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11-22-2010, 04:55 PM
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#76 | I *heart* Revscene.net very Muchie
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Anyone has card that gives more than 1% cash back on EVERYTHING? No annual fee, no minimum deposit, etc.
I've been using CT mastercard that gives 1% cash back on everything, but I don't know if there are better deals out there.
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11-22-2010, 05:34 PM
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#77 | HELP ME PLS!!!
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Originally Posted by flagella Anyone has card that gives more than 1% cash back on EVERYTHING? No annual fee, no minimum deposit, etc.
I've been using CT mastercard that gives 1% cash back on everything, but I don't know if there are better deals out there. | If you are a Costco member, the Costco Platinum Amex has 1.5% back I think.
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11-22-2010, 06:41 PM
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#78 | I subscribe to Revscene
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mbna smart cash mastercard. 5% grocery and gas cash back for the first 6 months, 3% after. 1% for all other purchases. no annual fees. fraud protection is excellent, chargebacks are easy to get.
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11-22-2010, 07:52 PM
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#79 | Where's my RS Christmas Lobster?!
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Visa Infinite Dividend
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Will apply for AMEX soon.
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11-22-2010, 07:57 PM
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#80 | MiX iT Up!
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^ i guess you never eat at Timmy's eh? or you just pay cash?
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11-22-2010, 09:24 PM
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#81 | I *heart* Revscene.net very Muchie
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Hmm... I might consider that MBNA one.
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11-22-2010, 09:27 PM
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#82 | I *heart* Revscene.net very Muchie
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Originally Posted by rageguy mbna smart cash mastercard. 5% grocery and gas cash back for the first 6 months, 3% after. 1% for all other purchases. no annual fees. fraud protection is excellent, chargebacks are easy to get. | Which MBNA credit card are you talking about? I just took a quick look at their credit cards they offer, but can't seem to find the one you mentioned. You sure they are still offering this card?
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11-22-2010, 09:47 PM
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#83 | 14 dolla balla aint got nothing on me!
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11-22-2010, 09:47 PM
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#84 | Proud to be called a RS Regular!
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Originally Posted by flagella Which MBNA credit card are you talking about? I just took a quick look at their credit cards they offer, but can't seem to find the one you mentioned. You sure they are still offering this card? | I've got that one as well. It's this one here http://www.mbna.ca/smartcash_cardlist.html |
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11-22-2010, 09:55 PM
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#85 | Revscene.net has a homepage?!
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Originally Posted by flagella Anyone has card that gives more than 1% cash back on EVERYTHING? No annual fee, no minimum deposit, etc.
I've been using CT mastercard that gives 1% cash back on everything, but I don't know if there are better deals out there. | RBC has a cash back visa, its $19 anually, and u get 5% cash back on grocery purchases and 1% on everything else, plus u can get $5 back from up to 5 pre-authorized bill payments per month so $25 back for paying 5 bills with your visa, I work at rbc and a lot of ppl like this card, I would definately recommend it Posted via RS Mobile |
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11-22-2010, 10:45 PM
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#86 | I *heart* Revscene.net very Muchie
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^I heard about that one, but annual fee turned me down. Also I think 5% was within limited time, and doesn't apply to gas. I think even the 1% cash back was until next year some time. My gas takes huge part of the cost, so I def need cash back on gas.
Btw, the MBNA one, can you get gas at any place? I use Chevron so I was wondering.
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11-22-2010, 10:53 PM
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#87 | Rs has made me the man i am today!
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Originally Posted by ek-nine | using this as well
along with spc mastercard LOL
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11-22-2010, 11:02 PM
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#88 | Rs has made me the woman i am today!
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I only have my TD Visa... 1k limit with no fees, and extra warranty or some shit.
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11-23-2010, 12:28 AM
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#89 | OMGWTFBBQ is a common word I say everyday
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| http://www.citibank.com/canada/cards...iew_enr_nf.jsp
^ive got this one, except the Platinum version. No fees, and 1% back with a bunch of other stuff. The platinum one isnt publicly listed, I think you just have to call in and ask them to upgrade it once you have the regular Enrich.
