| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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01-30-2012, 01:23 PM
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#1
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Need my Daily Fix of RS
Join Date: Feb 2010
Location: Vancouver
Posts: 267
Thanked 31 Times in 17 Posts
Failed 70 Times in 21 Posts
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Will this affect my insurance?
So, my dad apparently did not submit or do some testing to check if hes still capable of driving so ICBC took away his license now, the car's insurance is under his name and I drive the car occasionally when he doesn't need it. Wondering will the insurance be affected since he no longer has a license?
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01-30-2012, 01:27 PM
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#2
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YOU CANT CUT BACK ON FUNDING! YOU WILL REGRET THIS
Join Date: Feb 2009
Location: FL400
Posts: 5,872
Thanked 3,117 Times in 1,044 Posts
Failed 555 Times in 158 Posts
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if YOU are the principle driver. NO it will not have any impact.
Otherwise, YES, most likely
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Where the hell am I
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01-30-2012, 01:27 PM
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#3
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WUB WUB WUB WUB WUB
Join Date: Oct 2007
Location: Surrey
Posts: 7,945
Thanked 7,183 Times in 1,953 Posts
Failed 202 Times in 90 Posts
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I'm not sure how it works mid-policy but he won't be able to renew when it's up
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then fuck you hipster akinari
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01-30-2012, 01:40 PM
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#4
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nuggets mod
Join Date: Feb 2002
Location: richmond
Posts: 7,075
Thanked 3,962 Times in 996 Posts
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If you get into an accident in a car with his insurance, he's the principle driver, and he doesn't even have a license, it will be an uphill battle trying to convince ICBC to cover you.
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I searched for truth, and all I found was You
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01-30-2012, 02:20 PM
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#5
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& Associates Inc.
Join Date: Jan 2010
Location: Canada Eh
Posts: 1,631
Thanked 1,215 Times in 409 Posts
Failed 124 Times in 36 Posts
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Personally, I would cancel the insurance and renew it under your name. Since your dad technically/legally cannot even drive then he does not need a vehicle under his name. Your dad does not drive so that makes you the principle driver(who drives most of the time, since your dad drives 0% of the time).
If you were to get into a car accident, your insurance will become VOID and ICBC has the choice to refuse to cover your claim; therefore everything will come out of your pocket. Also they will charge you with fraud and impose a penalty.
Ruthless & Associates Inc.
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Serving Revscene proudly since 2008
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