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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 08-25-2025, 01:16 PM   #101
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if its not write off, the Audi will be $20K easy....
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Old 08-25-2025, 02:17 PM   #102
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i have to admit, when i see a car with damage on it, i stay a few car lengths away from you.

it's like someone with battle scars from fights, i don't want none of it!
I'm getting really excited about this.

Next time I get in a collision, I'm just going to leave the car like that. Custom plate: "IM CRAZY" or "BAD MAN" or something.
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I need to be reliably within 10-15mins of a baked pork chops rice with lemon tea.
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Old 08-25-2025, 07:13 PM   #103
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Wha? I think you need to shop around. Our '17 Highlander is only a little over $1k/year. We're with TD: you might want to try grabbing a quick quote off their online tool.
What are your premiums and is it used for commuting? And how many annual KMs?
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Hey dukes are you bringing lube for me? I found a way to confirm 90% of my problem.
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Stock and lube meet :heckno: hahaha
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BRB getting some Sailun Chowhais rn
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Old 08-25-2025, 07:30 PM   #104
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What do you mean what are our premiums? Isn't that the $1k/year? You mean the other car? The '20 i3 is $1329/year.

It's set to 10000-15000 km/year.

It's currently not used for commuting, but I went into my account just now and re-quoted it for commuting: it's only a $16/year increase.
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I need to be reliably within 10-15mins of a baked pork chops rice with lemon tea.
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Old 08-28-2025, 06:37 AM   #105
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Sorry, what I mean is what are your deductibles?

I use my car to commute, and we are headed back to five days in office starting next year, and I work in Brampton. Damn, I need to move out of Mississauga and find a new job.
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Hey dukes are you bringing lube for me? I found a way to confirm 90% of my problem.
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Stock and lube meet :heckno: hahaha
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BRB getting some Sailun Chowhais rn
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Old 08-28-2025, 07:38 AM   #106
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Yes but it quoted a $16 (sixteen!) dollar difference a year to make it for commuting though.

500 / 500 / 2 mil

edit: I re-quoted it now for not only commuting, but 15,000-20,000km & year 20-25km commute distance one-way:
$61 (sixty-one) dollar difference a year.

Just saying... next time you price out insurance, use the TD tool. There's a non-zero chance you're being had on your insurance.
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I need to be reliably within 10-15mins of a baked pork chops rice with lemon tea.

Last edited by RabidRat; 08-28-2025 at 07:57 AM.
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Old 08-28-2025, 08:04 AM   #107
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Yes but it quoted a $16 (sixteen!) dollar difference a year to make it for commuting though.

500 / 500 / 2 mil

edit: I re-quoted it now for not only commuting, but 15,000-20,000km & year 20-25km commute distance one-way:
$61 (sixty-one) dollar difference a year.

Just saying... next time you price out insurance, use the TD tool. There's a non-zero chance you're being had on your insurance.
Just played with it.

TD ends up costing me $300 more per year.
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Hey dukes are you bringing lube for me? I found a way to confirm 90% of my problem.
Quote:
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Stock and lube meet :heckno: hahaha
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Originally Posted by roastpuff View Post
BRB getting some Sailun Chowhais rn
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Old 08-28-2025, 11:40 AM   #108
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Ok, that's really odd that you're still getting $2000+ premiums on beaters.

Next time you're pricing out a beater, I'd be curious to plug it in myself and see what they quote me.
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