Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n | | |
06-15-2021, 02:58 PM
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#1001 | I don't get it
Join Date: May 2011 Location: van
Posts: 413
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Originally Posted by J.C Anyone get their 2nd rebate via credit card yet? | saw my refund on my credit card statement yesterday
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06-16-2021, 12:12 PM
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#1002 | HELP ME PLS!!!
Join Date: Nov 2005 Location: vancouver
Posts: 5,987
Thanked 1,379 Times in 478 Posts
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got a cheque for it in the mail just recently
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07-01-2021, 12:23 PM
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#1003 | in the butt
Join Date: Aug 2016
Posts: 2,625
Thanked 3,219 Times in 1,182 Posts
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Hory shiet
Just renewed, 2100$ last year
1200$ this year
Basic + 2 mil
Added fire theft vand for 82$
__________________ Quote: Originally Posted by Mr.Money i hate people who sound like they smoke meth then pretend like they matter.
Originally Posted by ilovebacon
Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?
Originally Posted by Badhobz
I saw some bimbo live streaming her coffee order while standing in line. I wanted to slap the phone out of her hand and throw her into the bean grinder | |
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07-01-2021, 01:48 PM
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#1004 | Rs has made me the woman i am today!
Join Date: Apr 2013 Location: revscene
Posts: 4,044
Thanked 4,530 Times in 1,518 Posts
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Originally Posted by donk. Hory shiet
Just renewed, 2100$ last year
1200$ this year
Basic + 2 mil
Added fire theft vand for 82$ | Vand = hit & run?
They forcede to buy collision for hit & run smh
Sent from my SM-G781W using Tapatalk
__________________
|| 18 FK8 | R-18692 | Rallye Red | 6 MT ||
|| SOLD 97 E36 M3 Sedan | Arctic Silver | 5MT ||
|| RIP 02 E46 330ci | Schwartz Black II | 5MT | M-Tech II | Black Cube | Shadowline | Stoff Laser/Anthrazit ||
|| RIP 02 E46 M3 | Carbon Black | 6MT ||
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07-01-2021, 02:21 PM
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#1005 | I *heart* Revscene.net very Muchie
Join Date: Apr 2014 Location: Van
Posts: 3,937
Thanked 1,725 Times in 893 Posts
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I just picked up a car around $1400 for a year, 2 mill, $300 deductable. Maybe I can afford multiple insurance again
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07-09-2021, 01:48 PM
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#1006 | Revscene.net has a homepage?!
Join Date: Jun 2003 Location: Vancouver
Posts: 1,281
Thanked 369 Times in 158 Posts
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I just renewed my 04 Silverado 2500HD. $1104 with $2mil liability, $500 collision and $300 comp deductibles. It's about $500 cheaper.
The third party liability and the base both decreased about $200. The $2mil 3rd party liability is just $42 now. I guess if they are paying out less in injuries there's no need to collect all the excess money.
On the other had an agent once told me if I had third party liability on one car I didn't need on my other cars. No agent had confirmed this since then.
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07-22-2023, 10:09 PM
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#1007 | I contribute to threads in the offtopic forum
Join Date: Sep 2004 Location: Canada
Posts: 2,757
Thanked 1,191 Times in 481 Posts
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Bumping this thread back up since I renewed a few cars with the new discount for driving very little. The cars varied from 7,000 kms to 1,000 kms of usage the past year. All were less than $50 savings from the estimated price that came in the reminder mail. Not even 5% discount for low km.
What kind of discounts are you seeing?
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07-23-2023, 07:00 AM
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#1008 | Revscene.net has a homepage?!
Join Date: Jun 2003 Location: Vancouver
Posts: 1,281
Thanked 369 Times in 158 Posts
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Overall I'm paying less, probably because I finally decided to pass on extended coverages on some of my cars.
I run full coverage on my HB but I only insure for half a year. The truck and bike also only get short term insurance. Collector plate insurance went up, but I don't do a year anymore instead pay the short term surcharge.
The low kms discount wouldn't work for me, cheaper to do short term than have it parked and insured for the other half of the year.
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07-23-2023, 09:46 AM
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#1009 | I *heart* Revscene.net very Muchie
Join Date: Apr 2014 Location: Van
Posts: 3,937
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^^ I thought you have to collector the whole year, or every time you try to reinsure you have to apply again?
