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11-02-2010, 11:22 PM
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#1 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,032
Thanked 9,822 Times in 3,903 Posts
| Visa Gift Card to pay CC bill?
sorry this is a total noob minor banking question:
i have a RBC gift card
how can i use the balance on it to pay off my october's regular CC bill?
i'm on rbc banking online
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11-02-2010, 11:27 PM
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#2 | | HELP ME PLS!!!
Join Date: Jan 2004 Location: here
Posts: 5,793
Thanked 146 Times in 67 Posts
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I doubt you can pay off a credit card using a credit card. but that's just my opinion.
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11-03-2010, 03:48 AM
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#3 | | Oh goodie, 5 posts already!
Join Date: Oct 2008 Location: Vancouver
Posts: 7
Thanked 0 Times in 0 Posts
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you go to any bank that offers visa and you cash advance the visa gift card for the full value. then you take the cash and pay off your credit card bill
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11-03-2010, 07:33 AM
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#4 | | Rs has made me the man i am today!
Join Date: Apr 2004 Location: Vancouver
Posts: 3,073
Thanked 69 Times in 47 Posts
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sorry
Last edited by waddy41; 11-03-2010 at 11:14 AM.
Reason: reading > me
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11-03-2010, 09:12 AM
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#5 | | Banned (ABWS)
Join Date: Feb 2009 Location: Kits/Richmond
Posts: 4,409
Thanked 1,105 Times in 540 Posts
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It is a gift card, thus it is essentially cash, you should beable to whatever you want with it.
My parents got me a Visa GC for the Olympics - never again. Visa takes like $6 to activate it, then it wouldn't work in many places, plus unless you know the balance, you cannot charge right down to the last penny left. Dumb.
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11-07-2010, 10:14 AM
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#6 | | I Will not Admit my Addiction to RS
Join Date: Feb 2004 Location: Burnaby
Posts: 577
Thanked 20 Times in 13 Posts
| Quote:
Originally Posted by taylor192  It is a gift card, thus it is essentially cash, you should beable to whatever you want with it.
My parents got me a Visa GC for the Olympics - never again. Visa takes like $6 to activate it, then it wouldn't work in many places, plus unless you know the balance, you cannot charge right down to the last penny left. Dumb. | cumbersome for sure.
they cost the buyer 3.95 i believe. there is a maintenance fee after 6(?) months so have to use soon after receiving.
i think the problem taylor may have had is that since its a gift card without actual "credit" places like restaurants will decline it, reason being say its a $50 gc and u eat a $48 bill their machines preauthorize $48 +20% to anticipate a tip. So thus declining the transaction. you can register your gift card to check on the balance. what i do is use the last bit of change on the card to purchase credits on my starbucks card.
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11-07-2010, 10:16 AM
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#7 | | I Will not Admit my Addiction to RS
Join Date: Feb 2004 Location: Burnaby
Posts: 577
Thanked 20 Times in 13 Posts
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in addition,
when u have questions dont be shy to ask directly,
is the gift card through RBC as well? call them 1800 ROYAL - 12
its the number on the back of your visa and ask their reps
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11-07-2010, 10:28 AM
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#8 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,032
Thanked 9,822 Times in 3,903 Posts
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yeah i went into a bank on thurs and they said no way jose
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11-07-2010, 04:48 PM
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#9 | | Rs has made me the man i am today!
Join Date: Apr 2004 Location: Vancouver
Posts: 3,073
Thanked 69 Times in 47 Posts
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anyway you can sell the gift card?
Maybe that`s the easiest way
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11-07-2010, 05:10 PM
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#10 | | MiX iT Up!
Join Date: May 2006 Location: vancouver
Posts: 8,133
Thanked 2,066 Times in 865 Posts
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why bother selling?
next time you want to use the visa - use the gc. you are done..
__________________
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Make the effort and take the risk..
"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt | |
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11-07-2010, 05:21 PM
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#11 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,032
Thanked 9,822 Times in 3,903 Posts
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yeah i was just curious since it's practically extra credits lying around. will use it towards other purchases.
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