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GS8 11-06-2023 10:46 PM

Quote:

Originally Posted by Gerbs (Post 9114362)
On a side track, what's the most common symptoms for people around you that get diagnose with cancer? I sometimes get random spikes in sharp pain, I see a doctor and it turns to be nothing. But I always get sus when I hear distance relative get diagnosed out of nowhere / no pain then die a few years later.

In our family it was black line in your nail, google it! I have one growing the last 2 months lol :suspicious:

In my sister in law's case, cancer runs high in her family. Her mom got it (beat it) and two of her siblings got it (one lost his life). They all had cancer in their lower bodies (prostate, ovarian, cervical, colon).

She went in for routine testing and back in April, they noticed and even by then, it was classified as stage 2. It could have been way worse

snowball 11-06-2023 11:01 PM

Quote:

Originally Posted by Gerbs (Post 9114362)
On a side track, what's the most common symptoms for people around you that get diagnose with cancer? I sometimes get random spikes in sharp pain, I see a doctor and it turns to be nothing. But I always get sus when I hear distance relative get diagnosed out of nowhere / no pain then die a few years later.

Sharp pain is usually just bacteria or viruses making their way through your body and then killed by your immune system.

Routine blood tests and screening, noticing new chronic symptoms, irregular pain, extreme fatigue

BIC_BAWS 11-07-2023 02:03 AM

Quote:

Originally Posted by JDMDreams (Post 9114457)
You can be the new Bic baws, don't worry bro icbc got you:pokerface:

HOLD UP - FULL STOP. ICBC don't got you on track lol.

Someone did try to defraud ICBC this season after on an track incident.

That wasn't me. I've never made a claim that wasn't legitimate.

Sent from my SM-G781W using Tapatalk

RabidRat 11-07-2023 07:31 AM

Not that there isn't 3rd party track day insurance, but kinda pricey :(

donk. 11-07-2023 07:53 AM

1% of the cars replacement value per day.

40k car = 400$/day track insurance

pastarocket 11-07-2023 10:15 AM

Your thoughts on the NDP government proposed legislation? Bill 44:

https://vancouver.citynews.ca/2023/1...re-fee-change/

Characterized by a local development institute as “some of the most substantial changes to the development approval process in decades,” the B.C. government introduced new legislation Tuesday morning that hopes to streamline and add transparency to municipal charges for amenities and infrastructure.

Bill 44, if passed, would require local governments to “shift their planning to an up-front framework,” and pre-zone land to meet housing needs, and reduce the use of current rezoning processes. It would also apply to Vancouver, under that city’s own Charter.

Practically, this means amenity costs and agreements would be compiled at the beginning of the project, rather than during the rezoning stage.

The government says it would also shift the ability of municipalities to collect funds from home builders to pay for core local infrastructure needs, like water and sewerage, and allow municipalities the “flexibility” to allocate the funds to local services like police, fire halls, and other services that “support new homes.”


The province also notes that the shift would allow for DCCs to pay for municipalities’ portions of cost-shared projects with the province, such as highway interchanges and exits.

“Prior to this amendment, one of the only options to recover these costs was through property taxes,” the Ministry of Housing said in a statement Tuesday.

Housing Minister Ravi Kahlon says this move is the government “taking decisive action” to build more homes in B.C.

“By doing this, we’re not just building homes for people, but also more sustainable, well-planned communities,” Kahlon said.

Gerbs 11-07-2023 11:39 AM

Quote:

Originally Posted by supafamous (Post 9114408)
Today our HHI is 10x my in-laws and my MIL (who never got paid more than minimum wage) insists on slipping us money ($50-100) for stuff like birthdays or milestones or even when we go on vacation (cause you know, we need spending money for these trips). We go along with it now cause it makes her feel good - not worth the fight of trying to give it back.

Man, when I get that $50 - 100, it's crazy to think they used to work for $6-10/hour to get that. 5-10+ hours of work.

Gerbs 11-07-2023 11:42 AM

Quote:

Originally Posted by donk. (Post 9114487)
1% of the cars replacement value per day.

40k car = 400$/day track insurance

Rather send my car into a $40K loss than pay an additional $400 track insurance on top of a $500 - 1,000 day.

supafamous 11-07-2023 11:42 AM

Quote:

Originally Posted by pastarocket (Post 9114492)
Your thoughts on the NDP government proposed legislation? Bill 44:

https://vancouver.citynews.ca/2023/1...re-fee-change/

Characterized by a local development institute as “some of the most substantial changes to the development approval process in decades,” the B.C. government introduced new legislation Tuesday morning that hopes to streamline and add transparency to municipal charges for amenities and infrastructure.

