REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Off-Topic / Current Events

Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

Reply
 
Thread Tools
Old 07-16-2014, 01:41 AM   #1
I WANT MY 10 YEARS BACK FROM RS.net!
 
Timpo's Avatar
 
Join Date: Mar 2002
Location: ...
Posts: 20,379
Thanked 4,550 Times in 1,368 Posts
BC accidents down 28%, ICBC wants to raise insurance rate by 26%

WATCH: Why are insurance rates going up when the number of crashes on provincial highways is down?

Watch Video: WATCH: Why are insurance rates going up when the number of crashes on provincial highways is down? - BC | Globalnews.ca

By Ted Chernecki Global News

Buried in Wednesday’s announcement of speed limits going up on some of British Columbia’s highways was an important statistic showing the number of serious crashes on provincial highways has decreased by 28 per cent since 2003.

ICBC rates over that same period have climbed significantly with mandatory basic coverage going up by almost 26 per cent.

That has some critics wondering why insurance rates have continued to rise.

In response, ICBC has issued a statement to Global News saying its rates are driven by the cost of claims, which are increasing every year, particularly our injury claims costs.

Meanwhile, ICBC is forecast to hand over $480 million to the provincial government as general revenue over the next three years.

“ICBC is being used as cash cow by the government,” says NDP finance critic Mike Farnworth. “We see it in budget after budget. We also see requests for rate increases each year.”

Advertisement
Timpo is offline   Reply With Quote
Old 07-16-2014, 02:23 AM   #2
I bringith the lowerballerith
 
kkthind's Avatar
 
Join Date: Feb 2013
Location: BC
Posts: 1,104
Thanked 2,669 Times in 358 Posts
Didn't they just increase the insurance rate like 7% last year?
__________________
Girl, I jus' wanna watch some Bob Ross witchu
kkthind is offline   Reply With Quote
Old 07-16-2014, 02:26 AM   #3
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,495
Thanked 1,345 Times in 379 Posts
I'm not sure if I'll still remember by the time it's Thanksgiving in 3 months. So I'll say it now.
THANK YOU Timpo, for starting a decent thread for once.
v_tec is offline   Reply With Quote
Old 07-16-2014, 02:50 AM   #4
I WANT MY 10 YEARS BACK FROM RS.net!
 
Timpo's Avatar
 
Join Date: Mar 2002
Location: ...
Posts: 20,379
Thanked 4,550 Times in 1,368 Posts
Quote:
Originally Posted by v_tec View Post
I'm not sure if I'll still remember by the time it's Thanksgiving in 3 months. So I'll say it now.
THANK YOU Timpo, for starting a decent thread for once.
I always only start decent threads...
Timpo is offline   Reply With Quote
Old 07-16-2014, 03:30 AM   #5
RS controls my life!
 
Join Date: Mar 2004
Location: D
Posts: 767
Thanked 97 Times in 52 Posts
Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.

If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers?
FS1992EG is offline   Reply With Quote
Old 07-16-2014, 04:54 AM   #6
Need to Shave n Shower, but I CANT STOP POSTING ON RS
 
Join Date: May 2005
Posts: 19,768
Thanked 6,448 Times in 1,212 Posts
Tax the lambo, r8 drivers, they drive the insurance cost up
asian_XL is offline   Reply With Quote
Old 07-16-2014, 04:56 AM   #7
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,495
Thanked 1,345 Times in 379 Posts
Quote:
Originally Posted by asian_XL View Post
Tax the lambo, r8 drivers, they drive the insurance cost up


Y u no include GTR

Spoiler!
v_tec is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 05:49 AM   #8
Rs has made me the man i am today!
 
Join Date: Dec 2007
Location: Shanghai
Posts: 3,387
Thanked 748 Times in 298 Posts
Quote:
Originally Posted by FS1992EG View Post
Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.

If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers?
hahaha good joke.
__________________
P H O T O G R A P H E R
www.jacksonzhao.com
J____ is online now   Reply With Quote
Old 07-16-2014, 06:34 AM   #9
OMGWTFBBQ is a common word I say everyday
 
Join Date: Nov 2005
Location: Vancouver
Posts: 5,146
Thanked 160 Times in 74 Posts
Think ICBC's bad?

You guys should really move over to Ontario.
__________________
Quote:
Originally Posted by Fei-Ji View Post
haha i can taste the cum in my mouth
There is a time when you have to sig a post.

