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08-21-2025, 09:30 PM
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#6476 | | I WANT MY 10 YEARS BACK FROM RS.net!
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what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings
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08-21-2025, 09:55 PM
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#6477 | | I answer every Emotion with an emoticon
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I am actually not that surprised -- the RX 350h is a $66k vehicle, and the RX 500h is a $85.6k vehicle. Hybrid components are not cheap to fix. So while $2800 certainly seems a bit high, it doesn't seem excessively so.
With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years... 
(and enjoy it's $1400-ish / yr insurance) Quote:
Originally Posted by twitchyzero  what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings |
__________________ Quote:
Originally Posted by westopher The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid. | | |
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08-21-2025, 10:47 PM
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#6478 | | RS Veteran
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Originally Posted by Traum With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years...
(and enjoy it's $1400-ish / yr insurance) | Are you daily driving a Mazda 2? If so, I have questions for you. 
__________________ Quote:
Originally Posted by Jason00S2000 First, you have to be brave enough to endure the clap-back from rubes such as yourself | | |
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08-21-2025, 10:57 PM
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#6479 | | To me, there is the Internet and there is RS
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Originally Posted by bcrdukes I think we have to take our accountant hats off and reframe how Toyota approached the LFA. I don't think they were out to make money from it. | Maybe not directly, but it's great for marketing, and that's a way better way to spend money than making a shitty TV commercial or whatever.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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08-21-2025, 11:09 PM
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#6480 | | I answer every Emotion with an emoticon
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Originally Posted by bcrdukes Are you daily driving a Mazda 2? If so, I have questions for you. | Shoot away -- here in the forum, or via DM. I'll answer them at best I can.
__________________ Quote:
Originally Posted by westopher The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid. | | |
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Yesterday, 12:41 PM
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#6481 | | OMGWTFBBQ is a common word I say everyday
Join Date: Mar 2006 Location: Vancouver
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| Quote:
Originally Posted by twitchyzero what are some EV's that has comparable ins premiums to gas counterparts?
i was just reading some people with ~20 year clean record was paying $2800/y for new RX hybrid? hot damn
the much higher premiums wipe out a massive chunk of the gas savings | Our X5 PHEV is 2500/y iirc. My M3 is also $2200/y. Based on value of the vehicle and cost to repair, they are roughly inline with each other.
Our X3 was 1800/y. It was as low as 1300/y at one point but has gone up quite a lot.
This is all based on leisure use. The spread between ICBC and BCAA optional was small for us. Quote:
Originally Posted by Traum I am actually not that surprised -- the RX 350h is a $66k vehicle, and the RX 500h is a $85.6k vehicle. Hybrid components are not cheap to fix. So while $2800 certainly seems a bit high, it doesn't seem excessively so.
With the way prices are looking, I think I'm gonna end up driving my pos shxtbox for at least another 10 - 15 years...
(and enjoy it's $1400-ish / yr insurance) | I'm surprised you are paying so much on the 2. I'd think it'd be down in the 1100, not that 300/y is a HUGE difference.
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Yesterday, 01:27 PM
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#6482 | | I answer every Emotion with an emoticon
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Originally Posted by EvoFire I'm surprised you are paying so much on the 2. I'd think it'd be down in the 1100, not that 300/y is a HUGE difference. | Just checked again, and it's a hair below $1300 for full coverage -- liabilty + collision + comprehensive. Add the $50-something licence fee, and it's ~$1350 for the year.
FWIW, my driver factor is 0.511. I think I'm easily claim-free for the past 10+ years?
__________________ Quote:
Originally Posted by westopher The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid. | | |
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Yesterday, 01:50 PM
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#6483 | | HELP ME PLS!!!
Join Date: Apr 2014 Location: Van
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I've never had insurance below I think $1450. Model 3 $24xx. Regular V8 Lexus cars around $1650 a year.
I even asked for a quote on kei car and it was $14xx, and I was like WTF for 65hp
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Yesterday, 06:11 PM
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#6484 | | Willing to sell body for a few minutes on RS
Join Date: Oct 2016 Location: Ricemond
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300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600
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Geriatric Motoring Crub Member #444 | |
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Yesterday, 06:50 PM
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#6485 | | y'all better put some respeck on my name
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I had a chance to experience the Lucid Air for a few hours in San Francisco last weekend through Four Seasons’ SF Lucid drive promotion, which allows guests to drive the car anywhere they like for up to 4 hours.
