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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 03-16-2014, 11:56 PM   #76
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self employed.. havent played a dollar in taxes lol gonna be scary once i get the bill from the accountant =(
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Old 03-17-2014, 09:14 PM   #77
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Just netfiled
used Ufile for 3 years but decided to go with StudioTax this year.
Getting a little over $3k back because of RRSPs.

Just a tip for those of you who have made donations after March 20, 2013 and have never claimed any past donations (since you can carry them forward for up to 5 years). Make sure you take advantage of the First-time Donor's Super Credit.

It might be more worthwhile to hold off on claiming your donations until next year or even later if you plan on continuing to make donations.
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Old 03-17-2014, 09:37 PM   #78
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So how does one set up direct deposit for your tax returns?
I tried doing it on the CRA site, and when I tried to log in with my banking info, RBC was not on the list, I saw TD, Scotia, INGDirect, but not RBC...does that mean I am not eligible for direct deposit?

Also, after I file my returns any idea how long it takes for me to get my returns back via direct deposit. I don't trust Canada Post in my area as mail always goes missing, so I really would rather the refund gets direct deposited.
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Old 03-17-2014, 09:48 PM   #79
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You can add your bank info on your CRA account on the CRA website. It's the myaccount section.

Getting a cra account without using a banking institution is a pain in the ass. It might involve calling in and them mailing you your username and password. Not fun at all.
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Old 03-17-2014, 09:49 PM   #80
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So how does one set up direct deposit for your tax returns?
I tried doing it on the CRA site, and when I tried to log in with my banking info, RBC was not on the list, I saw TD, Scotia, INGDirect, but not RBC...does that mean I am not eligible for direct deposit?

Also, after I file my returns any idea how long it takes for me to get my returns back via direct deposit. I don't trust Canada Post in my area as mail always goes missing, so I really would rather the refund gets direct deposited.
hope this helps: How to start direct deposit or change your information
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Old 03-17-2014, 10:01 PM   #81
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So how does one set up direct deposit for your tax returns?
I tried doing it on the CRA site, and when I tried to log in with my banking info, RBC was not on the list, I saw TD, Scotia, INGDirect, but not RBC...does that mean I am not eligible for direct deposit?

Also, after I file my returns any idea how long it takes for me to get my returns back via direct deposit. I don't trust Canada Post in my area as mail always goes missing, so I really would rather the refund gets direct deposited.
I got money deposited into my account exactly 8 business days after I submitted my taxes with Studiotax
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Old 03-17-2014, 10:08 PM   #82
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i get around $600-700, when do these cheques come in lol
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Old 04-16-2014, 10:46 AM   #83
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I completely forgot to do my taxes two years ago. If i go ahead and do my taxes for this years on turbotax will I have an issue because I missed the year before? and can i do the year before on there as well? First time doing online taxes. I don't think i'll get a huge return so im not concerning myself with seeing a specialist.
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Old 04-16-2014, 03:47 PM   #84
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honestly i paid H&R 100 bucks
sat there fot 20 minutes with my t4 and student loan papers
i asked my questions
(i became a legal guardian this year. and contributed rrsp)
came back few days later with, direct deposit slip from my bank and legal documents of guardianship and rrsp recipt.

i ended up getting around 4k+

maybe spending the 100 ish bucks wasnt such a bad move after all, i would not have found myself that money.
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Old 04-16-2014, 03:55 PM   #85
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I would not go to H&R Block to get your taxes done
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Old 04-16-2014, 03:58 PM   #86
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Clearly it worked for him.
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Old 04-16-2014, 04:06 PM   #87
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I'm pretty sure even if he went some where else they would have gotten him a refund
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Old 04-16-2014, 04:42 PM   #88
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I completely forgot to do my taxes two years ago. If i go ahead and do my taxes for this years on turbotax will I have an issue because I missed the year before? and can i do the year before on there as well? First time doing online taxes. I don't think i'll get a huge return so im not concerning myself with seeing a specialist.
u can file ur taxes for previous years, u wont be able to netfile, however mail it in, i did for last years taxes recently (a month back, got assessment already + chq). wait till u get assessed and then do this years. just in case (save the hassle of refiling for changes etc).

