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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 10-31-2017, 10:04 AM   #1
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PSA - ICBC rates going up tomorrow

+ 6.7%

And they've been having network issues since yesterday. Still managed to process mine though.

Just a heads up, if you just got a winter beater or are planning to insure your winter car.

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Old 10-31-2017, 10:24 AM   #2
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Are you thinking/saying you can get cheaper rates if you go and renew today than if you were to do it tomorrow?

From what I've been told by a few of the ICBC autoplan brokers that I've been to, it doesn't matter once the rate hike has been set.

I am not sure if I 100% believe their stories though.
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Old 10-31-2017, 10:28 AM   #3
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Iirc, you can renew 30days before expiration.
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Old 10-31-2017, 11:43 AM   #4
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2017 Subaru WRX
1 million liability
1000 collision
300 comprehensive
1 million UMP
Road Side Plus

$222 a month....and that's with full discount too
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Old 10-31-2017, 12:13 PM   #5
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Quote:
Originally Posted by TypeRNammer View Post
2017 Subaru WRX
1 million liability
1000 collision
300 comprehensive
1 million UMP
Road Side Plus

$222 a month....and that's with full discount too
not looking forward to my renewal in april...

Mine's $198 right now with
2 million liability
500 collision
500 collision
1 million ump
roadstar

might have to bump up my deductible to try to offset the costs, i didn't realize you could go up to $1000 (thankfully my oem replacement insurance through optiom has deductible reimbursement but i gotta see if there's a lifetime/annual/deductible limit)
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Old 10-31-2017, 12:22 PM   #6
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Fuck.
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Old 10-31-2017, 12:34 PM   #7
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Quote:
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not looking forward to my renewal in april...

Mine's $198 right now with
2 million liability
500 collision
500 collision
1 million ump
roadstar

might have to bump up my deductible to try to offset the costs, i didn't realize you could go up to $1000 (thankfully my oem replacement insurance through optiom has deductible reimbursement but i gotta see if there's a lifetime/annual/deductible limit)
You can get $2500 deductible
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Old 10-31-2017, 12:40 PM   #8
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So a friend called up an ICBC agent to ask, and he was told that if the renewal date is after Nov 1, there is no difference whether you renew today or tomorrow.

I guess that means if your insurance is already expired today, you could still avoid the 6.7% rate hike?
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Old 10-31-2017, 12:44 PM   #9
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Joy! Who do I write a thank you note to? The previous governing Libs or the present NDP?
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Old 10-31-2017, 12:47 PM   #10
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So my car currently has storage insurance.

If go purchase one year insurance and pay in full today I will get the current rate and there won't any kind of adjustment?
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Old 10-31-2017, 12:56 PM   #11
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Joy! Who do I write a thank you note to? The previous governing Libs or the present NDP?
For the time being, of course the Libs. 16 years is a long time.

And take a look at this from today:

Is ICBC doing enough to keep body shop repairs in check?

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The body shops have basically ruled ICBC since the Liberals gave them the power to write their own estimates.
I am hardly surprised body shops are milking the ICBC tit for all it is worth. Undoubtedly, express claim shops help customers streamline the repair process tremendously. At the time time, it is also inflating the repair costs -- perhaps for the benefit of the customer, or perhaps for the shop's own benefits.

But note that even if all damage estimates must be conducted by ICBC estimators, there may or may not be any overall savings. We'd need more ICBC estimators / adjusters for starters. The longer wait from the repair process would also mean longer car rental periods. You'd really have to get ICBC to grind out some hardcore numbers to see which way would be cheaper.

(or we can just require tougher licensing requirements so that random monkeys wouldn't be able to get behind the wheel... )
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Old 10-31-2017, 02:45 PM   #12
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That article is so inaccurate its not even funny and thats why "The insurance corporation’s Adam Grossman is aware of claims some shops have inflated repair costs, but he rejects Leswick’s suggestion that millions of dollars have been lost"
Injury claims and lawyer fee's are the #1 reason why rates are going up
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Old 10-31-2017, 03:18 PM   #13
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Injury claims and lawyer fee's are the #1 reason why rates are going up
I'd disagree and argue it's the Libs taking "dividends" out of ICBC to the tune of $1.2B from 2010 onwards.

Gross mismanagement coupled with greasy politicians. SMH
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Old 10-31-2017, 06:54 PM   #14
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Oh I agree with that aswell
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Old 10-31-2017, 07:56 PM   #15
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Insurance broker I went to after I transferred the plates from my Lexus to my Verossa messed up and ICBC re-sent me new papers. 300 dollars knocked off on the year. $2400 a year now on 1 million/500 coll/300 comp/Roadside.
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