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Old 11-30-2011, 12:13 PM   #26
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Old 11-30-2011, 12:21 PM   #27
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i rear ended a lady recently....no dmg on my bumper and a tiny scratch on hers...wanted to privately settle but she claims her back is in pain...
i'd be like and let icbc deal with it and rip her apart
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Old 11-30-2011, 12:59 PM   #28
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good on you man^

unfortunately you wont get a letter of thanks or anything from icbc, nor will anyone pat you on the back,

all you did was miss out on 20+ grand
I didnt miss out on anything. If less people claim, the rates go down. In theory.
I can't see myself lying to my doctors, family + friends, co-workers for a couple years to get something in return for that.
You can't justify it because it's a big crown corp and they make billions every year.
I work for the Feds and even if I didn't I still wouldnt defraud the system like that unless something was physically wrong with me.
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Old 11-30-2011, 01:02 PM   #29
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^just keep an open mind because some injuries don't appear right away.

Give it sometime before you consider yourself 100%

but good job for not taking advantage of the situation
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Old 11-30-2011, 01:02 PM   #30
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i crashed my bike so many times on the track including highsides, lowides, landing head first, on my shoulder...etc and i've never had any injuries that a day or two of rest and a trip to the chiropractor won't fix... i really don't understand how someone can claim 20k of injuries from a small bumper to bumper accident....=/
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Old 11-30-2011, 01:44 PM   #31
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good on you man^

unfortunately you wont get a letter of thanks or anything from icbc, nor will anyone pat you on the back,

all you did was miss out on 20+ grand
you have a really shitty attitude there. that money doesnt come out of thin air, its paid for by others.
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Old 11-30-2011, 02:01 PM   #32
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Lol.. Gs500. Thats nuts... A gs 500 isnt even a sport bike I can't imagine how much an r6 our something would cost
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A sport or super sport would be nuts to insure as a new rider - and rightfully so. New drivers taking risks with vehicles like that should pay for those risks.

My brother now has 5yrs of riding and has a modified litre GSXR, pays $500/yr. So while I paid less to start, $1200 vs $3000, after 3 years I'm still paying $1000, and in 5 years will not be close to $500.

ICBC needs to do more to reward good drivers, yet for many on this forum that means they'll punish new drivers and their rates will go up while mine go down.
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Old 11-30-2011, 02:11 PM   #33
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hate icbc

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Old 11-30-2011, 05:54 PM   #34
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A sport or super sport would be nuts to insure as a new rider - and rightfully so. New drivers taking risks with vehicles like that should pay for those risks.

My brother now has 5yrs of riding and has a modified litre GSXR, pays $500/yr. So while I paid less to start, $1200 vs $3000, after 3 years I'm still paying $1000, and in 5 years will not be close to $500.

ICBC needs to do more to reward good drivers, yet for many on this forum that means they'll punish new drivers and their rates will go up while mine go down.
I can tell u a R6 in Ontario, Male, Under 25, Single(as in not married) is about 5-6K a yr.

Thats true, but there has to be a middle ground. If u look at how much icbc has 2 pay out per year, u'd shit ur pants.

As for the people scamming the system. Fk off, cuz ur not doing any1 here good in BC, ur the fking reason our rates go up. No matter how much u guys think icbc profits, it ends up in either payroll, retirement funds, and other things like adverts they put out/campaigns. Not to mention they help fund our cities fix the roads(thats what ur license fee is for). We prob have better kept roads then most parts of the world. After renting a car in cali, asia, arizona, our roads arnt bad for being battered all day with rain, snow, salt, dirt.

The only fking thing i hate..... bike lanes
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Old 11-30-2011, 06:34 PM   #35
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i was paying roughly 330 a month for full coverage for my 07 r6 when i was 17.....=( it got too expensive so i traded it for a track bike *thumbsup
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Old 11-30-2011, 06:36 PM   #36
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^^ jesus that's a lot.

I remember meeting a younger kid at PRS who was 18 I believe and he was paying about the same (per month) for a $3500 bike.
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Old 11-30-2011, 07:16 PM   #37
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i realize the first thing people do in accidents is quickly bring up " ohhh.. that place kinda hurts ughhh " with the worst acting ever. everyone nowadays is damn hebrew and wants to milk their shit till theyre dry
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Old 12-01-2011, 04:56 PM   #38
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speak of the devil...

some guy from i dont know where came knocking on my door this afternoon, telling me that this person is suing for injury claims on a car accident that i was in close to 2 years ago. I was at fault, but according to the document, the person who's claiming for injuries has a longgggg ass list of injuries with 1 in particular "nightmares".

