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11-15-2012, 10:45 AM
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#151 | | Diagonally parked in a parallel universe
Join Date: Feb 2011 Location: Vancouver
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since MBNA got nerfed, any other good mastercard out there?
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11-15-2012, 01:48 PM
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#152 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 9,835
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i'm getting the feeling after the nerf it's still better than most out there in terms of cashback.
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11-15-2012, 06:20 PM
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#153 | | look at these diamonds, they shining
Join Date: Apr 2008 Location: Vancouver
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Nothing will get more ppl mirin' when you flash out your BMO World Elite Mastercard. 
PM if you prepared
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11-15-2012, 07:50 PM
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#154 | | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
Posts: 14,956
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| Quote:
Originally Posted by Drow  Nothing will get more ppl mirin' when you flash out your BMO World Elite Mastercard.
PM if you prepared | $150 annual fee? 
What happens when you PM? If you're advertising for BMO, you're going to get banned.
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11-15-2012, 08:05 PM
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#155 | | Fanboy
Join Date: May 2006 Location: Surrey
Posts: 3,596
Thanked 498 Times in 164 Posts
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Ban that fool!
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11-15-2012, 08:10 PM
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#156 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 36,404
Thanked 14,316 Times in 5,636 Posts
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infinite avion looks more pimp anyways :P
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11-15-2012, 08:53 PM
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#157 | | look at these diamonds, they shining
Join Date: Apr 2008 Location: Vancouver
Posts: 2,800
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when u guys PM, i'll flash u my BMO world elite card and show u how boss it is  | |
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11-15-2012, 08:57 PM
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#158 | | I answer every Emotion with an emoticon
Join Date: Apr 2004 Location: Vansterdam
Posts: 7,965
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| Quote:
Originally Posted by Chronix since MBNA got nerfed, any other good mastercard out there? | Well if you are eligible to upgrade to the MBNA World Card I would say you can consider. It's basically the same cash back card but you get another 6 months of 5% gas and groceries and you don't have the $1200 limit.
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11-15-2012, 08:58 PM
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#159 | | RS has made me the bitter person i am today!
Join Date: Nov 2001 Location: Vancouver
Posts: 4,530
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Right now I have a BMO cashback card. I want to get the BMO Gold Airmiles. Can I just call BMO and tell them I want to switch or do I have to cancel my current card then apply for the gold one? Anybody know?
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11-15-2012, 09:19 PM
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#160 | | look at these diamonds, they shining
Join Date: Apr 2008 Location: Vancouver
Posts: 2,800
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Originally Posted by Sentinel Right now I have a BMO cashback card. I want to get the BMO Gold Airmiles. Can I just call BMO and tell them I want to switch or do I have to cancel my current card then apply for the gold one? Anybody know?
Posted via RS Mobile | you can just call them and switch.
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11-17-2012, 01:11 PM
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#161 | | RS.net, where our google ads make absolutely no sense!
Join Date: Oct 2004 Location: Richmond
Posts: 942
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Lol, wait. There's a difference between the regular MBNA smart cash back vs MBNA smart cash back world??
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11-17-2012, 01:20 PM
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#162 | | Wunder? Wonder?? Wander???
Join Date: Mar 2003 Location: Vancouver
Posts: 200
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Just applied for this one after finding out about MBNA smartcash changes: Aspire Travel Rewards Credit Card - Apply | Capital One Canada
Seems pretty good. Wrks out to 2% cashback in reward travel, or 1.5% in cash rebate.
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11-17-2012, 10:41 PM
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#163 | | Banned (ABWS)
Join Date: Aug 2012 Location: Hong Kong
Posts: 340
Thanked 374 Times in 142 Posts
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Currently using the AMEX Plat:
1.25 Amex points on the dollar flat
$699 annual fee
60000 Amex points in points after 3k spend in first 3 months (using referral link from plat cardholder) - Can transfer to aeroplan or other airline points (or $600 travel credit)
$200 Annual Travel credit when booking through Platinum Concierge (refreshes in January, so if you apply and get approved now, you can claim $200 this year, and $200 starting in January)
Priority Club Prestige membership ($399 value, unlimited airport lounge access for 2 people)
Complimentary Airport lounge access with AMEX partners
All the bells and whistles in terms of insurance.
