Island Automotive Chat Victoria to Port Hardy and everything in between
For all your island car related talk. |
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03-09-2010, 09:53 PM
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#1 | | I wish I was where I was when I wished I was here
Join Date: Feb 2010 Location: West Coast
Posts: 4,931
Thanked 3,098 Times in 733 Posts
| Curious question: Your Insurance Costs?
I learnt the other day that because you guys being on the island, with less traffic, you guys get creeper insurance rates. So...
For you Island dudes and dudettes, how much are your insurance rates? And what do they include?
Your car? Are you a roadstar?
Sorry if these seem like stupid questions...but am just wondering how big the price difference is.
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03-10-2010, 06:29 AM
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#2 | | Willing to sell body for a few minutes on RS
Join Date: Mar 2002 Location: Victoria
Posts: 10,427
Thanked 4,798 Times in 1,763 Posts
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I'm a roadstar. My MS3 is only like $1100 for the year, that's with full optionals and 3 mil liability.
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1968 Mustang Coupe
2008.5 Mazdaspeed 3
1997 GMC Sonoma ZR2
2014 F150 5.0L XTR 4x4
A vehicle for all occasions
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03-10-2010, 12:39 PM
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#3 | | Island Mod
Join Date: Jan 2002 Location: Victoria
Posts: 6,179
Thanked 1 Time in 1 Post
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93 Civic Si. 2mil liablitly and the rest of the stuff needed to drive to work and back within 15kms.
43% discount, roadstar
$776 year
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1993 Civic Si - b18c1
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03-10-2010, 01:08 PM
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#4 | | Head Mod yo
Join Date: Feb 2000 Location: 250
Posts: 8,803
Thanked 7 Times in 4 Posts
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02 Altima, 3mil liability, beyond 15km for work, lowest comp. and col. deductibles, 43% disc.
$964 year.
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03-10-2010, 05:59 PM
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#5 | | Even when im right, revscene.net is still right!
Join Date: Apr 2004 Location: Da Island mon!
Posts: 1,310
Thanked 1 Time in 1 Post
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2002 Envoy 4x4 with 3 mil liability, under insured policy, pleasure only, $500 deduct, roadstar is ~ $1000/yr.
From what I remember, it's about $100/yr cheaper on the island when I moved here from Chilliwack in 2002 and switched insurance.
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2002 GMC Envoy SLT - Mmm... Heated leather.
2000 Chevrolet Cavalier Z24 - The built, bottled, and extremely obnoxious race car err lawn ornament.
2003 Saturn Ion-2 Sedan - Wife's daily driver.
1965 Chevrolet Nova SS - BBC powered gasser in the making.
1963 Acadian Beaumont Convertible - My silver on red baby.
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03-10-2010, 10:27 PM
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#6 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2006 Location: Lake Hill
Posts: 196
Thanked 26 Times in 10 Posts
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2004 sentra spec v, pleasure, collision, comprehensive, 2 million liability, 500$ deduct, 35% discount = ~ $1100/year
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03-11-2010, 02:23 PM
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#7 | | Dip Dip Dip Dip Mod
Join Date: Jun 2001 Location: la la land
Posts: 8,551
Thanked 152 Times in 68 Posts
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03 g35, to and from work, 3mil liability, $300 deduct, 43% discount, under insured motorist, 1250/yr
__________________ Team 4 MotorSports Island Speed Lab...+1
Speed is our business
88 CRX - Turbo AWD
03 G35- HKS GT Supercharged - Toy
03 Cummins 2500 - Tow Rig/ Money maker Quote:
Originally Posted by NashMan  think befro you type | | |
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03-11-2010, 04:26 PM
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#8 | | I subscribe to the Fight Club ONLY
Join Date: Jan 2002 Location: Victoria, BC
Posts: 7,111
Thanked 15 Times in 8 Posts
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02 BMW 325ci, to and from work, 3mil liability, $300 deduct, 43% discount, under insured motorist, 1140/yr
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88 Toyota Supra Turbo.... maybe ready to drive soon.
05 Subaru Legacy GT - for sale
04 Volvo V70R
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03-15-2010, 05:39 PM
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#9 | | I wish I was where I was when I wished I was here
Join Date: Feb 2010 Location: West Coast
Posts: 4,931
Thanked 3,098 Times in 733 Posts
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Wow that's still a good $400-500 difference from being on the lower mainland.
You guys don't have aircare either right?
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03-15-2010, 09:47 PM
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#10 | | I subscribe to the Fight Club ONLY
Join Date: Jan 2002 Location: Victoria, BC
Posts: 7,111
Thanked 15 Times in 8 Posts
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no, but we have more hippies and old people.
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88 Toyota Supra Turbo.... maybe ready to drive soon.
05 Subaru Legacy GT - for sale
04 Volvo V70R
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03-31-2010, 08:21 AM
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#11 | | Rs has made me the woman i am today!
Join Date: Jun 2002 Location: Victoria
Posts: 4,219
Thanked 391 Times in 193 Posts
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02 civic SIR - 43%,3mil, 300 col/comp.. is 1043/ yr
when i had my 91 MR2 Troof , it was under 900 for the same coverage.
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03-31-2010, 02:57 PM
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#12 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Aug 2007 Location: Victoria
Posts: 167
Thanked 0 Times in 0 Posts
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07 gti. 3 mill, new car replacement, 300 deductable everythig else really
35% discount
1900 a year
86 jetta
780 something a year Posted via RS Mobile | |
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