REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Off-Topic / Current Events

Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

Reply
 
Thread Tools
Old 05-16-2015, 01:33 PM   #376
#deephouse
 
knight604's Avatar
 
Join Date: Mar 2010
Location: Vancouver
Posts: 4,192
Thanked 4,698 Times in 1,241 Posts
subbed
Advertisement
__________________
/// x AMG
knight604 is offline   Reply With Quote
Old 05-27-2015, 04:02 PM   #377
I Will not Admit my Addiction to RS
 
Join Date: May 2011
Location: Vancouver
Posts: 521
Thanked 400 Times in 110 Posts
just finished school and started working in the "real world." Thinking of switching from my free RBC rewards card to something that provides better rewards. Currently considering the Amex gold rewards card.

Would use the card for virtually everything, shopping, gas, food, etc.
I would also be using it a significant amount for gas from across the border since I live near the border. I also fly/travel about once a year for vacation.

First question, would amex be a good idea for the above? Better options?

Second question, i would have retain a visa as well since amex won't be accepted universally. Should I keep the RBC rewards card for that? better options? cash back card?
van_city23 is offline   Reply With Quote
Old 05-27-2015, 04:13 PM   #378
reads most threads with his pants around his ankles, especially in the Forced Induction forum.
 
Mr.HappySilp's Avatar
 
Join Date: Mar 2004
Location: Vancouver
Posts: 9,264
Thanked 1,570 Times in 787 Posts
Apply for the timmy's CIBC Visa. Since I go there literally every few days I guess is a good idea to earn points for my breakfast.

Although I am on my 3rd replacement already. Their card is super cheap is not even hard lol. And their chip always seem to fail after a few months. After many complains I was able to get $20 credit to spend on Timmys.
Mr.HappySilp is offline   Reply With Quote
Old 05-27-2015, 05:20 PM   #379
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,485
Thanked 1,335 Times in 374 Posts
Quote:
Originally Posted by van_city23 View Post
just finished school and started working in the "real world." Thinking of switching from my free RBC rewards card to something that provides better rewards. Currently considering the Amex gold rewards card.

Would use the card for virtually everything, shopping, gas, food, etc.
I would also be using it a significant amount for gas from across the border since I live near the border. I also fly/travel about once a year for vacation.

First question, would amex be a good idea for the above? Better options?

Second question, i would have retain a visa as well since amex won't be accepted universally. Should I keep the RBC rewards card for that? better options? cash back card?
Depends if you're willing to pay for Amex's $120 annual fee beyond's its first year free.

Have you looked into the CapitalOne Aspire travel?

It (iirc) doesn't have the annual 10k anniversary points anymore. But if you're willing to pay for Amex Gold's $120 annual fee, might as well pay for this one where it will be accepted at more places.

The MBNA World Elite card also give 2% cashback on everything.
First year free + $89/yr after. 10k points after first purchase. (Worth $200)

Last edited by v_tec; 05-27-2015 at 05:26 PM.
v_tec is offline   Reply With Quote
Old 05-27-2015, 10:08 PM   #380
Trollollolloing RS sine 2005
 
TOPEC's Avatar
 
Join Date: Feb 2005
Location: Richmond
Posts: 6,913
Thanked 2,124 Times in 616 Posts
been lookin into cc lately and heres what i found, u either stick with a cash back card, or a travel rewards card, theres none thats best of both worlds

for cash back cards, right now it seems like the scotia momemtum visa INFINITE card is the best out there in terms of cash back rewards. 4% back for gas and grocery stores, 2% drug store and recurring bills like cell phone bills, and 1 % all else. it does cost $99 each year and need min income of 60K to get this card. best thing is u can use this card to buy for example best buy or home depot gift cards at grocery stores to milk that 4% instead of 1% directly at best buy/home depot.

for travel rewards card the best ones out there currently are the BMO world elite master card and CapOne Aspire travel MC.

all these cc trump over amex solely becuase not every place accepts amex. oh beware tho as i read scotia and capone are both very anal about meeting personal income and credit rating. i myself went with the momentum visa infinite
__________________
Quote:
Originally Posted by MajinHurricane View Post
I had some girl come into the busser station the other day trying to make out with every staff member and then pull down her pants and asked for someone to stick a dick in her (at least she shaved).
Quote:
Originally Posted by 1exotic View Post
Vtec doesn't kick in on Reverse.
Quote:
Originally Posted by Ulic Qel-Droma View Post
its like.. oh yeah oh yeah.. ohhhh yeah... OOoooOohh... why's it suddenly feel a bit better... ohhhh yeahh... ohhh...oh..fuck... it probably ripped.
TOPEC is offline   Reply With Quote
This post thanked by:
Old 12-05-2015, 12:02 PM   #381
RS.net, helping ugly ppl have sex since 2001
 
TypeRNammer's Avatar
 
Join Date: Jan 2005
Location: Vancouver
Posts: 8,241
Thanked 2,605 Times in 739 Posts
What's a good MasterCard to apply now a days?