It just happened.
wouwou is offline   Reply With Quote
This post FAILED by:
Old 07-16-2014, 06:51 AM   #10
Ready to be Man handled by RS!
 
dangonay's Avatar
 
Join Date: Sep 2001
Location: Burnaby
Posts: 1,798
Thanked 1,502 Times in 506 Posts
All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim. And injury claim costs are going up.

You want to blame someone? Do any of you know somebody who had a minor rear end accident, went after ICBC and got a nice payout (10's of thousands of dollars) because they had a sore neck for a couple days? People seem to think getting rear ended is like winning the lottery. Find the right doctor/lawyer and it's payday.

Soft tissue injuries (like whiplash) account for almost 50% of ICBC's total costs.

Or another way to look at it: almost 50% of your insurance premiums are going to people who make these claims.
dangonay is offline   Reply With Quote
Old 07-16-2014, 07:04 AM   #11
Rs has made me the man i am today!
 
stewie's Avatar
 
Join Date: Oct 2005
Location: burnaby
Posts: 3,091
Thanked 1,888 Times in 487 Posts
i wouldn't be surprised if certain dr's could be bought. either through family friends or just friends of friends. offer a payout to the dr., and have him go along with your reoccurring pain etc. they do it with prescription pain killers like oxycontin

time to go buy a moped....or a bicycle so i can cruise down royal oak or canada way and petition for new bike lanes.
stewie is offline   Reply With Quote
Old 07-16-2014, 12:24 PM   #12
I keep RS good
 
Ulic Qel-Droma's Avatar
 
Join Date: May 2001
Location: Cosmos
Posts: 28,361
Thanked 5,348 Times in 1,408 Posts
Quote:
Originally Posted by FS1992EG View Post
Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.

If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers?
4.61 million (Jan 1, 2014)
British Columbia, Population

lol.

3.47million bucks each person eh?

I like that idea. HAH....

edit: i need a new calculator that goes up to 9 digits.
__________________
nipples neways...wat is with those fuck'n asians! i mean you would think they've never seen a dentist in their life. are dentists really that rare over there in ricey ricey and? looks like they're star trek ferrengi rejects! fuck'n have broken glass for teeth! goddaymn! and the smell....did a rat crawl in there and shit itself then marinate in its own shit as it decayed?ewwwwwwwwww! i swear...if one of those ferrengi asian girls gave head...when u pull the dick out it looks like it went thru a meat grinder! prolly shaved off a few slices of meat! *shudder*
Greebo i t-boned some guy and killed their baby, it was funny
silvia i have a couple asian guy friends that do very well with the ladies. but guess what, they go to the gym, they dont have long hair, they dont wear orange pants, and they dont play counterstrike. its not the ethnicity that the girls dont like, its the style and personality.
450HP Supra I am about to use your eye sockets as a shoe rack for my nuts. ...something about chinks, j-bodys, I can't quite remember as I was drunk and looking for a girl to punch in the clit. Think of it as a digital urinal, and you are the mint, except, instead of actually smelling mint, you smell like mothballs, rotten kimchee and virginity. I'm about to start drinking heavily now and you better be gone before I get back or I swear to god I will break the internet over my knee and use the pieces to beat you in the deformed skull with, cock muffler.
Iceman-19 If your gf cooks and cleans, good, tell the guy to take a fucking hike. If she doesnt, fuck, that joker can have her. Lifes too short to cook your own meals and do your own laundry, thats what women are for!
http://ho316.tumblr.com

Last edited by Ulic Qel-Droma; 07-16-2014 at 02:35 PM.
Ulic Qel-Droma is offline   Reply With Quote
This post FAILED by:
Old 07-16-2014, 12:28 PM   #13
Rs has made me the woman i am today!
 
Jgresch's Avatar
 
Join Date: Mar 2010
Location: Maple Ridge
Posts: 4,430
Thanked 3,279 Times in 823 Posts
Quote:
Originally Posted by Ulic Qel-Droma View Post
4.61 million (Jan 1, 2014)
British Columbia, Population

lol.

3.47million bucks each person eh?

