ICBC Final Offer. I'm fucked aren't I?

[Marco911]

Originally Posted by belaud

In this case, it would seem his future body health is already in jeopardy. My friend's knee's are still not bending properly, it also hurts for him to sit at a 90o angle. Its been about year and a half now after his right frontal side collision also from a left turn.

My co-worker who had a straight on collision still has whiplash in his neck, his spinal injury is permanent (he has to sleep on spikes in order for the nerves to not pinch, as well as a flat wooden board + sleeping bag), as well as joint pains during season changes. Its been nearly 2 and a half years for this gentlemen, he still has to go under intense and painful physiotherapy every year or so for a week to lessen his symptoms, even then, not able to sleep properly ever is a slap in the face.

So yeah, thats probably why many people lie about what kind of pain they're experiencing after an accident in order to cash in.

Seriously, I have never seen so many people involved in relatively minor collisions whining about "injuries." This only seems to happen in the US and Canada. Insurance should pay your medical bills and only provide compensation for "pain and suffering" in the most egregarious cases that are based on physical evidence of trauma.

People in developing countries that get involved in similar accidents seem to go about their days just fine without claiming injuries or getting compensation.

[TRDood]

I believe "pain and suffering" is not paid to the party at fault. Only medical bills such as physio due to "no fault" provisions.

As for OP's car, it's been discussed that ICBC should be offering a value of zero. Tow expenses will be paid by the owner befuase the salvage is the responsibility of the owner, not ICBC, unless covered under insurance.

I hope OP gets nothing for his car because any payment means paying customers are subsidizing his loss.

[BlackZRoadster]

^ so i guess whatever "pennies" hes getting is paid by us at the end

[Yodamaster]

You gambled, you lost.

Get the fuck over it and take what they're giving you.

[Duff Beer]

Originally Posted by JHatta

OP's car's damage



Using that basis, it looks like it would be 50/50 fault. Sorry to hear about your loss/injuries David, but it looks like you're fucked.

Ouch, OP.. lesson learned, that's unfortunate. You have the right of way to make a left turn after traffic from opposite direction clears and when safe to do so. I think that's what the book says. But I agree on making ICBC pay, monopoly does not in any way represent the public's best interest.

[MindBomber]

Originally Posted by Marco911

Seriously, I have never seen so many people involved in relatively minor collisions whining about "injuries." This only seems to happen in the US and Canada. Insurance should pay your medical bills and only provide compensation for "pain and suffering" in the most egregarious cases that are based on physical evidence of trauma.

People in developing countries that get involved in similar accidents seem to go about their days just fine without claiming injuries or getting compensation.

I couldn't agree more, it's shameful. People complain about ICBC insurance rates, but don't seem to understand that people with the "car accident lottery" approach are contributing to expense.

I was involved in a serious accident and required surgeries accompanied by two years in rehab; at any given time there were multiple people at my clinic who were very obviously using a "stiff neck" as a means to a 6-8 week paid vacation.

There were certainly people with very serious injuries at the clinic and those who clearly had legitimately "sore" bodies who required and benefited from treatment. Those people worked hard during physiotherapy exercises, because they badly wanted to get better so they could be relieved of the pain they were in. Then there was the other third of the patients, who resisted every attempt at exercise and were fiercely defensive.

[Gumby]

Originally Posted by SumAznGuy

Witnesses.

Either a red light ticket for the other driver, witnesses in the cars that stopped for the red light, or a certain Red RX8 with a dash cam.

Thanks, but the point I was trying to make to nsx042003 is that it's easy to prove you were turning left, but finding a credible witness to support your story (he ran the red!) is much harder.

[Gridlock]

Originally Posted by Marco911

Seriously, I have never seen so many people involved in relatively minor collisions whining about "injuries." This only seems to happen in the US and Canada. Insurance should pay your medical bills and only provide compensation for "pain and suffering" in the most egregarious cases that are based on physical evidence of trauma.

People in developing countries that get involved in similar accidents seem to go about their days just fine without claiming injuries or getting compensation.

Yeah, I mean don't we take a certain level of responsibility by getting into a car in the first place?

[HansonBoy]

Originally Posted by JHatta

OP's car's damage

Reminds me of that auto insurance commercial where the guy is polishing his car