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Old 10-28-2025, 12:14 PM   #37126
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Not really, they just shot themselves in the foot by banning foreign buyers even though it wasn't much + letting in the poor.

I would do variable, I don't see this easing cycle being done anytime soon, I'm damn sure unemployment is still going up, will go up in the US, Amazon cutting 30000 management, not delivery drivers, the middle upper class will take a big hit.

There's still no visible upside for Canada yet. Trade war has 3 more years to go since Americans can't aim
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Old 10-28-2025, 10:21 PM   #37127
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I had a discussion with my biggest client today. I told him that I simply didn't have more time to do the research that I have been doing for him given my other endeavours and I was ending our decade long relationship and referred him to some of the CRE consultants that I thought were decent.

He then asked me if it's possible to write him a note or e-book kinda thing on what I do on the researches on finding real estate deals and how I work in general for him to keep. Since he believes I'm the best at what I do as I was able to organize all the complicated stuff into a way that he could understand it.

It got me thinking, would you guys be interested in something like this if I were to write it into an e-book and sell it for some money? I figure if I could write something that's RSers could understand, I could sell it to anyone.

Of course I'm not looking to sell to you cheap fuckers... but basically post my general ideas here, see if it makes sense to you guys and then expand it in my book.
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Old Yesterday, 01:42 AM   #37128
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Nah.
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Old Yesterday, 05:19 AM   #37129
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Someone, please give this guy an award.
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Old Yesterday, 06:38 AM   #37130
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Nah.
Ok
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Old Yesterday, 06:51 AM   #37131
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The worlds first 2980000 page book.
“In conclusion, have parents that can provide a safety net and you too can be wealthy through investing”
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Westopher is correct.
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seems like you got a dick up your ass well..get that checked
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Well.. I’d hate to be the first to say it, but Westopher is correct.
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Old Yesterday, 08:00 AM   #37132
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The worlds first 2980000 page book.
“In conclusion, have parents that can provide a safety net and you too can be wealthy through investing”
Nah. I’ve seen trust fund kids with 100k monthly allowance or 8 figure inheritance and yet they don’t know jack about investment and either blew away their inheritance in a matter of years, not even decade.

Sure, they don’t live a bad lifestyle, but to be at next level, you need the right process and discipline.

Yes, windfalls help. There’s no denying about it. But a right method doesn’t require that. If anything, one just amplify their ability to make money.

It took my parents 30+ years to reach 7 figure yearly income, I did it without their money in less than half of the time. I thank my parents to show me the proper way. But I wouldn’t do what they did. Where they expect us to make our own fortune. I expect my kids to use my resources to reach level that I would never be able to reach. I’m already a millionaire and if projection holds, a deci-millionaire in my lifetime. Why bother raising another millionaire? I want them to become a centi millionaire using my resources. Anything less, I’d have failed.
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Old Yesterday, 08:02 AM   #37133
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Nah.
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Old Yesterday, 08:19 AM   #37134
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the man just can't stop
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Old Yesterday, 08:33 AM   #37135
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Nah. I’ve seen trust fund kids with 100k monthly allowance or 8 figure inheritance and yet they don’t know jack about investment and either blew away their inheritance in a matter of years, not even decade.

Sure, they don’t live a bad lifestyle, but to be at next level, you need the right process and discipline.

Yes, windfalls help. There’s no denying about it. But a right method doesn’t require that. If anything, one just amplify their ability to make money.

It took my parents 30+ years to reach 7 figure yearly income, I did it without their money in less than half of the time. I thank my parents to show me the proper way. But I wouldn’t do what they did. Where they expect us to make our own fortune. I expect my kids to use my resources to reach level that I would never be able to reach. I’m already a millionaire and if projection holds, a deci-millionaire in my lifetime. Why bother raising another millionaire? I want them to become a centi millionaire using my resources. Anything less, I’d have failed.
I’m on the path to leave my daughter enough money so that she will be able to have a decent life with whatever career path she chooses, whether it’s an artist or a brain surgeon.
As long as she’s happy, I haven’t failed as a parent. Consider adjusting your goals.
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Westopher is correct.
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seems like you got a dick up your ass well..get that checked
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Well.. I’d hate to be the first to say it, but Westopher is correct.
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Old Yesterday, 08:46 AM   #37136
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I’m already a millionaire and if projection holds, a deci-millionaire in my lifetime. Why bother raising another millionaire? I want them to become a centi millionaire using my resources. Anything less, I’d have failed.
Everyone in Vancouver that wholly owns their home is probably a millionaire. When I finally pay off my mortgage by 65, I should be a multi-millionaire too~! (2 is still more than 1, dammit!)
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The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid.
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Old Yesterday, 08:57 AM   #37137
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Everyone in Vancouver that wholly owns their home is probably a millionaire. When I finally pay off my mortgage by 65, I should be a multi-millionaire too~! (2 is still more than 1, dammit!)
But the sad part is that for most, their home is their greatest asset. That is a problem in my opinion.