I like that idea. HAH....
You mean $34 each person?
__________________
Quote:
Originally Posted by LSF22 View Post
Every time I'm there I usually see Jgresch's name under "Best Lap Times"
Jgresch is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 12:38 PM   #14
Willing to sell body for a few minutes on RS
 
Manic!'s Avatar
 
Join Date: Apr 2004
Location: Nanaimo
Posts: 10,419
Thanked 3,825 Times in 1,749 Posts
Quote:
Originally Posted by asian_XL View Post
Tax the lambo, r8 drivers, they drive the insurance cost up
__________________
I don't need an amplifier I'm already big, best on any track call me the Stig - Shizzo

Dusty Nuggets Rusty Shackleford Cuntar
Manic! is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 12:55 PM   #15
RS.net, helping ugly ppl have sex since 2001
 
Gumby's Avatar
 
Join Date: Aug 2002
Location: Vancouver
Posts: 9,263
Thanked 2,318 Times in 872 Posts
Quote:
Originally Posted by asian_XL View Post
Tax the lambo, r8 drivers, they drive the insurance cost up
I think you mean BMW X5, Lexus RX, and Benz ML drivers.

And not to mention gold-coloured Corollas.
__________________
Do Not Put Aftershave on Your Balls. -604CEFIRO
Looks like I'm gonna have some hot sex again tonight...OOPS i got the 6 pack. that wont last me the night, I better go back and get the 24 pack! -Turbo E
kinda off topic but obama is a dilf - miss_crayon
Honest to fucking Christ the easiest way to get a married woman in the mood is clean the house and do the laundry.....I've been with the same girl almost 17 years, ask me how I know. - quasi
Gumby is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 12:58 PM   #16
RS has made me the bitter person i am today!
 
meme405's Avatar
 
Join Date: Feb 2013
Location: Vancouver
Posts: 4,625
Thanked 7,179 Times in 2,177 Posts
Quote:
Originally Posted by Ulic Qel-Droma View Post
4.61 million (Jan 1, 2014)
British Columbia, Population

lol.

3.47million bucks each person eh?

I like that idea. HAH....
Something doesn't add up here...

In all seriousness Dangonay hit the nail right on the head.

The number of people trying to scam the system by claiming frivolous injury claims is absolutely ridiculous.

This is what I posted in another thread (semi related to the same topic):

Quote:
I swear people seem to forget that the point of lawsuits is to get fair compensation for loss of income, or damages that you incurred. The point was never to "Strike it rich".

People seem to have this romanticized idea that they can strike it rich by suing people. This is the absolute wrong mentality, it is SUPER rare that the courts award punitive damages to someone, but people seem to think that its common place because the media only reports the rare instances where it does happen.

Same thing with the fuckers who rape insurance claims for bullshit injuries. ICBC has caught onto this one, they don't base your monetary compensation based on anything you say any longer. They now base it on the damage to the car. Their not stupid they know if you got rear ended at 20, realistically there isn't anything wrong with you.
The above was related to that frankly ridiculous thread on some dudes GF slipping on a grape and suing the store.

Like I said there your claim is supposed to compensate you for money that you actually lost due to injury. That means that if you had to stay home from work, or were stuck in bed. Other than that if your neck is a little sore and you can still go to work without problem, then you really should just suck it up.
__________________

Barney Fucking Purple FX35
Brianna - 2008 FX35 - Build Thread

Last edited by meme405; 07-16-2014 at 01:13 PM.
meme405 is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 01:01 PM   #17
Willing to sell body for a few minutes on RS
 
underscore's Avatar
 
Join Date: Apr 2007
Location: Kel-pwn-a
Posts: 11,985
Thanked 4,971 Times in 2,174 Posts
Quote:
Originally Posted by dangonay View Post
All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim.
Ding ding ding. They also seem to be more eager to write cars off now than before, but that could just be me.
__________________
1992 Toyota Celica GT-S // 1991 Toyota Celica GTFour RC FOR SALE // 2007 Jeep Grand Cherokee CRD

Quote:
Originally Posted by maksimizer View Post
half those dudes are hotter than ,my GF.
Quote:
Originally Posted by RevYouUp View Post
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
Quote:
Originally Posted by Good_KarMa View Post
OH thank god. I thought u had sex with my wife. :cry:
underscore is offline   Reply With Quote
Old 07-16-2014, 01:06 PM   #18
OMGWTFBBQ is a common word I say everyday
 
Join Date: Apr 2006
Location: Tres Ciudades
Posts: 5,413
Thanked 3,691 Times in 1,528 Posts
Quote:
Originally Posted by dangonay View Post
All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim. And injury claim costs are going up.

