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07-02-2025, 07:34 AM
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#35401 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Nov 2002 Location: 604
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Free $570 for most !!
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07-02-2025, 08:03 AM
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#35402 | | I contribute to threads in the offtopic forum
Join Date: Jun 2013 Location: Burnaby
Posts: 2,595
Thanked 3,053 Times in 827 Posts
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Originally Posted by Traum  CT bill payment had some sort of system failure a little over a week ago, right when I used them to pay my property tax bill. Thank god I checked on the City's end to see whether the payment has been received, cuz it turned out that CT just never processed that property tax bill payment right when I did it.
It was cutting it too close for comfort. | Are you saying it showed up as a debit on your credit card account, but the city didn't receive the money?
or did the payment just not go through?
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07-03-2025, 08:16 PM
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#35403 | | RS.net, where our google ads make absolutely no sense!
Join Date: Jan 2007 Location: GVA
Posts: 931
Thanked 397 Times in 139 Posts
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Closing on the new place in a couple weeks.
What are your thoughts on Title Insurance? We are being quoted $1250 for an owner policy. The internet seems to think it's worthwhile but we think it's a pretty low risk transaction (1990 home, original owners, no renovations)...
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07-03-2025, 08:27 PM
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#35404 | | in the butt
Join Date: Aug 2016
Posts: 3,136
Thanked 4,122 Times in 1,470 Posts
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1250$ for title insurance? Why so much?
We paid 200$ (townhouse)
Title insurance is useless, until someone decides they own your home, then you end up spending way more with lawyers and bullshit "getting it back".
Havent heard of anyone locally going through it, mostly in USA tho.
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Originally Posted by Mr.Money
i hate people who sound like they smoke meth then pretend like they matter.
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Does anyone have a pair of 25 pounds one-inch hole for sale at a reasonable price?
Originally Posted by BIC_BAWS
God, women in their early 30s are so baadd lmfao
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07-03-2025, 10:53 PM
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#35405 | | I answer every Emotion with an emoticon
Join Date: Aug 2007 Location: Paradise, BC
Posts: 7,622
Thanked 7,389 Times in 3,019 Posts
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| Quote:
Originally Posted by PeanutButter Are you saying it showed up as a debit on your credit card account, but the city didn't receive the money?
or did the payment just not go through? | The payment just didn't go through, but the ordeal lasted a whole week -- from one Friday all the way until the following Friday. During that time, my available credit limit for my CT MC account has been completely taken up, so there wasn't any meaningful room remaining for me to use the card.
I had also called in twice during that time. During the first call, I was just assured that the speed of the processing seemed normal, and that I should check back later. Another 2 - 3 days passed, and I made the 2nd call. The agent at the other end told me about the bill payment failures (across their whole system), and that I should check again on the following day.
__________________ Quote:
Originally Posted by westopher The whole world has gone down a road no one can recover from, and it's nothing to do with governments, it's because so much of the general public is so fucking stupid. | | |
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07-04-2025, 05:43 AM
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#35406 | | RS Veteran
Join Date: Dec 2001 Location: AB BC ON
Posts: 31,498
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Originally Posted by donk. 1250$ for title insurance? Why so much?
We paid 200$ (townhouse)
Title insurance is useless, until someone decides they own your home, then you end up spending way more with lawyers and bullshit "getting it back".
Havent heard of anyone locally going through it, mostly in USA tho. | I can't speak to costs but it title fraud is pretty serious and rampant in the GTA.
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07-04-2025, 06:27 AM
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#35407 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Nov 2002 Location: 604
Posts: 9,159
Thanked 5,244 Times in 2,523 Posts
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Damn ... I heard that in GTA everything gets stolen but deeds and titles ??!!
Drivers be putting these bollards in to prevent cars being stolen right from their driveways! I actually had a relative whose car was stolen from their driveway, wasn't even anything particularly nice, just an Audi Q3! https://www.youtube.com/shorts/-m6J4ew367Y
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Last edited by whitev70r; 07-04-2025 at 07:11 AM.