I have to say, I was very impressed with the Lucid. I love the styling, the interior quality was on par with high end luxury sedans, and the performance for such a big, heavy car was impressive. The only negatives were the weak audio system and the slightly laggy infotainment system. It’s definitely piqued my interest in the brand.   | |
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Yesterday, 08:26 PM
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#6486 | | I have named my kids VIC and VLS
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At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck
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Dank memes cant melt steel beams
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Yesterday, 08:45 PM
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#6487 | | RabidMod
Join Date: Aug 2003 Location: Toronto
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500 / 500 / 2 mil, w/ TD:
Highlander - $1061
i3 - $1329
__________________ Geriatric Motoring Club Member #37 Quote:
Originally Posted by EvoFire I need to be reliably within 10-15mins of a baked pork chops rice with lemon tea. | | |
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Yesterday, 09:02 PM
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#6488 | | I answer every Emotion with an emoticon
Join Date: Aug 2007 Location: Paradise, BC
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Originally Posted by Hondaracer At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck | It is precisely when you contract Bose to do your audio system where you'll get a shxtty system LOL~
Burmester gets my vote for a high quality factory audio system. Then again, I'm too much of a peasant to own a car that has Burmester as the factory audio.
__________________ Quote:
Originally Posted by westopher The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid. | | |
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Yesterday, 09:16 PM
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#6489 | | I bringith the lowerballerith
Join Date: Nov 2012 Location: YVR
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Originally Posted by Badhobz 300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600 | My plan is
1000 collision
300 comprehensive
2million liability
iX $2300 ICBC (cheaper than model Y)
M4 $1800 ICBC basic, third party for comp/collision
IMO it’s better to run high deductibles as $1000 doesnt really put you into bankruptcy for most people.
Do you need to have collision on such old cars like the sc430/camry?
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Yesterday, 09:24 PM
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#6490 | | RS Veteran
Join Date: Dec 2001 Location: Your Location
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Originally Posted by noclue IMO it’s better to run high deductibles as $1000 doesnt really put you into bankruptcy for most people. | Is there a higher deductible? Or is $1000 the highest?
__________________ Quote:
Originally Posted by Jason00S2000 First, you have to be brave enough to endure the clap-back from rubes such as yourself | | |
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Yesterday, 09:36 PM
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#6491 | | I bringith the lowerballerith
Join Date: Nov 2012 Location: YVR
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Originally Posted by bcrdukes Is there a higher deductible? Or is $1000 the highest? | You can go $2000, and $5000 I think but if you want roadstar plus it has to be $1000 max. Plus the savings dont go up as much as $300 to $1000.
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Yesterday, 09:42 PM
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#6492 | | I subscribe to Revscene
Join Date: Nov 2005 Location: bc
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Originally Posted by Badhobz 300 / 300 / 5 mill. Same for all cars
Hitlerbox - 1800
LExus Camry - 1600
Lexus RX - 1700
Lexus Ratrolla -2100 (how can this be so cheap ?!?)
Lexus potato sc430 - 1600 | thats nuts 
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what 7 you say?!
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Yesterday, 09:59 PM
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#6493 | | OMGWTFBBQ is a common word I say everyday
Join Date: Mar 2006 Location: Vancouver
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Originally Posted by Hondaracer At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck | I have never experienced a good Bose system in a car.
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Yesterday, 10:00 PM
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#6494 | | OMGWTFBBQ is a common word I say everyday
Join Date: Mar 2006 Location: Vancouver
Posts: 5,225
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Originally Posted by Traum It is precisely when you contract Bose to do your audio system where you'll get a shxtty system LOL~
Burmester gets my vote for a high quality factory audio system. Then again, I'm too much of a peasant to own a car that has Burmester as the factory audio. | Bowers & Wilkins in the X5 is amazing. But you really can truly enjoy it while driving as there's just too many noises. You need to shut all the windows and park the car, then you can enjoy the sound stage.
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Yesterday, 11:05 PM
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#6495 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 17,338
Thanked 10,121 Times in 4,416 Posts
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Originally Posted by Hondaracer At this stage in the game how can any auto manufacturers have a shitty audio system?
Like.. pay Bose to create a 12 speaker system, have a head unit that can power it, people love it
Nickel and diming the speakers on a $50,000+ car? Fuck | And laggy infotainment. There's zero excuse for that these days.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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Today, 05:14 AM
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#6496 | | Performance Moderator
Join Date: Jun 2001 Location: Richmond
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Toyota needs to stop using JBL, the Supra had a fucking brutal sound system which is inexcusable in a car of it price range with everything copied from BMW already why not also the sound system?? Bizarre.
Mercedes Burneister system as mentioned above is really really good. Funny enough my second best sounding car is my 2004 Lexus IS300 with no name Toyota parts and no upgrades in 21 years.
The Miata’s Bose system is extremely bassy but not a good quality sound.
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