Anyone has card that gives more than 1% cash back on EVERYTHING? No annual fee, no minimum deposit, etc.

I've been using CT mastercard that gives 1% cash back on everything, but I don't know if there are better deals out there.

If you are a Costco member, the Costco Platinum Amex has 1.5% back I think.

mbna smart cash mastercard. 5% grocery and gas cash back for the first 6 months, 3% after. 1% for all other purchases. no annual fees. fraud protection is excellent, chargebacks are easy to get.

Visa Infinite Dividend
Visa Infinite Aerogold

Will apply for AMEX soon.

^ i guess you never eat at Timmy's eh? or you just pay cash?

RBC Visa Avion
BMO SPC MC

Hmm... I might consider that MBNA one.

Which MBNA credit card are you talking about? I just took a quick look at their credit cards they offer, but can't seem to find the one you mentioned. You sure they are still offering this card?

TD First Class Travel Visa Infinite
TD Gold Select
Holt Renfrew American Express

I've got that one as well. It's this one here http://www.mbna.ca/smartcash_cardlist.html

RBC has a cash back visa, its $19 anually, and u get 5% cash back on grocery purchases and 1% on everything else, plus u can get $5 back from up to 5 pre-authorized bill payments per month so $25 back for paying 5 bills with your visa, I work at rbc and a lot of ppl like this card, I would definately recommend it
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^I heard about that one, but annual fee turned me down. Also I think 5% was within limited time, and doesn't apply to gas. I think even the 1% cash back was until next year some time. My gas takes huge part of the cost, so I def need cash back on gas.

Btw, the MBNA one, can you get gas at any place? I use Chevron so I was wondering.

using this as well
along with spc mastercard LOL

I only have my TD Visa... 1k limit with no fees, and extra warranty or some shit.

http://www.citibank.com/canada/cards...iew_enr_nf.jsp

^ive got this one, except the Platinum version. No fees, and 1% back with a bunch of other stuff. The platinum one isnt publicly listed, I think you just have to call in and ask them to upgrade it once you have the regular Enrich.

Haha I JUST signed up for the MBNA Smart Cash Platinum card. Sign up with me! =D

I think the biggest advantage of this card is that you get a solid 1% cashback on every dollar you spend, unlike pretty much every other card out there, including my CIBC Dividends. Their fine print shows you that it's actually 0.25% back for the first couple thousand dollars you spend in a year, then 0.5% for the next few grand, and finally the full 1% after you've spent maybe $5000 give or take. The additional 3% cashback for gas/groceries on this card is icing on the cake, plus the 5% for the first 6 months haha.

edit: I never really considered MBNA before since they seem like a real no-name brand, but one of my friends has been using them for years and he finally convinced me. It's slightly less convenient than using a credit card from my bank so I can do everything all at once with my online banking, but the cash back from this card would approach double, and plus it has that awesome paypass shit so I don't have to keep bringing freaking cash to Timmy's lol.

MBNA smartcard FTW. Be patient as it takes them a while to process your application. Yes you can get gas anywhere. 5% back is given depending on the merchant code.

PS you can buy gift cards at grocery stores/Superstore = 5% back

$0 fees + 1% back on purchases = $120 a month if you spend $1k a month. Show me your return minus fees and tell me it's more than that.

Google great Canadian rebates. Apply for the mbna there to get 50 bucks.
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$120 a year, not month.

RBC Visa Classic II and PC Mastercard now! Got the PC Mastercard to use at Timmy Ho's =D

I just got my first $50 cheque from MBNA. It's really the best card out there in terms of cashback program

It's on that website:
http://www.citibank.com/canada/cards...verview_pt.jsp

Call them about 2 weeks in to inquire about application and they'll process it asap.

rbc platinum avion card. I dont know if anybody mentioned this but the $120 annual fee is waived if you have the RBC VIP acct (22bux /m after rebate).

CIBC Dividend Visa - 1%cash back
CIBC Aero Classic Visa - Aeroplan points $20something annual fee.


I'm thinking of opening up a MasterCard or not..