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Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n

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Old 05-13-2021, 07:45 PM   #951
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excuse the daily hive link

https://dailyhive.com/vancouver/icbc...UqQblotOo9-OhI

here we go. this is a totally separate refund (i think) from the pandemic monies doled out already

amounts will depend on when you renew.

EDIT: the online estimator will show you your refund amounts - got $800 bucks coming back, which is nice
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Old 05-14-2021, 09:06 AM   #952
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You are correct, they are different. I checked last night at ICBC.com

My Covid (2020) rebate was $220 for one vehicle; the 2021 rebate is estimated $440, with my renewal up in December. Insurance next is projected to be significantly cheaper as well.

This is just my opinion, but if the injury lawyers are taking out radio ads saying the new ICBC scheme is a terrible idea, it's likely a brilliant idea.
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Old 05-15-2021, 06:14 PM   #953
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You are correct, they are different. I checked last night at ICBC.com

My Covid (2020) rebate was $220 for one vehicle; the 2021 rebate is estimated $440, with my renewal up in December. Insurance next is projected to be significantly cheaper as well.

This is just my opinion, but if the injury lawyers are taking out radio ads saying the new ICBC scheme is a terrible idea, it's likely a brilliant idea.
I agree. Hopefully the coverages and help will be appropriate in case you need it, but if bloodsucking lawyers are mad and the scammers can't suck 50k's for a 10km/h fender bender claiming excruciating whiplash, for now it's a win.
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Old 05-16-2021, 08:39 AM   #954
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I agree. Hopefully the coverages and help will be appropriate in case you need it, but if bloodsucking lawyers are mad and the scammers can't suck 50k's for a 10km/h fender bender claiming excruciating whiplash, for now it's a win.
No kidding, I'm sure some people get caught in the system both ways... but makes me think of a coworker I had a few years back, she literally had a pick-up truck back up into her at a drive through, yes the person lost control and the back tire of that truck drove up on her hood, but we are not talking a substantial impact, its a damn drive through???

Using that "accident" she managed to stay off of work for 1.5 years and when it all got settled she took medical retirement (!!!!!) because her lawyer was able to prove she couldn't work anymore in an office.

What did she do after? Took her payout and bought a big boat and a hunting lodge in the interior that she now runs. Couldn't work in an office, but can run an entire hunting lodge? Makes sense.

So happy to see that type of shit shutdown... but I do feel for the people who are honestly suffering immensely from injuries they've sustained at someone else's fault.
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Old 05-17-2021, 10:29 AM   #955
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Insurance payouts are the only way anyone young person is buying a house in Van. That dream is now dashed.
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Old 05-17-2021, 09:16 PM   #956
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They could always crowdfund or onlyfans it
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Old 05-19-2021, 03:18 PM   #957
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Damn rates really did go down significantly. Last rate quote (Feb) was $4K for the 97 M3.

Today:

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2 mil, 500 comp, $1730 ($147)

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Old 05-19-2021, 07:26 PM   #958
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Is the no fault insurance here as strict as Quebec? Where if you get hit a bus and die your life is worth $65K.
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Old 05-21-2021, 02:46 PM   #959
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with no fault, rates should be approximately 80% lower in exchange for what we lose out on. So the rebates and new rates still aren't as low as they should be.

But if you get in an accident, you're pretty much screwed if you have legitimate injuries - https://www.nsnews.com/local-news/ru...-model-3795192

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To do that, the no-fault system means most crashes don’t go to court in order to hash out costly lawsuits; instead, ICBC directly pays victims money, reimbursing them for the cost of rehabilitation and lost income.

Of the $1.5 billion ICBC said it will save annually under the new system, most of the money is earmarked to go towards boosting benefits to crash victims with the intention to lead to improvements in access to everything from massage therapy, personal care assistants and payments for lost wages.

But as Shepherd slowly recovers from his accident, he said he’s finding situations where those promises aren’t adding up.

From what he understands so far, he said he may be out of pocket for portion of medical costs like that of seeing a concussion specialist.

“I don’t see how I have to be out of pocket when someone jumps the curb and runs me over,” he said. “If there was a cash settlement on the side, out of that I could make up the shortcomings of all these things on the side.”
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Old 05-22-2021, 08:18 AM   #960
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Is the no fault insurance here as strict as Quebec? Where if you get hit a bus and die your life is worth $65K.
My life insurance at my work has me valued at around 7k. lol
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Old 05-22-2021, 10:20 AM   #961
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My life insurance at my work has me valued at around 7k. lol
Thought most life policies would provide atleast 1X Salary... unless your annual salary is 7k
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Old 05-22-2021, 11:02 AM   #962
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Thought most life policies would provide atleast 1X Salary... unless your annual salary is 7k
Some do a flat $25,000 or $50,000, depending on the industry.

7K is very low though, maybe he's over 65?
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Old 05-22-2021, 01:39 PM   #963
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The policy I have through work is something low like that too, I have a big personal one to cover the mortgage requirements so I don't need stupid mortgage insurance though.
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Old 06-02-2021, 01:00 PM   #964
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Finally got adjusted when it came out yesterday. Old monthly ~$220, new monthly ~$148
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Old 06-02-2021, 01:14 PM   #965
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Lol I got a cheque from ICBC a week or so ago, and I had already gotten my Covid rebate, so I was like sweet, this must be the new policy rebate!

I opened it up, and it's.....$18. So I'm pretty wtf. Read the letter, and apparently at some point in time in the past they overcharged me for my plate, and are refunding it now. New policy rebate is to come later.

I donno, maybe they're finally getting their shit together.
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Old 06-02-2021, 02:02 PM   #966
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I received a letter from ICBC last week (or maybe even earlier) saying that they'll issue the policy rebate electronically to the same account that was used to pay for the auto insurance. As I paid for it in a single lump sum using my credit card, I have been expecting the reimbursement ever since.

But so far, still no dice.
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Old 06-02-2021, 02:11 PM   #967
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I got a refund directly to my credit card last week. Paid it in a lump sum last September.
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Old 06-02-2021, 02:35 PM   #968
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I got a refund yesterday for like $240, just paid full year in April
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Old 06-02-2021, 03:07 PM   #969
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I’m getting refunded $223 on credit card for an Oct - Oct policy.
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Old 06-04-2021, 10:20 AM   #970
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I pay mine monthly on the 3rd of each month for both of my cars and saw $178 savings.
Now paying $379.07 for both my cars instead of $557.

I'll take that as a win.
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Old 06-04-2021, 10:25 AM   #971
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You were able to go on ICBC's website and enter direct deposit information if you didn't want it on credit card, did all that a few months ago but I guess they were like get fucked and sent the money to my credit card anyway. I got a $415 refund, I had renewed and paid in full in January.
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Old 06-05-2021, 12:39 PM   #972
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Got $270ish back with 2 cars. Not sure if it's been discussed on here but apparently if you don't get collision coverage, hit and runs are no longer covered under the new policy and there's a new hit and run coverage that has a $750 deduct. It was only about $2 a month extra on my truck though.
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Old 06-05-2021, 12:45 PM   #973
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Wasn't hit and run under comprehensive coverage?
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Old 06-05-2021, 02:18 PM   #974
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I think Hit and Run was covered under Collision if you purchased it. If you didn’t have collision, it was covered under basic but with $700 or $750 deductible. I think under the new program, if you didn’t purchase collision, it’s not covered under basic anymore and there’s a stand-alone policy for it.
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Old 06-05-2021, 03:32 PM   #975
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I got $17 because my policy renewal is on the 6th of May. So that was for six days haha
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