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07-01-2010, 10:08 PM
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#1
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RS has made me the bitter person i am today!
Join Date: Oct 2006
Location: YVR
Posts: 4,524
Thanked 1,275 Times in 434 Posts
Failed 62 Times in 24 Posts
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Applying for Credit Card
hey guys, right now I'm 18 and I wanted to apply for a credit card. Would I only need a cosigner to be able to get one or do I need more than that? Also, can the cosigner be anyone over the age of 19 or does it have to be one of my parents?
I'm not planning on getting one to dig myself into debt, I just need one so I can set up a monthly installment plan.
Thanks!
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07-01-2010, 11:12 PM
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#2
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Ubereem Mod
Join Date: Mar 2002
Location: Richmond
Posts: 3,070
Thanked 120 Times in 63 Posts
Failed 24 Times in 10 Posts
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Can only get credit when you're 19. Can't lend to under 18.
Plus it wouldn't be co-signing, the parent will be giving you an additional card off their credit.
__________________
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Originally Posted by Culture_Vulture
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07-02-2010, 11:19 AM
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#3
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RS has made me the bitter person i am today!
Join Date: Oct 2006
Location: YVR
Posts: 4,524
Thanked 1,275 Times in 434 Posts
Failed 62 Times in 24 Posts
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Thanks for the info! I guess I wont be able to get my until I'm 19. Sucks to have my birthday all the way in dec.
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08-05-2010, 11:06 PM
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#4
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NOOB, Not Quite a Regular!
Join Date: Apr 2010
Location: Home
Posts: 26
Thanked 1 Time in 1 Post
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I got mine at 18 and didn't need any co-signer..
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08-05-2010, 11:10 PM
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#5
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Rs has made me the woman i am today!
Join Date: Mar 2010
Location: PM
Posts: 4,476
Thanked 3,349 Times in 843 Posts
Failed 207 Times in 86 Posts
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^ from where?
and a parent can sign you up for a card that you can use.
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09-04-2010, 09:49 PM
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#6
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NOOB, Not Quite a Regular!
Join Date: Jan 2004
Location: Richmond
Posts: 30
Thanked 0 Times in 0 Posts
Failed 0 Times in 0 Posts
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You can't get a credit card using your own credit until you turn 19 in British Columbia. I'm 100% confident about this.
Dipp - you must have had a parent/sibling/relative co-sign, even if you think you may not have.
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