| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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06-27-2016, 08:34 AM
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#1
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Need to Shave n Shower, but I CANT STOP POSTING ON RS
Join Date: Apr 2007
Location: Okanagan
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Reporting a hit and run
Is there any time limit to reporting a hit and run? Can you report it but fix the car yourself without it affecting your insurance?
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
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Quote:
Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
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Quote:
Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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06-27-2016, 08:46 AM
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#2
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Need to Seek Professional Help
Join Date: Jan 2010
Posts: 1,024
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Unless you're the one hitting and running why would it affect your insurance? You just pay the deductable and there would be no spike in your rates
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06-27-2016, 08:49 AM
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#3
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Need to Shave n Shower, but I CANT STOP POSTING ON RS
Join Date: Apr 2007
Location: Okanagan
Posts: 17,639
Thanked 10,466 Times in 4,577 Posts
Failed 436 Times in 234 Posts
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Can you still fix it yourself (ie not have to get it fully fixed right away)?
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
|
Quote:
Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
|
Quote:
Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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06-27-2016, 09:00 AM
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#4
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Head Moderator
Join Date: Dec 1982
Location: Great White Nor
Posts: 22,660
Thanked 6,462 Times in 2,081 Posts
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I believe it's 6 months for a hit and run claim. Most other accidents have a two year time restriction.
Also there's no rate adjustment for a hit and run claim. Just pay the deductible and you're done.
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06-27-2016, 09:03 AM
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#5
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Head Moderator
Join Date: Dec 1982
Location: Great White Nor
Posts: 22,660
Thanked 6,462 Times in 2,081 Posts
Failed 98 Times in 51 Posts
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Quote:
Originally Posted by underscore
Can you still fix it yourself (ie not have to get it fully fixed right away)?
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Technically you can wait to get it fixed. My hit and run repair was held off for a couple months due to a lack of available parts from both Canadian and Japanese parts warehouses. However, if you want to fix it yourself, there's no point in filing a claim then... assuming it's only a minor hit.
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06-27-2016, 09:30 AM
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#6
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Need to Shave n Shower, but I CANT STOP POSTING ON RS
Join Date: Apr 2007
Location: Okanagan
Posts: 17,639
Thanked 10,466 Times in 4,577 Posts
Failed 436 Times in 234 Posts
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They destroyed the mirror, so that needs to get replaced right away. It also dented the door and cracked the paint near the mirror, and damaged the fender. It's not horrifically mangled, so my buddies just gonna replace the mirror for now to save money, but if the other driver can be caught it'd be nice to have them pay to repair the whole thing.
__________________
1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed]
Quote:
Originally Posted by maksimizer
half those dudes are hotter than ,my GF.
|
Quote:
Originally Posted by RevYouUp
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
|
Quote:
Originally Posted by Good_KarMa
OH thank god. I thought u had sex with my wife. :cry:
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06-27-2016, 09:36 AM
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#7
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Rs has made me the man i am today!
Join Date: Aug 2002
Location: 604
Posts: 3,023
Thanked 688 Times in 190 Posts
Failed 22 Times in 10 Posts
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Depending on your deductible it might be in the same ballpark to replace the mirror vs paying your deductible and fixing everything. I would just pay the deductible :/
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