"drivers premiums fines"

[Sid Vicious]

anyone get these? nothing like paying 300 for going 70 in a 50 zone...in addition to having already paid the speeding tickets to begin with.

do i have any recourse in this matter? how can icbc repeatedly ass rape me?

[Tofuboi]

stop speeding

[Greenstoner]

i think if you go over certain points then you will need to pay that premiums before you renew your insurance

i've paid addition 2xx few years back

[icemiko]

You have to pay it, if you don't they won't let you renew your insurance.

4 points or more and you'll have to pay.

[LiquidTurbo]

Originally Posted by Sid Vicious

anyone get these? nothing like paying 300 for going 70 in a 50 zone...in addition to having already paid the speeding tickets to begin with.

do i have any recourse in this matter? how can icbc repeatedly ass rape me?

No you have no recourse. Everything is really laid out clearly on their website. Rules are rules!

[7seven]

well a 70 in a 50 zone ticket should be only 3 points, so that alone you wouldn't get tacked a $300 driver premium fine, thats for 6 points.

[Ludepower]

Premium fines is another ICBC money grab. They're taxing the tax! One speeding ticket and you're fucked. Instead of 2 fines...why not have one outright price. ICBC is just sugar coating your eventual continual ass rape.

It was just last year when they were trying to implement increasing insurance rates for traffic violators and not based one your driving history claim. It was quickly struckdown by all of us and the media attention it got. But ICBC planted the seed...knowing the next time they announce it...it'll pass.

I can tell you the whole autobody industry hates ICBC. Any one thinking about this trade should heavily consider another one first.

[TRDood]

Why does the autobody industry hate ICBC?

[4444]

Originally Posted by Sid Vicious

anyone get these? nothing like paying 300 for going 70 in a 50 zone...in addition to having already paid the speeding tickets to begin with.

do i have any recourse in this matter? how can icbc repeatedly ass rape me?

Rightly or wrongly, you are well within your rights to dispute the ticket. I'm not saying this becuase you want to dispute it or anything, but you are innocent until proven guilty, or until you pay - by paying within 30 days to save your $40 or whatever it is, you are admitting guilt, by disputing you are merely saying 'prove me guilty'.

Given you won't have a court date for about 9 months to a year, you will defer those points to the next year - this is a good strategy to smooth your points (assuming you don't amass a bunch of points in the meantime).

Now, I do not condone this as it will slow down the court process, so what you can do this is dispute it, wait until the new insurance year, then pay your ticket, admitting guilt, and avoiding court time - yes there will be a slight administrative inefficiency in the world, BUT just remember these administrators working for the governmetn are getting paid way too much and are being given stupid pension benefits, so i'm sorry if I don't cry for them (not their fault for having a job, i know, but if you're not part of the solution, you're part of the problem).

I don't actually think 'stop speeding' is a valid answer, our speed limits are so stupid, 80kms on some stretches of 3 lane motorways, 50km on SW Mariner Drive?? I know most ppl in this country are retards behind the wheel, but its not like the government is using this money to better educate drivers, so on that basis, I'd do everything I can to not give them a penny more - not until they increase driver education & built better roads

/rant

i'm sure i'll get flamed by bleeding heart liberals, but so be it - real countries have fast speed limits and good drivers - we have neither in this country (your morning drive time commute radio show will provide evidence of this)

[satek]

Originally Posted by TRDood

Why does the autobody industry hate ICBC?

Because they write off every car involved in a minor accident

[Tofuboi]

Originally Posted by 4444

I don't actually think 'stop speeding' is a valid answer, our speed limits are so stupid, 80kms on some stretches of 3 lane motorways, 50km on SW Mariner Drive?? I know most ppl in this country are retards behind the wheel, but its not like the government is using this money to better educate drivers, so on that basis, I'd do everything I can to not give them a penny more - not until they increase driver education & built better roads

I know the speed limit is 50kmh. I know if I drive over it, I run the risk of getting a ticket. Ticket's carry DPP ... Do I agree with it? No. But it is what it is and I choose to drive within the speed limit because I dont want to get a ticket.

