Originally Posted by Harvey Specter (Post 9214471)

It's a bizarre list, and what's even more bizarre is that some of my Lambos have had very cheap basic insurance. For example, my Urus Performante basic was $1,900, while my previous X5 was $2,300. My Huracans all hovered around $2,200, except for my first one, which was pre-RG98 and I only paid the basic rate.

RG98 is where they really get you and it's based on the after-tax value. My Revuelto was quoted at $17k/year with an $11k deductible. I went with Stratford for $12k/year, which still isn’t cheap, but the value of the car isn’t reasonable. Unfortunately they shut down so it's back to ICBC.

Car: Lamborghini Revuelto Hybrid
Premium: $17,316
Collision Deductible: $11,200

Comprehensive Deductible: $11,200

Minimum non-refundable premium: $2,850

RoadStar Package: Yes

Originally Posted by noclue (Post 9214521)

Interesting. I always thought ICBC only covered basic and you're on your own for collision/comprehensive for exotics.