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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 03-10-2013, 03:43 AM   #1
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haha, Usury is illegal under Islamic Law.


u·su·ry
/ˈyo͞oZH(ə)rē/
Noun
The illegal action or practice of lending money at unreasonably high rates of interest.
Interest at such rates.

Does that mean Muslim's do not have credit cards? haha
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Old 03-10-2013, 04:15 AM   #2
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It means we shouldn't use credit cards, or get mortgages and such. Try to pay straight up cash for everything as much as possible. don't get the ha ha part.
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Old 03-10-2013, 04:41 AM   #3
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well since cc charge such a exuberant interest rate, it means that Muslims probably won't use it. And if they don't, they haha, sucks to be you because we all know how much we love our cc's.
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Old 03-10-2013, 04:59 AM   #4
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lol what a dumb cunt, if she doesn't like the system then don't use it.

I hate it when ethnic groups consider it discrimination when things in THIS COUNTRY which is not their native country is different. This is just like how some people want to stop xmas songs on the radio.

edit: I realize the vid is from UK but yeah applies anywhere.
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Old 03-10-2013, 05:00 AM   #5
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a lot of interest free loans are done among the muslim community

title seems a bit offensive :P


as for the story it looks like everyone is complaining about student loans in the uk and this student in particular is trying to find a loop-hole is all
the girl should go to a middle eastern or european country where university is free as should the other students protesting
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Old 03-10-2013, 06:00 AM   #6
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a lot of interest free loans are done among the muslim community

title seems a bit offensive :P


as for the story it looks like everyone is complaining about student loans in the uk and this student in particular is trying to find a loop-hole is all
the girl should go to a middle eastern or european country where university is free as should the other students protesting
yeah you're right. REading back, the title is offensive with the haha in it. Sorry, I didn't mean it that way, I just laughed when I watched that video about the way that student spoke. When I post it, I sorta post the haha part as if I was texting.
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Old 03-10-2013, 09:22 AM   #7
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Not really seeing the funny part.

"Oh! HaHa...those silly Muslims DON'T wannna get screwed by an interest system and banking system and have their own system that is based on not charging interest. Fools."

It's their system...it either works or it doesn't, but its western hubris to assume its wrong because its different from our system.

Now to protest a system that wasn't designed specifically for your needs...that's kind of funny.
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Old 03-10-2013, 10:18 AM   #8
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Wy couldn't they use credit cards - I've never paid high interest (or any interest) on it, as I've always paid off my balance every month... In reality, who doesn't do that? (I know poor ppl can't, and they really shouldn't use cc for short term debt)

As for complaining about student loans - option is either don't get an education, and live your life, or get a job, and pay for ur school as u work. May take longer, but it would prevent any bitching. I did the latter, not bc I'm offended by student loans, but bc I was brought up to work hard for what I wanted, and I wanted an education...

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Old 03-10-2013, 12:25 PM   #9
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I thought girls weren't allowed to be educated in Islam. Wasn't there a series of acid attacks on female students? And some girl was shot in Pakistan for trying to go to school recently wasn't she?
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Old 03-10-2013, 12:39 PM   #10
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I thought girls weren't allowed to be educated in Islam. Wasn't there a series of acid attacks on female students? And some girl was shot in Pakistan for trying to go to school recently wasn't she?
not true at all to the first point, now as for crazy mountain farmers they have different cultural beliefs and they come up with these cockamamie ideas; supposedly even the taliban didn't believe in this notion initially, but time warps everything i suppose

(im not certain how accurate this is but supposedly the taliban didnt agree with girls going to school because they needed the women to take care of the home front while the taliban went to war/got the country under order, and they said that the women can go to school when everything has settled down)
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Old 03-10-2013, 02:41 PM   #11
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HAHAHAHAHAHHAHAH!

