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09-30-2019, 09:38 AM
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#1 | | I contribute to threads in the offtopic forum
Join Date: Apr 2007 Location: AB
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| high rise condo insurance reco
policy expiring, want to shop around a bit
mainly want flood protection
any recommendations?
side note, saw dolce building on seymour got majorly flooded recently
Last edited by m4k4v4li; 09-30-2019 at 11:10 AM.
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09-30-2019, 09:52 AM
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#2 | | Rs has made me the woman i am today!
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don't bother, its gonna be $$$$$$$$
no underwriter wants condos now
600/ year for a one time 80k payout 
__________________ There's a phallic symbol infront of my car Quote: |
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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09-30-2019, 11:11 AM
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#3 | | I contribute to threads in the offtopic forum
Join Date: Apr 2007 Location: AB
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| Quote:
Originally Posted by yray  don't bother, its gonna be $$$$$$$$
no underwriter wants condos now
600/ year for a one time 80k payout |
clearly you don't understand how insurance works
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09-30-2019, 11:17 AM
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#4 | | I contribute to threads in the offtopic forum
Join Date: Aug 2002 Location: Vancouver
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I go through BCAA and found their prices to be pretty good and you get additional discounts if you have a BCAA member and other insurance through them. Never had to do any claims with them but have read that process is good
Last edited by BlackV62K2; 09-30-2019 at 12:34 PM.
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09-30-2019, 11:34 AM
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#5 | | I have named my kids VIC and VLS
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For us, BCAA has been consistently the cheapest for home insurance
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Dank memes cant melt steel beams
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09-30-2019, 11:46 AM
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#6 | | Hypa owned my ass at least once
Join Date: Aug 2007 Location: Paradise, BC
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When it comes to home insurance, don't just look at the premium that you have to pay. You also want to pay attention to who the underwriter of the policy is.
I know we're talking condo here, but a friend whose house is insured by Canadian Northern Shield have had a really awful experience in settling a claim, to the point that it has been dragging on for years. On the other hand, my home insurance agent told me that Economical Insurance tends to be more reasonable with their claims, but they are generally a little more expensive.
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09-30-2019, 12:30 PM
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#7 | | reads most threads with his pants around his ankles, especially in the Forced Induction forum.
Join Date: Mar 2004 Location: Vancouver
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BCAA as well with my condo. From what I read they tend to be easier to deal with when there is a claim. Fees tend to be $5 to 10 more expensive than other insurance company though.
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09-30-2019, 12:51 PM
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#8 | | Rs has made me the woman i am today!
Join Date: Jan 2012 Location: PENIS
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Originally Posted by m4k4v4li clearly you don't understand how insurance works | most condo policies have gone up 20% as the loss ratios are higher in the last couple of years
these underwriters are not icbc, they are there to make money
cooperators have been cheap too, also you have to look at claim forgiveness on these policies, you filed a claim once you don't want to pay arm and a leg next year as you can't jump to another company
__________________ There's a phallic symbol infront of my car Quote: |
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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09-30-2019, 02:38 PM
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#9 | | I contribute to threads in the offtopic forum
Join Date: Oct 2009 Location: home
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TD bank insurance has Alumni discounts. Mine cost about $450 a year.
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09-30-2019, 03:00 PM
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#10 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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I pay like $300-something a year through Square One... you can do it all online...
I've never made a claim with them, so I can't comment on that aspect of it, but they are by far the cheapest one out there.
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10-02-2019, 10:14 AM
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#11 | | I Will not Admit my Addiction to RS
Join Date: May 2014 Location: Home*
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for my condo and townhouse, cooperators was the best. for detached TD.
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10-02-2019, 01:04 PM
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#12 | | I contribute to threads in the offtopic forum
Join Date: Apr 2007 Location: AB
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ok thanks, went with bcaa for ease and peace of mind
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10-02-2019, 01:38 PM
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#13 | | Ready to be Man handled by RS!
Join Date: May 2013 Location: richmond
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| Quote:
Originally Posted by 68style I pay like $300-something a year through Square One... you can do it all online...
I've never made a claim with them, so I can't comment on that aspect of it, but they are by far the cheapest one out there. | That's who I went with as well but just recently for the first time. I had Coast Capital before and they were far more expensive but I didn't shop around previously.
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10-08-2019, 10:18 AM
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#14 | | Even when im right, revscene.net is still right!
Join Date: Jun 2002 Location: Vancity
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i'm recently also looking for home insurance. what basic coverage does everyone get? and on average would the prices be $300-500/year on a $550sqft one bedroom unit?
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10-08-2019, 11:00 AM
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#15 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
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Originally Posted by Hondaracer For us, BCAA has been consistently the cheapest for home insurance | Try a broker, I'd be surprised if your rates drop close to 50%, BCAA is expensive when it comes to home insurance. I was with BCAA forever then I started shopping around saved a bunch of money, did that for a while and then tried a broker and saved even more.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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10-08-2019, 11:24 AM
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#16 | | RS has made me the bitter person i am today!
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Originally Posted by quasi Try a broker, I'd be surprised if your rates drop close to 50%, BCAA is expensive when it comes to home insurance. I was with BCAA forever then I started shopping around saved a bunch of money, did that for a while and then tried a broker and saved even more. | which broker are you using/recommend?
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10-08-2019, 05:22 PM
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#17 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,534
Thanked 3,731 Times in 1,322 Posts
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Originally Posted by bcedhk which broker are you using/recommend? | This is the one I used. https://www.twotherspoonins.com/
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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02-07-2020, 08:55 PM
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#18 | | MiX iT Up!
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For those that used Square One.... how was the service?
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Sometimes we tend to be in despair when the person we love leaves us, but the truth is, it's not our loss, but theirs, for they left the only person who couldn't give up on them.
Make the effort and take the risk..
"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt | |
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