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07-01-2009, 10:57 PM
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#1 | | Need my Daily Fix of RS
Join Date: Feb 2004 Location: Vancouver
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| What credit card do you have?
Well it's time for me to get a new credit card and I'm wondering what people out there have. I'm applying for a Infinite Avion with RBC tommorow. List pros/cons if you could please.
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07-01-2009, 11:01 PM
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#2 | | Unofficial Tin Foil Hat Specialist.
Join Date: May 2008 Location: Vancouver
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That's a pretty good card. I have it as well, great concierge service plus the point system is better than most cards at 1 dollar a point? The downside of this card is that it cost about 130ish? to get it. Plus it looks wicked in Black lol
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07-01-2009, 11:09 PM
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#3 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004 Location: Vansterdam
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TD Visa Emerald - I think the yearly cost is $30 or something but the point of the card is that it's a low interest card. I'm at 8% which isn't the lowest but good enough for me. I wouldn't really say the fact that you get no cash back or points is a con because most credit cards only hook you one thing anyways whether it be low interest, points, or cash back. Of course it has the usual extra warranty etc stuff.
Citi Mastercard - Only use this card for the 2cent (previously 5.5 cents) discount on gas at Petro. In addition you get points where you can redeem for Petro shit, gift cards, itravel2000 money, and you can also transfer them for points on other travel sites as well which isn't too shabby. If you use this as a primary spending card the points can add up pretty quickly and easily.
MNBA Canucks Mastercard - nothing special with this card whatsoever other then the fact it has the Canucks logo on it I guess? lol. Got the card signing up at GM Places to get some gifts. Don't really use the card really at all and I wouldn't recommend it.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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07-01-2009, 11:09 PM
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#4 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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I don't know if I could ever justify paying a fee for a credit card. I'll just keep my scotia line visa with no anual fee and an interest rate of Prime +1. It doesn't have all the bells and whistles but I don't think I'd ever use them anyway.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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07-01-2009, 11:35 PM
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#5 | | The RS Freebie guru
Join Date: Jul 2001 Location: East Vancouver
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PC Mastercard... 1% back to buy stuff at Superstore. Can't go wrong...
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07-01-2009, 11:45 PM
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#6 | | Rs has made me the woman i am today!
Join Date: Feb 2006 Location: Vancouver
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I think you should use the search button. This has been covered or asked many times already.
(TD Visa/PC Mastercard/Vancity Visa)
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07-01-2009, 11:45 PM
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#7 | | フルコンボ
Join Date: May 2004 Location: YVR
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I love the pc mastercard.
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07-01-2009, 11:52 PM
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#8 | | Need my Daily Fix of RS
Join Date: Feb 2004 Location: Vancouver
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Newer cards out there since the last credit card thread
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07-02-2009, 12:37 AM
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#9 | | OMGWTFBBQ is a common word I say everyday
Join Date: May 2004 Location: Toronto
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Citi Enrich Platinum Mastercard; only card I've been using lately.
__________________ My Flickr Quote:
Originally Posted by MelonBoy  really?.. some reason im afraid of taking shits after ghost movies.. i always think about what if a ghost's hand came out of the toilet and grabbed my nuts or stuck its hand in my ass -___________-.... i mean if it came outa the mirror id have reaction time to run but the toilets.. thats a pretty good blind spot to sneak up on people from -_____- ... | | |
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07-02-2009, 12:41 AM
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#10 | | I subscribe to the Revscene NWS thread(s)
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For those who have PC mastercard, do you have the balance protection insurance that comes with it?
__________________ Quote:
Originally Posted by boss_clad why you hating on the boss, anyways? | | |
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07-02-2009, 01:15 AM
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#11 | | Rs has made me the man i am today!
Join Date: Sep 2007 Location: Vancouver
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rbc visa rewards gold
Last edited by woob; 07-02-2009 at 11:33 AM.
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07-02-2009, 02:38 AM
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#12 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
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Amex Gold charge
Amex Platinum credit
HSBC Platinum credit
HSBC Gold
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Poor is the man whose pleasures depend on the permission of another.
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07-02-2009, 06:52 AM
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#13 | | They let me be a moderator. LOL
Join Date: Oct 2004 Location: Vancouver
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RBC Platinum Avion VISA.
