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04-11-2013, 12:08 AM
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#176 | | Rs has made me the man i am today!
Join Date: Aug 2007 Location: Richmond
Posts: 3,469
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^ This one? https://www.chase.com/online/Credit-...arn-points.htm
Isn't it for Americans only?
or are you talking about this one? http://www.amazon.ca/gp/product/B00AFGCPZ2/ref=ca_ya_cbcc_en?ie=UTF8&plattr=CAYA&pf_rd_m=A3DWYIK6Y9EEQB&pf_rd_s=center-3&pf_rd_r=0FDBWWA90CPVFHM6N976&pf_rd_t=101&pf_rd_p=1474849962&pf_rd_i=5412224011
__________________ '00 Honda Accord V6 [sold]
'95 BMW 325i Cabriolet [RIP]
'03 VW Jetta 1.8T [RIP]
'06 BMW 330i [RIP] '02 BMW M3 '99 Honda Civic SIR [sold] '19 Civic Type R[sold] '22 MINI Cooper SE My Photojournal: simplexcars | 
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04-11-2013, 12:44 AM
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#177 | | My homepage has been set to RS
Join Date: Oct 2007 Location: Vancouver
Posts: 2,362
Thanked 743 Times in 363 Posts
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yeah the green one
__________________ Quote:
[23-07, 02:03] shawn79 i find that at vietnamese place they cut ur hair like they cut grass
[23-07, 02:03] shawn79 do u go to vietnamese places for haircuts
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04-11-2013, 12:55 AM
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#178 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,250
Thanked 1,402 Times in 552 Posts
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Yup. Amazon.ca MC is great for shopping online on US sites. Would get it if I didn't already have a TD US Visa.
For Canadian cards. I've recently migrated from the MBNA SmartCash over to two seperate cards. I got the Cap One Aspire Travel to replace my MBNA MC. 2% back on travel (but theres some loops you have to jump through). or Just 1.5% back in cash. Not bad, but the annual fee is $120 ($100 re-imbursed in form of travel points every year).
Other one I am sporting now is the American Express Gold Rewards card. Probably the most lucrative sign-up bonus so far i've found. Netted me 20k AMEX reward points with a referral from a current amex owner (15k if applying through a certain site).
Best thing about the points is, you can either cash it out on travel at basically 1% OR better yet, transfer it to either British Airways Avios and/or Aeroplan. I transferred it all to British Airways. 20K points is enough to fly business class from Hong Kong to Taiwan for free. IN BUSINESS CLASS on Cathay. This is what i've redeemed for this coming September. Still have leftover points for another trip. There is a long running thread on this at rfd. Indeed. very, very lucrative first year bonus with no annual fee and referral bonus.
Last edited by Teriyaki; 04-11-2013 at 01:47 PM.
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04-11-2013, 01:21 AM
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#179 | | I STILL don't get it
Join Date: Aug 2008 Location: Imaginationland
Posts: 494
Thanked 507 Times in 64 Posts
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So i know there is a ton of discussion around not cancelling your "inactive" credit cards so that it won't damage your credit scores.
I'm currently a student and i've got 3 credit cards
1. Presidents Choice Mastercard (My first card that I got when i worked at Superstore)
2. MBNA Smart Cash Mastercard (Planning to make this inactive)
3. TD Rebate Rewards Visa (I leave this one for emergencies or if the odd place doesn't take Mastercard)
Each credit card has a credit limit of 1500~3000. Realistically I only use my MBNA card and I never miss payments so my credit history should be pretty good. I'm planning to ditch both the PC & MBNA card since I don't shop at Superstore anymore and the recent changes to MBNA make it not worthwhile and I'm planning to apply for another card (Capital One Aspire Cash?) and using it as my new "main" card.
Is lowering the credit limit on the inactive cards (MBNA & PC) to the minimum worth doing? I don't want to have a bunch of cards with that high of a limit but I'm afraid by decreasing the credit limit it would affect my score.
Tia
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04-11-2013, 02:22 AM
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#180 | | Where's my RS Christmas Lobster?!
Join Date: Jun 2009 Location: Burnaby
Posts: 858
Thanked 1,070 Times in 229 Posts
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^ from what i read, best method is just to cut them up and leave them alone.
nobody can use 'em, your credit stays good. don't know if lowering the limit is good or bad but it seems like an unnecessary step when you're gonna cut them up anyway.
