| Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum. |
 | 
09-29-2012, 02:48 AM
|
#1 | | RS controls my life!
Join Date: Mar 2007 Location: ?
Posts: 733
Thanked 217 Times in 76 Posts
Failed 142 Times in 45 Posts
| credit scores/identity theft etc..
hey guys, I was using TransUnion to sign up for credit check and the site asked me a few questions to identify who I am. Basically I see two credit cards I've never signed up for in my life and it says "revolving account" on both of these cards. The account names say, Canadian tire bankcard and HSBC retail services. How can I find out about this situation? I have no idea where to start and beginning to stress like fuck!
__________________
ddd
| 
|  | |
09-29-2012, 05:36 AM
|
#2 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 10,493
Thanked 6,241 Times in 2,742 Posts
Failed 108 Times in 70 Posts
|
Call transunion and connect to the csr that discusses your accounts that you don't recognize. Get as much info as possible about them. Ask what revolving means and if the accounts are considered active. If active call the company in question to remove, not cancel since you didn't sign up for shit. Canadian tire might just cancel cuz they are stupid, had the same problem with them before but not a big deal for me I just wanted it closed. Wait times for transunion sucks ass through a straw. Good luck
__________________ Feedback
http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity | Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat
| | |
| | |
09-29-2012, 05:39 AM
|
#3 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 10,493
Thanked 6,241 Times in 2,742 Posts
Failed 108 Times in 70 Posts
|
Oh ya if you are concerned about possible identity theft you can put a warning on your account with transunion where if you are shown as signing up for something the bank/card company, etc will call your home to verify before proceeding. PITA but extra step at protection if you truly believe you are at risk
__________________ Feedback
http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity | Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat
| | |
| | |
09-29-2012, 01:33 PM
|
#4 | | RS controls my life!
Join Date: Mar 2007 Location: ?
Posts: 733
Thanked 217 Times in 76 Posts
Failed 142 Times in 45 Posts
|
thanks guys i will call first thing Monday. Anyone know what a good credit score would be? Do tickets and collections ever have the amount of power they say they have to wreck our scores?
__________________
ddd
| |
| | |
10-01-2012, 08:38 AM
|
#5 | | The RS Freebie guru
Join Date: Jul 2001 Location: East Vancouver
Posts: 22,032
Thanked 2,491 Times in 860 Posts
Failed 137 Times in 67 Posts
|
Before you jump the gun... you could be worrying over nothing.
I've seen a question like this during an identity check.
It goes:
"WHICH WAS THE LAST CREDIT CARD YOU SIGNED UP FOR?"
A. PRESIDENTS CHOICE FINANCIAL
B. MBNA SMART CASH
C. CANADIAN TIRE MASTERCARD
D. COSTCO AMERICAN EXPRESS
E. HSBC REVOLVING ACCOUNT
Was your question like this? If so, not all the choices listed are accounts that you actually have.
| |
| | |
10-01-2012, 09:50 AM
|
#6 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Mar 2006 Location: Burnaby
Posts: 8,027
Thanked 552 Times in 237 Posts
Failed 31 Times in 24 Posts
|
^ that.
Wait until you actually get a credit report before you do anything. There is a form you can fill out to investigate anything that is out of the ordinary that comes with the report.
| |
| | |
10-01-2012, 11:40 AM
|
#7 | | wants to know why blow-up dolls always look so surprised
Join Date: Jan 2007 Location: Vancouver
Posts: 1,150
Thanked 143 Times in 67 Posts
Failed 23 Times in 8 Posts
| Quote:
Originally Posted by SupraTTturbo2jz  thanks guys i will call first thing Monday. Anyone know what a good credit score would be? Do tickets and collections ever have the amount of power they say they have to wreck our scores? | i recall 730+ is considered a 'very good' score.
probably... 680-730 ish is 'good'
depends on where you get your tickets, and if those collections are legit or not. /diamondparking
| |
| | |
10-01-2012, 11:58 AM
|
#8 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 10,493
Thanked 6,241 Times in 2,742 Posts
Failed 108 Times in 70 Posts
| Quote:
Originally Posted by InvisibleSoul Before you jump the gun... you could be worrying over nothing. | good point. i misread OP's original post thinking that he already received the report and 2 cards showed up on his account that he didn't sign up for.
__________________ Feedback
http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity | Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat
| | |
| | |
10-01-2012, 12:03 PM
|
#9 | | Head Moderator
Join Date: Dec 1982 Location: Great White Nor
Posts: 22,661
Thanked 6,462 Times in 2,081 Posts
Failed 98 Times in 51 Posts
| Quote:
Originally Posted by InvisibleSoul Before you jump the gun... you could be worrying over nothing.
I've seen a question like this during an identity check.
It goes:
"WHICH WAS THE LAST CREDIT CARD YOU SIGNED UP FOR?"
A. PRESIDENTS CHOICE FINANCIAL
B. MBNA SMART CASH
C. CANADIAN TIRE MASTERCARD
D. COSTCO AMERICAN EXPRESS
E. HSBC REVOLVING ACCOUNT
Was your question like this? If so, not all the choices listed are accounts that you actually have. |
I had a question like that once before, but in this instance it was asking for a rough estimate of my age. The only issue is that none of the options it gave were correct...  | |
| | |
10-02-2012, 02:44 AM
|
#10 | | RS controls my life!
Join Date: Mar 2007 Location: ?
Posts: 733
Thanked 217 Times in 76 Posts
Failed 142 Times in 45 Posts
|
sorry I was not specific in my post. I basically filled out the identity information in order to receive the credit check which I have not done because the questionaire keeps asking me what the Canadian Tire account number is. I filled out two account information about my credit card and finance for vehicle from the past correctly. Tickets and collections from diamond parking/NCO collectors, will they effect my score? thanks
__________________
ddd
Last edited by SupraTTturbo2jz; 10-02-2012 at 02:52 AM.
| |
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 05:09 AM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
