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-   -   What credit card do you have? (https://www.revscene.net/forums/581211-what-credit-card-do-you-have.html)

Gh0stRider 07-02-2009 09:44 PM

AE airmiles wasn't too hard to get.

krazynuck 07-02-2009 10:06 PM

1) Costco Amex - 2% back or somthing like that - No annual fee
2) Amex Business Gold - 25,000 Aeroplan for signing up and first year is free $180 next year though
3) RBC Classic II - No annual fee (student plan) and it works out to .8% cash back
4) CITI Petro Canada Master Card - $0.02 off gas - No annual fee

Black SC2 07-02-2009 10:25 PM

RBC Preferred Gold - The usual great RBC/ Visa Service, with more point earning power. Points get used for everything from travel, to merchandise to cash for other RBC services, like line of credit/ mortgage etc.

For you guys with multiple cards, why do you do this? I understand if you are back and forth between countries or something, and want a card with local currency for each spot, but if you're always spending in one country, why not just get one good card? I suppose one for business, one for personal makes sense too.

slow-fastback 07-02-2009 11:12 PM

scotiabank L'earn student visa - up to 1% cashback, 18.59%, no annual fee :)

primo123 07-02-2009 11:18 PM

Thanks for the response guys! Signed up for the RBC Infinite Avion. You must show proof of income over $60,000 and it has a minimum $10,000 limit. Had to go home and show them my T4.

Sounds like a lot have the RBC Avion so I'm looking forward to this.

StaxBundlez 07-02-2009 11:50 PM

you only need one card..
charge it to da game baby

http://listentoleon.net/wp/wp-conten...-tha-game.jpeg

PiuYi 07-03-2009 12:36 AM

Quote:

Originally Posted by drunkrussian (Post 6490998)
i use visa cibc dividend. You don't pay any monthly or yearly fees and for every bill, you get back 1%. So if i spend 1k in a month, i get $10 off of that and only pay 9990. Sounds like nothing, but it definitely adds up over the span of a few months!

spend 1k and you ONLY pay 9990?? sounds like a deal! :haha:

madddskillz 07-03-2009 09:30 AM

I also have a spg mastercard.

You can get a free flight with 25000 points (they give you back 5000 after you redeem). And you get 10000 points pretty easily from the start.

And you get 1 point per dollar (in increments of 5000)

Check out this site for card reviews: http://www.redflagdeals.com/deals/ma...icles/credit1/

It's missing this card though, which imo is the best:
http://www.milliondollarjourney.com/...-back-king.htm

Armind 07-03-2009 10:40 AM

BMO SPC/AIRMILES

CRS 07-03-2009 10:48 AM

Quote:

Originally Posted by madddskillz (Post 6491003)
mbna smartcash

3% money back for gas and groceries (5% 6 month promo)
1% cashback on everything else

no fees

How long have you had that card for? Is the company reliable? Info!

Do you have to call in? Promo Code CGLE?

Call in number: 1-888-876-6262?

Do you have to be an existing client?

madddskillz 07-03-2009 11:50 AM

Quote:

Originally Posted by CRS (Post 6492434)
How long have you had that card for? Is the company reliable? Info!

Do you have to call in? Promo Code CGLE?

Call in number: 1-888-876-6262?

Do you have to be an existing client?



I originally only had the spg card from mbna. I applied half of my spg card's limit to this new card. No credit checks this way and u get it fast.

I've heard people being able to get it off the bat.. but others recommend getting another mbna card first and converting it. The great thing about mbna is you can apply for anything and then ask them to apply the credit limit towards this card.

It's been a pretty reliable company for me. Decent service whenever I call in. I think they were originally the Canadian branch of Bank of America. Largest issuer of mastercards in North America.

more info here: http://www.milliondollarjourney.com/...-back-king.htm

TVD 07-03-2009 11:56 AM

I have a TD Visa Travel Card. I just redeemed my points back in February and was able to save $750.00 off my fare to Vietnam.

Hondaracer 07-03-2009 03:18 PM

Quote:

Originally Posted by primo123 (Post 6491881)
Thanks for the response guys! Signed up for the RBC Infinite Avion. You must show proof of income over $60,000 and it has a minimum $10,000 limit. Had to go home and show them my T4.

Sounds like a lot have the RBC Avion so I'm looking forward to this.

you wont be disapointed, just wait till you phone in the first time and have to talk to a rep, they are very very good

the concierge service isnt bad either :P

skyxx 07-03-2009 04:05 PM

^ They can score you rare concert tickets too and recommend restaurants and attractions when you're on vacation!!!