My current line up consists of Amazon Visa (not used unless it's foreign shopping), MBNA SmartCash MasterCard (occupied with a balance transfer), and a CIBC Gold Aventura Visa (the one that gets used the most)

Reason I need another MasterCard is there's always the odd time I'll be shopping at No Frills or The Independent Grocer which they only accept debit and MasterCard only.
__________________
Quote:
Originally Posted by The_AK View Post
Or you meet some girl at the club, cum inside of her, find out shes only in grade 12, so you buy a Prada bag for her to make things right, she finds out the bag is a fake and decides to have the kid
Quote:
Originally Posted by RX_Renesis View Post
wtf did she get some bolt-on titties or what?
they look sooooooooooo much bigger than they were 2ish years ago.
Quote:
Originally Posted by nns View Post
I can't stand the sound of Mandarin either. Boo yow nee bey nee shing bo now noong gey shee mayo mayo mayo mayo mayo mayo mayo.
TypeRNammer is online now   Reply With Quote
Old 12-05-2015, 04:06 PM   #382
I Will not Admit my Addiction to RS
 
meowjinboo's Avatar
 
Join Date: Jan 2013
Location: Calgary, AB
Posts: 552
Thanked 269 Times in 121 Posts
what's a good secured visa to apply for?

Trying to rebuild credit ^_^
meowjinboo is offline   Reply With Quote
Old 12-05-2015, 04:23 PM   #383
Say! Say! Say!
 
Razor Ramon HG's Avatar
 
Join Date: Aug 2005
Location: Japan
Posts: 13,276
Thanked 1,982 Times in 747 Posts
Quote:
Originally Posted by TypeRNammer View Post
What's a good MasterCard to apply now a days?

My current line up consists of Amazon Visa (not used unless it's foreign shopping), MBNA SmartCash MasterCard (occupied with a balance transfer), and a CIBC Gold Aventura Visa (the one that gets used the most)

Reason I need another MasterCard is there's always the odd time I'll be shopping at No Frills or The Independent Grocer which they only accept debit and MasterCard only.
If you qualify, the Tangerine Mastercard is excellent for cash back - https://www.tangerine.ca/en/spending...ard/index.html

Choose two different categories for 2% cashback while the rest are 1%. No annual fee.
__________________
Quote:
Owner of Vansterdam's 420th thanks. OH YEAUHHH.
Quote:
Originally Posted by 89blkcivic View Post
Did I tell you guys black is my favourite colour? My Ridgeline is black. My Honda Fit is black. Wish my dick was black........ LOL.
Razor Ramon HG is offline   Reply With Quote
This post thanked by:
Old 12-05-2015, 04:40 PM   #384
2x Variable Nockenwellen Steuerung
 
Join Date: Oct 2002
Location: N49.2 W122.1
Posts: 6,179
Thanked 1,175 Times in 705 Posts
If you are using it to buy things from Loblaw's chain of grocery stores, you mind as well use their PC card.

Quote:
Originally Posted by TypeRNammer View Post
What's a good MasterCard to apply now a days?

My current line up consists of Amazon Visa (not used unless it's foreign shopping), MBNA SmartCash MasterCard (occupied with a balance transfer), and a CIBC Gold Aventura Visa (the one that gets used the most)

Reason I need another MasterCard is there's always the odd time I'll be shopping at No Frills or The Independent Grocer which they only accept debit and MasterCard only.
godwin is offline   Reply With Quote
This post thanked by:
Old 12-05-2015, 04:44 PM   #385
#deephouse
 
knight604's Avatar
 
Join Date: Mar 2010
Location: Vancouver
Posts: 4,192
Thanked 4,698 Times in 1,241 Posts
I got the pc mastercard world elite, no annual fee

always shop at superstore , might as well add up the points.
__________________
/// x AMG

Last edited by knight604; 12-05-2015 at 09:15 PM.
knight604 is offline   Reply With Quote
This post thanked by:
Old 02-24-2016, 06:37 PM   #386
Even when im right, revscene.net is still right!
 