Now, i'm in no place to judge how sever their injuries were, but IIRC, they only rear ended the person in front of them when the person in front of them braked to avoid me.

this is the first time ive been in this situation, but does ICBC deal with this? or do i get my own lawyer and what not?
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Old 12-01-2011, 05:02 PM   #39
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so how bad do u think the accident was? lol ppl will try to milk w.e they can...
I got in a bad accident near the end of october, and TBH, i rather have my normal body back fuck, i have troubles sleeping and fat headaches when i wake up, my back aches, my neck is killing me and physio aint doing shit, and my doctor is drugging me up with t3s and percs, fucking expensive for physio too, mines a legit claim and it just sucks.. fuck, i'd be more than happy to be paid for all my physio, and w.e it takes to get me back to close to 100%, people see car accidents a way to milk some money
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Old 12-01-2011, 05:22 PM   #40
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so how bad do u think the accident was? lol ppl will try to milk w.e they can...
I got in a bad accident near the end of october, and TBH, i rather have my normal body back fuck, i have troubles sleeping and fat headaches when i wake up, my back aches, my neck is killing me and physio aint doing shit, and my doctor is drugging me up with t3s and percs, fucking expensive for physio too, mines a legit claim and it just sucks.. fuck, i'd be more than happy to be paid for all my physio, and w.e it takes to get me back to close to 100%, people see car accidents a way to milk some money
hah wow.. that must suck..

my accident was bad, i basically had to swerve into a ditch to avoid the oncoming car, but my gf at the time and i surprisingly suffered no injuries (or any that i know of). The person suing is either the car that braked and got rear ended, or the car that rear ended the person infront of them.
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Old 12-01-2011, 05:40 PM   #41
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speak of the devil...

some guy from i dont know where came knocking on my door this afternoon, telling me that this person is suing for injury claims on a car accident that i was in close to 2 years ago. I was at fault, but according to the document, the person who's claiming for injuries has a longgggg ass list of injuries with 1 in particular "nightmares".

Now, i'm in no place to judge how sever their injuries were, but IIRC, they only rear ended the person in front of them when the person in front of them braked to avoid me.

this is the first time ive been in this situation, but does ICBC deal with this? or do i get my own lawyer and what not?
ICBC will deal with this as long as you had the appropriate coverage, if you want you can send the papers u were served to your adjuster, but I believe they receive a copy themselves...ICBC is a "lawyer" on your behalf and get one of their lawyers to fight the case for you
Also you may have to go to court but this is unlikely because for the most part ICBC settles outside of court, especially for something like nightmares and what have you

Once ICBC gets their copy you will receive a notice in the mail and I believe a phone call from the lawyer representing you
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Old 12-02-2011, 08:28 AM   #42
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speak of the devil...

some guy from i dont know where came knocking on my door this afternoon, telling me that this person is suing for injury claims on a car accident that i was in close to 2 years ago. I was at fault, but according to the document, the person who's claiming for injuries has a longgggg ass list of injuries with 1 in particular "nightmares".

Now, i'm in no place to judge how sever their injuries were, but IIRC, they only rear ended the person in front of them when the person in front of them braked to avoid me.

this is the first time ive been in this situation, but does ICBC deal with this? or do i get my own lawyer and what not?
Is this over 2 years or under 2 years? The Limitations Act says that a person only has 2 years to sue, if they choose to, with an exception to children, disabled persons, and mentally incompetent persons.

Anyhow, ICBC will help you out.
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Old 12-02-2011, 06:25 PM   #43
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One question. Will my insurance go up if the other person does claim money? Sigh... This is too gay
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Old 12-06-2011, 12:42 AM   #44
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One question. Will my insurance go up if the other person does claim money? Sigh... This is too gay
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If you premiums have already been affected, the no, there will not be an additional increase. Thats the point of having sufficient third party liability. If you had repaid the other party's damage, and then they present an injury claim and the injury claim is accepted, ICBC will refund the money back to you. The more years of safe driving you have, the less the effect to your insurance premiums.
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Old 12-06-2011, 12:43 AM   #45
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Is this over 2 years or under 2 years? The Limitations Act says that a person only has 2 years to sue, if they choose to, with an exception to children, disabled persons, and mentally incompetent persons.

Anyhow, ICBC will help you out.
Its one of the main reasons why people are served near the 2 year limitation period. Law firms want to maintain the right to deal with the claim past the limitation period. When they have served and the matter is proceeding through the courts, the limitation period does not apply.
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