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07-23-2023, 05:06 PM
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#1010 | Need my Daily Fix of RS
Join Date: Jul 2009 Location: Vancouver, BC
Posts: 261
Thanked 196 Times in 78 Posts
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You can buy short term insurance with collectors plates. I did 3 months this year while listing the car for sale. You can also let it expire and renew ext year without reapplying as long as the owner doesn't change.
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08-04-2023, 12:44 PM
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#1011 | RS.net, helping ugly ppl have sex since 2001
Join Date: Jan 2005 Location: Vancouver
Posts: 9,443
Thanked 3,502 Times in 1,160 Posts
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Got my renewal notice for my Model 3
2 million liability
1000 collision
300 comprehensive
Going from $2400 to $2800
Basically the same rates before the no fault clause kicked in
__________________ Quote:
Originally Posted by The_AK Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid | Quote:
Originally Posted by RX_Renesis wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago. | Quote:
Originally Posted by nns I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo. | |
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08-04-2023, 12:52 PM
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#1012 | I contribute to threads in the offtopic forum
Join Date: Sep 2004 Location: Canada
Posts: 2,757
Thanked 1,191 Times in 481 Posts
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Wow, that's double what any of mine and family cars are.
Any changes since last year like accidents? points? loss of mileage discounts?
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08-04-2023, 01:25 PM
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#1013 | Rs has made me the woman i am today!
Join Date: Jan 2012 Location: PENIS
Posts: 4,188
Thanked 4,066 Times in 1,252 Posts
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Originally Posted by SSM_DC5 Wow, that's double what any of mine and family cars are.
Any changes since last year like accidents? points? loss of mileage discounts? | TESLAS
__________________ There's a phallic symbol infront of my car Quote:
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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08-04-2023, 01:39 PM
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#1014 | Hypa owned my ass at least once
Join Date: Aug 2007 Location: Paradise, BC
Posts: 6,574
Thanked 6,295 Times in 2,509 Posts
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Originally Posted by TypeRNammer Got my renewal notice for my Model 3
2 million liability
1000 collision
300 comprehensive
Going from $2400 to $2800
Basically the same rates before the no fault clause kicked in | Damn... I've been trying to lowkey brainwash my wife into thinking that we should consider replacing her 10+ yrs old Japanese SUV with a TM3 or TMY a few years down the road. But $2800 for insurance is ~$1500+ more expensive than what we are paying right now, and $1500+ can buy a LOT of gas, not to mention the upfront cost of the EV...
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08-04-2023, 02:53 PM
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#1015 | Performance Moderator
Join Date: Jun 2001 Location: Richmond
Posts: 15,336
Thanked 15,420 Times in 5,101 Posts
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2003 Celica GT-S renewal showed up... was $1,400 or so last year
This renewal:
Basic = $957
$500 collision = $136
1 mill liability = $25
License fee = $53
Total is $1,171
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08-04-2023, 03:05 PM
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#1016 | RS.net, helping ugly ppl have sex since 2001
Join Date: Jan 2005 Location: Vancouver
Posts: 9,443
Thanked 3,502 Times in 1,160 Posts
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Originally Posted by SSM_DC5 Wow, that's double what any of mine and family cars are.
Any changes since last year like accidents? points? loss of mileage discounts? | No changes in terms of discounts or at fault accidents
Only factor would be location, which would be east van Quote:
Originally Posted by yray TESLAS | This
__________________ Quote:
Originally Posted by The_AK Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid | Quote:
Originally Posted by RX_Renesis wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago. | Quote:
Originally Posted by nns I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo. | |
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08-04-2023, 08:23 PM
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#1017 | RS has made me the bitter person i am today!
Join Date: Dec 2002 Location: YVR/TPE
Posts: 4,596
Thanked 2,746 Times in 1,179 Posts
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Originally Posted by TypeRNammer No changes in terms of discounts or at fault accidents
Only factor would be location, which would be east van
This | I think it's more to do as well with where you live.
My Model 3, I have the full discount, drive for work over 15km, 500 deductible on both basic/comp and I pay about 2100 a year.
My Model X, with the same everything but for pleasure drive instead is just under 2000.
If I have to say, it's either on par or cheaper than what I used to pay for my minivan.
All with BCAA if that makes any difference.