Join Date: Feb 2011
Location: Vancouver
Posts: 1,389
Thanked 5,002 Times in 555 Posts
So MBNA called me and it was really shady. They encouraged me to take out my remaining credit from my credit card and use it for other expenses and bills while offering a lower interest rate for the next 10 months in repaying it.

Da fuck
Chronix is offline   Reply With Quote
Old 02-24-2016, 08:16 PM   #387
MG1
Fathered more RS members than anybody else. Who's your daddy?
 
MG1's Avatar
 
Join Date: Aug 2002
Posts: 18,360
Thanked 7,958 Times in 3,121 Posts
Quote:
Originally Posted by knight604 View Post
I got the pc mastercard world elite, no annual fee

always shop at superstore , might as well add up the points.
yup, PC World Elite Mastercard, ftw!

no fee, lots of free points. I use it everywhere. More points if you shop at a Loblaws store.

You need to earn x number of dollars to qualify. I think it's total household income.

For US purchases, I use the Amazon Visa 'cause no transaction/conversion fee. For Costco US, I use Amex Platinum. I'll have to check that one over again since Amex is no longer tied to Costco Canada.
MG1 is offline   Reply With Quote
Old 02-25-2016, 01:12 PM   #388
I Will not Admit my Addiction to RS
 
meowjinboo's Avatar
 
Join Date: Jan 2013
Location: Calgary, AB
Posts: 552
Thanked 269 Times in 121 Posts
Quote:
Originally Posted by meowjinboo View Post
what's a good secured visa to apply for?

Trying to rebuild credit ^_^
for anyone wondering, i ended up applying for a capital one secured mastercard. Got approved with a 75 dollar deposit. Was expecting a 300 dollar limit, and ended up with 2k.

the fuck.
meowjinboo is offline   Reply With Quote
Old 02-25-2016, 01:54 PM   #389
I help report spam so I got this! <--
 
Join Date: Dec 2010
Location: Vancouver
Posts: 2,456
Thanked 895 Times in 408 Posts
BMO world elite master card

For proprietary travel. Their concierge is awesome.

It's a black card too which is sick.
Nlkko is offline   Reply With Quote
Old 05-13-2016, 10:03 PM   #390
F3
My homepage has been set to RS
 
F3's Avatar
 
Join Date: Mar 2002
Location: vancouver
Posts: 2,396
Thanked 62 Times in 22 Posts
Wondering if anyone knows of a us dollar card that doesn't have an annual fee?
F3 is offline   Reply With Quote
Old 05-13-2016, 10:59 PM   #391
i like gifs
 
Ch28's Avatar
 
Join Date: Dec 2001
Location: imgur
Posts: 25,935
Thanked 6,611 Times in 2,235 Posts
I think the Amazon Chase Visa card is a no annual fee USD card. You'll need to look into it.
Ch28 is online now   Reply With Quote
Old 05-13-2016, 11:45 PM   #392
Proud to be called a RS Regular!
 
chipmunk604's Avatar
 
Join Date: Apr 2009
Location: Vancouver
Posts: 143
Thanked 40 Times in 24 Posts
Quote:
Originally Posted by Ch28 View Post
I think the Amazon Chase Visa card is a no annual fee USD card. You'll need to look into it.
Quote:
Originally Posted by F3 View Post
Wondering if anyone knows of a us dollar card that doesn't have an annual fee?
The Amazon Chase Visa is a CAD credit card with no foreign currency transaction fee, also no annual fee. It is a great alternative to a USD credit card. I believe there are no USD credit card without annual fee. The BMO one will waive the fee if you spend something like $1500 a year. The TD one will waive the fee if you put something like $5000 US in a US savings and have the all inclusive banking plan. You can look into the exact details on their respective sites.
chipmunk604 is offline   Reply With Quote
Old 05-14-2016, 12:30 PM   #393
Cool beans bro
 
JordanLee's Avatar
 
Join Date: Jan 2006
Location: Burnaby
Posts: 1,763
Thanked 1,030 Times in 225 Posts
Quote:
Originally Posted by F3 View Post
Wondering if anyone knows of a us dollar card that doesn't have an annual fee?
BMO US card bills in US so theres no conversion or bs transaction fee. Theres I think an annual $30 fee but its waived if you spend 1000 in a year which is pretty doable.
JordanLee is offline   Reply With Quote
Old 05-14-2016, 12:55 PM   #394
.
 
jeedee's Avatar
 
Join Date: Nov 2009
Posts: 8,719
Thanked 5,414 Times in 2,085 Posts
Amazon visa card takes fuking forever to mail you a physical card
__________________
Buy/Sell FeedBack: (21-0-1)
jeedee is offline   Reply With Quote
Old 05-14-2016, 01:06 PM   #395
Throw yo paws in da air!
 