You want to blame someone? Do any of you know somebody who had a minor rear end accident, went after ICBC and got a nice payout (10's of thousands of dollars) because they had a sore neck for a couple days? People seem to think getting rear ended is like winning the lottery. Find the right doctor/lawyer and it's payday.

Soft tissue injuries (like whiplash) account for almost 50% of ICBC's total costs.

Or another way to look at it: almost 50% of your insurance premiums are going to people who make these claims.



This.

I remember i rear ended some dumb bitch a few years ago. It was my mom's tiny Tercel rear ending an EG civic sedan. I wouldn't even call it rear end. I just let go of the accelerator for a few seconds while reaching for something and the car rolled forward very slightly and tapped hers. We both got out, asked if either was alright, exchanged info, figured there was no damage done. Both of us filed a claim anyway. Adjuster looks at my car and hers and tells me that it doesn't look like anything happened to either cars but we'll wait and see. I find out later on that that dumb fucking cunt faced waste of life whore bitch apparently decided to lawyer up, fake injury and get a $20k+ payout. Drove my premiums pretty high. I wish there were dashcams then.
And I hope that that cunt-faced bitch developed a cocaine and heroin habit and is sucking dicks for a nickel in the DTES. Or she's dead.
6o4__boi is online now   Reply With Quote
This post thanked by:
Old 07-16-2014, 01:12 PM   #19
RS has made me the bitter person i am today!
 
meme405's Avatar
 
Join Date: Feb 2013
Location: Vancouver
Posts: 4,625
Thanked 7,179 Times in 2,177 Posts
Quote:
Originally Posted by underscore View Post
They also seem to be more eager to write cars off now than before, but that could just be me.
I think that might just be due to the fact that cars are built more like disposable razors now, then they were many years ago.

I mean back in the day when your alternator failed you would go to a specialist and he would rebuild it and toss it back in for you. Now though, every single shop will just buy a new one, and send the old one in as a core exchange.

I wanted the alternator in my truck rebuilt, and I swear it took me a month before I found some guy at like clark and venables in Van that would actually rebuild the thing...
__________________

Barney Fucking Purple FX35
Brianna - 2008 FX35 - Build Thread
meme405 is offline   Reply With Quote
This post thanked by:
Old 07-16-2014, 01:19 PM   #20
Willing to sell body for a few minutes on RS
 
underscore's Avatar
 
Join Date: Apr 2007
Location: Kel-pwn-a
Posts: 11,985
Thanked 4,971 Times in 2,174 Posts
^ potentially, although I've seen them write off an MR2 because the front and rear window were broken.

Completely off topic but I got lucky, since my alternator is apparently very uncommon I was told right away where I could go to get it rebuilt.
__________________
1992 Toyota Celica GT-S // 1991 Toyota Celica GTFour RC FOR SALE // 2007 Jeep Grand Cherokee CRD

Quote:
Originally Posted by maksimizer View Post
half those dudes are hotter than ,my GF.
Quote:
Originally Posted by RevYouUp View Post
reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z
Quote:
Originally Posted by Good_KarMa View Post
OH thank god. I thought u had sex with my wife. :cry:
underscore is offline   Reply With Quote
Old 07-16-2014, 02:23 PM   #21
I *Fwap* *Fwap* *Fwap* to RS
 
Join Date: Oct 2002
Location: vancouver
Posts: 1,548
Thanked 398 Times in 169 Posts
Quote:
Originally Posted by 6o4__boi View Post
This.

I remember i rear ended some dumb bitch a few years ago. It was my mom's tiny Tercel rear ending an EG civic sedan. I wouldn't even call it rear end. I just let go of the accelerator for a few seconds while reaching for something and the car rolled forward very slightly and tapped hers. We both got out, asked if either was alright, exchanged info, figured there was no damage done. Both of us filed a claim anyway. Adjuster looks at my car and hers and tells me that it doesn't look like anything happened to either cars but we'll wait and see. I find out later on that that dumb fucking cunt faced waste of life whore bitch apparently decided to lawyer up, fake injury and get a $20k+ payout. Drove my premiums pretty high. I wish there were dashcams then.
And I hope that that cunt-faced bitch developed a cocaine and heroin habit and is sucking dicks for a nickel in the DTES. Or she's dead.
Same thing happened to my wife, she hit someone from behind going about 5kph, put 2 little license plate marks in the guys cover, her civic hb had 0 damage. Guy gets out saying his neck blah blah blah. She phones ICBC insists they take pictures of her car. She gets no claim sheet cause she has no damage. Then she phones ICBC 4 months later to check the status of the other insured car so she can pay back the damage. He hasnt reported yet 6 months after the accident he gets his car fixed and puts in an injury claim. $432 to fix and repair his car but my wife cant pay it out because he has injury claim going. She gets served with papers about a year later from his lawyer. Has his name, address, plate number are on the papers
VR6GTI is online now   Reply With Quote
Old 07-16-2014, 02:34 PM   #22
I keep RS good
 