if u r getting $ back, u don't need to follow deadline.....
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Old 04-16-2014, 06:10 PM   #89
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I'm pretty sure even if he went some where else they would have gotten him a refund
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yeah, i would have got a refund anywhere, but my point is they basically doubled my refund by awnsering all my questions and being very friendly. these aren't bad people and i would have no problem letting them do my taxes again.

wouldnt u be stoked to have 4k in your pocket?
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Old 04-16-2014, 06:17 PM   #90
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^I rather pay $4k in taxes than get $4K back. Government don't give out "free money". You contributed RRSP, it'll get taxed later on when you take it out.
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Old 04-16-2014, 07:56 PM   #91
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^I rather pay $4k in taxes than get $4K back. Government don't give out "free money". You contributed RRSP, it'll get taxed later on when you take it out.
It's safe to assume that if he takes out the RRSP he contributed, it'll likely be for education, a first-time homebuyers credit, or for retirement. Most people don't take it out of the account in any other case unless there's some sort of dire emergency, or the person is stupid beyond repair.

The free money thing is only helpful if you somehow thought ahead and put that money in an investment. Most people will spend whatever disposable income they happen to come across and not think twice. If I listened to that logic, I would be upset that CRA won't take repayment in the food, hockey sticks, or the other random shit that I bought with said "free loan".

Paying 4k is worse than receiving 4k in almost every situation, even when the money is yours to begin with. I would agree with you 100% if you had said "I'd rather be square with the government than get a refund", but saying you'd rather pay 4k than get 4k is pretty out there.
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Old 04-16-2014, 07:59 PM   #92
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^I rather pay $4k in taxes than get $4K back. Government don't give out "free money". You contributed RRSP, it'll get taxed later on when you take it out.
i paid almost $11,000 in tax on my paychecks over the last year. it wasnt free, i worked hard to have that money come back to me.
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Old 04-16-2014, 08:05 PM   #93
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Old 04-16-2014, 08:13 PM   #94
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Government knows that most people cant save money so they withhold taxes from your paycheque. It's better to get a tax refund than frantically come up with money to pay taxes for the majority of people. Plus it feels good getting a cheque.
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Old 04-16-2014, 08:15 PM   #95
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i paid almost $11,000 in tax on my paychecks over the last year. it wasnt free, i worked hard to have that money come back to me.
You might want to read through the thread to get a better idea of how income tax works.

If I make $50k and every single dollar is deducted from me as tax on my paychecks, just because I get back a $40k refund does not mean the tax preparer did anything good (or bad).

Competent tax preparers will calculate your tax return the exact same way. Whether H&R block was competent in doing yours, only a tax professional would know. To each their own, but generally they are not very reliable. Are you certain you weren't supposed to get back $6k instead? Or maybe they over calculated and you should only get back $2k, thus making you owe? I'm not saying you need to worry, but just pointing out that getting a cheque in the mail doesn't mean they did a good job (or bad).
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Old 04-16-2014, 11:45 PM   #96
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Personally, paying $100 when you're a student for a tax return is highway robbery considering how little work is actually involved.

(This coming from someone currently working at a CA firm)
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Old 04-17-2014, 11:29 AM   #97
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^Agree. If you have a basic understanding of how taxes work, you would know that as a student, and the only income you have is on a T4, it could be done in as little as 10 minutes. It only gets complicated when you're a salesman on commission or self-employed/ business income regarding deductions and expenses
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Old 04-17-2014, 12:39 PM   #98
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yeah, i would have got a refund anywhere, but my point is they basically doubled my refund by awnsering all my questions and being very friendly. these aren't bad people and i would have no problem letting them do my taxes again.

wouldnt u be stoked to have 4k in your pocket?
sure this year you got $4K back, what if next year you pay them $100 bucks to find out that you owe hundreds in taxes? still no problem letting them do your taxes?
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Old 04-17-2014, 03:07 PM   #99
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been 2 years now with more than 3k each year. im not complaining. its funny how no matter what forum your in on RS there is 15 people ready to jump on the guy with a diffrent opinion.
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Old 04-17-2014, 03:26 PM   #100
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I would not go to H&R Block to get your taxes done
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this, i went to H&R the last 2 years and they fucked up both times.
first time they gave me too much money back, CRA did a re evaluation and sent me a bill for 400$.

and last year i got a return, again CRA sent me a letter saying i was entitled about 100$ more

i still have to do mine for this year.. im a little gun shy after my previous experiences
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