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07-04-2025, 06:35 AM
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#35408 | | RS Veteran
Join Date: Dec 2001 Location: AB BC ON
Posts: 31,498
Thanked 13,222 Times in 5,478 Posts
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It's rough out here!
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07-04-2025, 07:10 AM
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#35409 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Nov 2002 Location: 604
Posts: 9,159
Thanked 5,244 Times in 2,523 Posts
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come back to 604 and be true to your RS name!
How much longer before you finish your MBA program? York University?
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07-04-2025, 07:45 AM
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#35410 | | RS Veteran
Join Date: Dec 2001 Location: AB BC ON
Posts: 31,498
Thanked 13,222 Times in 5,478 Posts
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Originally Posted by whitev70r come back to 604 and be true to your RS name!
How much longer before you finish your MBA program? York University? | I'm 6 months deep into an 18-month program. Program is through Royal Roads in Victoria.
Moving back is going to be tough for several reasons.
1. I would have nowhere to live. Housing is too expensive.
2. I would need to find a job.
I also don't have any real motivations to move back to Vancouver. I also have no employable skills. Home Depot didn't even want to interview me.
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07-04-2025, 07:49 AM
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#35411 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Nov 2002 Location: 604
Posts: 9,159
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Originally Posted by bcrdukes Moving back is going to be tough for several reasons.
1. I would have nowhere to live. Housing is too expensive. | Badhobz has lots of extra rooms! I think he'd let you live with him just to shoot the breeze all day  .
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you can quote me on that
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07-04-2025, 08:15 AM
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#35412 | | RS Veteran
Join Date: Dec 2001 Location: AB BC ON
Posts: 31,498
Thanked 13,222 Times in 5,478 Posts
Failed 511 Times in 339 Posts
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He hates my guts.
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07-04-2025, 08:55 AM
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#35413 | | I *heart* Revscene.net very Muchie
Join Date: Mar 2011 Location: Vancouver
Posts: 3,956
Thanked 4,275 Times in 1,744 Posts
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Hobz seems like the kind of guy who would come into your room and teabag you in your sleep.
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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07-04-2025, 09:01 AM
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#35414 | | I contribute to threads in the offtopic forum
Join Date: Jun 2013 Location: Burnaby
Posts: 2,595
Thanked 3,053 Times in 827 Posts
Failed 412 Times in 112 Posts
| Quote:
Originally Posted by Traum The payment just didn't go through, but the ordeal lasted a whole week -- from one Friday all the way until the following Friday. During that time, my available credit limit for my CT MC account has been completely taken up, so there wasn't any meaningful room remaining for me to use the card.
I had also called in twice during that time. During the first call, I was just assured that the speed of the processing seemed normal, and that I should check back later. Another 2 - 3 days passed, and I made the 2nd call. The agent at the other end told me about the bill payment failures (across their whole system), and that I should check again on the following day. | Oh man, that's annoying as eff. I would be so pissed. I missed the payment last year and had to pay a fine so now I always pay a month in advance now...so luckily I was spared from such an ordeal.
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07-04-2025, 09:35 AM
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#35415 | | Even when im right, revscene.net is still right!
Join Date: Mar 2013 Location: Vancouver
Posts: 1,323
Thanked 1,493 Times in 542 Posts
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| Quote:
Originally Posted by supafamous Hobz seems like the kind of guy who would come into your room and teabag you in your sleep. | He wouldn't wait til you're asleep.
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Geriatric Motoring Club Member #19 | |
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07-04-2025, 10:21 AM
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#35416 | | HELP ME PLS!!!
