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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 12-30-2015, 01:12 PM   #176
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B.C. earthquake wakes up Vancouver, Victoria-area residents - British Columbia - CBC News
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Old 12-30-2015, 01:14 PM   #177
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Old 12-30-2015, 01:23 PM   #178
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Old 12-30-2015, 01:33 PM   #179
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Didnt feel a thing as I was asleep.
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Old 12-30-2015, 01:56 PM   #180
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Had my headphones on, felt a slight shake from the walls and floor, then heard a loud boom. I thought someone fell hard, then the the possibility of an Earthquake came to mind, quickly dismissed it, then went back to listening to Dr. Dre. Didn't find out that it really was an Earthquake till I woke up this morning.
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Old 12-30-2015, 02:10 PM   #181
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I was sitting in an awkward position trying to sense the faint tremor my gf was feeling, when there was a big jolt. First reaction was to twist and grab my 1yr old son sitting next to me. Back hurts, need massage therapy thread.

Makes me miss the Interior where all there really is to worry about is the threat of forrest fires.
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Old 12-30-2015, 02:21 PM   #182
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Old 12-30-2015, 02:42 PM   #183
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Is it bad that I thought someone was trying to break into my house before I thought this was an earthquake? Because Surrey I was playing NHL online with someone who had 604 in their gamertag and they disconnected right after the shaking stopped for me.
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Old 12-30-2015, 03:27 PM   #184
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If you have earthquake insurance and paying the $1xxx per year for detached homes, if the big one does hit odds are pretty good your insurance company is going to go under anyways lol

Also the deductibles on earthquake insurance are insane, 45-50k? Crazy
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Old 12-30-2015, 03:37 PM   #185
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Originally Posted by Hondaracer View Post
If you have earthquake insurance and paying the $1xxx per year for detached homes, if the big one does hit odds are pretty good your insurance company is going to go under anyways lol

Also the deductibles on earthquake insurance are insane, 45-50k? Crazy
Insurance companies are re-insured to prevent them from going under in the event of a large scale loss.

Deductibles for earthquake losses are mostly imposed at 10% of building values/personal property values. Some older tenant/condo policies are still at 5% or if you live in a home in an area that's less likely to get flattened in an earthquake, you may have the option of a 5% deductible still (I could be wrong on the last part as I haven't been doing home insurance for couple of years).
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Old 12-30-2015, 03:37 PM   #186
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If you have earthquake insurance and paying the $1xxx per year for detached homes, if the big one does hit odds are pretty good your insurance company is going to go under anyways lol

Also the deductibles on earthquake insurance are insane, 45-50k? Crazy
Exactly, don't have earthquake insurance and never will. I was going to switch to one insurance provider and they wouldn't sell me house insurance without it...WTF? Yeah, guess I'll go somewhere else.

If we get a quake bad enough to knock my home the ground this Province and Country is going to have way bigger issues to deal with. If I get some cracks in my walls, oh wells either myself or the company I work could fix it at cost. The other side of it is if we get an earthquake that really fucks up most commercial buildings and homes in the LML I'm going to be making ridiculous amount of money fixing them with that whole supply and demand thing. Something about a glass half full or some shit like that.
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Old 12-30-2015, 04:26 PM   #187
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Insurance companies are re-insured to prevent them from going under in the event of a large scale loss.
This.

It's something most people don't understand. Insurance companies all back one another, in the event one company or region has a problem, there are others who will step in. In essence unless the entire system collapses which would be like the end of the world as we know it, insurance companies aren't going anywhere.
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Old 12-30-2015, 04:31 PM   #188
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Funny...... my kids wAndering what's going on. I tell them it's an earthquake.

Kids: really?

Me: yes, people felt it in Coquitlam, Nanaimo, North Van, New West, Richmond, etc.

Kids: How do you know

Me: I'm on RS.

One Kid: I want it from a reliable source..........


Me: WTF???????? RS IS reliable!!!!!

Kids...........Nuff Said.
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Old 12-30-2015, 04:32 PM   #189
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just like the insurance companies that backed the new home warantee's of leaky condos right? lol..

fuck if you guys think that there are going to be insurance companies left when buildings are in ruins, you're nuts.
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Old 12-30-2015, 05:00 PM   #190
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How are your pets? My cat did act weird yesterday, today and is freaking out right now. Maybe it feels a bigger one coming?
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Old 12-30-2015, 05:04 PM   #191
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If we get a quake bad enough to knock my home the ground this Province and Country is going to have way bigger issues to deal with. If I get some cracks in my walls, oh wells either myself or the company I work could fix it at cost. The other side of it is if we get an earthquake that really fucks up most commercial buildings and homes in the LML I'm going to be making ridiculous amount of money fixing them with that whole supply and demand thing. Something about a glass half full or some shit like that.
exactly if homes in surrey are being leveled then the whole lower mainland would be fucked.