Premium Membership in certain hotels and airlines (Cathay Marco Polo Gold, SPG gold, etc)
The travel credit alone already gives you $400 value along with $600 worth in points (minimum), unlimited airport lounge access, and the premium memberships makes this card a clear winner.
Referrals can only come from current plat users so you will have to find someone who can send you the referral link.
Last edited by twdm; 11-17-2012 at 10:46 PM.
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11-17-2012, 11:29 PM
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#164 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Oct 2007 Location: Vancouver BC
Posts: 22,026
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| Quote:
Originally Posted by winson604 Well if you are eligible to upgrade to the MBNA World Card I would say you can consider. It's basically the same cash back card but you get another 6 months of 5% gas and groceries and you don't have the $1200 limit. | no SC World also got nerfed Quote:
Originally Posted by J-Chow Lol, wait. There's a difference between the regular MBNA smart cash back vs MBNA smart cash back world?? | just price protection & concierge..everything else the same Quote:
Originally Posted by chunk_stir | mbna was great because there's no annual fee
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11-18-2012, 12:03 AM
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#165 | | My AFC gave me an ABS CEL code of LOL while at WOT!
Join Date: Sep 2011 Location: RevScene.net
Posts: 1,889
Thanked 1,284 Times in 420 Posts
| Quote:
Originally Posted by twdm Currently using the AMEX Plat:
1.25 Amex points on the dollar flat
$699 annual fee
60000 Amex points in points after 3k spend in first 3 months (using referral link from plat cardholder) - Can transfer to aeroplan or other airline points (or $600 travel credit)
$200 Annual Travel credit when booking through Platinum Concierge (refreshes in January, so if you apply and get approved now, you can claim $200 this year, and $200 starting in January)
Priority Club Prestige membership ($399 value, unlimited airport lounge access for 2 people)
Complimentary Airport lounge access with AMEX partners
All the bells and whistles in terms of insurance.
Premium Membership in certain hotels and airlines (Cathay Marco Polo Gold, SPG gold, etc)
The travel credit alone already gives you $400 value along with $600 worth in points (minimum), unlimited airport lounge access, and the premium memberships makes this card a clear winner.
Referrals can only come from current plat users so you will have to find someone who can send you the referral link. | https://www.americanexpress.com/ca/e...platinum-card/
Not sure if you're indirectly hinting RS members to PM you for referral or what....but it's actually: Quote: |
Earn 50,000 Bonus Membership RewardsŪ points by making $1,000 in purchases in the first three months of Cardmembership.1
| and then Quote: |
As a Cardmember, you11 can refer a friend and earn a referral bonus of 15,000 bonus Membership RewardsŪ points for each approved
| Sure the card sound attractive for it's value in it's first year (like every other card out there....)
But what about the year after?
Edit:
$699 annual fee - $200 annual travel credit
= $500
10 Membership Rewards = $1 travel credit
= Need to accumulate 50,000 Membership Rewards
1.25 Membership Rewards = $1 spent on your Amex
= You would have to spend at least $40,000 annually on this card to be able to enjoy all the bells and whistle of this card's "benefits"
If you normally spend that much on Amex annually on top of your other Visa/MC's then 
But for the other 85%+ of RS's population....
Last edited by Sky_High; 11-18-2012 at 12:13 AM.
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11-18-2012, 12:18 AM
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#166 | | My homepage has been set to RS
Join Date: Jul 2002 Location: Coquitlam
Posts: 2,456
Thanked 65 Times in 39 Posts
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Yeah looks like its time to switch away from the smart cash card....
Damn, it was so easy to choose this card, now its a clusterfuck.
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Last edited by Nocardia; 11-18-2012 at 12:24 AM.
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11-18-2012, 12:55 AM
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#167 | | xxx
Join Date: Feb 2010 Location: vancouver
Posts: 1,400
Thanked 777 Times in 247 Posts
| Quote:
Originally Posted by twitchyzero no SC World also got nerfed
just price protection & concierge..everything else the same
mbna was great because there's no annual fee |
Regular smart cash got nerfed worse than World. For regular there is now a $1,250 limit on spending per month, and that $1,250 includes gas/groceries. ie. it's 1% cash back on all purchases up to $1,250, plus an additional 1% on the first $400 of purchases that are classified under gas/groceries. Meanwhile, the world version has no $1,250 limit.