Join Date: Apr 2014 Location: Van
Posts: 5,852
Thanked 2,422 Times in 1,307 Posts
Failed 232 Times in 140 Posts
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07-04-2025, 10:28 AM
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#35417 | | RS Veteran
Join Date: Dec 2001 Location: AB BC ON
Posts: 31,498
Thanked 13,222 Times in 5,478 Posts
Failed 511 Times in 339 Posts
| Quote:
Originally Posted by supafamous Hobz seems like the kind of guy who would come into your room and teabag you in your sleep. | Quote:
Originally Posted by Mikoyan He wouldn't wait til you're asleep. | I'm not sure I want to ask how either of you know this.
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07-04-2025, 01:10 PM
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#35418 | | I Will not Admit my Addiction to RS
Join Date: May 2011 Location: Vancouver
Posts: 556
Thanked 430 Times in 122 Posts
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Originally Posted by carsncars Closing on the new place in a couple weeks.
What are your thoughts on Title Insurance? We are being quoted $1250 for an owner policy. The internet seems to think it's worthwhile but we think it's a pretty low risk transaction (1990 home, original owners, no renovations)... | $1,250 is extremely high for title insurance - lawyer or notary probably inflated the cost. Some lenders require it as a condition of financing.
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07-04-2025, 01:38 PM
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#35419 | | I contribute to threads in the offtopic forum
Join Date: Jun 2013 Location: Burnaby
Posts: 2,595
Thanked 3,053 Times in 827 Posts
Failed 412 Times in 112 Posts
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When we bought our place we were sold sewer back up insurance, which in retrospect seems silly. We definitely bought title insurance.
I can't remember any of these costs though.
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07-04-2025, 02:12 PM
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#35420 | | I *heart* Revscene.net very Muchie
Join Date: Jun 2002 Location: Vancouver
Posts: 3,714
Thanked 650 Times in 365 Posts
Failed 20 Times in 17 Posts
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$300 for title insurance when we refinanced recently.
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07-04-2025, 02:26 PM
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#35421 | | Willing to sell body for a few minutes on RS
Join Date: Oct 2016 Location: Ricemond
Posts: 11,816
Thanked 13,562 Times in 4,978 Posts
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He can stay as long as he sits down to pee.
Might still get tea bagged though. I got a lot of ooooohhhh looong sitting around.
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Geriatric Motoring Crub Member #444 | |
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07-04-2025, 04:48 PM
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#35422 | | I *heart* Revscene.net very Muchie
Join Date: Mar 2011 Location: Vancouver
Posts: 3,956
Thanked 4,275 Times in 1,744 Posts
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For anyone renewing this year...
My window to renew my mortgage opened up this week and I hopped on a call with TD and got offered a 3.89% 3 year deal (vs their posted 4.34%). 3.89% is as low as I could find on Ratehub so I took the deal. I was at 5.37% and along with a bit of an adjustment on my amortisation it knocks a thousand bucks off my mortgage.
I heard from a friend who is also with TD that he was being offered 3.89% as well on a renewal (owing about 700k I think) so I'm guessing some banks are really fighting for the business right now and deals can be had.
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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07-04-2025, 05:40 PM
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#35423 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,300
Thanked 16,001 Times in 6,515 Posts
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What was 5 year?
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Dank memes cant melt steel beams
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07-04-2025, 06:06 PM
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#35424 | | I *heart* Revscene.net very Muchie
Join Date: Mar 2011 Location: Vancouver
Posts: 3,956
Thanked 4,275 Times in 1,744 Posts
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| Quote:
Originally Posted by Hondaracer What was 5 year? | No discount so 4.34%, only the 3 year term was on "sale". I'm guessing they want the short term cause they are betting on rates being slightly up in 3 years time (I'm betting I'll have paid my mortgage down substantially in 3 years).
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Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
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07-04-2025, 06:11 PM
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#35425 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 39,300
Thanked 16,001 Times in 6,515 Posts
Failed 2,158 Times in 740 Posts
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So your play is to pay it down at that lower rate and than not worry about the renewal?
That is a fairly substantial difference between 3 and 5, must be just to stimulate renewals otherwise the difference seems too substantial
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