[4444]

Originally Posted by Tofuboi

I know the speed limit is 50kmh. I know if I drive over it, I run the risk of getting a ticket. Ticket's carry DPP ... Do I agree with it? No. But it is what it is and I choose to drive within the speed limit because I dont want to get a ticket.

that's one way of looking at it - another is that if you get a ticket, you fight them and win.

The system in this country is broken, i NEVER pay speeding tickets becuase i fight them and it is SO hard to prove guilt beyond a reasonable doubt in Canadian courts.

And no, I don't speed if i feel it dangerous - I have an impecible driving record (not a single point on it ) and 43% discount, so for ppl who say i'm 'dangerous and wrong', sorry if i was brought up in a country where speed limits are reasonable and taught to drive accordingly (never on phone/putting on make up, eating, drinking, etc. which seem to be a north american pasttime), but to drive EXPECTING the worst from any possible situation.

The ICBC driving tests where they say to name possible risks - what a joke, i get what they're trying to do, but ppl NEED the fear of a possible kid running out infront of them - or worse, a family pet (i kid, well i don't, i love animals), or worse a semi truck crossing the centre line and killing you.

driving is serious business - simpletons think speed kills - SPEED DOESN'T KILL, bad drivers kill, it just so happens that bad drivers also drive fast, but good drivers driving fast don't kill

[Disillusion_10]

Hmm I don't think we have the point system anymore. I believe it went away 3 years ago, we have this driver risk premium now. How do I know? Cause
I'm paying for it...got an excessive speeding ticket and didn't dispute it thinking I'll just pay the fine and that will be all. But nope you are considered
A risky driver and pay a premium, this thread remind me to look forward to the 2nd of the total 3 payments I need to make for this driver risk premium

[604nguyen]

^ yup... Same boat as you here.....3 payments of $350 or so dollars....
Got randomly pulled over near hope while safely following the flow of traffic....
Why me....

Fuggen cash grab...

[4444]

Originally Posted by Disillusion_10

Hmm I don't think we have the point system anymore. I believe it went away 3 years ago, we have this driver risk premium now. How do I know? Cause
I'm paying for it...got an excessive speeding ticket and didn't dispute it thinking I'll just pay the fine and that will be all. But nope you are considered
A risky driver and pay a premium, this thread remind me to look forward to the 2nd of the total 3 payments I need to make for this driver risk premium

so even MORE incentive to fight tickets and clog up the justice system... how stupid - i'll check into it, i don't like surprises

[4444]

ICBC | Driver Risk Premium

"Drivers with more driving offences or convictions get involved in more crashes than other drivers. Customers tell us that those drivers should pay more for the higher risks and related claims costs they represent on our roads. That's why we introduced the Driver Risk Premium (DRP)."

I'd love LVOE LOVE to see some facts back that up, it may be true, but coming from the government, i just don't believe it to be true without said facts.

"You will pay a Driver Risk Premium if you have

one or more driving-related Criminal Code convictions
one or more 10-point Motor Vehicle Act convictions
one or more excessive speeding convictions and/or two or more roadside suspensions/prohibitions."

So pretty much ok unless you have excessive speeding - which admittidly is easy to get on the motorways here - i got pulled over going 121 once (ya, like you could prove that in court) and was gotten at this speed just as it went from 80 to 90 (clear evening, no cars around, dry road, clear sky, perfect conditions) - 121kph isn't even speeding in most countries at 70mph on a motorway

i've said it once, i'll say it again, driving in this city is a JOKE! i have no idea why you guys want 500+ hp performance cars, you just can't have ANY enjoyment out of them, i got pulled over in 88hp cars, in 200hp cars, and now in a 300hp car - what's the point? speed up to the limit in 2.3 seconds... and still get pulled over for 'aggressive driving'

pointless, i say

[Acuracura]

4444: just curious, how many tickets have you recieved and went to court for? What were the outcomes if you don't mind sharing. Not trying to put you on the spot or anything, it's more out of curiousity because you said it was really hard to convict someone yet I see people go to trial at traffic court and lose all the time.