Bill 44, if passed, would require local governments to “shift their planning to an up-front framework,” and pre-zone land to meet housing needs, and reduce the use of current rezoning processes. It would also apply to Vancouver, under that city’s own Charter.

Practically, this means amenity costs and agreements would be compiled at the beginning of the project, rather than during the rezoning stage.

The government says it would also shift the ability of municipalities to collect funds from home builders to pay for core local infrastructure needs, like water and sewerage, and allow municipalities the “flexibility” to allocate the funds to local services like police, fire halls, and other services that “support new homes.”


The province also notes that the shift would allow for DCCs to pay for municipalities’ portions of cost-shared projects with the province, such as highway interchanges and exits.

“Prior to this amendment, one of the only options to recover these costs was through property taxes,” the Ministry of Housing said in a statement Tuesday.

Housing Minister Ravi Kahlon says this move is the government “taking decisive action” to build more homes in B.C.

“By doing this, we’re not just building homes for people, but also more sustainable, well-planned communities,” Kahlon said.

This is good stuff - I'm pretty impressed with what the NDP are trying to do on housing. It's all been well thought out particularly around the things that cities do to try to either slow down the construction of new housing or to blackmail developers. At a minimum it's a B+ run of announcements and probably higher once I see the details - the urban planning and housing community is pretty unanimous that it's good stuff.

This particular one is good too - no more behind closed door extortion/blackmail allowed, everything must be upfront and consistent which will speed up construction of new homes. I just wish cities would spread the cost over a period of time (eg tack it onto their property taxes for 20 years) rather than bake it all into the cost of building the house.

dark0821 11-07-2023 01:47 PM

Quote:

Originally Posted by Gerbs (Post 9114499)
Rather send my car into a $40K loss than pay an additional $400 track insurance on top of a $500 - 1,000 day.

once you factor in gas, tires and brake pads... depending on car... but lets say the EVO X wasn't all that affordable lololol

JDMDreams 11-07-2023 03:57 PM

I've always had this ideal. How much would it be to buy land in the middle of butt fuck no where, pave a road and make a tough circuit? I guess clearing out trees and paving would be the most expensive?

donk. 11-07-2023 04:09 PM

^ more than you can afford, pal

Hondaracer 11-07-2023 04:32 PM

Quote:

Originally Posted by JDMDreams (Post 9114538)
I've always had this ideal. How much would it be to buy land in the middle of butt fuck no where, pave a road and make a tough circuit? I guess clearing out trees and paving would be the most expensive?

Paving is fucking expensiveeeee let alone a concrete track

My old boss has a long ass driveway in fort Langley like 1000-1200m or so. Cost like 200k to pave it 20 years ago and he did all the prep work

Traum 11-07-2023 04:50 PM

Years ago when the Pitt Meadows autox lot was enlarged, the grapevine was saying that the paving cost on flat, agricultural land was $2M+. I think that was a 250' x 10,000' lot?

I'm sure it's way more expensive now.

mikemhg 11-07-2023 05:37 PM

Quote:

Originally Posted by supafamous (Post 9114501)
This is good stuff - I'm pretty impressed with what the NDP are trying to do on housing. It's all been well thought out particularly around the things that cities do to try to either slow down the construction of new housing or to blackmail developers. At a minimum it's a B+ run of announcements and probably higher once I see the details - the urban planning and housing community is pretty unanimous that it's good stuff.

This particular one is good too - no more behind closed door extortion/blackmail allowed, everything must be upfront and consistent which will speed up construction of new homes. I just wish cities would spread the cost over a period of time (eg tack it onto their property taxes for 20 years) rather than bake it all into the cost of building the house.

Watching what the NDP is attempting to do here really just shows how much the BC Liberals cocked up this entire province and put us in this situation in the first place.

Gordon Campbell and Christy Clark have a special place in hell.

Hehe 11-07-2023 09:21 PM

Quote:

Originally Posted by supafamous (Post 9114501)
This is good stuff - I'm pretty impressed with what the NDP are trying to do on housing. It's all been well thought out particularly around the things that cities do to try to either slow down the construction of new housing or to blackmail developers. At a minimum it's a B+ run of announcements and probably higher once I see the details - the urban planning and housing community is pretty unanimous that it's good stuff.

This particular one is good too - no more behind closed door extortion/blackmail allowed, everything must be upfront and consistent which will speed up construction of new homes. I just wish cities would spread the cost over a period of time (eg tack it onto their property taxes for 20 years) rather than bake it all into the cost of building the house.

Second this. As a CRE investor, I've always seen the housing problem as a supply-demand problem. And that's how we can make a business out of it.

