one puppy. BibleThump
RabidRat
11-30-2025, 10:10 AM
That doesn’t explain the 5 years with no hits tho…
It’s a ridiculous belief system no matter how you slice it, propagated very happily by car seat manufacturers.
It's longer than that, but it's similarly because of material degradation. It's the reason you're (supposed to) replace a motorcycle helmet every 5 years. Helmet life is likely rated to this shorter duration because of the heavy sweat exposure.
I don't disagree with the general idea that the industry around kid gear is totally preying on parents (i.e. organic muslin cotton and $1000+ strollers): with that, you're right. But this isn't one of those cases: with car seats and helmets, we're not talking "belief systems", we're talking real engineering limitations vs empirical crash test data.
I think you mean well, and I don't mean to be antagonistic. I just worry we have new parents on here who might read your confidently dismissive commentary and wind up forgoing their own research. That could be pretty consequential.
bcrdukes
11-30-2025, 10:19 AM
Engineering is a lie and a scam.
donk.
11-30-2025, 11:05 AM
I don't disagree with the general idea that the industry around kid gear is totally preying on women (i.e. organic muslin cotton and $1000+ strollers): with that, you're right. But this isn't one of those cases: with car seats and helmets, we're not talking "belief systems", we're talking real engineering limitations vs empirical crash test data.
Fixed
SSM_DC5
11-30-2025, 02:19 PM
Will let you know about the tires if they want the original wheels back.
Tire size is close enough 265/45/20. If they want your originals, let me swap the tires first :lol
EvoFire
11-30-2025, 05:43 PM
Tire size is close enough 265/45/20. If they want your originals, let me swap the tires first :lol
My originals are 21" so I'll get the whole set of wheel and tire back.
roastpuff
11-30-2025, 07:33 PM
Doesn’t these huuumons outgrow the car seat within a few years anyways ? I thought you’re pretty much on a cycle to perpetually buy car seats until…… what age do they not need one ?
A lot of seats are convertible nowadays, can go from rear facing to front facing so will last until they are big enough for a booster seat.
EvoFire
12-09-2025, 03:17 PM
ICBC got back to us, it's a write off so I'm guessing we won't see an estimate. Now we are waiting to see 1) what they offer, 2) if I need to haul the 21" wheels down
JDMDreams
12-09-2025, 05:45 PM
Don't they give you a number right away? How much longer do you have to wait? Do you get some courtesy car since the car is at the lot?
SSM_DC5
12-09-2025, 06:35 PM
Don't they give you a number right away? How much longer do you have to wait? Do you get some courtesy car since the car is at the lot?
Different department to give you the valuation, so you just wait for that phone call.
You have a couple days to return the courtesy car after they tell you it's total loss. They don't have estimated times for the process. You just sit and wait.
EvoFire
12-17-2025, 07:16 PM
We got our payout.
We didn't need to sign any forms :confused:
I still have the second key. Car got towed to New West this morning, my BMW app notified me of multiple errors with the car when they reconnected the battery and the car re-established it's connection.
I'm curious if it's gonna get rebuilt or gonna get sent to a junk yard. Everytime they connect up the car I'll get notified.
radeonboy
12-17-2025, 08:40 PM
^It's in good enough shape that it'll probably be rebuilt and live a new life in the middle east.
red kryptonite
12-17-2025, 10:03 PM
We got our payout.
We didn't need to sign any forms :confused:
I still have the second key. Car got towed to New West this morning, my BMW app notified me of multiple errors with the car when they reconnected the battery and the car re-established it's connection.
I'm curious if it's gonna get rebuilt or gonna get sent to a junk yard. Everytime they connect up the car I'll get notified.
this reminds me... when i traded in the tundra, for the first 2 weeks they never factory reset the driver profiles and i would get a notification every time it went out for a test drive or them moving it around the lot. i would remote start it every once in while for shits and giggles.