Ulic Qel-Droma's Avatar
 
Join Date: May 2001
Location: Cosmos
Posts: 28,361
Thanked 5,348 Times in 1,408 Posts
Quote:
Originally Posted by Jgresch View Post
You mean $34 each person?
sorry i just realised my calculator only goes up to 8 digits. hahahahahaha
__________________
nipples neways...wat is with those fuck'n asians! i mean you would think they've never seen a dentist in their life. are dentists really that rare over there in ricey ricey and? looks like they're star trek ferrengi rejects! fuck'n have broken glass for teeth! goddaymn! and the smell....did a rat crawl in there and shit itself then marinate in its own shit as it decayed?ewwwwwwwwww! i swear...if one of those ferrengi asian girls gave head...when u pull the dick out it looks like it went thru a meat grinder! prolly shaved off a few slices of meat! *shudder*
Greebo i t-boned some guy and killed their baby, it was funny
silvia i have a couple asian guy friends that do very well with the ladies. but guess what, they go to the gym, they dont have long hair, they dont wear orange pants, and they dont play counterstrike. its not the ethnicity that the girls dont like, its the style and personality.
450HP Supra I am about to use your eye sockets as a shoe rack for my nuts. ...something about chinks, j-bodys, I can't quite remember as I was drunk and looking for a girl to punch in the clit. Think of it as a digital urinal, and you are the mint, except, instead of actually smelling mint, you smell like mothballs, rotten kimchee and virginity. I'm about to start drinking heavily now and you better be gone before I get back or I swear to god I will break the internet over my knee and use the pieces to beat you in the deformed skull with, cock muffler.
Iceman-19 If your gf cooks and cleans, good, tell the guy to take a fucking hike. If she doesnt, fuck, that joker can have her. Lifes too short to cook your own meals and do your own laundry, thats what women are for!
http://ho316.tumblr.com
Ulic Qel-Droma is offline   Reply With Quote
Old 07-16-2014, 02:36 PM   #23
I WANT MY 10 YEARS BACK FROM RS.net!
 
Timpo's Avatar
 
Join Date: Mar 2002
Location: ...
Posts: 20,379
Thanked 4,550 Times in 1,368 Posts
Quote:
Originally Posted by VR6GTI View Post
Same thing happened to my wife, she hit someone from behind going about 5kph, put 2 little license plate marks in the guys cover, her civic hb had 0 damage. Guy gets out saying his neck blah blah blah. She phones ICBC insists they take pictures of her car. She gets no claim sheet cause she has no damage. Then she phones ICBC 4 months later to check the status of the other insured car so she can pay back the damage. He hasnt reported yet 6 months after the accident he gets his car fixed and puts in an injury claim. $432 to fix and repair his car but my wife cant pay it out because he has injury claim going. She gets served with papers about a year later from his lawyer. Has his name, address, plate number are on the papers
why would his lawyer send papers to her instead of ICBC?
Timpo is offline   Reply With Quote
Old 07-16-2014, 03:45 PM   #24
I *Fwap* *Fwap* *Fwap* to RS
 
Join Date: Oct 2002
Location: vancouver
Posts: 1,548
Thanked 398 Times in 169 Posts
Quote:
Originally Posted by Timpo View Post
why would his lawyer send papers to her instead of ICBC?
Because the insured is not suing ICBC they are suing my wife.
VR6GTI is online now   Reply With Quote
Old 07-16-2014, 04:01 PM   #25
In RS I Trust
 
murd0c's Avatar
 
Join Date: Mar 2003
Location: Mission
Posts: 19,613
Thanked 16,830 Times in 3,952 Posts
Quote:
Originally Posted by VR6GTI View Post
Because the insured is not suing ICBC they are suing my wife.
I thought they can't sue your wife directly since she is covered by ICBC or the insurance company you guys are using?
murd0c is online now   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 10:51 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net