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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 12-02-2015, 09:02 PM   #51
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My 2002 civic went from $110 a month to $126 a month, almost a 15% increase. Seems like ICBC is screwing everyone. I thought they had to get it approved before a board or something before they can do a rate increase?
Currently seeking a 5.5% increase for next year, don't think there was one last year.

But you have to remember that, one, that's an AVERAGE increase to the BASE rate, and two, there's a lot more to individual premiums than just the base rate. Optional coverages like comprehensive, collision, etc. can change based on changing risk factors from year to year.
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Old 12-04-2015, 06:53 AM   #52
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Is ICBC trying to recover the difference by shifting the insurance cost to more expensive cars? I am just not buying there were suddenly more accidents and thefts with MB to justify a 30% increase in a year.
Think about who purchases these expensive cars such as MBs and Audis. Who can afford these cars? I'll give you a hint, lots of them drive in Richmond. That should also give you a hint of their driving skills.
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Old 12-04-2015, 08:17 AM   #53
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BCUC regulates ICBC insurance premium.
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