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04-11-2013, 08:09 AM
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#181 |
Join Date: Apr 2006 Location: Burnaby
Posts: 3,929
Thanked 3,772 Times in 1,001 Posts
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I've loved my scene visa from day one.
Sure I could use the 200 bucks a year on cashback, but that doesn't feel as good as having 20 free movies banked  Posted via RS Mobile | |
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04-11-2013, 09:23 AM
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#182 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
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I buy with cash typically, but for online purchases I have the low intrest RBC Visa. 11.95% IIRC. Not that I leave a balance on it but you never know. I don't get points or anything for it but I could care less.
__________________
FOR SALE: 14'' MR2 MK1 wheels with 90% rubber $130, FD RX7 Transmission $200, Hitch Mount Snowboard/Ski rack w/ THULE clamps, locks $200. PM me for details!
If this is still in my sig, it's still avail.
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06-12-2013, 05:01 AM
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#183 | | Banned (ABWS)
Join Date: Jun 2013 Location: Vancouver
Posts: 3
Thanked 0 Times in 0 Posts
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The american express gold card is a very good one. Now it offers 20k bonus points and first year free.
[URL=www.americanexpress.com/canada/apply[/URL]
another one is the Amex SPG card. It offers 21k bonus points for signing up now:
[URL="www.americanexpress.com/canada/apply[/URL]
I have both cards, and I love the insurances come with the card.
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06-12-2013, 09:43 AM
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#184 | | Meow
Join Date: Dec 2010 Location: Burnaby
Posts: 1,284
Thanked 652 Times in 215 Posts
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Originally Posted by smoothie.  I've loved my scene visa from day one.
Sure I could use the 200 bucks a year on cashback, but that doesn't feel as good as having 20 free movies banked Posted via RS Mobile | gotta agree with you. I've had countless amounts of free movies. I pretty much get 1000 points in a week and a half
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06-18-2013, 01:27 PM
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#185 | | Banned (ABWS)
Join Date: Jun 2013 Location: Vancouver
Posts: 3
Thanked 0 Times in 0 Posts
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Originally Posted by Hlinda The american express gold card is a very good one. Now it offers 20k bonus points and first year free.
[URL=www.americanexpress.com/canada/apply[/URL]
another one is the Amex SPG card. It offers 21k bonus points for signing up now:
[URL="www.americanexpress.com/canada/apply[/URL]
I have both cards, and I love the insurances come with the card. | If you like travel, these cards are among the best. The Amex points can be transterred to Aeroplan 1:1 without transfer fee.
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06-18-2013, 03:05 PM
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#186 | | I answer every Emotion with an emoticon
Join Date: Feb 2005 Location: somewhere
Posts: 7,906
Thanked 2,485 Times in 1,007 Posts
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Originally Posted by Hlinda another one is the Amex SPG card. It offers 21k bonus points for signing up now: www.americanexpress.com/canada/apply
I have both cards, and I love the insurances come with the card. | SPG Amex is good.. if you travel, earn points at SPG brand hotels for free nights...
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07-05-2013, 07:32 PM
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#187 | | Oh goodie, 5 posts already!
Join Date: Jul 2013 Location: vancouver
Posts: 5
Thanked 0 Times in 0 Posts
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Originally Posted by FerrariEnzo SPG Amex is good.. if you travel, earn points at SPG brand hotels for free nights... | Yeah, agree. Now we have a lot more options for credit cards than before. Many good travel rewards cards and cash back cards available in the market. Competition is a good thing.
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07-12-2013, 06:21 AM
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#188 | | Oh goodie, 5 posts already!
Join Date: Jul 2013 Location: vancouver
Posts: 5
Thanked 0 Times in 0 Posts
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I've been getting 2x points on all my amex gold card purchases that I should be only getting 1x point, eg. Home Depot, pizza, clothes .... is there some kind of promotion going on??
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07-16-2013, 07:43 AM
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#189 | | Oh goodie, 5 posts already!