[cafiax]

^I wish to know too. I have a court date coming up. Got pulled over going at most 55. When I asked at what speed I was clocked at he said he didn't have to radar me. Just visually inspected my speed and that even if i was going 1km above 50 he can issue me a ticket. wrote me for $196. Screw that... DISPUTE

[PornMaster]

Originally Posted by 4444

ICBC | Driver Risk Premium

"Drivers with more driving offences or convictions get involved in more crashes than other drivers. Customers tell us that those drivers should pay more for the higher risks and related claims costs they represent on our roads. That's why we introduced the Driver Risk Premium (DRP)."

I'd love LVOE LOVE to see some facts back that up, it may be true, but coming from the government, i just don't believe it to be true without said facts.

"You will pay a Driver Risk Premium if you have

one or more driving-related Criminal Code convictions
one or more 10-point Motor Vehicle Act convictions
one or more excessive speeding convictions and/or two or more roadside suspensions/prohibitions."

So pretty much ok unless you have excessive speeding - which admittidly is easy to get on the motorways here - i got pulled over going 121 once (ya, like you could prove that in court) and was gotten at this speed just as it went from 80 to 90 (clear evening, no cars around, dry road, clear sky, perfect conditions) - 121kph isn't even speeding in most countries at 70mph on a motorway

i've said it once, i'll say it again, driving in this city is a JOKE! i have no idea why you guys want 500+ hp performance cars, you just can't have ANY enjoyment out of them, i got pulled over in 88hp cars, in 200hp cars, and now in a 300hp car - what's the point? speed up to the limit in 2.3 seconds... and still get pulled over for 'aggressive driving'

pointless, i say

You know whats funny, it doesn't say at fault accidents.
I have a DPP for couple speeding tickets and I probably got in the most car accidents out of all my friends. BUT none of them were my fault, 100% other parties fault.

For me the DPP worked, once I got that $300 fine i was like FUUU THAT not speeding again

[Yodamaster]

Originally Posted by satek

Because they write off every car involved in a minor accident

I could give you a lecture of everything ICBC pulls, but I don't want to totally fuck up their name, even though I hate them.


Basically, they're either writing off cars just because, or they are putting USED parts on your car.

Not just any used parts, I've seen parts come in that were DAMAGED, inferior, and they allow it on a car. I've seen parts that were completely different than the needed part being ordered on a car because that's what ICBC will give you to work with.

For instance, (not being racist) a Chinese knockoff hatch for a caravan was being ordered, and when it came in, it was a different shape. They avoided copyright infringment by making a different part, and ICBC told us to use it anyway, or else.

[Nightwalker]

If they hit you for all the $$ immediately, it would feel more like the punishment for something you just did wrong. Instead of getting a letter a year later and thinking "WHAT THE FUCK."

[604nguyen]

i get hit with Driver Risk Premium....

....yet i've NEVER been in an accident at my fault in almost 12 years of driving, and relatively clean driving record......all it took was 1 excessive speeding ticket because trying to be safe and going with the flow of traffic, (being the unlucky car that gets pulled over), should'nt automatically justify you as a "RISKY DRIVER" imo....

Id honestly rather get 1 huge risk premium, than 3 spread out....i don't need to be reminded annually right before my insurance expires, of how much i hate icbc

[CorneringArtist]

Originally Posted by TRDood

Why does the autobody industry hate ICBC?

Also, they keep cutting down labour rates in addition to constantly reducing their shop payout times.

ICBC: "Your shop charges 2 hours for replacing the entire left suspension assembly? Bitch please, we'll pay you an hour for it!"

[melloman]

In regards to paying $300/year for having too many "Driver Penalty Points" .... you can pay off your points.. ICBC | Paying Driver Penalty Points

This would then make it so you don't pay that premium every year, instead you pay a lump sum. Prices: ICBC | Driver Penalty Points premium chart

[Phil@rise]

Originally Posted by TRDood

Why does the autobody industry hate ICBC?

Because they pay fuck all for services