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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 09-05-2025, 06:42 PM   #101
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Originally Posted by AstulzerRZD View Post
Imagine a faked residual of 30k when the actual residual is 25k

25k is what it'd be worth at auction/at like a Kingsway lot.

BMW FS will make
- 27k selling it to a dealer who will sell it CPO
- 2k on interest financing the CPO buyer
- 1k on interest initially
- and maybe there was some other penalty somewhere in the supply chain worth 1k if they reduced production
But doesn't that 3k on interest have to cover the equity spread between 30k and 27k? Because the lessee only paid the principal down to 30k. So then BMW FS just breaks even. Not to mention the opportunity cost of loaning that 3k... it cost them something too, to tie up those funds.

Wouldn't they rather profit 3k on interest, by financing the car to someone who owes the entire value of the car?!

In either case they could pocket the 1k in avoided supply chain penalties.

Shit's crazy, I don't get it. What I do get, is that I should be leasing from now on... and then after returning it, go buy the car as a CPO for a few thousand dollars of discount lol.

edit: oh even better: can you avoid all the interest owed on a lease, if you just immediately pay all your payments in a lump sum? and then you don't even pay any interest!! Just pocket the difference by buying the CPO from the dealership for a $3k discount!
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Old 09-05-2025, 06:48 PM   #102
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Instead of financing you for 6 years, if they give you 3x2 year leases they get to sell 3 cars that are probs more expensive than one you would’ve financed - and they pad their sales numbers and value of the whole company.

The 3 CPO cars they finance are just cherry on the cake.
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Old 09-05-2025, 08:18 PM   #103
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Also yes you can do a one pay lease - great way to reduce ur business tax.

Some finance arms also need cash flow, ZDX were leasing ~5k one pay for 24 months, 7.5k miles.
The monthly was ~100 or so higher without the one pay incentive.
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Old 09-09-2025, 01:20 AM   #104
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So is fl5 under $40000 yet, or should I just get a fd2, fn2
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Old 09-09-2025, 06:52 AM   #105
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You can search just as well as anyone else!
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Old 09-09-2025, 07:30 AM   #106
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So is fl5 under $40000 yet, or should I just get a fd2, fn2
what car do you have again!?

just get a miata!!!! i keep telling everyone, but its literally the best performance deal out there. You get a nice top down experience, a small chuckable car thats cheap on gas, cheap on insurance and cheap on consumables. The only other car that fits that category is the GR86/BRZ. Or you can pay like 70k more to upsize to pig nose M3 but thats a lot of money to shave off a few seconds 0-60. If you wanted purely speed just pickup a used EV to go fast in a straight line.
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Old 09-09-2025, 08:07 AM   #107
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@JDM how's your back? And do you have anything to live for? If not, how about a sport bike? Way cheaper and way faster than a miata. It's even top-down by default!
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Old 09-09-2025, 08:55 AM   #108
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@JDM how's your back? And do you have anything to live for? If not, how about a sport bike? Way cheaper and way faster than a miata. It's even top-down by default!
probably not
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Old 09-09-2025, 09:28 AM   #109
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what car do you have again!?

just get a miata!!!! i keep telling everyone, but its literally the best performance deal out there. You get a nice top down experience, a small chuckable car thats cheap on gas, cheap on insurance and cheap on consumables. The only other car that fits that category is the GR86/BRZ. Or you can pay like 70k more to upsize to pig nose M3 but thats a lot of money to shave off a few seconds 0-60. If you wanted purely speed just pickup a used EV to go fast in a straight line.
ima be real - i made the s2k work but the mx-5 is inconveniently small.

- passenger seat too small because my left foot is blocked by the footwell subwoofer.
- can't fit medium checked suitcase (s2k does carry-on AND 26")
- can't fit a bag of dogfood nor toilet paper from costco

girl i saw bought one and we usually took the s2k cuz it was acceptably more practical for her, the small dog, and i.

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Old 09-09-2025, 10:55 AM   #110
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what car do you have again!?

just get a miata!!!! i keep telling everyone, but its literally the best performance deal out there. You get a nice top down experience, a small chuckable car thats cheap on gas, cheap on insurance and cheap on consumables. The only other car that fits that category is the GR86/BRZ. Or you can pay like 70k more to upsize to pig nose M3 but thats a lot of money to shave off a few seconds 0-60. If you wanted purely speed just pickup a used EV to go fast in a straight line.
You forgot your favourite manufacturer: PORSCHE
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Old 09-09-2025, 12:16 PM   #111
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You forgot your favourite manufacturer: PORSCHE
Boxster for the top down experience. Cayman for the driving experience. And 911 for the... well, full on Porsche experience.

The frunk is honestly huge. Not golf bag huge, but good enough for a medium size suitcase, I think?

And I'm gonna say the p-cars are better than the blue Ratoulla.
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Old 09-09-2025, 12:52 PM   #112
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oooooooof RIP Traum
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Old 09-09-2025, 01:03 PM   #113
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Boxster for the top down experience. Cayman for the driving experience. And 911 for the... well, full on Porsche experience.

The frunk is honestly huge. Not golf bag huge, but good enough for a medium size suitcase, I think?