$120, and you get a bunch of free points when you sign up.
The $120 you spend on it a year gets you that in points.
Points = free plane ticket to wherever when you accumulate enough. Or you can cash it in for a TV or something.
+ and it comes with all the bells and whistles that the creditcard company offers minus the infinite spending amount.
I had to put $10,000 as collateral just to get it since it was my first card. 5k limit, and I've only hit the limit once since I used it to buy a car. Paid it off the week after, and now I only use it for gas. I could've bought it with cash, but the instant points were a plus. 12.9% interest or something.
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07-02-2009, 06:56 AM
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#14 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: Jun 2001 Location: Burnaby
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I have the MBNA Sony card.....
I would advise anyone who is thinking about joining up with MBNA to stay away. After I signed up, the # of phone calls that I received asking about special offers, etc. etc. increased and they also send you a lot of useless paper 'cheques' for your account...even after I've phoned them and told them to take me off of their lists and stop sending me anything except my bill!
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07-02-2009, 09:34 AM
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#15 | | Hypa owned my ass at least once
Join Date: Mar 2002 Location: Japan
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| Quote:
Originally Posted by quasi I don't know if I could ever justify paying a fee for a credit card. I'll just keep my scotia line visa with no anual fee and an interest rate of Prime +1. It doesn't have all the bells and whistles but I don't think I'd ever use them anyway. | +1
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07-02-2009, 09:39 AM
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#16 | | SFICC-03*
Join Date: Mar 2002 Location: richmond
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cibc aerogold. $120 a year hurts though considering im not a huge spender on it. i might spend $10k a year on it and thats not a lot of points.
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07-02-2009, 09:43 AM
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#17 | | I STILL don't get it
Join Date: Jun 2001 Location: Yaletown
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TD Emerald Visa
RBC Avion Infinite Visa
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07-02-2009, 09:46 AM
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#18 | | RS Operative (G)
Join Date: Oct 2007 Location: GYM
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i don't trust the banks
none
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07-02-2009, 09:48 AM
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#19 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
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TD Rebate Rewards Visa
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07-02-2009, 09:49 AM
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#20 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Sep 2008 Location: Vancouver
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RBC Classic! $1 = 1 point, no annual fee. =)
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07-02-2009, 09:52 AM
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#21 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
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Airmiles Amex
Capital One low interest mastercard
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07-02-2009, 10:42 AM
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#22 | | Banned (ABWS)
Join Date: Feb 2009 Location: Kits/Richmond
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| Quote:
Originally Posted by unit cibc aerogold. $120 a year hurts though considering im not a huge spender on it. i might spend $10k a year on it and thats not a lot of points. | You gotta spend more to make this card worth it. I spend ~$2K/mn so I end up with ~25K points a year, or a free flight.
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07-02-2009, 10:56 AM
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#23 | | Diagonally parked in a parallel universe
Join Date: May 2002 Location: Burnaby
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Just got the RBC Platinum Avion VISA. 10 bucks a month.. not too bad
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07-02-2009, 11:15 AM
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#24 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Apr 2004 Location: Vansterdam
Posts: 8,218
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| Quote:
Originally Posted by dai3yuen I have the MBNA Sony card.....
I would advise anyone who is thinking about joining up with MBNA to stay away. After I signed up, the # of phone calls that I received asking about special offers, etc. etc. increased and they also send you a lot of useless paper 'cheques' for your account...even after I've phoned them and told them to take me off of their lists and stop sending me anything except my bill! | LOL agreed. MNBA sends me checks every 2 weeks and spams my phone once a day. I finally picked up one time and about 2 mins I just hung up haha and haven't gotten a call since, for now.
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"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!
GREG ADAMS!! GREG ADAMS!!"
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07-02-2009, 11:24 AM
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#25 | | My homepage has been set to RS
Join Date: Dec 2008 Location: Vancouver
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i use visa cibc dividend. You don't pay any monthly or yearly fees and for every bill, you get back 1%. So if i spend 1k in a month, i get $10 off of that and only pay 9990. Sounds like nothing, but it definitely adds up over the span of a few months!
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