The residence served no other purpose than a forced saving account and shelter.

Worse, many, specially in Canada went into the housing market with the belief that housing market would just keep going up. This is not true. In the very long term, housing just keeps up with inflation. If your house is your largest asset, I'd suggest to take a second look at your finances.
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Old Yesterday, 09:07 AM   #37138
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If your kids become centi-millionaires it'll be because currency has debased so much in their lifetimes that $100 = $1. Pray they don't live to see that.
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Old Yesterday, 09:19 AM   #37139
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If your kids become centi-millionaires it'll be because currency has debased so much in their lifetimes that $100 = $1. Pray they don't live to see that.
The idea is that they can become what a centi-millionaire is today when they grow up. Number is just a number.
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Old Yesterday, 09:19 AM   #37140
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But the sad part is that for most, their home is their greatest asset. That is a problem in my opinion.

The residence served no other purpose than a forced saving account and shelter.

Worse, many, specially in Canada went into the housing market with the belief that housing market would just keep going up. This is not true. In the very long term, housing just keeps up with inflation. If your house is your largest asset, I'd suggest to take a second look at your finances.
What do you suggest to the average first-time homeowner with limited cashflow, but saved enough for a down payment and a budget that supports their mortgage and everyday expenses with no windfall from their parents in the current market?
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Old Yesterday, 09:23 AM   #37141
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^ No you fool! dont encourage him!
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Old Yesterday, 09:28 AM   #37142
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I had a discussion with my biggest client today. I told him that I simply didn't have more time to do the research that I have been doing for him given my other endeavours and I was ending our decade long relationship and referred him to some of the CRE consultants that I thought were decent.

He then asked me if it's possible to write him a note or e-book kinda thing on what I do on the researches on finding real estate deals and how I work in general for him to keep. Since he believes I'm the best at what I do as I was able to organize all the complicated stuff into a way that he could understand it.

It got me thinking, would you guys be interested in something like this if I were to write it into an e-book and sell it for some money? I figure if I could write something that's RSers could understand, I could sell it to anyone.

Of course I'm not looking to sell to you cheap fuckers... but basically post my general ideas here, see if it makes sense to you guys and then expand it in my book.
Doesn't hurt. You also gotta have people edit. Someone wrote a book about her endeavors and gave me a copy to read thru. I gave her some blunt critique cause I promised her candid feedback. Turns out the copy was final version and it was totally crap. Felt bad the book sucked but hey, it's a self published book and who am I to judge.
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Old Yesterday, 09:35 AM   #37143
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Hehe should collab with Jason and write a book together
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Old Yesterday, 09:35 AM   #37144
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But the sad part is that for most, their home is their greatest asset. That is a problem in my opinion.

The residence served no other purpose than a forced saving account and shelter.

Worse, many, specially in Canada went into the housing market with the belief that housing market would just keep going up. This is not true. In the very long term, housing just keeps up with inflation. If your house is your largest asset, I'd suggest to take a second look at your finances.
From a 'normal' person / couple with steady income, I would say housing is the safest.

IF he/she has extra cash then sure... RRSP? RESP? Pay down mortage? Genuinely want to know what options are available.
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Old Yesterday, 09:46 AM   #37145
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Hehe should collab with Jason and write a book together
I can see the book exploding in popularity as a New York Times Best Seller and Oprah throwing the book at everyone.

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I used to date this crazy cbc bitch in college.

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Dedication page: "DLLMGCH Hehe."
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Old Yesterday, 09:48 AM   #37146
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From a 'normal' person / couple with steady income, I would say housing is the safest.

IF he/she has extra cash then sure... RRSP? RESP? Pay down mortage? Genuinely want to know what options are available.
I think it's been established here that members here on this forum have a minimum annual income of $250K+.

If you aren't at Hehe's level by now, you fucked up. (Myself included.)
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Old Yesterday, 09:49 AM   #37147
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Of course I'm not looking to sell to you cheap fuckers... but basically post my general ideas here, see if it makes sense to you guys and then expand it in my book.
I'd be interested in your ideas.. but you're gonna get a (an already) tough audience here lol
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Old Yesterday, 09:49 AM   #37148
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Oh, look. It's our resident chief economist.
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I used to date this crazy cbc bitch in college.

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Old Yesterday, 09:53 AM   #37149
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The reality is, anyone who started making money 20 years ago, their path to success is borderline irrelevant at best.
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Westopher is correct.
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seems like you got a dick up your ass well..get that checked
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Old Yesterday, 10:06 AM   #37150
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Hehe book:
Chapter 1: born from a rich vagina
Chapter 2: never stop talkkkg about rich vagina
The end.
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