REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Vancouver LifeStyles (VLS) > The Business and Financial Forum

The Business and Financial Forum THIS SPACE OPEN FOR ADVERTISEMENT. YOU SHOULD BE ADVERTISING HERE!
Revscene Wall Street.
Consolidating debt? Good business tips? Buying stock? How's our economy doing? Discuss and share advice and tools on everyday banking, investing, wealth management and insurance.

Reply
 
Thread Tools
Old 11-03-2010, 12:22 AM   #1
Need to Shave n Shower, but I CANT STOP POSTING ON RS
 
Join Date: Oct 2007
Location: Vancouver BC
Posts: 19,421
Thanked 7,474 Times in 3,129 Posts
Visa Gift Card to pay CC bill?

sorry this is a total noob minor banking question:

i have a RBC gift card

how can i use the balance on it to pay off my october's regular CC bill?

i'm on rbc banking online
Advertisement
__________________
My BST Feedback
twitchyzero is offline   Reply With Quote
Old 11-03-2010, 12:27 AM   #2
HELP ME PLS!!!
 
johny's Avatar
 
Join Date: Jan 2004
Location: here
Posts: 5,793
Thanked 146 Times in 67 Posts
I doubt you can pay off a credit card using a credit card. but that's just my opinion.
johny is offline   Reply With Quote
Old 11-03-2010, 04:48 AM   #3
Oh goodie, 5 posts already!
 
2kreative's Avatar
 
Join Date: Oct 2008
Location: Vancouver
Posts: 7
Thanked 0 Times in 0 Posts
you go to any bank that offers visa and you cash advance the visa gift card for the full value. then you take the cash and pay off your credit card bill
2kreative is offline   Reply With Quote
Old 11-03-2010, 08:33 AM   #4
Rs has made me the man i am today!
 
Join Date: Apr 2004
Location: Vancouver
Posts: 3,051
Thanked 60 Times in 42 Posts
sorry

Last edited by waddy41; 11-03-2010 at 12:14 PM. Reason: reading > me
waddy41 is offline   Reply With Quote
Old 11-03-2010, 10:12 AM   #5
Banned (ABWS)
 
Join Date: Feb 2009
Location: Kits/Richmond
Posts: 4,409
Thanked 1,104 Times in 539 Posts
It is a gift card, thus it is essentially cash, you should beable to whatever you want with it.

My parents got me a Visa GC for the Olympics - never again. Visa takes like $6 to activate it, then it wouldn't work in many places, plus unless you know the balance, you cannot charge right down to the last penny left. Dumb.
taylor192 is offline   Reply With Quote
Old 11-07-2010, 11:14 AM   #6
I Will not Admit my Addiction to RS
 
Join Date: Feb 2004
Location: Burnaby
Posts: 577
Thanked 20 Times in 13 Posts
Quote:
Originally Posted by taylor192 View Post
It is a gift card, thus it is essentially cash, you should beable to whatever you want with it.

My parents got me a Visa GC for the Olympics - never again. Visa takes like $6 to activate it, then it wouldn't work in many places, plus unless you know the balance, you cannot charge right down to the last penny left. Dumb.
cumbersome for sure.
they cost the buyer 3.95 i believe. there is a maintenance fee after 6(?) months so have to use soon after receiving.
i think the problem taylor may have had is that since its a gift card without actual "credit" places like restaurants will decline it, reason being say its a $50 gc and u eat a $48 bill their machines preauthorize $48 +20% to anticipate a tip. So thus declining the transaction. you can register your gift card to check on the balance. what i do is use the last bit of change on the card to purchase credits on my starbucks card.
woooo is offline   Reply With Quote
Old 11-07-2010, 11:16 AM   #7
I Will not Admit my Addiction to RS
 
Join Date: Feb 2004
Location: Burnaby
Posts: 577
Thanked 20 Times in 13 Posts
in addition,

when u have questions dont be shy to ask directly,
is the gift card through RBC as well? call them 1800 ROYAL - 12
its the number on the back of your visa and ask their reps
woooo is offline   Reply With Quote
Old 11-07-2010, 11:28 AM   #8
Need to Shave n Shower, but I CANT STOP POSTING ON RS
 
Join Date: Oct 2007
Location: Vancouver BC
Posts: 19,421
Thanked 7,474 Times in 3,129 Posts
yeah i went into a bank on thurs and they said no way jose
__________________
My BST Feedback
twitchyzero is offline   Reply With Quote
Old 11-07-2010, 05:48 PM   #9
Rs has made me the man i am today!
 
Join Date: Apr 2004
Location: Vancouver
Posts: 3,051
Thanked 60 Times in 42 Posts
anyway you can sell the gift card?
Maybe that`s the easiest way
waddy41 is offline   Reply With Quote
Old 11-07-2010, 06:10 PM   #10
MiX iT Up!
 
tiger_handheld's Avatar
 
Join Date: May 2006
Location: vancouver
Posts: 8,001
Thanked 2,006 Times in 831 Posts
why bother selling?

next time you want to use the visa - use the gc. you are done..
__________________

Sometimes we tend to be in despair when the person we love leaves us, but the truth is, it's not our loss, but theirs, for they left the only person who couldn't give up on them.


Make the effort and take the risk..

"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt
tiger_handheld is offline   Reply With Quote
Old 11-07-2010, 06:21 PM   #11
Need to Shave n Shower, but I CANT STOP POSTING ON RS
 
Join Date: Oct 2007
Location: Vancouver BC
Posts: 19,421
Thanked 7,474 Times in 3,129 Posts
yeah i was just curious since it's practically extra credits lying around. will use it towards other purchases.
__________________
My BST Feedback
twitchyzero is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 10:53 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net