mbna smartcash

3% money back for gas and groceries (5% 6 month promo)
1% cashback on everything else

no fees

yeah i think im right on the borderline of getting no value out of my card. will probably drop to a free or low fee card next year until i increase my spending significantly.

Yah I have that too. Been using it for 2-3 years, but I'm seriously thinking of cancelling it because I don't want to pay any annual fees at all. If they offer to waive the fee, I'll stay though. :D

I got a Gold Bank of America one.http://animepisodes.info/images/d7aa...115e939c74.jpg

Anybody try signing up for an AE card at all? Holy crap they have higher then normal guidelines. I just tried signing up for one at Costco since they only accept that. I was totally expecting to get one. Never got denied for any credit cards in my life, super steady job, high income, good credit score. Got a letter saying sorry denied! ah wells

I've used AE. They kept mischarging me crap.......Kept saying how I haven't paid the bill but in reality I paid it on time everytime....:/

whats the best travel rewards visa?

Visa Infinite Avion. I believe it cost the same as the Platinum Avion but there are more requirements to acquire it.

thats rewards classic right?

i thought it's $2/point...

^ That is correct unless he's talking about Visa Classic II :/

Amex Centurion

I use the Visa Infinite Avion as well...
The requirements to get it is hefty, i think you need to make $50k annually
Fee is $120

15,000 pts when you sign you get 5000 pts every year you renew... 100,000 pts lets you fly anywhere in the world...
I say, get the card if you spend on average $2000/month...

This is how i justify it... I fly to Hong Kong a lot...
If i were to purchase a ticket... its around $1200+ Cathay Pacific
if its going to take you 10 years to save up 1 trip, $120X10 years... not really worth it

I've been using the Avion card since 2006, and i've earned 3 trips to HK... if u spend a lot and have the $, its worth it. Plus you can transfer Points to BA or Asiamiles too :) But asiamiles is crappy to deal with.

CIBC Platinum Visa

Been using the for awhile RBC Infinite Avion and recently I found a better alternative card in the form of TD First Class Travel Visa Infinite Card http://www.tdcanadatrust.com/tdvisa/...lasstravel.jsp and too bad I just paid my renewal fee a couple months ago for my Avion or else I would have made the switch. Also I have the Costco AMEX and Petro Citi MC strictly used for fuel only

i believe AE is looking to get rid of people. something about a $300 bonus cheque if you clear and cancel your cards with them or something. They've also been really focused on cutting back people's credit limit lately. Might be why

^^
Quite possibly the reason why. Ah wells perhaps it's better this way since I don't really want or need another card. Just thought it would be handy since Costco only accepts AE and I won't always have cash available on me or on my debit.

this is a good card, they give u 20000 free points a year when you pay the annual fee

CIBC Platinum Visa.
Free insurance on rental cars o_O

RBC Infinite Avion

RBC and specifically the avion cards have amazing service, the 5-10 times i Call in to them is well worth the $150/year fee

not to mention all the perks etc.

very handy. costco gas pumps dont take cash either. only AE

everyday use:
HSBC mastercard - 1% cash back for every dollar, no annual fee

gas:
Citi Petro mastercard - 2 cents off Petro Canada and Petro Points, no annual fee

cross border shopping and paypal:
BMO US mastercard - for all my USD purchases, no annual fee (although i heard that they are going to charge soon)


still need a VISA though, since there are odd places that don't take MC

TD Rebate Rewards Visa

td visa rebate
rbc classic II

RBC Avion

BMO SPC

Free air tix + Instant discounts at places like champs = WIN