XplicitLuder's Avatar
 
Join Date: Apr 2011
Location: State of Trance
Posts: 5,003
Thanked 2,707 Times in 927 Posts
think im gonna apply to it ^

i have the USD card from scotia, which is 35$ annual fee, no conversion fee, but no real perks.. no cash back or anything lol

so fuk it, may as well get the amazon card and get some cash back
__________________

Proud member of GRAPE Great Revscene Action Photography Enthusiasts
PS3 Gamertag: bmello1989

2008 Infiniti M45X - Y50 (Current)
2000 Honda Prelude SH (Sold)
1995 Dodge Spirit (Sold)
1998 Nissan Maxima SE (Sold)
1996 Honda Prelude SR-V (Sold)
XplicitLuder is offline   Reply With Quote
Old 05-17-2016, 11:59 AM   #396
#deephouse
 
knight604's Avatar
 
Join Date: Mar 2010
Location: Vancouver
Posts: 4,192
Thanked 4,698 Times in 1,241 Posts
https://apply.mbna.ca/applicationfor...9&locale=en_CA

This is a good card to get.


Quote:
NO ANNUAL FEE TOO
Take advantage of this special limited-time offer for new cardholders and earn up to 60,000 Best Western Rewards® points. Sign up for the Best Western Rewards MasterCard® credit card and if approved:

• Get 20,000 bonus points†† after your first eligible purchase--that's already enough points for at least ONE FREE NIGHT**
• Spend $1,000 or more within the first 90 days of account opening and get an additional 20,000 bonus points†† OR
• Spend $2,000 or more within that same time frame and get a total of 60,000 bonus points††

With 60,000 points, you could get as many as 7 free nights (a whole week!) at some Best Western hotels or up to $225 in gift cards.**

But hurry--this offer expires on July 10, 2016. Thank you for being a member of Best Western Rewards and we look forward to welcoming you again at one of our hotels very soon!
__________________
/// x AMG
knight604 is offline   Reply With Quote
Old 05-20-2016, 05:02 PM   #397
I contribute to threads in the offtopic forum
 
Join Date: Dec 2003
Location: Vancouver
Posts: 2,591
Thanked 923 Times in 371 Posts
PC Mastercard for every single purchase. While I fill up gas at esso, I also get points for using it there.

MBNA Smart castback mainly for the 0.99% balance transfer for 1 year.

You can only use so much, might as well focus on purchases on one card rather than travel points here, cash back there, etc. etc.
mr_chin is offline   Reply With Quote
Old 05-20-2016, 06:29 PM   #398
Hypa owned my ass at least once
 
winson604's Avatar
 
Join Date: Apr 2004
Location: Vansterdam
Posts: 6,619
Thanked 986 Times in 487 Posts
Still rockin the Capital One Aspire and going strong and since they grandfathered my card I still get $100 in points every year.
__________________
"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!

GREG ADAMS!! GREG ADAMS!!"
winson604 is online now   Reply With Quote
Old 05-20-2016, 06:56 PM   #399
My homepage has been set to RS
 
Spoon's Avatar
 
Join Date: Apr 2001
Location: VAN/RMD/BBY
Posts: 2,185
Thanked 747 Times in 326 Posts
Quote:
Originally Posted by F3 View Post
Wondering if anyone knows of a us dollar card that doesn't have an annual fee?
TD Borderless Plan
https://www.tdcanadatrust.com/produc...borderless.jsp

Keep $3000 USD in the account and the $39 annual fee for the CC is waived.
__________________
My Buyer/Seller Rating
Spoon is offline   Reply With Quote
Old 05-22-2016, 10:12 PM   #400
.
 
jeedee's Avatar
 
Join Date: Nov 2009
Posts: 8,719
Thanked 5,414 Times in 2,085 Posts
anyone else use Amazon Visa card/cashback cards for everyday transactions (groceries, gas etc) other than online shopping?

would rather get cashback than shitty aeroplan miles lol
__________________
Buy/Sell FeedBack: (21-0-1)
jeedee is offline   Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 12:45 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net