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For our insurance, I'll have to dig up 2024 insurance summery to compare to 2025, especially to compare flood deductible and cost difference but our water damage and sewer backup deductibles did double from previous year. Quote:
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IIRC RD is supposed to be recollected waste heat from the incinerator down in the Fraser Foreshore industrial area. A train still comes along every now and then, I can hear the horn, usually at 11pm at night. I'm a bit up the hill but I don't know how it is lower and closer to it. |
BOC holds rate today |
Needs more unemployment |
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Everyday:ifyouknow::ifyouknow: |
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Did you put an offer on the place you want |
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https://media.tenor.com/2yElHqoOg_YA...atcha-doin.png |
People on here love buying shit they eventually hate, cough BMW falling apart, beetles always in the shop for warranty.:pokerface::joy: |
Badhobz - He's not wrong, you know. :pokerface: |
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Onto the next thing... renovation! We plan to renovate the townhouse before we move in, anyone got any recommendations, things to look out for, tips/advice? First time doing any of this. For those that have done renovations in the past... for a basic-ish renovation to modernize the place without anything too fancy, how much did it cost for the kitchen? washroom(s)? |
Good effing luck! Lower your standards! Perfection does not exist. Expect half decent work. Prepare to be raped with extra charges too as the project goes on. |
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I did my entire kitchen myself outside of cutting and mounting the counter top and it was 30k. |
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i even had a quote for 11k for my bathroom 2 years ago, but we went with a more trusted but far more expensive option. dont really regret it but just depends on your level of picky. also i cant imagine that for 11k they would have included fixing anything that they found was sus at all along the way such as water damage, extra electrical work, walls out of plumb, etc.. my best advice is if you like using a bidet, put an outlet next to the toilet now. |
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Same with the bathroom. Full gut = 35-40k after DIY demo and DIY cementboard/water resistent drywall. Paid for plumber to do some updating work/install the new tub toilet etc and tile guy to do tile. New fixtures/bathtub/cabinets etc. Things to look out for - don't let scope creep get you and build a lot of slack in your schedule as some trades guys can be overly optimistic on when they're showing up/how long it will take. Also way easier to do when you're not living in the place. Try to get it done before moving in. |
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I would go through the home and see what really bothers vs what is nice to have and prioritize those things. Somethings go hand in hand such as kitchen counter and backsplash. If the strata allows it, I'd budget the 20-30k for a minisplit heatpump system. Comfort in the summer, and lower energy costs in the winter. You will likely not make the cost back through energy savings but the comfort in the summer will be worth it. Probably one of our biggest QoL upgrade. |
Make sure you budget 10% on after cost on stuff you didn't anticaipate. i have a bidet and it was great to get an extra outlet on the lower part of the house. was it necessary? NOt really, just run an extension cable and hide it well. we full gut so we have 2 outlets on both left and right side of our sink which was great. (and then an outlet lower right by toilet bowl for bidet) |
we put an outlet in our medicine cabinet just to charge and store our toothbrushes. great decision lol. |
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We are planning to rent a short term place for ~6 months during the renovations. Quote:
Anyone have a good renovator they went with and want to recommend? |
Just remember, there is a right way to do renos and then there is a "right way" to do renos in regards to Management and Condo/Townhouse Board for approval (if required). I just finished dealing with 2 separate washroom renos (2 different buildings), one was easy while the other was really strict on following all of the renovation rules. |
if you want to keep the tub and tile surround for the shower, big savings there. new shower door, floor, toilet, same size vanity, etc... shouldn't be too crazy since they dont have to gut the whole bathroom. |
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IMO some of the HEAVY hitters in terms of aesthetics that can make a HUGE difference without a lot of cost - Bathroom fixtures (towel racks, faucets) - Ceiling finish (a 20 yr old townhouse should have popcorn ceilings, getting it leveled would be a huge deal, but labour intensive) - Cabinet colour - Door hardware - Wall colour fixture colour (plugs, switches, and plates) - Painting the doors (! most older places the door finishing has yellowed, and simply a new coat of paint makes a world of difference) - Lighting - Baseboard heater colour (huge one surprisingly, I did it myself. Cost was reasonable but again very labour intensive) - Baseboard design, doorframe and window framing (questionable as it's very labour intensive) - Window coverings I don't know how the mission critical things are with the townhouse, but if the water tank is >7-8 years old, I'd get it replaced while the place is being torn up for renos. All in I'd have all the functional stuff dealt with first, and especially things that are hard to do once you are moved in such as flooring/tiling, plumbing, and even electrical (adding plugs, updating things) EDIT: to follow TOS'd's point. Our townhouse was super lax on things and they didn't care what we did. Some places are super anal. The aesthetic things I listed though shouldn't require approval from strata. |
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