| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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11-01-2009, 12:49 PM
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#1
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I contribute to threads in the offtopic forum
Join Date: Dec 2003
Location: Vancouver
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Repaying icbc claims
So I have to repay 2 icbc claims to get my surcharge back to nearly 0%.
I'm wondering, do icbc charge interest on these claims? Would it matter if i pay now or later?
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11-01-2009, 01:08 PM
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#2
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NOOB, Not Quite a Regular!
Join Date: Apr 2009
Location: Van
Posts: 48
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you pay them before you renew your insurance. i don't think there are interests or anything. you just pay ICBC back the exact amount of money they paid out when you fixed your car and your insurance shouldn't be affected.
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11-01-2009, 01:30 PM
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#3
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Banned (BBM)
Join Date: Dec 2003
Location: No
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you have one year to repay/buyback claims. but why are u even driving when u have to buy 2 claims back just to get your discount back to 0%?
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11-01-2009, 04:02 PM
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#4
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Los Bastardo owned my ass at least once
Join Date: Nov 2005
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wow you must be a really bad driver to be in the surplus
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11-04-2009, 05:53 PM
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#5
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I contribute to threads in the offtopic forum
Join Date: Dec 2003
Location: Vancouver
Posts: 2,777
Thanked 1,045 Times in 419 Posts
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Quote:
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you have one year to repay/buyback claims. but why are u even driving when u have to buy 2 claims back just to get your discount back to 0%?
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My surcharge is at 400%. Trying to buy an 06 acura TL which at 400% my insurance will be $10,000. If i pay back these claims, which is a total of $3000, the insurance for the TL will be around 2900 - 3200.
Quote:
Originally Posted by lilaznviper
wow you must be a really bad driver to be in the surplus
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I admit I was when I was about 18 years old.
But these past claims that I got was totally BS.
Reversing out of a parking stall at brentwood mall (the one right by bmo where it's a T intersection). This old dude, approaches into the intersection as I was already half way out, totally ignoring the stop sign. I can see him looking to his left talking to this dude while still driving forward, and rear ends me. My car was fine, but he had a broken headlight.
ICBC concludes that that was my fault because I was reversing, but I was at a complete stop. Asked me if I had witness, I said no, and that was it. $1500 claim.
Another one was when I reversing in a gas pump station, this navigator or whatever these big ass truck is called was already hogging up 2/3 of the space. As I was reversing into the spot, he drives up and rear ends me. No damage whatsoever. ICBC concludes that that was also my fault, because I was reversing.
When I got into my spot to get gas that is when he bumped me from behind. All of this happened over the course of 2 months, bad bad luck.
Moral of my story, don't ever tell ICBC that you are in reverse while an accident happened. Whether you're at a complete stop or not, it's your fault. Honesty gets you nowhere.
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11-04-2009, 07:38 PM
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#6
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I *Fwap* *Fwap* *Fwap* to RS
Join Date: Aug 2005
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ICBC doesnt charge interest you just pay the whole amount back when you renew your insurance.
But OMG 10,000 for insurance my god that sucks
__________________
"Make love not war, condoms are cheaper than guns"
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11-04-2009, 08:56 PM
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#7
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OMGWTFBBQ is a common word I say everyday
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My friend got into an accident with his Z. His insurance would have been 14k a year if he hadn't switched it to one of his parents names
__________________
'16 Ram 1500
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11-04-2009, 09:09 PM
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#8
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sneaky beaky like
Join Date: Apr 2008
Location: vancouver
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Quote:
Originally Posted by GabAlmighty
My friend got into an accident with his Z. His insurance would have been 14k a year if he hadn't switched it to one of his parents names
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whats his name so i can report for fraud.
__________________
'19 honda civic fk8
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11-04-2009, 09:18 PM
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#9
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Willing to sell body for a few minutes on RS
Join Date: Jul 2001
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Quote:
Originally Posted by cho
whats his name so i can report for fraud.
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Why bother, he'll get owned when he crashes again and his insurance is void.
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa
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11-04-2009, 09:46 PM
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#10
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OMGWTFBBQ is a common word I say everyday
Join Date: Oct 2008
Location: Coquitlam
Posts: 5,323
Thanked 3,782 Times in 1,242 Posts
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Quote:
Originally Posted by cho
whats his name so i can report for fraud.
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Blow me
__________________
'16 Ram 1500
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