EvoFire
12-18-2025, 07:16 AM
Talked to a friend, so verbal confirmation is enough now with ICBC and you don't need to physically sign anymore. Part 1 of this saga is now over, now I need to find a job first before buying a new car, and also curious and going to keep track of where the car ends up.
RabidRat
12-18-2025, 07:31 AM
We got our payout.
We didn't need to sign any forms :confused:
I still have the second key. Car got towed to New West this morning, my BMW app notified me of multiple errors with the car when they reconnected the battery and the car re-established it's connection.
I'm curious if it's gonna get rebuilt or gonna get sent to a junk yard. Everytime they connect up the car I'll get notified.
Were you happy with the amount? Was there any negotiation?
EvoFire
12-18-2025, 08:05 AM
No negotiations we were happy with their first offer. We basically drove the car for free for 17 months minus the amount I paid for installing the hitch and doing ceramic coat.
Could we have gotten a bit more? Probably could have gotten an extra $1000 for the hitch but wife already agreed to the amount and I'm like let's not open the can of worms. There's always the chance of them lowering the payout.
SSM_DC5
12-18-2025, 08:54 AM
So what happened with the wheels? What was the estimated cost for repairs?
Badhobz
12-18-2025, 09:18 AM
Used cars are taking off as most people cant afford new cars.
EvoFire
12-18-2025, 09:46 AM
So what happened with the wheels? What was the estimated cost for repairs?
Never got the estimate for repairs.
I was at BMW shopping for a new car before I got news that I was getting laid off, and my sales said the car is guaranteed a writeoff because the laser headlights are backordered for over a year. Basically break a headlight and the car is gone.
Officially the car is signed off to them cause we got the payout and everything. We still have the LA 21" wheels as the car has winters on it right now with LA style 20" wheels.
The wheels would be for sale when 1) I am confident ICBC isn't going to come asking for them, and 2) we aren't getting another X5.
Traum
12-18-2025, 11:43 AM
I was at BMW shopping for a new car before I got news that I was getting laid off, and my sales said the car is guaranteed a writeoff because the laser headlights are backordered for over a year. Basically break a headlight and the car is gone.
Are you telling me that if any X5 owner had simply gotten into an accident where they only broke the headlight, the car would likely need to be written off because there isn't a replacement part available?
That just sounds insane...
JDMDreams
12-18-2025, 11:58 AM
Isn't that how new cars are? I was so surprised when icbc said they were willing to import JDM bumpers and headlights from Japan and my car was still clean title:fulloffuck:
SSM_DC5
12-18-2025, 12:04 PM
Never got the estimate for repairs.
...
:rukidding::gtfo: we're trying to play game here and you didn't deliver :moderatorban:
I am sorry about your whole situation though
radeonboy
12-18-2025, 12:22 PM
Are you telling me that if any X5 owner had simply gotten into an accident where they only broke the headlight, the car would likely need to be written off because there isn't a replacement part available?
That just sounds insane...
Only those with the lasers. BMW later sobered up and discontinued the lasers in for the LCI X5s.
RabidRat
12-18-2025, 12:29 PM
What's it like, using laser headlights? Is it just brighter and/or sharper cutoffs, or there's some behavioral component to it?
EvoFire
12-18-2025, 01:06 PM
What's it like, using laser headlights? Is it just brighter and/or sharper cutoffs, or there's some behavioral component to it?
Nothing, no difference at all it's just a visual gimmick as the headlights have blue accents.
On the BMW lasers, the low beams are still regular ass LEDs, it's the high beams are are lasers, with that being said, the laser lights are SUPPOSED to provide a huge boost in light output and throw (double the range), in Europe. DOT doesn't allow us to have nice things and NA lasers have their power reduced and it's no different from regular LED headlights.
EvoFire
12-18-2025, 01:08 PM
Are you telling me that if any X5 owner had simply gotten into an accident where they only broke the headlight, the car would likely need to be written off because there isn't a replacement part available?
That just sounds insane...
That sounds like the case. Having the car sit around is just a liability for ICBC so they just write it off. A ton of Teslas got written off for that reason a few years ago because they couldn't get parts.
