I don't think buying another car would make insurance cheaper. I think your 43% discount and 10 year experience discount is like the MAXXXX you can get out of ICBC.

2004 Acura TSX
$1851 per year.
-35% off
Damn, after reading what some of you guys pay, I feel pretty good bout what I'm paying!

2000 prelude
about $2300/yr

if only ppl in coupes didn't crash !

2005 Prius
$143/month
-43% + 10 year safe driving experience thingy

1978 datsun 280z
$80 a month
roadstar discount

they should make it 50% discount as max


makes more sense


fuck Americans insurance is like dirt cheap

I just thought that there is a chance, since it would be impossible for me to be driving two cars at the same time.

The second car would be like a weekend car only.

Thanks for your input.

$960/year???

http://i6.photobucket.com/albums/y22...eZx/dqlirr.gif

new insurence is...


2000 celica gts
$2,651
20% discount

Generally one doesn't get a discount for a second car, but if your second car is eligible for collector plates you can get a substantially discounted rate.

Is that just third party?
That's just a little less than what I'm paying for my 300zx "roadstar" :P
but only 3 million I think and no comprehensive

i pay 91 bux a month now...
basic comprehensive only
roadstar
i should increase my deductible to get it a little bit lower
94 accord

2004 Infiniti G35 Coupe
500 comp
500 other one (forgot what it was lol)
2 million liability
20% discount

29xx a year.

Then why are you paying for full coverage? You could easily knock $500 off by declining collision and comprehensive.

In BC your car is insured, not you. Thus ICBC cannot guarantee they can give you 2 policies and both cars won't be driven.

Its frustrating cause in every other province adding a second car is easy and cheap.

That's without collision and 2 million. Everything else is there. No point having collision, if i get in an accident they're goin to write it off and lowball me $1000 anyway haha.

thats about right. always under $1000 unless i put on collision.

what!? my car and a 04 g35 is the same!?

05 G35
new owner
3.8

How come some people don't need liability? Isn't that important?
Is there a law that you're supposed to carry a minimum amount of Third-Party Liability coverage?
How much do you save per year without liability?

2005 Acura TL
$1865/year @ 43% discount

Liability is for when you hit someone and paralyze/kill/... them, then they sue for lost earnings compensation for the rest of their life which could easily be $Ms.

ICBC Basic provides limited liability of $300K, so this is the minimum by law. IMHO it is not enough, $1-3M is better and only costs $150-200 more/yr.

You'll notice I'll gamble on my car by not taking comprehensive or collision, yet won't gamble on this. Someone rightfully pointed out the chances of having an accident this severe is nill, yet its not a risk I can afford to take. I can fix my car or buy a new car, it'll suck yet $10-20K is affordable. I cannot pay a family $2M if I kill one of their family members.

Just to correct, its $200,000 TPL for basic which is standard in every basic policy

Liability also extends to property damage you may cause, as well as to your passengers, not just those you hit.

Don't mess around - get a lot of liability insurance.

1800/year for a 2004 jeep grand cherokee overland .. thats with 43% discount, $200 deductible

03 IS300 @ 35% dis $500 deduct = $1900

Must be nice having your parents paying. hahaa

My insurance rate is fucked for the time being. I got into an accident, so it's +30% surcharge. I should get a 5% discount upcoming year, then hopefully in 2 years I'll be back to where I was before. 92 civic, $3000. LOL