And I'm gonna say the p-cars are better than the blue Ratoulla.
im not going to dignify that with a response. HUMPH!
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Old 11-17-2025, 07:39 PM   #114
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Those retards at honda just released the pricing in the states. $43,850 MSRP USD !!!!! so like 60k canadian?! for 200hp!?!??!?!

honda's out of their fucking minds. idiots.

yes, lets start a new line. Resurrect a classic name and then proceed to shit all over it. GREAT IDEA HONDUH.
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Old 11-17-2025, 07:47 PM   #115
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Yea another crz, just like how they gate keep type r
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Old 11-17-2025, 07:49 PM   #116
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Those retards at honda just released the pricing in the states. $43,850 MSRP USD !!!!! so like 60k canadian?! for 200hp!?!??!?!

honda's out of their fucking minds. idiots.

yes, lets start a new line. Resurrect a classic name and then proceed to shit all over it. GREAT IDEA HONDUH.
Mitsubishi called, they said to get in line.

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Old 11-17-2025, 08:51 PM   #117
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Who's doing Honda's market analysis? They keep missing with hybrid sports cars, didnt they get the message by now? Revive the S2000 and put the type-r engine in it but they probably dont wanna spend on a RWD platform.
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Old 11-17-2025, 09:23 PM   #118
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Hold my beer,



I guess they are that broke and desperate, at least the base isn't bad
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Old 11-17-2025, 09:44 PM   #119
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Who's doing Honda's market analysis? They keep missing with hybrid sports cars, didnt they get the message by now? Revive the S2000 and put the type-r engine in it but they probably dont wanna spend on a RWD platform.
Prelude's body and interior costs like 10-15% of a normal program with all new powertrain, full R&D, and tooling.
If they did S2000 revival reusing type-r engine, it would cost... 5-6X more to do and ~60-80% of an all new program.

Pretty solid breakdown here: https://www.stellantis.com/content/d...esentation.pdf
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Old 11-17-2025, 10:30 PM   #120
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We all know the Prelude is gonna come in somewhere between the Civic hybrid and the FL5. With the Civic hybrid being in the Cdn $40k+ range, and the FL5 being ~Cdn $70k, the Prelude being $60k is not unexpected.

Also, while that $60k number looks big, if you convert it back into 2000 money, it's around Cdn$35k. How much Honda can you buy with $35k back then? I have a feeling that the ITR was selling at much closer to $40k than $35k back in 2000.

FWIW, a 2004 RSX-S had an MSRP of $31.4k. $60k in 2004 money is ~$38k.
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Those retards at honda just released the pricing in the states. $43,850 MSRP USD !!!!! so like 60k canadian?! for 200hp!?!??!?!

honda's out of their fucking minds. idiots.

yes, lets start a new line. Resurrect a classic name and then proceed to shit all over it. GREAT IDEA HONDUH.
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Old 11-17-2025, 10:56 PM   #121
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Man, the RSX Type-S was such a great car. They should've just added an LSD and kept cranking those things out.
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Old 11-18-2025, 07:10 AM   #122
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We all know the Prelude is gonna come in somewhere between the Civic hybrid and the FL5. With the Civic hybrid being in the Cdn $40k+ range, and the FL5 being ~Cdn $70k, the Prelude being $60k is not unexpected.

Also, while that $60k number looks big, if you convert it back into 2000 money, it's around Cdn$35k. How much Honda can you buy with $35k back then? I have a feeling that the ITR was selling at much closer to $40k than $35k back in 2000.

FWIW, a 2004 RSX-S had an MSRP of $31.4k. $60k in 2004 money is ~$38k.
Dont defend these idiots. Like i said before, if it wasnt for the CTR, modern Honda is basically trash with nothing going for it. Zero innovation, cant do jack shit right. They've totally lost their magic. What happened to the high reving, light weight, sporty cars?! how do you go from K series and B series powered dream machines to these boring ass trash things they make nowadays?

Civic type R msrp is 53k man! this thing is gonna be more expensive than a CTR!?!? more like an Acura integra type S priced.... for a lousy 200hp, and a hybrid system, and no manual. Plus it looks like a prius and an accord shat out autistic baby.
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Old 11-18-2025, 07:16 AM   #123
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Those retards at honda just released the pricing in the states. $43,850 MSRP USD !!!!! so like 60k canadian?! for 200hp!?!??!?!

honda's out of their fucking minds. idiots.

yes, lets start a new line. Resurrect a classic name and then proceed to shit all over it. GREAT IDEA HONDUH.
It won't be $60k as Hondas are cheaper in Canada - a Civic hatchback touring in the states is $33.5k USD which would be over $46k here but we sell it for $43k. CTR is about $55k so the Prelude will probably land around $48-50k here.
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Old 11-18-2025, 07:19 AM   #124
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Even so, you think 45k-50k is justifiable for a stupid 200hp prelude? the GR86 is 35k base and has 220hp and RWD and a manual.

This is porsche level of idiocy and pricing.
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Old 11-18-2025, 07:22 AM   #125
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Even so, you think 45k-50k is justifiable for a stupid 200hp prelude? the GR86 is 35k base and has 220hp and RWD and a manual.

This is porsche level of idiocy and pricing.
$5k more than the Civic hatch seems reasonable considering it's a mix of a Civic hatch and a CTR but it does seem a bit outrageous next to a BRZ but the BRZ is not its competitor and Honda has said they don't expect to sell many (5,000 in the US).
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