As a consumer, do you want to have no car and your money tied up for 8 months to a year in a car you can't drive? Do you want to be stuck in a Kia rental if you were driving a BMW otherwise? Even if you drove a Rav4, the way the classing works you'd at best get something like a Kona sized midget which is hardly big enough if you need the size of the Rav4.
AstulzerRZD
12-18-2025, 04:57 PM
Only those with the lasers. BMW later sobered up and discontinued the lasers in for the LCI X5s.
Night vision also got discontinued for a bit but is making a comeback for 2025+
JDMDreams
12-18-2025, 08:39 PM
Is night vision useful? But then you are then looking at the screen instead of the road unless it's hud
you can use it to see through clothes
AstulzerRZD
12-19-2025, 05:43 AM
Is night vision useful? But then you are then looking at the screen instead of the road unless it's hud
In Seattle and interior BC yea - lots of animals.
You’ll hear a warning and flash if it spots an animal or pedestrian about to cross your path like you would with pre collision braking.
Gumby
02-22-2026, 09:45 AM
Fuck, not only did Canada lose the gold medal game, some lady turning left out of a side street also hit my car. One year and one day after we got the car! :flamemad:
https://i.ibb.co/wZjrcvLd/IMG-4266.jpg
Any recommendations for a shop that does Hyundai repairs?
bcrdukes
02-22-2026, 10:45 AM
Oh man, sorry to hear. Hope nobody was hurt and she stopped to provide insurance info.
No shop recommendations from me so I'll let the other in-house experts chime in.
Badhobz
02-22-2026, 01:57 PM
That doesn’t look bad. A few grand in repairs
RabidRat
02-22-2026, 05:23 PM
That's cool that you have that plastic cladding, which shielded your metal fenders from damage!
I estimate... $2500!!
bcrdukes
02-22-2026, 05:53 PM
$2850
EvoFire
02-22-2026, 06:09 PM
$4350
JDMDreams
02-22-2026, 06:24 PM
It's a Hyundai, written off since battery got scratched :lawl: JK hope everyone is ok will be $$$$ if lights gets cracked I guess $6000
bcrdukes
02-22-2026, 06:28 PM
Oh, good catch on the light. I didn't even see the crack at the top corner.
I'm changing my guess to $6500.
RabidRat
02-22-2026, 07:00 PM
You went up $3650 just for one headlight?!
Gumby
02-22-2026, 08:13 PM
Fortunately it was only a minor collision; I was able to turn away from the impact.
Upon closer inspection, it looks like only plastic pieces are cracked/broken. Hopefully the sensor is only dislodged/not broken, and the most expensive piece to replace is the front bumper cover. The light appears to be OK - the ridge you see is part of the housing.
The steelie also got scratched up in the process! :lol
red kryptonite
02-22-2026, 08:29 PM
glad youre ok. my guess is $5k
You went up $3650 just for one headlight?!
headlights are expensive man, according to evo they're writting off bmws with lazer lights lol
Badhobz
02-23-2026, 05:54 AM
i would say its 300-500 bucks. Because thats how much his deductible is..
https://media1.tenor.com/m/_ln_VbU9u_UAAAAC/oh-snap-black-people.gif
bcrdukes
02-23-2026, 07:10 AM
You went up $3650 just for one headlight?!
Hey man, these damn lights are expensive these days. And if you factor in all the remove/replacement, hidden damages, programming (factory / dealer only) and all sorts of nonsense, this car may even get written off! :D
roastpuff
02-23-2026, 09:05 AM
8K since lights got cracked. And sensors and stuff.
Gumby
02-23-2026, 09:35 AM
Hey man, these damn lights are expensive these days. And if you factor in all the remove/replacement, hidden damages, programming (factory / dealer only) and all sorts of nonsense, this car may even get written off! :D
Immediately after the collision, my first thought was “fuck, I hope it’s not a write off…”
JDMDreams
02-23-2026, 11:00 AM
How much is Hyundai EV insurance? Is it still $$$ like Tesla cuz EV
pastarocket
02-23-2026, 11:54 AM
My guess is $6000.
twitchyzero
02-23-2026, 01:45 PM
sentry mode standard on the ioniq?