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11-18-2012, 07:58 AM
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#168 | | Banned (ABWS)
Join Date: Aug 2012 Location: Hong Kong
Posts: 340
Thanked 374 Times in 142 Posts
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Originally Posted by Sky_High https://www.americanexpress.com/ca/e...platinum-card/
Not sure if you're indirectly hinting RS members to PM you for referral or what....but it's actually:
and then
Sure the card sound attractive for it's value in it's first year (like every other card out there....)
But what about the year after?
Edit:
$699 annual fee - $200 annual travel credit
= $500
10 Membership Rewards = $1 travel credit
= Need to accumulate 50,000 Membership Rewards
1.25 Membership Rewards = $1 spent on your Amex
= You would have to spend at least $40,000 annually on this card to be able to enjoy all the bells and whistle of this card's "benefits"
If you normally spend that much on Amex annually on top of your other Visa/MC's then
But for the other 85%+ of RS's population.... | It's 60000 points through the referral link. (lmgtfy: https://www.americanexpress.com/cana...d=platinumCard). Learn to read. The value of the card comes from its extra benefits. If you plan to travel at least once a year, it pays for itself. It's not for everyone, but you can easily make it worth it and churn the sign up bonuses every year.
Last edited by twdm; 11-18-2012 at 08:07 AM.
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11-18-2012, 11:35 AM
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#169 | | manage the cap you say????
Join Date: Jun 2008
Posts: 11,183
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Originally Posted by T.T Regular smart cash got nerfed worse than World. For regular there is now a $1,250 limit on spending per month, and that $1,250 includes gas/groceries. ie. it's 1% cash back on all purchases up to $1,250, plus an additional 1% on the first $400 of purchases that are classified under gas/groceries. Meanwhile, the world version has no $1,250 limit. | ho damn that's like any other cc out there then 
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11-19-2012, 08:50 AM
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#170 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
| Quote:
Originally Posted by T.T Regular smart cash got nerfed worse than World. For regular there is now a $1,250 limit on spending per month, and that $1,250 includes gas/groceries. ie. it's 1% cash back on all purchases up to $1,250, plus an additional 1% on the first $400 of purchases that are classified under gas/groceries. Meanwhile, the world version has no $1,250 limit. | I switched to the world to get my 5% for the next 6 months. Will look into another card once that's up. Damn you MNBA, the smart cash was the best card out there IMO
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11-19-2012, 12:50 PM
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#171 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Sep 2008 Location: Vancouver
Posts: 8,858
Thanked 2,420 Times in 669 Posts
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stupid ass mbna. hate it now.
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11-19-2012, 01:26 PM
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#172 | | HELP ME PLS!!!
Join Date: May 2001 Location: South Central V
Posts: 5,538
Thanked 519 Times in 210 Posts
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So anyone know what the best free card is out there now? I put on average $15-$20k a year on it. MBNA smartcash just doesn't cut it for me anymore.
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11-19-2012, 11:49 PM
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#173 | | xxx
Join Date: Feb 2010 Location: vancouver
Posts: 1,400
Thanked 777 Times in 247 Posts
| MBNA Rewards Travel 2% cash back card
Although MBNA no longer allows anyone to be converted to this card, some people on RFD have had success in getting this card through signing up for the MBNA Rewards 1% cash back card. I'm not sure if it's because they met certain income requirements or whatever criteria MBNA uses but some people ended up getting the 2% card in the mail.
If anyone plans on attempting this remember to apply through a certain site for a rebate.
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04-10-2013, 10:47 PM
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#174 | | Throw yo paws in da air!
Join Date: Apr 2011 Location: State of Trance
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sorry to bump an old thread, but rather not make a new one. Im currently with Scotiabank and i have the SCENE Visa card, but i find that i have no need for it anymore. Gf and i have stopped going to the movies as much , which was why i got it in the first place to save me the 50-80$ a month lol
anyone with Scotia care to share what cc you have and why did you go with it? Not too sure as to what i want...i got a pamphlet from them with the AMEX and the other cards they have and not too sure what to switch too
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04-10-2013, 11:37 PM
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#175 | | My homepage has been set to RS
Join Date: Oct 2007 Location: Vancouver
Posts: 2,362
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dont know if its been mentioned already, but AMAZON.ca has a no foreign exchange transaction fee card. I think for most cards, they tack on an extra 2-3% on all foreign exchanges...which add up fast
other than that, its rewards systems etc are nothing spectacular. its free anyways.
go on amazon.com and its advertised there (not advertised on .ca lol)
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