Who needs site C, once the big one hits all the trades would be rolling in cash
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Old 12-30-2015, 05:30 PM   #192
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Not to mention, the option to add the earthquake insured option for our detached house in Van, cost more than the home insurance premium itself. It's such a straight cash grab.
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Old 12-30-2015, 05:52 PM   #193
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My min pin sat through the earthquake like nothing was happening.
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Old 12-30-2015, 05:52 PM   #194
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There also is no proper structure to the ground there. So soil liquefaction is the big issue. It's been tested a thousand times on the shake table (unrelated to the milking table), Richmond will pretty well cease to exist after any size able earthquake event. The buildings will sink into the ground, there is no way to build. Earthquake proof anything there, short of building you house on a fucking raft or something.
Houses are built on slab-on-grade foundation so houses should be okay since the houses arent dug that deep into the ground. In regards to liquefaction, there will be major damage, but richmond won't simply "sink" into oblivion as many people assume (or hope).
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Old 12-30-2015, 06:06 PM   #195
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could you imagine if you slept with parts of your limbs hanging off the side of the bed? bye bye arm & a leg



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Sure lotta stupid ppl out there
Calling 911 to ask if what they felt was earthquake or ask if there will be more earthquake coming soon
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Old 12-30-2015, 06:07 PM   #196
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Reports stated this was the strongest quake since the one that happened in 2001 near Seattle & Tacoma. I think that one was a 6+ on the scale. I remember being in the shower and my roommate starts banging on my door telling me to get out. I told him to fuck off and finished my shower.

Came out and he asks 'you didn't feel that?'

Me: Feel what?

---

In regards to the big one? I don't think it'll happen in our lifetime to be honest. I don't base this on any science, I just scale it based on Earth's age.

Considering the Earth is BILLIONS of years old, 100 years must be, what?, 1 year in a human life? Maybe 1 day in a human life?

I mean, to us, 100 years is a long time (and it is) but when you look at it from the planet's perspective, it's not even a dimple, let alone a dent in the planet's life. Same theory could apply to this overdue quake.

At least this what I tell myself when I sleep at night

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Ummm.. it's GS8.
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Old 12-30-2015, 06:13 PM   #197
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Sure, if you cheap out and buy from some no name local company. I have home and earthquake coverage through RBC, which provides insurance nation wide, you think they're gonna fold if Vancouver gets hit with an earthquake?

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just like the insurance companies that backed the new home warantee's of leaky condos right? lol..

fuck if you guys think that there are going to be insurance companies left when buildings are in ruins, you're nuts.
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Old 12-30-2015, 07:03 PM   #198
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Sure, if you cheap out and buy from some no name local company. I have home and earthquake coverage through RBC, which provides insurance nation wide, you think they're gonna fold if Vancouver gets hit with an earthquake?
if enough people have RBC insurance, i guarantee you some people will not be paid out.

In my initial comment i obviously didn't mean 'everyone' but if the quake is big enough surety only goes so far, regardless of how big of a backing you have.

Also, we've read through some pretty fine print regarding earthquake insurance, and some very 'good' providers make it very clear that if your house is not ruined by the earthquake but from a resulting fire, water main break, etc. you will not be covered.
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Old 12-30-2015, 07:10 PM   #199
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Reports stated this was the strongest quake since the one that happened in 2001 near Seattle & Tacoma. I think that one was a 6+ on the scale. I remember being in the shower and my roommate starts banging on my door telling me to get out. I told him to fuck off and finished my shower.

Came out and he asks 'you didn't feel that?'

Me: Feel what?

---

In regards to the big one? I don't think it'll happen in our lifetime to be honest. I don't base this on any science, I just scale it based on Earth's age.

Considering the Earth is BILLIONS of years old, 100 years must be, what?, 1 year in a human life? Maybe 1 day in a human life?

I mean, to us, 100 years is a long time (and it is) but when you look at it from the planet's perspective, it's not even a dimple, let alone a dent in the planet's life. Same theory could apply to this overdue quake.

At least this what I tell myself when I sleep at night

I like your way of thinking lol.

I was sleeping and everybody in my house is screaming "earthquake blah blah blah", I'm like shut the fuck up I'm tryna sleep. I mean I "felt" it but clearly it wasn't even enough to fully wake me up out of my daze.
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Old 12-30-2015, 08:32 PM   #200
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