Gumby
02-23-2026, 05:49 PM
I’m currently paying $2126 for 3M liability and 500/500. But I’ve been a roadstar and fault-free for many years.
No sentry mode for Ioniq 5, at least not in North America. I have a front/back aftermarket dashcam installed though, but it’s off when the car is parked.
dark0821
02-23-2026, 06:38 PM
Immediately after the collision, my first thought was “fuck, I hope it’s not a write off…”
It will be easy $15K to $20K
dark0821
02-23-2026, 07:25 PM
Double post...
Sorry for the single photo lol... but I wasn't at the scene. But all damages are shown on this photo.
My wife parked the Prius at elementary waiting to pick up son, she wasn't even in the car.
Another parent parallel parking his XC90 decided to back up into the Prius.
No sensor or lighting damage at all. Cruise Control, parking radar, lighting all work 100%.
Guess how much for repair.
https://i.imgur.com/XkEvTic.jpeg
EvoFire
02-23-2026, 09:05 PM
The connected drive on my totalled X5 updated today. It's in..... the Netherlands. Probably going to Eastern Europe to be rebuilt.
red kryptonite
02-23-2026, 10:45 PM
did bmw get rid of the ability to access the car's 360 cam via app/connected drive?
ever since the app updated that bottom disappeared. is it barried somewhere i missed?
itd be cool to SEE where it is vs just its location.
EvoFire
02-23-2026, 11:32 PM
I got the 360 cam. I still have access to it and I took a picture. but the cameras are dirty and the front cam is dangling I think and pointed to the ground. It shows a wall of brick in front of the car, the squiggly lay on the ground type of bricks.
It's at a cargo yard, next to it looks like either a black 2GC or i4 that's been in a front end accident. The other side is a red SUV, either a F25 X3 or F15 X5, can't really tell.
EvoFire
02-24-2026, 07:19 AM
The X5 is on a trailer, getting ready to move, they aren't wasting time as the car just landed last night. I'm kind of invested to see where it ends up
JDMDreams
02-24-2026, 08:34 AM
^^ make a YouTube channel ??? Profit pays for new car
Traum
02-24-2026, 10:13 AM
I’m currently paying $2126 for 3M liability and 500/500. But I’ve been a roadstar and fault-free for many years.
Gosh... at these insurance rates, I'm sure I'd still be driving my pos econo ICE shxtbox for a very, very long time... FailFish
JDMDreams
02-24-2026, 10:23 AM
^^ not really, for me even 17 year old shit JDM beater is still like $1500 a year. I just insured a 23 year old car and it's $1700. I even asked about kei cars and they were still $1500 for 60hp.
Badhobz
02-24-2026, 10:48 AM
My lc is only 1900 a year to insure with 300/300/5 million. How come yerrr cars are so expensive ?!
bcrdukes
02-24-2026, 10:52 AM
They probably live in some welfare postal code. :troll:
Traum
02-24-2026, 11:01 AM
^^ not really, for me even 17 year old shit JDM beater is still like $1500 a year. I just insured a 23 year old car and it's $1700. I even asked about kei cars and they were still $1500 for 60hp.
That sounds about right, actually. My 12 yrs old 100hp econobox is ~$1400 a year with liability, collision, and comprehensive coverage -- I don't remember the details off the top of my head. Comparing that against $2100+ for a new EV, $700 is quite a difference, you know?
roastpuff
02-24-2026, 11:49 AM
My lc is only 1900 a year to insure with 300/300/5 million. How come yerrr cars are so expensive ?!
I think the demographic for LC drives very little per year, and they tend on the older side so they don't do hooligan stuff, so the risk is low for an LC to be involved in an accident vs. say a Honda Civic.
dark0821
02-25-2026, 08:54 PM
not even 1 guess for my prius prime?
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