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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 04-02-2024, 08:30 PM   #226
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Any advice for hotel stays with CC points?

Building a house so may as well get a mucho returno credit card going with the most rewards for the entire life savings I’m about to spend lol.
Right now, Hyatt is the only hotel rewards program worth a damn; challenge is no Canadian card transfers to em.

If you wanna go full ham, I'd find a way to get an ITIN and get started on some Chase cards
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Old 04-02-2024, 09:22 PM   #227
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Not to hijack this thread but similar question.

Does anyone have a suggestion for best bank account, by that I mean no monthly fees and free ATM, e-transfers. I know you prob have to keep balance over a certain amount but are there any such accounts?
IIRC, BMO's all-inclusive account is free with 6k balance.
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Old 04-02-2024, 09:28 PM   #228
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missed HSBC
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Old 04-02-2024, 09:28 PM   #229
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IIRC, BMO's all-inclusive account is free with 6k balance.
TD's all inclusive plan is free as well at a $5k monthly balance. If you can maintain a $5k balance then the big banks are all the best bets - just a matter of who has a branch/ATM near you or if you already bank with them in other ways. Most of the big banks will also cover the annual fee on one of their premium cards - I get my TD Aeroplan card for free.

If you can't keep a balance then Tangerine works just fine as a free account especially if you have a Scotia ATM/branch near you.
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Old 04-02-2024, 09:48 PM   #230
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Not to hijack this thread but similar question.

Does anyone have a suggestion for best bank account, by that I mean no monthly fees and free ATM, e-transfers. I know you prob have to keep balance over a certain amount but are there any such accounts?
EQ Bank - https://www.eqbank.ca/personal-banking/personal-account
No monthly fees
Free ATM anywhere in Canada
Free e-transfers
No minimum balance required
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Old 04-03-2024, 06:40 AM   #231
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So EQ is like Tangerine ... except with the Levy father-son as their face of the bank except with different features.

Here's a comparison chart of the two
https://www.nerdwallet.com/ca/bankin...k-vs-tangerine
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Old 04-03-2024, 11:58 AM   #232
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Yes, similar but they have their differences. As they say. Pick your poison.

I've been using EQ Bank for a number of years. So far, so good.
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Old 04-03-2024, 01:28 PM   #233
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I flip $ between EQ and Tangerine depending who has better rates at any given time. Works good.
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Old 04-03-2024, 01:58 PM   #234
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Ballin'!
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The most stinky pussy I've ever boned in my life was from a Persian girl's.

Damn she was hot though.
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Old 04-04-2024, 04:54 AM   #235
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BUMP.

Just realized HSBC is going to cancel the World Elite MC.
That's my MAIN card which I love it very much.

What's the closest alternative
If you are a current holder of the HSBC WE MC, you would've received a transition package to RBC and a new RBC Avion visa (that includes the same terms for 1 year as the HSBC MC) card.
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Old 04-04-2024, 08:59 AM   #236
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If you are a current holder of the HSBC WE MC, you would've received a transition package to RBC and a new RBC Avion visa (that includes the same terms for 1 year as the HSBC MC) card.
But you can't use them at Costco Canada! It sucks as that was my Costco card.
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Old 04-04-2024, 10:34 AM   #237
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I ended up with the Rogers Mastercard now that my HSBC card is gone.

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World Elite MC (starting on April 9, 2024):
- 3% on purchases in USD.
- 1.5% on everything else if you have no Rogers/Fido/Shaw Services.
- 2% on everything if you have at least one Rogers/Fido/Shaw service.
- 1.5x bonus when you redeem on any Rogers/Fido/Shaw purchase charged to the card. It equals to 4.5% (4.5% - 2.5% FX Fee = net 2% return) on purchases in USD and 3% on everything else when you have at least one Rogers/Fido/Shaw service.
- 5 Roam Like Home days for free every card membership year (Rogers mobile customers only)
Details here:
https://forums.redflagdeals.com/roge...thing-2292136/

Originally I was going to live with the Avion Visa until realizing I still need a Mastercard for Costco.
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Old 04-04-2024, 10:49 AM   #238
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I ended up with the Rogers Mastercard now that my HSBC card is gone.

Details here:
https://forums.redflagdeals.com/roge...thing-2292136/

Originally I was going to live with the Avion Visa until realizing I still need a Mastercard for Costco.
That's a very solid card as a #2 card (after the Cobalt). If I didn't spend so much on Amazon (I use the MBNA Amazon MC) I'd consider that as my standard MC.
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Old 05-07-2024, 09:21 PM   #239
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https://youtu.be/KAHrH06BaVQ?si=mOajYwYPspWT9cD-
The Rogers mastercard made it to this guys top 7 list

Last edited by SSM_DC5; 05-08-2024 at 07:09 AM.
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Old 05-08-2024, 05:15 AM   #240
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Hmm your link went to a BMO card video.
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The most stinky pussy I've ever boned in my life was from a Persian girl's.

Damn she was hot though.
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Old 05-08-2024, 07:10 AM   #241
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K, try again. I think it copied the link to the ad after the video finished
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