REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Auto Chat
Question about proper coverage from icbc Question about proper coverage from icbc
Register FAQ Calendar

Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

Reply
 
Thread Tools
Old 01-07-2011, 07:59 PM   #1
Wunder? Wonder?? Wander???
 
CL_S's Avatar
 
Join Date: Nov 2004
Location: Vancity
Posts: 238
Thanked 0 Times in 0 Posts
Question about proper coverage from icbc
Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks
Advertisement
CL_S is offline   Reply With Quote
Old 01-07-2011, 08:20 PM   #2
Rs has made me the woman i am today!
 
Jgresch's Avatar
 
Join Date: Mar 2010
Location: PM
Posts: 4,476
Thanked 3,340 Times in 841 Posts
This was mentioned in the R34 stolen thread. I forget what it was called but there is a special plan
Jgresch is online now   Reply With Quote
Old 01-07-2011, 08:25 PM   #3
I WANT MY 10 YEARS BACK FROM RS.net!
 
Soundy's Avatar
 
Join Date: Jan 2006
Location: Abbotstan
Posts: 20,721
Thanked 12,136 Times in 3,361 Posts
Quote:
Originally Posted by CL_S View Post
Hey guys I was wondering if anyone knows the correct approach to take in insuring a car say with modifications in terms of being protected in the event of collision/writeoff etc...
Basically a vehicle with a new engine and other transplanted parts from a newer vehicle won't get into detals about it...
autoplan guy wasn't very helpful as he didn't know which steps to take..
Do I just get it appraised?
Anyone have any experience with this situation good or bad?
Thanks
Depending on what parts, it may have to be re-inspected.

Anyway, took me about 30 seconds to find this on ICBC's website:
http://icbc.com/autoplan/optional/ve...cial-equipment
__________________
Quote:
Originally Posted by Godzira View Post
Does anyone know how many to a signature?
..
Quote:
Originally Posted by Brianrietta View Post
Not a sebberry post goes by where I don't frown and think to myself "so..?"
Soundy is offline   Reply With Quote
Old 01-07-2011, 10:05 PM   #4
Banned (ABWS)
 
Join Date: Jun 2010
Location: Canada
Posts: 1,566
Thanked 383 Times in 155 Posts
Try going to another autoplan.... or call ICBC... They would have the most accurate information to help you out.
RevRav is offline   Reply With Quote
Old 01-08-2011, 01:19 AM   #5
Wunder? Wonder?? Wander???
 
CL_S's Avatar
 
Join Date: Nov 2004
Location: Vancity
Posts: 238
Thanked 0 Times in 0 Posts
Thanks guys although the icbc link doesn't help though......basically if anyone with an eg has done a k20 conversion what options have you taken? Aside from receipts, what else is sufficient?
I guess I will have to phone icbc directly.
CL_S is offline   Reply With Quote
Old 01-08-2011, 04:19 PM   #6
OMGWTFBBQ is a common word I say everyday
 
GabAlmighty's Avatar
 
Join Date: Oct 2008
Location: Coquitlam
Posts: 5,324
Thanked 3,782 Times in 1,242 Posts
Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.

Try going private.

Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked.
__________________
'16 Ram 1500
GabAlmighty is offline   Reply With Quote
Old 01-08-2011, 06:30 PM   #7
Wanna have a threesome?
 
MindBomber's Avatar
 
Join Date: Oct 2010
Location: Squamish
Posts: 4,889
Thanked 5,054 Times in 1,657 Posts
Quote:
Originally Posted by GabAlmighty View Post
Appraisal. And arguing when your car gets written off. That being said, your car will be covered for my 1/6 of what it's worth.

Try going private.

Or, accept that you have a modified car and anytime you crash a modified car you're fucked. Hopelessly fucked.
The only decent way to recover any funds from a modified car that gets wrecked is swap stock parts back on and sell the after market stuff.. but still.. your pretty much fucked.
MindBomber is offline   Reply With Quote
Old 01-08-2011, 06:56 PM   #8
2x Variable Nockenwellen Steuerung
 
Join Date: Oct 2002
Location: N49.2 W122.1
Posts: 6,176
Thanked 1,174 Times in 704 Posts
It depends on the age / model of the car.

Basically you won't get full amount back if you modify your daily driver (according to ICBC's definition of your daily driver.)

I have made a post about it here.
godwin is offline   Reply With Quote
Old 01-08-2011, 08:06 PM   #9
I'm invisible
 
Edison_Chen's Avatar
 
Join Date: Jun 2002
Location: 604 Vancouver
Posts: 4,458
Thanked 178 Times in 101 Posts
Keep your receipts and have an appraisals done on the vehicle. Your in a way covered up to the first $5,000 in attached modifications (ie: paint jobs, wheels, etc.) in the regular coverage. ICBC also sells an excess special coverage coverage on top of the $5,000; they use like an special ratio for this coverage (ie: every $100 worth of mods could be xx dollars).
__________________
REVscene.net
Edison_Chen is offline   Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


All times are GMT -8. The time now is 03:29 PM.
Contact Us - REVscene.net - Archive - Privacy Statement - Top

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net