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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 02-12-2009, 12:17 PM   #101
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Quote:
Originally Posted by illicitstylz View Post
mine is going to be around that price, my surcharge is at +40.
How did you get +40? You playing bumper cars with other cars on the road? That's quite a few at fault claims to get to a +40.
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Old 02-12-2009, 02:38 PM   #102
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Quote:
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How did you get +40? You playing bumper cars with other cars on the road? That's quite a few at fault claims to get to a +40.
no, i was -10% just a couple weeks ago, some clown t-boned me when i was going through an intersection, no witnesses so they called it 50/50 cause the other driver said i ran a red.

it goes up 6 steps to +40. so it was only one accident.
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Old 02-12-2009, 02:44 PM   #103
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Originally Posted by illicitstylz View Post
no, i was -10% just a couple weeks ago, some clown t-boned me when i was going through an intersection, no witnesses so they called it 50/50 cause the other driver said i ran a red.

it goes up 6 steps to +40. so it was only one accident.
Ah, right...sorry...I assumed you were on max discount. That's going to take a bit of time to get back to a reasonable level
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Old 02-13-2009, 10:10 AM   #104
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08 sierra 1500
$1764/ yr
30% discount
Work or school within 15 km

5 mil liability
300 deductible collision/comprehensive
Replacement Cost.


1991 Celica
$1227/ yr
PLeasure use
30% Discount

3 mil liability
300 Deductible collision/comprehensive

Insurance rates are also very dependant on the area you live in.
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Old 02-14-2009, 06:01 PM   #105
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Ah, right...sorry...I assumed you were on max discount. That's going to take a bit of time to get back to a reasonable level
well no, it's 3 years then it returns back to my regular rate of -10%.

I thought i had to work down -5% every year from +40 but thats not the way it works, thankfully.
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Old 02-14-2009, 06:48 PM   #106
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92 pathfinder

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Old 02-15-2009, 09:34 AM   #107
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09 lancer - 43% discount
500/500/2 mill 3rd party/full coverage
$128.90/mo.
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Old 02-15-2009, 10:31 AM   #108
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05 se-r spec v - 43% discount
2 mil 3rd paty
500/500 collision/comp
$1490/year
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Old 02-15-2009, 01:40 PM   #109
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whole time i thought gh0strider was white lol

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Old 02-16-2009, 01:19 AM   #110
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02 civic - 2152 a yr w/ full coverage @ 25% discount..
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Old 02-16-2009, 09:25 AM   #111
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Last edited by Mancini; 02-16-2009 at 09:32 AM.
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Old 08-18-2009, 11:31 AM   #112
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Sorry to revive and old thread, yet damn.

I was paying $1300/yr in Ontario, full coverage with $500 deductibles. Here I'm looking at $1900/yr with the same coverage. Since my car is only worth $10K, I'm probably not going to put collision or comprehensive on it and save $700/yr.

What a scam ICBC and the private insurers have going.
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Old 08-18-2009, 12:01 PM   #113
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Quote:
Originally Posted by taylor192 View Post
Sorry to revive and old thread, yet damn.

I was paying $1300/yr in Ontario, full coverage with $500 deductibles. Here I'm looking at $1900/yr with the same coverage. Since my car is only worth $10K, I'm probably not going to put collision or comprehensive on it and save $700/yr.

What a scam ICBC and the private insurers have going.
Dude, when was the last time ICBC didn't scam people for their benefit?
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Old 08-18-2009, 12:02 PM   #114
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Oh right,

Ill add mine up here too,

02 is300 - $300 a month. X.x
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Old 08-18-2009, 12:28 PM   #115
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05 RSX type S
35% discount
500 deductible collision/comprehensive
3 mill collision
$225 per month
$2700 a year
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Old 08-18-2009, 12:33 PM   #116
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Dude, when was the last time ICBC didn't scam people for their benefit?
I thought Ontario car insurance was a scam, cause Quebec public insurance is cheap.

Its the damn % +/- system ICBC uses. ICBC has a max +% (+40%?), which means even the worst drivers can get insurance. In Ontario there is no max, if you're a bad driver they'll quote you $10K+ to convince you not to drive and get bad drivers off the road.
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Old 08-18-2009, 02:00 PM   #117
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I have my N
and im paying $240 a month for my 90 Nissan 300zx
thats with a 5% disscount to
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Old 08-18-2009, 02:05 PM   #118
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from last year in this thread:

Quote:
Originally Posted by unit View Post
01 celica...
$169 after 43% discount....

still a lot if u ask me
what i paid this year just before i bought a new car:

2001 celica gt
2 mil
500/300
pleasure use
roadstar plus

$120mo or 1450/yr with CRS lvl 10 (43% + 47% on optional discount)

moved to a cheaper insurance area, got pleasure use (live 2 mins from work), and got the 10 yr discount. huge difference.
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Old 08-18-2009, 03:33 PM   #119
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i pay about 3100 a month

09 civic, 5 percent
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Old 08-18-2009, 03:35 PM   #120
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^i think you mean 3100 a year
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Old 08-18-2009, 03:37 PM   #121
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Just bought 3 months for a 96 Accord, 43% discount

$489 after all the damn short term licensing fees, etc.
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Old 08-18-2009, 07:52 PM   #122
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2000 celica gts

full coverage.

3600 a year.
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Old 08-18-2009, 08:09 PM   #123
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2000 celica gts

full coverage.

3600 a year.
how many % discount?


i know when my friend had his GTS back than with no discount he was paying $5400 a year

dear lord
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Old 08-18-2009, 08:29 PM   #124
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02 wrx...2 million liability, 300 deductible, no rental car for accident...3200...25% discount...i almost shat myself

08 gsxr 600...3 months, no collision no comprehensive $240...with collision and comprehensive for 6 months $1800 at a 10000 dollar declared value
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Old 08-18-2009, 08:55 PM   #125
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2010 genesis coupe turbo
1 mil liability, 300 comprehensive, 500 collision
43%
to and from work within 15km
$158/month


reason why it's cheap: None have been crashed, stolen or anything in BC... yet
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