How did you get +40? You playing bumper cars with other cars on the road? :D That's quite a few at fault claims to get to a +40.

no, i was -10% just a couple weeks ago, some clown t-boned me when i was going through an intersection, no witnesses so they called it 50/50 cause the other driver said i ran a red.

it goes up 6 steps to +40. so it was only one accident.

Ah, right...sorry...I assumed you were on max discount. That's going to take a bit of time to get back to a reasonable level :cry:

08 sierra 1500
$1764/ yr
30% discount
Work or school within 15 km

5 mil liability
300 deductible collision/comprehensive
Replacement Cost.


1991 Celica
$1227/ yr
PLeasure use
30% Discount

3 mil liability
300 Deductible collision/comprehensive

Insurance rates are also very dependant on the area you live in.

well no, it's 3 years then it returns back to my regular rate of -10%.

I thought i had to work down -5% every year from +40 but thats not the way it works, thankfully.

92 pathfinder

$1100

09 lancer - 43% discount
500/500/2 mill 3rd party/full coverage
$128.90/mo.

05 se-r spec v - 43% discount
2 mil 3rd paty
500/500 collision/comp
$1490/year

07 accord
5 mil
500/500
$217/month
work insurance

02 civic - 2152 a yr w/ full coverage @ 25% discount..

Deleted.

Sorry to revive and old thread, yet damn.

I was paying $1300/yr in Ontario, full coverage with $500 deductibles. Here I'm looking at $1900/yr with the same coverage. Since my car is only worth $10K, I'm probably not going to put collision or comprehensive on it and save $700/yr.

What a scam ICBC and the private insurers have going.

Dude, when was the last time ICBC didn't scam people for their benefit?

Oh right,

Ill add mine up here too,

02 is300 - $300 a month. X.x

05 RSX type S
35% discount
500 deductible collision/comprehensive
3 mill collision
$225 per month
$2700 a year

I thought Ontario car insurance was a scam, cause Quebec public insurance is cheap.

Its the damn % +/- system ICBC uses. ICBC has a max +% (+40%?), which means even the worst drivers can get insurance. In Ontario there is no max, if you're a bad driver they'll quote you $10K+ to convince you not to drive and get bad drivers off the road.

I have my N
and im paying $240 a month for my 90 Nissan 300zx
thats with a 5% disscount to

from last year in this thread:

what i paid this year just before i bought a new car:

2001 celica gt
2 mil
500/300
pleasure use
roadstar plus

$120mo or 1450/yr with CRS lvl 10 (43% + 47% on optional discount)

moved to a cheaper insurance area, got pleasure use (live 2 mins from work), and got the 10 yr discount. huge difference.

i pay about 3100 a month

09 civic, 5 percent

^i think you mean 3100 a year

Just bought 3 months for a 96 Accord, 43% discount

$489 after all the damn short term licensing fees, etc.

2000 celica gts

full coverage.

3600 a year.

how many % discount?


i know when my friend had his GTS back than with no discount he was paying $5400 a year

dear lord

02 wrx...2 million liability, 300 deductible, no rental car for accident...3200...25% discount...i almost shat myself

08 gsxr 600...3 months, no collision no comprehensive $240...with collision and comprehensive for 6 months $1800 at a 10000 dollar declared value

2010 genesis coupe turbo
1 mil liability, 300 comprehensive, 500 collision
43%
to and from work within 15km
$158/month


reason why it's cheap: None have been crashed, stolen or anything in BC... yet