Join Date: Jul 2013 Location: vancouver
Posts: 5
Thanked 0 Times in 0 Posts
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I just noticed a promotion for Amex points to credit: AMEX MR Promo 1000pts = 12,50$ in credit (25% bonus) (end august 31st).
If anyone has Amex points, it is good time to change it to credit. And it can be applied to any purchases, not only travel.
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07-23-2013, 12:01 PM
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#190 | | Oh goodie, 5 posts already!
Join Date: Jul 2013 Location: vancouver
Posts: 5
Thanked 0 Times in 0 Posts
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Originally Posted by nania I just noticed a promotion for Amex points to credit: AMEX MR Promo 1000pts = 12,50$ in credit (25% bonus) (end august 31st).
If anyone has Amex points, it is good time to change it to credit. And it can be applied to any purchases, not only travel. | The Amex gold card is the best travel rewards card for 2013. 20k aeroplan miles and first year free. www.americanexpress.com/canada/goldrewards
and the spg card: 5 free hotel nights. www.americanexpress.com/canada/SPGrewards
Last edited by nania; 07-28-2013 at 11:22 PM.
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07-23-2013, 12:06 PM
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#191 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 36,438
Thanked 14,322 Times in 5,640 Posts
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What is the best card for gas rewards? Either cash back or whatever?
Currently have the infinite avion but would like a second card with a lower limit and if I could get one specifically for gas rewards that would be great
Posted via RS Mobile | 
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07-23-2013, 12:35 PM
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#192 | | I contribute to threads in the offtopic forum
Join Date: Apr 2001 Location: VAN/RMD/BBY
Posts: 2,594
Thanked 1,022 Times in 450 Posts
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^I use PC mastercard for gas. 7 cents back in superbuck.
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07-23-2013, 06:13 PM
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#193 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 36,438
Thanked 14,322 Times in 5,640 Posts
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With any gas purchase or only superstore?
Posted via RS Mobile | |
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07-26-2013, 10:27 PM
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#194 | | Even when im right, revscene.net is still right!
Join Date: Apr 2002 Location: Vancouver, B.C
Posts: 1,370
Thanked 189 Times in 97 Posts
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+1 for the SPG Amex
Posted via RS Mobile | |
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07-27-2013, 12:22 AM
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#195 | | My homepage has been set to RS
Join Date: Dec 2006 Location: somewhere in bc
Posts: 2,125
Thanked 825 Times in 330 Posts
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td infinite first class has a bonus 40k points promo right now, just signed up.
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08-02-2013, 07:31 PM
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#196 | | RS controls my life!
Join Date: Feb 2005 Location: Vancouver
Posts: 765
Thanked 70 Times in 27 Posts
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08-02-2013, 11:11 PM
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#197 | | I Will not Admit my Addiction to RS
Join Date: Sep 2006 Location: 604
Posts: 594
Thanked 513 Times in 148 Posts
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Originally Posted by Hondaracer What is the best card for gas rewards? Either cash back or whatever?
Currently have the infinite avion but would like a second card with a lower limit and if I could get one specifically for gas rewards that would be great
Posted via RS Mobile | bmo with shell + air miles?
bmo mastercard can either be cash back or airmiles
seperate air miles for shell v power
both will collect air miles. 95 air miles = $10 off for gas
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08-05-2013, 09:30 PM
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#198 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Sep 2008 Location: Vancouver
Posts: 8,858
Thanked 2,420 Times in 669 Posts
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Originally Posted by l2_narain | same, that thing pays for itself, and then some. 3% cash back on food ftw. Posted via RS Mobile | |
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08-05-2013, 11:51 PM
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#199 | | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,051
Thanked 3,799 Times in 981 Posts
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I just switched to Scotia Infinite
4% back on gas/grocery
2% on drug store/recurring payments
1% everything else
__________________
I searched for truth, and all I found was You
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08-08-2013, 10:42 AM
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#200 | | Proud to be called a RS Regular!
Join Date: Mar 2013 Location: Burnaby, BC
Posts: 139
Thanked 19 Times in 7 Posts
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+1 for the amex gold rewards card. I've been using it a lot lately. I just wish more places would accept it.
Amex will give you 15k bonus points after spending $500 in the first three months. You can get an additional 5k points through a referral.
If anyone needs a referral for the 20k bonus points feel free to shoot me a pm.
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