| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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08-16-2010, 10:43 PM
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#1
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I Will not Admit my Addiction to RS
Join Date: Jan 2008
Location: burnaby
Posts: 535
Thanked 1,207 Times in 168 Posts
Failed 168 Times in 33 Posts
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ICBC question
I had couple of accidents in the past 3 years and I paid off both of em but apparently i paid slightly short of what i actually owe....
so my question is, since I can't reallly pay that off right now, what happens if I get temp insurance for the car?
I pretty much paid off those 2 claims after my insurance ran out and kept the car uninsured until I paid it off.
have yet to re-insure the car.
what icbc tech over the phone told me was, as long as I don't insure the car again until I pay it off, my premium won't go up.
is it the same principle with temp insurance? if i insure my car under temp insurance for a day are they going to wave it off as "paid by icbc" and jack up my insurance?
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08-16-2010, 10:51 PM
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#2
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Rs has made me the woman i am today!
Join Date: Apr 2007
Posts: 4,065
Thanked 634 Times in 142 Posts
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no, temp insurance wont be effected by your overall record
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08-16-2010, 11:40 PM
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#3
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I Will not Admit my Addiction to RS
Join Date: Jan 2008
Location: burnaby
Posts: 535
Thanked 1,207 Times in 168 Posts
Failed 168 Times in 33 Posts
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I have clean record right now, except for that out standing balance. with car uninsured, will I be able to insure the car and not have my insurance sky rocket?
I know the temp insurance is fixed rate, so it doesnt matter what your record is but does temp insurance also count as "full insurance"
my current standing is, since I have an "outstanding" balance to pay off in order to avoid my insurance from going up, I should pay that off before fully insuring the car again; however, would insuring on temp insurance for a day effect my record?\
not sure if i make any sense!
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08-17-2010, 01:21 PM
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#4
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Hellaflush
Join Date: Mar 2004
Location: Surrey
Posts: 95
Thanked 2 Times in 2 Posts
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I understand what your asking, whenever i do a permit or storage policy for any clients the rule is that i am supposed to check if you have any outstanding debts.
You can sometimes get your agent to call icbc debt collections and see if it is possible to setup a payment schedule, but that is usually for large amounts of debt owing. Its still worth a shot to get them to call, sorry i cannot give you the number its only for agents to use.
Hope this helps, pm me if you have any other auto insurance questions.
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