(Just to clarify - I am laughing a this thread itself and in no way or form mocking religion or cultural beliefs.)
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Old 03-10-2013, 02:53 PM   #12
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i can understand outrageous interest rates

BUT

no ones pointing a gun at you to go and borrow that money. Borrow under your own agreed terms.

on another note... who the fuck lends out money without an interest rate unless its from your family or loved ones?

the lender would technically be LOSING money if he/she were to lend at 0% interest rate
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Old 03-10-2013, 03:08 PM   #13
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^^
Agree with ur first point.

You would be surprised, the bank of Saudi Arabia lends out loans to a lot of Muslims everywhere around the world, interest free.
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Old 03-10-2013, 03:15 PM   #14
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You would be surprised, the bank of Saudi Arabia lends out interest free loans to a lot of Muslims everywhere around the world, interest free.
That sounds like something that the US Banks can learn from
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Old 03-10-2013, 03:17 PM   #15
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doesnt sound logical to do. inflation anyone?
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Old 03-10-2013, 03:22 PM   #16
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"you can't afford it if you can't buy it in cash"
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Old 03-10-2013, 03:46 PM   #17
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doesnt sound logical to do. inflation anyone?
The Koran was written in 632 CE. I don't think people new what inflation was then.
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Old 03-10-2013, 03:52 PM   #18
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Last edited by vitaminG; 05-16-2013 at 06:47 PM.
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Old 03-10-2013, 04:11 PM   #19
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FYI: Usury is also illegal in Canada. Basically if you charge anyone more than 60% interest, you can go to jail.


Bill C-26: An Act to amend the Criminal Code (criminal interest rate)
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Old 03-10-2013, 04:15 PM   #20
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FYI: Usury is also illegal in Canada. Basically if you charge anyone more than 60% interest, you can go to jail.


Bill C-26: An Act to amend the Criminal Code (criminal interest rate)
Jeez if you can charge someone 59% interest thats incredible
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Old 03-10-2013, 04:22 PM   #21
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i actually studied islamic banking for work once and they actually do basically charge interest but they call it something else and theres a roundabout way of doing it.

theyre basically just complaining over nothing and expecting people to bend over backwards for them.
With Aljazeera being a ZioAmerican news station, this piece looks like they are manipulating the viewer that many Muslim students are boycotting their education for their religious principles and are rallying the British laws so that they can exclusively not pay interest over other students.
I think they did a pretty good propaganda piece reading from your comment VitaminG.
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Old 03-10-2013, 04:56 PM   #22
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Agreed, but then again, an education is worth a bit of debt, as it should increase ur earning potential upon completion (should - doesn't as much anymore... But still always a good idea)

Few ppl have $100k to spend over next 4 yrs coming out of high school, and many, some, most? Don't have parents who will pay for it

But this is life, nothing new, wish ppl would stop bitching about how "tough" life is, no one said it was cheap and easy - could be worse than loving in Britain, Canada, US, Europe, etc...
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Old 03-10-2013, 05:08 PM   #23
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Jeez if you can charge someone 59% interest thats incredible
Tribe's high-interest online lending venture booms - Yahoo! Finance
http://reviewopedia.com/workathome/w...legit-or-scam/

lmao

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Old 03-10-2013, 05:09 PM   #24
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Jeez if you can charge someone 59% interest thats incredible
Actually this happens more than often. Most of the cash advance services charge close to 60% and they deliberately try to stay around 59% to stay out of trouble.

This is because it's 60% per year and you divide that by 12 months it's 5% per month. I'm not gonna get into APR and compound interest to keep things simple. Usually those cash advance places will lend you money till your next pay check for a "Service Charge" of say 2.5% for 2 weeks (few dollars that most people who needs cash advance will pay without doing the math), which is close to the 60% annual legal interest rate.
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Old 03-10-2013, 05:24 PM   #25
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well since cc charge such a exuberant interest rate, it means that Muslims probably won't use it. And if they don't, they haha, sucks to be you because we all know how much we love our cc's.

you wouldn't be affected by the 19.99% interest if you paid your fucking bills

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