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06-25-2009, 09:35 PM
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#1 | | My homepage has been set to RS
Join Date: Jan 2007 Location: van
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| Total my car, anybody have experice dealing with ICBC in this situation?
Long story short I hit a power line pole and my car is totaled.
No other car/people were involved.
How will ICBC handle this since it was my fault?
I have basic coverage, collision and comprehensive.
Are they going to write it off or am I not going to get anything?
Already filed a claim and waiting for a reply, just want to know what to expect.
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06-25-2009, 09:59 PM
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#2 | | F**K YOUR HEAD
Join Date: Apr 2009 Location: vancouver
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Depends whether they think your car is worth fixing, are you just calling it totalled or is the car the size of a mini now?
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06-25-2009, 10:05 PM
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#3 | | Trollollolloing RS sine 2005
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u wouldnt by any chance be this guy that wrapped the car arnd the pole? http://www.revscene.net/forums/accid...t-t580449.html
and depending on how bad the damage is and what the current market value the car is worth, it might or might not be totaled.
__________________ Quote:
Originally Posted by MajinHurricane  I had some girl come into the busser station the other day trying to make out with every staff member and then pull down her pants and asked for someone to stick a dick in her (at least she shaved). | Quote:
Originally Posted by 1exotic Vtec doesn't kick in on Reverse. | Quote:
Originally Posted by Ulic Qel-Droma its like.. oh yeah oh yeah.. ohhhh yeah... OOoooOohh... why's it suddenly feel a bit better... ohhhh yeahh... ohhh...oh..fuck... it probably ripped. | | |
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06-25-2009, 10:46 PM
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#4 | | I *Fwap* *Fwap* *Fwap* to RS
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This will be considered a Single Vehicle Accident and will be processed under your collision coverage, which in turn will effect your discount.
To see what effect it will have, go here: http://www.icbc.com/autoplan-insuran...riables._frag_
In regards to your vehicle, what will happen is it will get towed into an ICBC facility and then estimated. Depending on the extent of the damage, your vehicle may be fixed or it may be written off.
Either way, you will be subject to your collision deductible. If your vehicle is written off, it will be deducted from your settlement amount. If your vehicle is fixable, you will have to pay it to the bodyshop.
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06-25-2009, 10:56 PM
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#5 | | Banned (BBM)
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Do yourself some good and just get a bus pass.
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06-25-2009, 11:55 PM
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#6 | | Revscene.net has a homepage?!
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expect your insurance rate to go up!
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06-26-2009, 12:26 AM
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#7 | | RS Veteran
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| Quote:
Originally Posted by Lude S Do yourself some good and just get a bus pass. | That's a little harsh, don't you think?
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Originally Posted by Badhobz Yeah. Typical Mainlander Barbie doll.
Her car even smelled nice. Like a mixture of luxury perfume and a hint of….. vag ? Fish sauce ? Something a bit dank | | 
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06-26-2009, 12:33 AM
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#8 | | Banned (ABWS)
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Originally Posted by bcrdukes That's a little harsh, don't you think? | +1
I think that's very harsh. Who is he to judge on the OP just based on this accident.
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06-26-2009, 01:27 AM
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#9 | | I bringith the lowerballerith
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does having DPP also effect discounts? any1 know?
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06-26-2009, 01:32 AM
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#10 | | I answer every Emotion with an emoticon
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hope you have the new car replacement insurance.
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06-26-2009, 07:55 AM
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#11 | | Diagonally parked in a parallel universe
Join Date: Jun 2002 Location: Langley
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you're still covered under you're insurance policy
if its a Single Vehilcle Accident (SVA) - you're rates will go up based on the ICBC claim scale. http://www.icbc.com/autoplan-insuran...riables._frag_ | |
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06-26-2009, 07:58 AM
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#12 | | F**K YOUR HEAD
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PICS OR IT DIDN'T HAPPEN!!! lmfao...
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06-26-2009, 08:28 AM
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#13 | | Banned (ABWS)
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Originally Posted by shantz | OK I'm being picky, yet this is post #2 today where you use you're instead of your.
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06-26-2009, 08:30 AM
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#14 | | Banned (ABWS)
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| Quote:
Originally Posted by Lude S Do yourself some good and just get a bus pass. | Not on the left coast. Public insurance will mean his rates will only go up so much. Private insurance would raise his rates through the roof.
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06-26-2009, 09:11 AM
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#15 | | My homepage has been set to RS
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Originally Posted by ilvtofu PICS OR IT DIDN'T HAPPEN!!! lmfao... | ...    | |
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06-26-2009, 09:20 AM
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#16 | | My dinner reheated before my turbo spooled
Join Date: Oct 2002 Location: vancouver
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ya its totalled
ps your tread is going the wrong way
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06-26-2009, 09:23 AM
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#17 | | My homepage has been set to RS
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Originally Posted by VR6GTI ya its totalled
ps your tread is going the wrong way | those tires are not directional
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06-26-2009, 09:26 AM
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#18 | | My dinner reheated before my turbo spooled
Join Date: Oct 2002 Location: vancouver
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Originally Posted by EmOne those tires are not directional |  | |
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06-26-2009, 10:20 AM
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#19 | | Banned (ABWS)
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Originally Posted by VR6GTI ya its totalled | Its only totalled cause it'll cost more to fix than the car is worth.
I had similar damage on my car, as long as the frame isn't bent it can be fixed.
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06-26-2009, 10:21 AM
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#20 | | Media Officer / MOD
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^ thats what I saw too ....
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06-26-2009, 10:30 AM
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#21 | | Banned By Establishment
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Originally Posted by EmOne Total my car, anybody have experice dealing with ICBC in this situation? | yeah, when dealing with ICBC, bend over. spread your legs apart, makes it easier on both of you
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06-26-2009, 10:45 AM
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#22 | | F**K YOUR HEAD
Join Date: Apr 2009 Location: vancouver
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Are those BBS LMs? shit those gotta be expensive 
At least the glass isn't broken, looks like rearward of engine is fine, but everything thats $$ is in front ...
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06-26-2009, 10:47 AM
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#23 | | Circle Stick Square Mod
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hope you're okay. that looks like they'll weld on a new rad support... if the frame isnt bent
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06-26-2009, 10:50 AM
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#24 | | My homepage has been set to RS
Join Date: Jan 2007 Location: van
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Originally Posted by Crossbone hope you're okay. that looks like they'll weld on a new rad support... if the frame isnt bent | I highly doubt they are going to fix it. The car is worth $7-8k tops
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06-26-2009, 11:14 AM
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#25 | | Rs has made me the woman i am today!
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well icbc may use used parts to fix your car... it actually doesn't look as bad as i thought it would be b/c your airbags are not deployed ...
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