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11-23-2010, 12:43 AM
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#90 | RabidMod
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Originally Posted by flagella Hmm... I might consider that MBNA one. | Haha I JUST signed up for the MBNA Smart Cash Platinum card. Sign up with me! =D
I think the biggest advantage of this card is that you get a solid 1% cashback on every dollar you spend, unlike pretty much every other card out there, including my CIBC Dividends. Their fine print shows you that it's actually 0.25% back for the first couple thousand dollars you spend in a year, then 0.5% for the next few grand, and finally the full 1% after you've spent maybe $5000 give or take. The additional 3% cashback for gas/groceries on this card is icing on the cake, plus the 5% for the first 6 months haha.
edit: I never really considered MBNA before since they seem like a real no-name brand, but one of my friends has been using them for years and he finally convinced me. It's slightly less convenient than using a credit card from my bank so I can do everything all at once with my online banking, but the cash back from this card would approach double, and plus it has that awesome paypass shit so I don't have to keep bringing freaking cash to Timmy's lol.
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Last edited by RabidRat; 11-23-2010 at 01:27 AM.
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11-23-2010, 10:53 AM
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#91 | RS Veteran
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MBNA smartcard FTW. Be patient as it takes them a while to process your application. Yes you can get gas anywhere. 5% back is given depending on the merchant code.
PS you can buy gift cards at grocery stores/Superstore = 5% back
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11-23-2010, 11:10 AM
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#92 | My homepage has been set to RS
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Originally Posted by PiuYi spend 1k and you ONLY pay 9990?? sounds like a deal!  | $0 fees + 1% back on purchases = $120 a month if you spend $1k a month. Show me your return minus fees and tell me it's more than that.
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11-23-2010, 12:06 PM
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#93 | I subscribe to Revscene
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Google great Canadian rebates. Apply for the mbna there to get 50 bucks. Posted via RS Mobile |
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11-23-2010, 12:58 PM
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#94 | Willing to sell body for a few minutes on RS
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Originally Posted by drunkrussian $0 fees + 1% back on purchases = $120 a month if you spend $1k a month. Show me your return minus fees and tell me it's more than that. | $120 a year, not month.
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11-23-2010, 01:23 PM
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#95 | RS.net, helping ugly ppl have sex since 2001
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RBC Visa Classic II and PC Mastercard now! Got the PC Mastercard to use at Timmy Ho's =D
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11-23-2010, 01:29 PM
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#96 | I answer every Emotion with an emoticon
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I just got my first $50 cheque from MBNA. It's really the best card out there in terms of cashback program
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11-23-2010, 02:25 PM
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#97 | Banned (ABWS)
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Originally Posted by metal http://www.citibank.com/canada/cards...iew_enr_nf.jsp
^ive got this one, except the Platinum version. No fees, and 1% back with a bunch of other stuff. The platinum one isnt publicly listed, I think you just have to call in and ask them to upgrade it once you have the regular Enrich. | It's on that website: http://www.citibank.com/canada/cards...verview_pt.jsp |
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11-23-2010, 03:02 PM
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#98 | Revscene.net has a homepage?!
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Originally Posted by AME_VIP MBNA smartcard FTW. Be patient as it takes them a while to process your application. Yes you can get gas anywhere. 5% back is given depending on the merchant code.
PS you can buy gift cards at grocery stores/Superstore = 5% back | Call them about 2 weeks in to inquire about application and they'll process it asap.
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11-23-2010, 04:15 PM
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#99 | I Will not Admit my Addiction to RS
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rbc platinum avion card. I dont know if anybody mentioned this but the $120 annual fee is waived if you have the RBC VIP acct (22bux /m after rebate).
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11-23-2010, 05:14 PM
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#100 | Rs has made me the man i am today!
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CIBC Dividend Visa - 1%cash back
CIBC Aero Classic Visa - Aeroplan points $20something annual fee.
I'm thinking of opening up a MasterCard or not..
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