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08-04-2023, 08:52 PM
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#1018 | I don't get it
Join Date: Jun 2015
Posts: 405
Thanked 453 Times in 138 Posts
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What's the point of 3rd party when we have no fault.
They best the agent could come up with is if I hit the gas instead of the brake and plowed into a store....
So... why have millions in 3rd party?
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Current: G87 M2, Lotus Exige S, 4Runner
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08-04-2023, 10:53 PM
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#1019 | I *heart* Revscene.net very Muchie
Join Date: Apr 2014 Location: Van
Posts: 3,937
Thanked 1,725 Times in 893 Posts
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I wonder this too, even if you run someone over they can't sue so what's the point unless you crashed into a Bugatti |
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08-04-2023, 11:38 PM
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#1020 | RS has made me the bitter person i am today!
Join Date: Dec 2002 Location: YVR/TPE
Posts: 4,596
Thanked 2,746 Times in 1,179 Posts
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The idea is to cover damage beyond just car repairs. Say if you wreck a building, that can be a million dollar project. If someone got hit and is paralyzed/disabled for life, it's a multi-million compensation to cover all the care and lost wages.
And of course, as JDM mentioned, you crash into one of those hypercars.
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08-05-2023, 08:05 AM
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#1021 | I subscribe to the Fight Club ONLY
Join Date: Oct 2016 Location: Ricemond
Posts: 7,439
Thanked 8,667 Times in 3,115 Posts
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im still not sure how this 3rd party liability works after the changes.
So if youre not at fault (unless you were criminally charged) then you cant be personally sued. If you cant be personally sued, then wtf is the 3rd party covering?
Even if you smashed into a bugatti, you arent on the hook for its repairs right? since youre not at fault.
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08-05-2023, 09:44 AM
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#1022 | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,265
Thanked 8,911 Times in 3,872 Posts
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Hehe is right. Per ICBC https://www.icbc.com/insurance/produ...liability.aspx Quote:
Extended Third Party Liability coverage
If you're responsible for a crash, it could cost more than you think. Third Party Liability insurance protects you from the financial risk of an at-fault crash.
Your Basic Autoplan includes up to $200,000 in Third Party Liability coverage. But the costs of a crash could be much higher – and you could be responsible for the difference.
How does Extended Third Party Liability coverage help you?
Extended Third Party Liability protects you from having to pay costs that go above your Basic Autoplan limit.
Under Enhanced Care your financial risk for an at-fault crash is reduced. If you’re responsible, the other driver’s insurance covers the cost of their vehicle repairs. Additionally, Enhanced Accident Benefits will take care of anyone injured in an accident, regardless of who is responsible. That means for most crashes, it’s less likely that you’ll be sued if you’re responsible.
However, Third Party Liability is still important in certain circumstances (e.g. non-vehicle property damage or driving out of province). Third Party Liability coverage also protects you in situations where the law permits the other driver to sue.
Extending your Third Party Liability can give you additional peace of mind. You can increase your coverage to a limit of $5 million.
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__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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08-05-2023, 11:27 AM
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#1023 | I subscribe to the Fight Club ONLY
Join Date: Oct 2016 Location: Ricemond
Posts: 7,439
Thanked 8,667 Times in 3,115 Posts
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So if my wife’s birkin is damaged in a car accident can I claim monies ?!?
All the while I only get some lousy Chiro and physio.
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08-05-2023, 07:36 PM
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#1024 | RS has made me the bitter person i am today!
Join Date: Dec 2002 Location: YVR/TPE
Posts: 4,596
Thanked 2,746 Times in 1,179 Posts
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Originally Posted by Badhobz So if my wife’s birkin is damaged in a car accident can I claim monies ?!?
All the while I only get some lousy Chiro and physio. | Technically yes. If you feel the offer by ICBC is not fair, I'd suggest either get some help from a lawyer or gather all the hard evidences (receipt for bags, costs to replace/do x things because of the accident) and that should get them to adjust the offer at least.
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08-05-2023, 08:40 PM
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#1025 | I subscribe to the Fight Club ONLY
Join Date: Oct 2016 Location: Ricemond
Posts: 7,439
Thanked 8,667 Times in 3,115 Posts
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That’s insane. So they’ll replace material goods but not my potential future loss of income or wages ?! This new system is horseshit
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