StylinRed 07-03-2009 04:41 PM

my TD Debit card :)

i've got 3 CC's but i dont use them much at all anymore especially since we can use our debit cards online at most places

Hondaracer 07-03-2009 05:00 PM

Quote:

Originally Posted by skyxx (Post 6492839)
^ They can score you rare concert tickets too and recommend restaurants and attractions when you're on vacation!!!

when i first got mine, the example the CSR used was "your in thaliand and you want a VIP table at a nightclub anywhere in thailand? we've got you covered"

ayng 07-03-2009 06:52 PM

RBC Infinite Avion Platinum Visa
No fee for my spouse and I
160000+ points balance
VIP pack
mortgage
3 personal accounts
1 usd account
safety deposit box
LOC
RRSP
Self directed portofolio
TFSA

i guess RBC's killin' me? no wonder i don't pay fees!

oh, i forgot to mention Citi Petro MasterCard... no so priceless!

and...

Government of Canada Amex

murmur 11-22-2010 02:14 PM

Holt Renfrew AE
- no annual fee
- when you sign up, you have a 10% discount on majority of the items in Holt Renfrew (exception: no Louis Vuitton, Gucci, big brand stuff)
- every time you spend $1, you gain 1 point; you are able to redeem gift certificate once you gain at least 5000 points (5000 points = $50 gift certificate --- you can buy Louis Vuitton and other big brand stuff with THIS certificate)

BMO SFU Student Mastercard
- no annual fee
- 0.5% cashback
- include a SPC card (for SPC deals, such as upsizing your drink in Blenz for free :thumbsup:)

iEatClams 11-22-2010 03:12 PM

TD First Class Travel Visa Infinite Card . it just looks cool cause it's black.

almost the same thing as the Avion card at RBC. but with this if you see any specials in the newspapers you can use those points to pay for same special.

hal0g0dv2 11-22-2010 03:15 PM

way to bump up a fucking 2 year old thread

Hondaracer 11-22-2010 03:34 PM

trying to get enough Avion points for a euro flight, perhaps next september :D

saychun 11-22-2010 04:23 PM

RBC classicc

hk20000 11-22-2010 04:35 PM

I work for them so I'm biased, but then I did do the maths and it seems legit that for flying North America BMO does make sense....

like Avion cheapest flight is 15000 pts which is 15000 dollars.
BMO Airmiles cheapest flight is at 850miles which is 17000 dollars BUT if you drive a car and go to shell, or buy stuff at safeway, sportchek, boston pizza etc it can be easily be dropped to 13000 dollars. With the many 2x - 10x special promo at these locations.... for example because you have the no fee BMO card you can go to shell, get their 10x airmiles bonus with the 91 vpower and then because u have the BMO card you get a 2x bonus as well, meaning that it's a 20x bonus airmiles reward....so what gives? You manage to get $1/1 airmile at shell....You can fly out to AB, SK and some 5 state from just 10 tanks of gas!

then there was the gold card which, until nov.30th has a 1000 airmiles welcome bonus...so you get to fly for free right away....but of course there's a $99 annual fee....but then it's a 8.75/mo annual fee if you do the maths....you can't even eat a proper lunch at silver tower with that kind of cash and HST... with that card you get your $15/mile dealio too, PLUS a 25% redemption discount so after the free flight your next flight starts at $9562.5 or less depending if you shop at the sponsors.... and a 3x bonus when you shop over at shell safeway etc....

then there's the plat level card which I'm not even sure what kind of dealio it is you get your concierge service (lol reminds me of Juiz from Eden of the East) and then free access to travel lounges worldwide, free flight welcome bonus, you can use the points towards cruising and other shizzle....and other stuff that's too balling for me to comprehend.....oh and the elite points redeem flights in such a way that you don't even pay for taxes....

anyway oh yeah I rock a TD Rewards card LOLOLOL coz they cool and I don't fly much.

satek 11-22-2010 04:38 PM

Got a TD Visa rebate card. 1% cash back or something like that, no annual fees. It's been good so far.

spoon.ek9 11-22-2010 04:54 PM

TD Visa Gold Elite
1% cash back
no annual fee (as long as you keep $5000 in your account)
Deluxe TD Auto Club card - free emergency assistance 24/7 canada/usa

^ i was able to get my car unlocked out in aldergrove free of charge :D


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