We cannot add supply quick enough even when there's a clear demand in YVR for one simple reason... all the hoops and loops that one, no matter if you are a major developer or just a mom-pop shop trying to build something with a piece of land, has to go through and the uncertainties behind it.

The less bureaucracy and time that we need to spend on building houses, the more houses we can build and ultimately, supply-demand line would have to meet at a certain point. You cannot address pricing without affecting both supply and demand. All the foreign buyer tax, empty home tax means nothing if demand far outweigh the supply and you cannot match the speed that both are moving.

EvoFire 11-07-2023 10:13 PM

So more rumours floating around that Westbank is going bust. They must have quite a few ongoing developments, and probably a few more that are still under warranty.

JDMDreams 11-07-2023 10:19 PM

West Bank might get invaded soon :ifyouknow::troll:

Any more info to read up on? Curious how this is gonna play out

TypeRNammer 11-07-2023 11:35 PM

Quote:

Originally Posted by Gerbs (Post 9114266)
Without this thread, I wouldn't have gone the lengths to convince her to give me and my brother's an early inheritance when we want to upsize our 1-2BR when we have kids. That peace of mind means I no longer have to save an additional $300 - 600K in the next 10 years if I wanna stay in Lower mainland. In the end it benefits her, I don't have to stress about $$$ to stay here vs Calgary. I can take extra time off to take her to places, have her try restaurants, travelling, etc. Most recently my favourite thing was upgrading anything in the house that was old or outdated because she'll never buy it .

Glad you had that discussion with your mom and worked out in the end

Me on the other end, I wanted to build a laneway house 7 years ago which was when my first kid was born. I was ready to cover the costs and crunched all the numbers and was flat out denied. Year after year of trying to bring up up this discussion made our relationship deteriorated. Then my second one was born and brought up the laneway house again. Once again it was a flat out no.

During that time, the housing market started to take off and the alternative solution was getting a town house, but the affordability was getting out of reach really fast. Same goes with a 2 bedroom condo, which was definitely not ideal for our family of 4 plus 2 dogs.

Had to be persistent, by the time I finally got my way, it was already almost too late. With building materials costs and mortgage rates through the roof, it wasn't ideal but it had to be done. If I was able to kick start this process in the beginning, the build would have costed somewhere in the low $300s, but now it's just a tick over $400k

From start to finish, the current laneway house build has reached the two year mark. Waiting on final inspections from CoV, and hopefully move in the next couple of weeks.

I brought up this discussion with my dad (divorced) and my grandmother (from mom's side) and they both said "What the hell is your mom going to do when she dies? Bring the house to the grave too?)

Gerbs 11-07-2023 11:57 PM

Quote:

Originally Posted by TypeRNammer (Post 9114596)
Glad you had that discussion with your mom and worked out in the end

Me on the other end, I wanted to build a laneway house 7 years ago which was when my first kid was born. I was ready to cover the costs and crunched all the numbers and was flat out denied. Year after year of trying to bring up up this discussion made our relationship deteriorated. Then my second one was born and brought up the laneway house again. Once again it was a flat out no.

Were you slapping all 3 of them into the laneway? What was your mom's reasoning for the no? My hardest part was my mom overcoming the idea that the house they bought took 20-30 years to save for DP + first home in Canada.

TypeRNammer 11-08-2023 12:14 AM

Quote:

Originally Posted by Gerbs (Post 9114597)
Were you slapping all 3 of them into the laneway? What was your mom's reasoning for the no? My hardest part was my mom overcoming the idea that the house they bought took 20-30 years to save for DP + first home in Canada.

Just my mom

The reason for the no was because of her extreme conservatism, frugalness (first world Asian mindset problems), and maybe selfishness. At that point, the mortgage on the primary house was on the tail end of being paid off.

If my dad was still living here, it would have been a definite yes.

As for my grandmother, she lives in a different house with my aunt, her and my mom are not on talking terms.

JDMDreams 11-08-2023 06:42 AM

At least your parents had land for you to build on. You still won the lottery.

Tapioca 11-08-2023 07:36 AM

Quote:

Originally Posted by EvoFire (Post 9114589)
So more rumours floating around that Westbank is going bust. They must have quite a few ongoing developments, and probably a few more that are still under warranty.

https://www.theglobeandmail.com/busi...wling-mirvish/

When there's smoke, there's fire.

Hondaracer 11-08-2023 09:16 AM

Doesn’t westbank have all those buildings that are part of the Oakridge mall redevelopment?

There are 3-4 massive buildings there in various forms of construction

JDMDreams 11-08-2023 09:29 AM

There goes all the market rentals the gov wants. No one is gonna charity the low income rents. If it doesn't make money it doesn't make sense.


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