But doesn't that 3k on interest have to cover the equity spread between 30k and 27k? Because the lessee only paid the principal down to 30k. So then BMW FS just breaks even. Not to mention the opportunity cost of loaning that 3k... it cost them something too, to tie up those funds.

Wouldn't they rather profit 3k on interest, by financing the car to someone who owes the entire value of the car?!

In either case they could pocket the 1k in avoided supply chain penalties.

Shit's crazy, I don't get it. What I do get, is that I should be leasing from now on... and then after returning it, go buy the car as a CPO for a few thousand dollars of discount lol.

edit: oh even better: can you avoid all the interest owed on a lease, if you just immediately pay all your payments in a lump sum? and then you don't even pay any interest!! Just pocket the difference by buying the CPO from the dealership for a $3k discount!

Instead of financing you for 6 years, if they give you 3x2 year leases they get to sell 3 cars that are probs more expensive than one you would’ve financed - and they pad their sales numbers and value of the whole company.

The 3 CPO cars they finance are just cherry on the cake.

Also yes you can do a one pay lease - great way to reduce ur business tax.

Some finance arms also need cash flow, ZDX were leasing ~5k one pay for 24 months, 7.5k miles.
The monthly was ~100 or so higher without the one pay incentive.

So is fl5 under $40000 yet, or should I just get a fd2, fn2

You can search just as well as anyone else!

what car do you have again!?

just get a miata!!!! i keep telling everyone, but its literally the best performance deal out there. You get a nice top down experience, a small chuckable car thats cheap on gas, cheap on insurance and cheap on consumables. The only other car that fits that category is the GR86/BRZ. Or you can pay like 70k more to upsize to pig nose M3 but thats a lot of money to shave off a few seconds 0-60. If you wanted purely speed just pickup a used EV to go fast in a straight line.

@JDM how's your back? And do you have anything to live for? If not, how about a sport bike? Way cheaper and way faster than a miata. It's even top-down by default!

KEKW probably not KEKW

ima be real - i made the s2k work but the mx-5 is inconveniently small.

- passenger seat too small because my left foot is blocked by the footwell subwoofer.
- can't fit medium checked suitcase (s2k does carry-on AND 26")
- can't fit a bag of dogfood nor toilet paper from costco

girl i saw bought one and we usually took the s2k cuz it was acceptably more practical for her, the small dog, and i.

https://i.imgur.com/4Cs6t8b.jpeg

You forgot your favourite manufacturer: PORSCHE :troll:

Boxster for the top down experience. Cayman for the driving experience. And 911 for the... well, full on Porsche experience.

The frunk is honestly huge. Not golf bag huge, but good enough for a medium size suitcase, I think?

And I'm gonna say the p-cars are better than the blue Ratoulla. :troll:

oooooooof RIP Traum

im not going to dignify that with a response. HUMPH! :accepted: