If you shop at places that give aeroplan points you get to basically collect double the points. Still looking into it but I think I might make the switch. Only thing is I don't know if I'll get my fee waived or not like the travel infinite..

Also your TD points transfer 4:1 aeroplan point which isn't really worth it if you have a ton of TD points.

Get the Chase Marriott version if you travel.

Anyone recommend the best travel card for mastercard? Don't care about annual fee.

Hey was wondering whats a good CC to apply? With RBC at the moment, and have looked at a few cards, just need a decent card with good features and preferably cashback. Full time worker and student that will just use it for everday purchases (and big ones. Using debit at the moment.
Posted via RS Mobile

Are you referring to TD first class points can be transferred to aeroplan points? I thought you can't?

You have the option to transfer upon first switching cards. First year is free for all customers. No brainer if you qualify for it.

First year is free. Subsequent years you will have to pay $120. The fee will not be waived by the All-Inclusive account. TD will still continue to support its existing TD First Class Travel VISA Infinite card with the all-premium package.

You collect double the points if you have an actual Aeroplan member card which you then present along with paying with your TD Aeroplan VISA.

has anyone had any luck in getting their CC to waive the balance protector premium?

highly doubt any financial institute would waive that charge. Maybe as a one-off, but definitely not on a continuous basis. I'd imagine that'd be a pretty big profit centre for Visa/MC.

Doubt they would waive it completely for you, but if you just want to get rid of it all together, just give Visa a call and tell them to cancel it.

I'm using that one now, the "cashback" kinda works better than my old MBNA one and getting the $15 gift (now $20) gift certificate was a nice perk. I hate how the card is butt ugly though...

What's the best CC for collecting travel miles? I was reading on the AMEX Aeroplan Plus that's on the list here on RFD - Hot Deals

But many places don't use AMEX.. and I prefer to have just one main credit card. Right now, I have the RBC 1% Cash Back.

^^
I thought the same thing, until I got one myself. You just have to ask! I've only been turned down a couple times and those have always been at small shops and restaurants.

My monthly spend is now 85% AmEx and 15% Visa, from 100% Visa. I find short of buying coffee with it, I have no problems at all - online purchases, restaurants, gas, shopping, it's all good.

If you're going to get the American Express card, I would really appreciate your using my link, which is here:


But don't get the AmEx Aeroplan Plus card, get the AmEx Aeroplan Gold card as it gives you more points upon signing up (30000 vs 5000!), more points per spend, and is free for the first year anyways.

Cheers

Yeah nowadays you can count on any bigger retail store/restaurant to take Amex. Even McDonalds/Tim Hortons take Amex now. The only times I've been declined were smaller Chinese restaurants (expected), and boutique retail shops (again, expected).

Depending on where you buy your coffee: I already mentioned Tim Hortons, but I have my Amex linked to my paypal, which I use for my Starbucks account refills. I use my Mastercard only when Amex isn't accepted, and it's not that often I use it.

Yeah the card is pretty ugly, partially matte green :badpokerface:

They gave me one with a low credit limit of $2400.

Thinking of getting the Amazon CC for the times I get gas south of the border. I've been reading some negative reviews about their billing. Was wondering if others had issues with billing.

My alternative would be the Chase Marriot card. I don't travel often, but might in the near future. Need first hand info on this card as well.

Never had an issue with billing...

What in specific was the issue?

BTW, for those contemplating on the AMEX Aeroplan card.

I love it so far! It sends me email reminders weekly (or however you set it) on my balance just so I can keep an eye on it. Very friendly customer service people, they don't waste your time. Easy to use online interface as well.

Nothing I can think of that would make their service better.

I signed up for Amex Gold [non Aeroplan] last week.

Can't wait to get the card :fullofwin:

Do those of you with AMEX cards have a hard time using them here in Vancouver?

Ditto. I've been seeing more of these pop up in Vancouver lately.

Depends where you normally shop...

Most Asian places that take credit card usually decline amex because their service charges are much more than visa/mastercard

But your regular non-asian businesses, big box furniture stores, and gas stations, usually will take AMEX.

Someone's gotta pay for those crazy benefits. And it isn't you directly.

Businesses just tack on whatever to their prices....... hence prices at Asian places are lower. Cash only is best for them and you in the long run.

BTW, I have Amex Platinum card because of Costco. No other reason.

I have PC Financial Black card because of Superstore.


Now I want a card with no foreign exchange transaction fee for buying gas south of border.

I don't always get gas at Costco. 6 cents a gallon cheaper is like less than 2 cents a litre cheaper, so getting gas at Sumas and not having to travel to Bellingham makes total cents. On top of that, Amex has 2.5 percent transaction charge on top of exchange rate.

i only use AMEX at costco and gas stations. small businesses don't usually accept AMEX i found.