Unfortunately I don’t seem to have any pictures of the finished frames and doors :( I’ll try to find sonthing similar. I found a few more pics though I thought people might find interesting.

So when I said mortise set, this is what I meant. The door is milled for these mechanisms to he set inside the door and it contains the handle and deadbolt portion. Much nicer and cleaner than a regular hand set/dead bolt

https://i.imgur.com/3w4sDQl.jpg

https://i.imgur.com/6yptfb3.jpg

One of the shower details in a “regular” unit probably the 40/50th floor units

https://i.imgur.com/h9dUsx6.jpg

The aforementioned staircases in each of the penthouses:

https://i.imgur.com/1ZtfHA2.jpg

https://i.imgur.com/STbf4bZ.jpg

And I even had pics of the PH plans if anyone wanted to take a look

https://i.imgur.com/fDfb6YA.jpg

https://i.imgur.com/5DzWvRJ.jpg

https://i.imgur.com/AOoiaJ1.jpg

I'm too poor to even look at those photos lol

My old house was $2600/yr with intact. $500k structure. Earthquake. 2 additional “families” for suites.

Moved into new place. $5000/yr. Same company and similar coverage but almost $1M for structure.

I think pricing vary a lot depending on company. My friend has an exact same house as us and 5 mins drive away. He pays around $3k a year. It was from a smaller company.

How much is a renewal?

$1 - 2k/month?

Adding another data point for home insurance.

Renewal came in for us. $2500/yr with intact. I think it's 10% more than last year. $550k structure, includes earthquake and "enhanced" water damage package (sewer backup, overland water, water & sewer lines, ground water).
Earthquake & "enhanced" water damage package combined is ~$850.

i just paid $2280 for mine

2000sqft house in coquitlam, nothing fancy but i have redone most of the house with better than "builder quality" renos.

that also includes an extra earth quake deductible "saver".

my base insurance actually went down from last year

my cousin does my insurance so i trust what he's getting me

Holborn/developer kept the PH. Decided to renovate to sell. Split the two floors to 3 units to be sold. Felt 10-20 million per is easier to sell than 60 million right?

I think if you do it nice and really make it different, asking for 60-80 wouldn't be a problem with the rich international clients.

Appreciate you guys sharing your detached home insurance pricing. Seems the range is $2000-2800 annually depending on home, location, size for comprehensive coverage.

I land right around there so will make the purchase today. Cheers.

If you're getting home insurance, you might want to take a quick look into who the underwriter is, and what their review rating is like:

https://insureye.com/Reviews/Home-In...eviews#results

When shxt happens, the way the claim is handled could be very different between a good underwriter company vs a bad one.

My home insurance is covered by Economical Insurance -- they have since turned into some other financial entity, but I believe they are still in the insurance game. When my parents' basement got flooded a few years ago, the entire claim process was very nicely and fairly handled. At the time, Economical had a higher rating (3+ stars) than they do now (1.8 lol~).

A friend was covered by Canadian North Shield, and the experience from a small fire claim has been horrible that dragged on for years.

So I'd say don't just look at the number. IMO, you'd want to take the claim experience into account as well since there could be a ton of work and a lot of $$$ involved if a claim is ever needed.

It’s almost impossible to find subjective reviews on insurance companies though. We used the home insurance people to get quotes on ours, 115 year old house cost us $1680 without earthquake.

When you search reviews almost every underwriter has poor reviews because everyone is an idiot lol. So many reviews are like “this fucking company cancelled our policy or didn’t cover our claim because we ran out of money in our bank and they canceled our policy when they auto payment was declined!!!”

With that said, I’d highly recommend paying the insurance as a lump sum as opposed to payments lol

That's hilarious, what's old is seemingly new and in style again. I can say my old house has "fashionable" mortise locksets

Mine does as well but mine have just been basically jimmyed back together to use a regular knob lol. My interior doors actually have the sets as well

Seem insane that it was a thing back in the day considering how complicated they are

I know someone that used to handle claims for insurance and they unofficially told me that BCAA is the best to deal with. Apparently they'll approve stuff that other insurers wouldn't. For roughly the same coverage their quote was a loooooot higher than my current coverage (I think with Aviva through RBC).

Oh yea all things equal I’d 100% stick with BCAA but they are known for jacking up their rates

Ours went from 1700 to 3400 for no reason. Basically was forced to dump them

I switched my insurance for a rental property to Square one. They where cheaper than what I had and did not care my renter had a trampoline. I was also able to do it online.

Don't ever get insurance from optimum insurance. I had a flood in my previous condo ( not our fault). The team that came into repair my unit did a piss poor job and the worse part of it all the claims adjuster closed our case without our authority once "repaired".

Was with them for years and had same experience and never in my life have made a claim. They just keep jacking rate year over year and not a little.

was visiting TO last week, bros insurance is $600 a year for 8yo detached house

Same thing with us. We used to buy from them because of our BCAA discount but then they jacked up the rates for no reason.

Just a heads up if anyone has a welder at home your insurance is likely void. I have a Cnc milling machine in my garage that has flood coolant (literally floods the cutting bits in water) and the insurance company deemed it a fire hazard. Not once did they ask if I smoked or cooked which is a far greater fire hazard. I didn’t even mention the welders. I know multiple people that recently have had their insurance voided due to welders.

RBC insurance $140 a month. 2500 sq/ft house

We have renters now, so I need to add that to the policy, hopefully that doesn't go up too much.

It's probably listed in the fine print on page 740, section 18, subsection J, subsubsection 4.40.82 of their insurance paperwork that noone ever reads.

As ive said before, an insurance company makes money every time you buy their product, and loses money every time you use their product.
They will try and use every possible reason to deny you coverage, based by the thousands of different fine prints in the contact, that you signed and never read.

If you are covered, they will use the cheapest method legally to "cover" your problems just like vash13s post

Same goes for life, travel, car, etc insurance

https://www.zealty.ca/mls-R2681877/6...UE-Burnaby-BC/

$2.388m for a new build 2000sf duplex near Highgate. That's some really bold pricing there.

That kitchen setup isn't the most efficient, that's for sure. And you don't get a fridge?

We've been with BCAA for home (townhouse) and car insurance and it's been good so far, but we also haven't had to make a claim yet (beyond towing).