| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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01-07-2011, 07:59 PM
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#1
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Wunder? Wonder?? Wander???
Join Date: Nov 2004
Location: Vancity
Posts: 238
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Question about proper coverage from icbc
Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks
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01-07-2011, 08:20 PM
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#2
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Rs has made me the woman i am today!
Join Date: Mar 2010
Location: PM
Posts: 4,476
Thanked 3,349 Times in 843 Posts
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This was mentioned in the R34 stolen thread. I forget what it was called but there is a special plan
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01-07-2011, 08:25 PM
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#3
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I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Jan 2006
Location: Abbotstan
Posts: 20,721
Thanked 12,136 Times in 3,361 Posts
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Quote:
Originally Posted by CL_S
Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks
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Depending on what parts, it may have to be re-inspected.
Anyway, took me about 30 seconds to find this on ICBC's website:
http://icbc.com/autoplan/optional/ve...cial-equipment
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Does anyone know how many to a signature?
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Originally Posted by Brianrietta
Not a sebberry post goes by where I don't frown and think to myself "so..?"
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01-07-2011, 10:05 PM
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#4
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Banned (ABWS)
Join Date: Jun 2010
Location: Canada
Posts: 1,566
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Try going to another autoplan.... or call ICBC... They would have the most accurate information to help you out.
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01-08-2011, 01:19 AM
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#5
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Wunder? Wonder?? Wander???
Join Date: Nov 2004
Location: Vancity
Posts: 238
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Thanks guys although the icbc link doesn't help though......basically if anyone with an eg has done a k20 conversion what options have you taken? Aside from receipts, what else is sufficient?
I guess I will have to phone icbc directly.
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01-08-2011, 04:19 PM
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#6
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OMGWTFBBQ is a common word I say everyday
Join Date: Oct 2008
Location: Coquitlam
Posts: 5,323
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Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.
Try going private.
Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked.
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'16 Ram 1500
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01-08-2011, 06:30 PM
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#7
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Wanna have a threesome?
Join Date: Oct 2010
Location: Squamish
Posts: 4,888
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Quote:
Originally Posted by GabAlmighty
Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.
Try going private.
Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked.
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The only decent way to recover any funds from a modified car that gets wrecked is swap stock parts back on and sell the after market stuff.. but still.. your pretty much fucked.
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01-08-2011, 06:56 PM
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#8
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2x Variable Nockenwellen Steuerung
Join Date: Oct 2002
Location: N49.2 W122.1
Posts: 6,176
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It depends on the age / model of the car.
Basically you won't get full amount back if you modify your daily driver (according to ICBC's definition of your daily driver.)
I have made a post about it here.
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01-08-2011, 08:06 PM
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#9
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I'm invisible
Join Date: Jun 2002
Location: 604 Vancouver
Posts: 4,458
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Keep your receipts and have an appraisals done on the vehicle. Your in a way covered up to the first $5,000 in attached modifications (ie: paint jobs, wheels, etc.) in the regular coverage. ICBC also sells an excess special coverage coverage on top of the $5,000; they use like an special ratio for this coverage (ie: every $100 worth of mods could be xx dollars).
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